Before you know it, the carriage has driven into the palace.

Chao Yong went to the harem to ask the queen He for peace, and then came with the royal ticket number of his own soldiers.

Along the way, there was no need to open the way with the soldiers in front, and the people in the city saw the prince's honor guard, so they respectfully gave way to it. Although the roads on both sides of the royal road are not very wide, the people are still willing to squeeze on both sides.

Fortunately, the royal ticket number was on the edge of the royal road, not far from the palace, and Chao Yong and his party did not obstruct the traffic for too long.

The main entrance to the ticket number is closed, but there are still two black-clad ticket number guards standing at the side entrance.

You can enter the courtyard of the ticket number through the side door, and a car of copper coins will enter and exit through the side door during the day, which is also full of traffic, but after the time of Shen, no one dares to approach the side door.

The guards with a cold face will also drive away those who take the wrong path or try to peep in vain, and now everyone knows that the royal ticket number is the crown prince Zhang Luo, and no one dares to break into the royal ticket number. Although it seems that the guard of the royal ticket number is not very tight.

Of course, the common people still respect the royal ticket number more than fear. The royal ticket number has a monthly interest, which is an unprecedented low interest, much lower than Wang Anshi's green seedling loan back then. And the ticket number has always been operated as a merchant, and it will not force people who don't need it to take out loans.

Daliang's green seedling loans did not require interest, and the imperial court could not make a profit, which reduced the incentive of local officials to force the rich people to borrow. Even if some local officials forcibly let the people borrow, the people would have nothing to lose. At most, they will eat the grain issued by the government, and when the harvest comes, they will return the new grain.

It is not only businessmen who borrow, but also ordinary people who are in dire need of money. In the past, a sudden illness could bankrupt a middle-class family, not only because of the high cost of medicine, but also because there was only usury in the world. In the end, you may be asked to sell your house and land, or even sell your children and daughters to pay it off. And with the royal ticket number, they can use the deed and title deed to borrow some money for emergencies, and the low interest can also allow them to repay it slowly without crushing them.

Even if they don't need money, the royal ticket number allows them to earn some interest on their spare money. Although for most people, they don't have much spare money in their hands and don't earn much interest, but they also save money. And these little money also have a greater effect on them.

After Chao Yong swept away the Western Xia. Not only ordinary people are accustomed to depositing money into the royal ticket number, but even large households have also deposited money in the royal ticket number. On the one hand, it is because there is no doubt that Daliang will dominate the world, and on the other hand, it is also related to the news of the destruction of Western Xia, Chao Gai announced an amnesty for the world, and the big households no longer have to worry about being liquidated at any time.

In fact, Chao Gai just found a reason. After all, whether it is doing the right thing for heaven or killing corrupt officials, it is impossible to last forever.

After the establishment of the beam, even if the generations of good families have to live in fear, the morality of this era has not been degraded, many large families have benefited the township for generations, usually build roads and bridges, and send porridge and medicine in case of famine. But a large family means that there are many people, and no one can guarantee that there will be no scum among them. Therefore, even good people with a good reputation are also worried, and they don't know when they will be sued by others to the yamen.

After Chao Gai rectified the rule of officials, officials continued to reflect this situation. Of course, they didn't mean to loosen the rope around their necks for themselves, after all, the big family was worried at the same time. They also can't sleep.

After discussing with Wu Yong, Chao Gai also felt that the terror of officials and big households had seriously affected the society, so he announced an amnesty for the world on the way back from Chao Yong. All past sins are forgiven, but the law is still strictly enforced.

The amnesty was promulgated as soon as the world was issued. The officials and big families in the world breathed a sigh of relief, but they did not let their guard down. Instead, he continued to strictly ask his family not to do bad things and to do more good deeds. After a few months of investigation, more than half of the officials and wealthy families in various places were beheaded by raiding their homes, and they also saw that Daliang had zero tolerance for the crimes of the powerful, and finally cleared up the sins of the past, and no one was willing to put a noose around their necks anymore.

Chao Yong saw Ren Jinnu already at the door from the third floor in the back yard.

"Greetings to the Prince."

"Bang"

Chao Yong hugged Ren Jinnu into the office, kicked the door, hooked Ren Jinnu with his fingers, and said with a smile: "Are you waiting for me?" ”

Ren Jinnu looked at Chao Yong with rolling eyes, and said coquettishly: "The slave family heard that the emperor and the prince went to reward the three armies today, so they thought that the prince might come to look for me. So I kept looking at the palace from the window, and I saw it as soon as the prince left the palace. You see, I have prepared tea for the prince. ”

Chao Yong also caught a glimpse of the tea on the table, and his big hand went into the slit of the beam robe, stroked Ren Jinnu's buttocks, and said with a smile: "You don't want to go back to the palace with me, what are you doing with the tea?" ”

"Yes"

Ren Jinnu moaned coquettishly, drawing circles on Chao Yong's chest with his fingers, and said, "The slave family is going to report the recent situation of the ticket number to the prince." ”

Chao Yong looked at Ren Jinnu's style, picked up Ren Jinnu, and said with a smile: "It seems that you are suffocated, I will feed you first, and then listen to the situation of the ticket number." ”

"Ahh

Ren Jin Nujiao snorted, was put on the desk by Chao Yong, and then pressed it hard.

A cheerful sonata sounded in the room, and I don't know how long it took for the song to end, but the people had not dispersed.

Chao Yong sat on the chair with Ren Jinnu in his arms, playing with Ren Jinnu's upright breasts, and said, "Now you can report the latest situation of the ticket number." ”

Ren Jinnu snuggled in Chao Yong's arms with a satisfied face, she was a thousand satisfactions at this time. There were thirteen people in the palace who were pregnant, but she was not one of them. In the absence of the prince, she could only focus on the expansion of the ticket number, and achieved great results, although it was mainly based on the prestige of the royal family, but her overall planning was indispensable for the orderly development of the business. Therefore, as soon as the prince came back, she wanted to invite credit, but yesterday a hundred flowers competed, and she couldn't say anything about the ticket number, otherwise she would inevitably become the enemy of all the concubines. After all, she is the only concubine in the palace who can go out to share the prince's worries.

But today, even if she thinks that the prince and the emperor reward the three armies will definitely return to the palace before evening, and the palace is next to the ticket number, so she has been waiting for the prince to come, even if the ticket number below has been closed, and the supervisor has sorted out today's accounts, she still has not returned to the palace.

The prince didn't let her wait in vain. Ren Jinnu didn't want to be the general manager of the royal ticket number all the time, and she also knew that the prince would not let her manage the ticket number all the time. After all, she is the concubine of the crown prince, and it is impossible to let her go out of the palace every day all the time, and she can't show her face, which always restricts the development of some business. As long as the prince has a suitable person at hand, that is the day she returns to the palace.

Ren Jinnu also knew that although her own appearance was also very beautiful, it would not stand out in the palace where a hundred flowers were in full bloom. After returning to the palace, the prince may not be able to spoil her as much as he does now. Therefore, she has always wanted to give birth to a child for the prince, and the mother is more expensive than the child. There's never anything wrong with that at Royal. As long as she can give birth to a prince for the crown prince, under her words and deeds, she will definitely become a pillar of talent, and her position will be consolidated at that time.

If she didn't have a royal ticket number, she would definitely not have been favored by the prince the day after his return. Therefore, Ren Jinnu is also very concerned about the work of the royal ticket number, unless she has a better reliance.

Hearing the prince ask about the ticket number, Ren Jinnu couldn't care about the softness, opened the drawer, took out an account book, and said with a smile: "This is the new semicolon situation during this time, and now there are a total of thirty-three semicolons." Ten in Jingdong, ten in Hebei, ten in western Beijing, and three in Shaanxi. Shaanxi only started the layout after I got the news that you wiped out the Western Xia, so it was a little slower, but Shaanxi still has seven semicolons in preparation. It can be opened in half a month. Next up are Gansu Road, Qinghai Road and Ningxia Road. Qinghai Road and Ningxia Road are both on the border, and business at the border should be better. After all, there are many merchants who travel from various countries. It's just that the slaves don't understand the security issue. ”

Chao Yong was also very satisfied when he heard that Ren Jinnu was progressing so fast, and nodded: "Security is not a problem, if anyone dares to invade my Daliang City, I will definitely let them repay ten times." ”

Ren Jinnu listened to the prince's domineering answer, felt that his lower body was a little wet again, and said in a coquettish voice: "The slave family will make every effort to prepare for the semicolons of Gansu Road, Qinghai Road, and Ningxia Road. Some time ago, Liao also asked us to issue a ticket number, but without the prince's instructions, I didn't dare to agree to them, and besides, we still have many state capitals in China that don't have a semicolon. ”

Chao Yongqi said: "Who is here from Liaoguo?" ”

"Yelu Dashi, I heard that he was born in the royal family of Liao State, and he is still the champion of Liao State. As the envoy of the Liao State, he came to my Liang to ask for peace, but the emperor did not agree. He came here to ask for me, saying that he could let us go to Liao to issue a ticket number, and Liao Guo would provide us with houses and security, and he could also recommend Liao nobles and merchants to our ticket number. The operation of the ticket number is so simple, they can do it themselves, but they came to cheapen us, although they did not say that I should make peace, but I still did not dare to agree to him. ”

Chao Yong didn't expect that the envoy of the Liao State was actually his old acquaintance, and he and Yelu Dashi could also be said to have an alliance at the beginning, the Liao State sold the war horse to Liangshan, and Liangshan was responsible for containing the Song Dynasty. However, after Liangshan destroyed the Song Dynasty, Yelu Dashi reneged on the covenant whether voluntarily or forced, and led his troops to invade Hebei in the south, but was attacked by Chao Yong, and Yelu Dashi was captured alive. If it weren't for the ransom paid by the Liao State, Yelu Dashi would probably have been in a different place.

In any case, after a fight, the friendship between the two is gone.

"He can't do it himself, even the emperor of Liao can't do it."

Ren Jinnu was puzzled: "Why, the principle of the ticket number is very simple, collect everyone's money at low interest, and then release it at high interest." ”

Chao Yong shook his head and said: "The reason is very simple, but the powerful people in the world are lending usury, and opening a ticket number is to grab the money of the nobles, and the emperor of the Liao State is no match for the magnates of the Liao State." If it weren't for the fact that I had the military power in my hands, and the girder had just been established, the royal ticket number would not have been maintained. Wang Anshi was so strong back then, but as soon as Qingmiao took out a loan, he offended the world's magnates, and his changes did not last long. ”

Ren Jinnu nodded and said: "The prince is wise, the Liang is newly built, and most of the powerful people in the DPRK and China are from reckless backgrounds, and the ticket number will not affect their interests." If the Liang is passed down for several generations, these magnates are intertwined, and if they want to issue a ticket number, I am afraid they will also jump out and oppose it. ”

Chao Yong touched Ren Jinnu's satin-like smooth skin, nodded and said: "Smart, change the dynasty, and wait for a hundred wastes, it is a good time for drastic reform." Otherwise, once the new nouveau riche in the DPRK and China are passed down for several generations, they will also become an obstacle to reform. So I can open this ticket number, but the emperor of Liao can't. I opened my generals, no one will rebel, and if he opens his generals, they should all rebel. ”

Although Chao Yong said it was easy, Ren Jinnu also knew that things were not so simple. Although the people who changed the dynasty every time they were the heroes of the world, these founding emperors did not dare to make drastic reforms, but tried to make the two dynasties as smooth as possible.

Only a hero like the crown prince who has never been seen in a hundred years dares to overturn all the old rules. Ignore the world's elites and build the dynasty you want.

Although tens of millions of people have gone to me, what a kind of courage this is.

Thinking of this, Ren Jinnu was completely wet, lying on the desk, pouting his upturned buttocks, and said in a flattering voice: "Prince, me." ”

"Little whore."

Chao Yong didn't know which tendon Ren Jinnu was wrong with, but he saw Ren Jinnu turn his head and show a coquettish demeanor. You're welcome, got up and aimed at that square inch of land, and slammed into it.

"Ah......h

Chao Yong taught Ren Jinnu a hard lesson for a while, and when he arrived, Ren Jinnu couldn't lie down. can only be pressed on the desk by Chao Yong and whipped to his heart's content.

"The prince is so domineering, the slave family is going to die."

Ren Jinnu ** for a long time, and when Chao Yong vented, her voice was a little hoarse.

When Ren Jinnu saw the tea next to him, he asked, "Does the prince want tea?" ”

Chao Yong shook his head and said, "No." ”

Ren Jinnu heard that Chao Yong didn't want it, so he was no longer polite. Pick up the teacup and drink it.

The tea in the cup was already cold, but Ren Jinnu felt that the cold tea could not suppress her fiery passion, if it weren't for the weakness of her whole body. She is willing to love the prince until she is old.

After drinking a cup of tea, Ren Jin's slave felt that his throat was better, and said lazily: "Where did you just go?" ”

Chao Yong smiled: "I said that Yelu Dashi of the Liao Kingdom came to look for you." ”

Ren Jinnu nodded and said, "Well, he didn't just come to look for me. He had heard that he had visited the nobles of the city, but no one dared to accept his gifts. ”

Chao Yong smiled: "You know this, huh? ”

Ren Jinnu hurriedly said: "It's not that the slave family wants to spy on political affairs. The tabloids published these things, and the people of the city talked about it. ”

Chao Yong thought about it for a while, and then smiled and said: "It's rare that my Central Plains can make the Liao State submit, and the people are naturally happy, and the tabloid newspaper publishes these things, which is also a big selling point." If you agree to go to Liao to open a branch, I am afraid that the magnates in the city will immediately accept the gifts of Yelu Dashi and begin to approve the peace between the two countries in the court. ”

Ren Jinnu thought for a while, then understood, nodded and said: "Yelu Dashi wants to take advantage of the prince's power to reach a peace agreement, but unfortunately I don't dare to call the shots, and no one in the city dares to come forward, so he can only go back in embarrassment." ”

Chao Yong smiled: "You did a good job this time. Not to mention him, the Liao State is already in decline, even if I don't send troops to attack, the Liao State will not be able to support it for a few years. Or let's talk about our ticket number, thirty-three semicolons, and now there is a general ledger? ”

Ren Jinnu turned the last page of the ledger and said, "Our transmission system is still being established, and now there is a delay of ten days for the transmission of the farther semicolon accounts. As of today, I have received all the accounts, 28 million yuan in all ticket numbers, and 26 million yuan in loans. Among them, 10 million yuan was saved by the household, and the rest was saved by the people. Even if we remove all kinds of expenses, we can earn nearly 200,000 yuan a month, and more than 2 million yuan a year, which is still a branch we only opened in three roads. ”

Although there is still a big gap with the numbers in Chao Yong's heart, Chao Yong is still very surprised, after all, he is thinking about the numbers after rolling out the state capitals across the country.

"How can you lend so much?"

Ren Jinnu said with a smile: "The imperial court has recently been selling the real estate confiscated by the state capitals and some large pieces of land, attracting many large families and businessmen to borrow money to buy them. ”

Most of the officials and big families killed by Daliang were powerful people of the Song Dynasty, and their real estate and land were undoubtedly the best in the local area.

The Song Dynasty did not suppress land annexation, resulting in frequent changes of land owners, and there was a saying that there were eight hundred lords of land for a thousand years. Landowners change quickly, large tracts of land are often divided and sold to many people, and it is not easy for large families to buy all the land. In addition to the circle drawn on the map where the land is expanded, it is the real home of the powerful, no matter how many owners there are in a piece of land, they have the means to buy it all without being blackmailed. Of course, the things in the hands of these two are not coveted by ordinary big households, and now that Daliang has taken out these lands, those big households are naturally very tempted, and they will not hesitate to borrow money to buy these things that they could not buy in the past.

The imperial court has comprehensively rolled out the Salesian Hospital, the Nursing Home, the Anji Hospital, and the Leaky Garden, and this year's natural disasters and military disasters have caused the imperial court to spend very largely. Moreover, the imperial court did not have so many manpower to manage the large number of confiscated real estate, so after consulting with everyone, Chao Gai decided to sell most of the real estate and a small part of the land, one to enrich the treasury, and the other to reduce the burden of imperial court management.

Chao Yong nodded: "I see, but these revenues can't last long, and we have to speed up the establishment of semicolons to stabilize the income of ticket numbers." ”

Ren Jinnu said: "Now that the prince is in full swing, it is very easy to open a semicolon, but we don't have enough manpower, and half of the palace maids trained in the palace have been used, and if you want to open a semicolon in all state capitals, the people in the palace alone are obviously not enough." ”

Chao Yong said with a smile: "There are not enough people in the palace, so you can recruit people from outside, and you can recruit a group of literate people when you go back, and you can use them after training for a period of time." ”

Ren Jinnu was born in a merchant, so she naturally knew that many shopkeepers were hired, and she already had this idea, but without the prince's approval, she didn't dare to show it. Now that he heard the prince agree, he also said happily: "That's easy to do, the slave family must let all the state capitals in the world have my royal ticket number as soon as possible." ”