"What can I do?" Sun Jiao was also taken aback by the emperor's big tone, "Your Majesty is serious, I am a Ming talent, and many people can do what the ministers can do, so don't bother the ministers." Pen @ fun @ pavilion wWw. ｂｉｑUｇE。 ｉｎｆｏ”

Zheng De smiled lightly, and didn't care, "That's the case, I guess you already know about the establishment of the silver department in the household department by the imperial court, I like you to do this errand in charge of the silver department, what do you think?" ”

Sun Jiaoyan nodded when he heard this, and the emperor set up a silver ministry to be in charge of the world's taxes and various expenditures of the imperial court, and the matter had already spread throughout the government and the opposition. However, he only knew a rough idea, but he didn't know many of the details, and asked with some doubts, "Your Majesty, isn't this matter of collecting taxes from the world under the jurisdiction of the Thirteen Provincial Officials Department of the Ministry of Households, and how can it be under the jurisdiction of the Ministry of Silver?" ”

Zheng De explained with a smile, "I have already discussed with the Ministry of Household Shangshu Hanwen, the thirteen provincial Qing Officials Division is under the unified management of the Ministry of Silver, responsible for the collection and expenditure of taxes in the world, and at the same time the three divisions of taxation, degree and treasury have been added, of which the Tax Department is responsible for the registration and management of all the tax books of the Thirteen Qing Officials Division, the Degree Branch Division is responsible for the management and expenditure of the Ming Dynasty's finances, and the National Treasury Department is responsible for the inventory management of taxes. Do you have any questions? ”

Sun Jiao couldn't help but show a wry smile when he heard this, this silver ministry includes all the functions and powers of the household department, so why do you want the household department? It's better to just change the name.

"Your Majesty, why is there a need to set up a silver department in this case?"

"The household department has the affairs of the household department, the silver department has the affairs of the silver department, and the household department is in charge of the affairs of the household department other than the silver department, you just need to take charge of the silver department." Zheng De said it like a tongue twister, but fortunately, Sun Jiao understood. In short, he is now in charge of the affairs of the former head of the household department, and as for what the household department is in charge of now, it is none of his business, although he is the head of the household department.

However, two days after he came to the household department, he took away the authority of the household department. Although I don't know what my top boss is doing now, compared with the right to be in charge of Daming's money bag, the others are trivial, and it can be expected that I may not have a good time in the future.

But now that the matter has been decided, he just wants to excuse himself now. I had no choice but to say helplessly, "The minister's decree, it's just that the specific duties of this silver ministry still need to be said by Your Majesty." ”

Seeing that he agreed, Zheng De was also in a good mood, and patiently explained, "In the future, after my Ming taxes are paid, they will no longer be directly distributed to the ministries, temple warehouses, etc., but will be uniformly handed over to the Ministry of Banking for unified management, and will be registered by the Tax Department." If the six departments need silver taels, they must be reported for approval and then collected by the silver department. Among them, 100,000 taels of silver must be approved by the head of the household, more than 100,000 taels of silver and less than 500,000 taels of silver must be signed by the head of the cabinet, and more than 500,000 taels of silver must be approved by me, understand? ”

Registering all tax revenues in a unified manner by the Ministry of Silver, and then being uniformly cashiered by the Ministry of Silver, this can indeed clearly understand the ins and outs of each amount of money, and can also minimize loopholes to prevent people from abusing power for personal gain. Sun Jiao also secretly praised the idea of this emperor, but nine times out of ten, this idea was not something that His Majesty, a young man who was only fifteen years old and had been sitting in the palace for a long time, could have come up with it!

He suddenly thought of a person, it was rumored that the emperor was a popular man next to him, maybe only such a big man could think of it!

However, Sun Jiao still felt that there was a big problem, and asked Zheng De hesitantly, "Your Majesty, if this is really the case, what about the withdrawal in the palace?" It should also be included in the scope of unified management. ”

Zheng De knew what Sun Jiao was worried about, and said with a smile, "Don't worry, I won't engage in specialization." As long as you give the palace a year's expenses at the beginning of each year, I promise that I will not ask you for money in the future. ”

Regarding the emperor's assurance, Sun Jiao was noncommittal. Although the emperor has a golden mouth, the emperor is the one who will break his word the most in the world. But at least for now, looking at the emperor's posture, he really wants to rectify the chaotic financial system of the imperial court, and Sun Jiao will naturally do his best to assist him, as for the future, let's talk about it later.

Zheng De naturally didn't know what his mind was in the heart of the newly appointed Chancellor of the Exchequer, and even if he did, he couldn't refute it, after all, how can such a thing as character be guaranteed?

"And every spring, you need to make a financial report and submit it to the imperial court. Including the types of taxes and income, the amount of financial expenditures, and where the money is spent, you have to give an explanation to me and the ministers of the court. ”

Listening to Zheng De's words, Sun Jiao nodded. What the emperor said was to prevent the silver ministry itself from abusing his power for personal gain, but he was not disgusted. If the emperor really handed over all the tax revenue of the court to himself and ignored it, then he would have to worry.

"And in the future, don't collect taxes in kind, and let me clean up all the miscellaneous things in the warehouses of various temples." Zheng De thought of the messy things in the inner ten reservoirs, and felt that his head hurt.

"What do you receive if you don't accept physical goods?" Sun Jiao was stunned.

Zheng De had already thought about it, "All of them will be changed to levy silver, so that it is also convenient for statistics." ”

Changed to levy silver? Sun Jiaoyan frowned slightly when he heard this, "Your Majesty, although this is convenient for the collection and statistics of taxes in the world, it is not conducive to the people to pay." Most of my Ming people are self-sufficient, and it is estimated that there is no spare money in their hands all year round, let alone silver taels, please think twice. ”

"Oh! And this is the case? Zheng De just copied the monetary tax of his previous life, and felt that it was more convenient for statistical management. Who knew that after coming to this world, there would be a day when it would not work. However, the tax in kind was to be changed to a monetary tax long ago, and after listening to Sun Jiao's remarks, Zheng De felt that it was necessary to study how the Ming Dynasty was taxed after he returned.

But......

"I have already decided that in the future, I will collect taxes and levy silver in Daming, so after you go back, think about how to implement the reform of taxation and collection of silver, and come up with a plan for me as soon as possible." Zheng De threw this headache task directly to Sun Jiao, and in his opinion, the S-level ability will definitely be able to come up with a solution.

Sun Jiaoyan was speechless when he heard this, "Your Majesty, you are too scoundrel." I want to collect taxes in kind, but I am asked to find a way, isn't this a cheat? ”

However, the emperor's order was difficult to disobey, and Sun Jiao could only accept it honestly.

"By the way, I have one more thing for you." Zheng De thought of another thing and said, "I have decided to set up the Daming Bank, which was reorganized from the Baoyuan Bureau, and you will be the first president, responsible for the issuance of all Daming currency. As for the provincial Baoquan Bureau, which has been converted into branches, there is also the Treasure Banknote Lifting Division, which is also supervised by you, and is responsible for the minting of all currencies in the future. ”

The Baoyuan Bureau and the Baoquan Bureau were both institutions responsible for the minting of copper coins in the Ming Dynasty, but they happened to be available in various provinces, and they happened to be used by Zheng De to transform them into banks.

Daming Bank? Hearing this name, Sun Jiao knew that the emperor was going to toss something again, maybe he wanted to change his name on a whim. He shook his head helplessly, "Your Majesty, the names of the Baoyuan Bureau and the Baoquan Bureau have been used for hundreds of years, so why should Your Majesty change them?" ”

The implication is, don't mess around if you're fine, okay?

Zheng De looked at him speechlessly when he heard this, and really wanted to say to him, "Am I such a boring person in your mind?" He sighed lightly and said slowly, "Emperor Taizu once issued the Ming Treasure Banknote, why did he pile up the market in the end, and people passing by didn't even look at it?" ”

The Sun family was stunned when they heard this, and then understood that this might be related to what His Majesty said about the Daming Bank, and said after a while, "Back to Your Majesty's words, the Daming treasure banknotes were finally impassable, but it was caused by too much issuance in previous dynasties, resulting in a serious inconsistency between its face value and the market price, and the people's resentment boiled and had to stop the issuance." ”

Zheng De nodded, "The Daming treasure banknote is just an ordinary piece of paper, but the imperial court has given it the function of currency. And why the Daming treasure banknotes will eventually become more like a pile of waste paper, just like the production of food. In a bumper harvest year, there is too much grain to eat, and the price of grain in the market will naturally drop in price, and the more grain there is, the more grain prices will fall. And the imperial court's unrestrained issuance of treasure money is the same as the fact that grain cannot be eaten, and the more it accumulates, the less valuable it is. Is there a way to fix this? ”

After Zheng De's easy-to-understand explanation, Sun Jiao easily understood, "Your Majesty, what does this have to do with Daming Bank?" ”

"You understand, don't you?" Zheng De looked at him with a smile, "Do you know about loan sharks?" ”

Sun Jiao didn't understand what Zheng De asked him for, but he still replied suspiciously, "Your Majesty means that Daming Bank is also usury?" ”

"It's not a loan shark, but it's about the same nature. Or it is said to be a low-interest deposit loan. ”

"Low-interest deposits and loans?" Sun Jiao listened to a new name that popped out of the emperor's mouth, and he really couldn't understand it.

Fortunately, Zheng De explained again, "It is to use lower interest rates to let people save and borrow money." ”

Sun Jiao nodded, "But what does this have to do with the issuance of Daming treasure banknotes?" ”

"To put it simply, I am going to hand over the Daming Bank to issue a new Daming treasure banknote." Looking at Sun Jiao's worried expression, Zheng De waved his hand, "Unlike the previous Daming treasure banknotes issued indiscriminately, this issuance is strictly controlled. For example, if a person borrows money from Daming Bank, he can only borrow Daming treasure banknotes. Others can also use the Ming treasure banknote to exchange the equivalent value of silver taels, so that a virtuous circle can be formed, and others can also believe in the ability to pay for the treasure banknote, and in the long run, the treasure banknote can gradually circulate in the Ming Dynasty. ”

When Sun Jiaoyan heard this, he instantly realized that he was like an initiation, "Your Majesty means that only when you have two silver bills of equal value can you issue treasure banknotes of equal value, so as to ensure that the value of the Ming treasure banknotes will not become more and more like before, and finally become a pile of useless waste paper." ”

"Clever." Zheng De praised with a smile, "Therefore, Daming Bank should be opened in the most prosperous street market, so that it is convenient for people to save money and borrow." But before that, Sun Aiqing still needs to print the new treasure money for me first. To be honest, the craftsmanship of the previous treasure banknote manufacturing was too poor, not only the durability was very poor, but it was also easy to be faked. Therefore, I hope that the new treasure banknote can be improved in terms of anti-counterfeiting technology and durability, so that it is also convenient for circulation and convenient for the people to use, right? ”

"Commandment." Sun Jiao felt that what the emperor said was quite reasonable, so he got up and bowed his hand. But then I reacted, when did I agree to take care of Daming Bank, and the affairs of the banking department are estimated to be enough for my own work.

I was regretting it and wanted to repent, but I heard the emperor say again, "After the new treasure money is printed, let me take a look at it." ”

He was really afraid that the quality of the printed treasure banknotes would not be up to standard, so he wanted to check it himself.

Facing the emperor's trusting gaze, Sun Jiao had no choice but to agree to come down, "The minister understands." ”

Zheng De looked at him with a smile, "Then please leave all this to Sun Aiqing." ”

"Obey."

Sun Jiao's heart was really broken at this moment, and he wanted to slap himself in the mouth. You deserve to promise so quickly!