Shi Miyuan's words were so hypocritical, Zhao Zheng could only listen to it as a joke, and deliberately laughed: "Shi Xianggong's posthumous name is enough, why bother to work for the Great Song Dynasty again?" ”

Shi Miyuan smiled at Zhao Zheng's ghostly eyes: "Saying that the old man is greedy for money, that is just the old man's self-defilement, how much money can I be greedy for alone, but I was taken away by the people below, I stood in front of the stage to cover them from the wind and rain, now that you are at the forefront of the national teacher, the old man no longer has to worry about the suspicion of the government and the opposition." The pen "Fun" Pavilion www.biquge.info "Shi Miyuan's greed for money certainly has the meaning of self-defilement, but it is more selfish.

"Oh? What is the intention of the minister? Now that the government has been made a mess by Xuanxuan Zheng Qingzhi and them, although the tax revenue has reached a new high, its essence has not changed much. "Zheng Qingzhi, how long has Xuan Xuan controlled the two mansions, it is naturally impossible to corrupt the Song Kingdom to any extent, and Zhao Zheng's words clearly have some meaning.

Shi Miyuan coughed lightly in embarrassment, now Zhao Zheng is no longer possible for him to move lightly, and Zhao Zheng can also say these squeezing words: "The national teacher doesn't have to arrange the old man like this, the elders are respected, you kid is becoming more and more disrespectful to the old man." ”

Zhao Zheng smiled and said nothing, making tea for Shi Miyuan: "Why did Xianggong come here today?" ”

Shi Miyuan is used to going around and around the words, and he doesn't say everything: "Once the son of heaven and a courtier, now the old man is also a newcomer to the country, the former protégé and the old official are going to be liquidated, the old man has mercy on his talents, saved their lives, and should be loyal to the country." The old man has been in Baiyun Palace for a few days, and the old man also agrees with some of the ways to govern the country in the library. So I want to ask the national teacher to help me a thing or two. ”

"What's the matter?" It is a good thing that Shi Miyuan wants to work hard, and Zhao Zheng naturally can't refuse, in fact, in his position, he doesn't want the country to flourish in his hands, but he just encounters some obstacles, and subconsciously uses power to smooth it out, and when he encounters a conflict between public and private, he only thinks of selfishness, maybe it's just a trivial matter, but Shi Miyuan stands in a high position, and these things are inevitably magnified, whether good or bad.

"The bank." The abuse of the meeting is a stain on Shi Miyuan's body that cannot be washed away, and if he wants to leave some posthumous name, this matter must be properly handled.

"How much does the prime minister have to occupy?"

Zhao Zheng's words almost choked Shi Miyuan, although he did want to establish a national bank and take advantage of it, but Zhao Zheng couldn't help but say it too bluntly, as if he wanted to get something for himself.

"You stinky boy, the old man doesn't ......" Shi Miyuan was furious, and almost said that the old man didn't want to be profitable, thought about it, and coughed dryly: "The old man only wants to take forty percent of the profits." ”

Forty percent of the benefits! Zhao Zheng was stunned, thinking that you don't know the profit volume of this national bank, so you can open your mouth so widely, and it is astronomical to account for one percent of the profit.

"Does the minister know how much profit this government-led bank can generate in a year if it is properly managed?"

"There must be about a million pieces." Shi Miyuan has read relevant books, and although the introduction is simple, he can also deduce a thing or two from them.

Zhao Zheng shook his head, with the Song Kingdom, a country with developed commerce and an extreme lack of currency, according to the banking system of later generations, millions of yuan would only be a month's profit. Zhao Zheng stretched out three fingers: "Ten million!" ”

"What?" Shi Miyuan was shocked, the financial income of the Song Dynasty was only more than 100 million, no wonder he had such a big reaction.

The technological accumulation of the Song Dynasty has reached a point, and if the government can guide it more, this year will be the year of the explosion of the Song State's national strength.

"In less than five years, the dynasty will earn 300 million yuan a year, which is as easy as a snap, of course, this also has to be done with one heart. The bank is bound to affect all aspects of the people, and the profit of 10 million yuan is not a lie, Zhao Zheng said to Xiang Gongming here that it is a disaster to kill himself! ”

Shi Miyuan thought about it for a long time, Zhao Zheng said this, he must have thought carefully about this matter, and decided to listen to his opinion first: "What should I do in the opinion of the national teacher?" ”

Zhao Zheng said in a deep voice: "The indiscriminate distribution of the meeting is not all a public fault, but it is actually the needs of the national conditions at that time. This sentence should be a slap on the back of Shi Miyuan, let him continue to listen.

Sure enough, after Shi Miyuan heard this, he bowed slightly, and finally someone could understand his hardships.

"The emergence of Huizi was originally a groundbreaking moral policy, if it can be used well, it can not only solve the dilemma of the country's shortage of gold, silver and copper, but also solve the problem of the people's need for portable currency. It can also guide business development, and the tax collection alone is a huge amount.

For example, in a certain area of cotton, the same cotton can only produce five cotton cloths with local textile technology, and it requires more manpower. But if the same cotton is produced in Suzhou and Hangzhou, then the same cotton can produce seven cotton cloths. If there were no merchants, the cotton cloth of these two horses would be wasted in the middle. What Zhao Zheng said is naturally not the full role of business, he only instilled it in Shi Miyuan in order to highlight the importance of technology more.

Therefore, the importance of this businessman is self-evident, and it is by no means a moth that does not produce anything, not to mention that businessmen seek profit and always want to reduce costs at the lowest cost. Deducting wages and stealing money can be guided by the imperial court, such as setting minimum wage standards and strict quality inspections, so that businessmen can only improve their own technology to reduce costs, so as to promote the technological progress of the country and the dynasty, so that resources can be more fully utilized. ”

"How much can technology increase supplies out of thin air?" Shi Miyuan asked about the misunderstandings of the vast majority of people in this era.

Zhao Zheng said with a smile: "Of course, compared with the steelmaking technology of the Han Dynasty and the current steelmaking technology, it is self-evident who produces more and whose quality is better for the same iron ore." There is also this agricultural technology, the discovery of the Quyuan plough has doubled the grain output of many peasant households, and these extra grains are naturally the reason for technological progress. Another example is this shipbuilding, the same wood may make the same big ship, but the technology is different, maybe the advanced technology can sail for ten years, and the poor technology can only sail for five years, and to sail for ten years and rebuild a ship, this comes and goes, technology is not equal to one more ship out of thin air, those saved wood, can also be made into beds, furniture, these are the dividends brought by technological progress. ”

Zhao Zheng only talked about technology and business, sharpening knives and not chopping wood, and his own concept that Shi Miyuan could accept was more important than anything else.

"We're done talking about technology, and these are the benefits of banking functions. For this bank to succeed, the most fundamental and important thing is to establish the credibility of the bank, and if the credibility is lost, no matter how hard you press, the people will not use it. ”

After the toss of the Song Dynasty and the Yuan Dynasty, the reputation of the country has been completely ruined, the Song Dynasty is still a little restrained, the Yuan Dynasty that the barbarians, after sitting in the Central Plains, can be used as money when they see paper, so they are wanton and indiscriminate, more exaggerated than the Zimbabwe of later generations, within a few years, this will be completely broken, so that after Zhu Yuanzhang sat firmly in the country, several attempts to restore the Huizi, were boycotted by the people and failed.

"The establishment of the bank is not an overnight thing, it requires continuous efforts for hundreds of years, and the most important thing is not to let people die in government, and change the ruler or the emperor to see that it is profitable, and he will abuse the meeting. Therefore, the first step in the establishment of a bank is to strictly control the issuance rights of this club, and it cannot be manipulated by one person or one surname. ”

Shi Miyuan frowned when he heard this: "Then who is in the hands of this distribution right?" Baiyun Palace? Shi Miyuan's expression was definitely not a joke, in fact, the only one who could establish credibility in the Great Song Dynasty was Baiyun Palace.

Zhao Zheng shook his head, he didn't want to touch this thing: "One person, one vote, the executive committee of the bank will be formed, and it will be responsible for the issuance of the meeting." The number of meetings that need to be issued each year will be counted by the Baiyun Palace, and then announced to the world, and then the executive committee will decide whether to issue according to this number, or re-count. And it must be freely convertible for copper coins or gold and silver. ”

Shi Miyuan frowned: "Who are the people who are this executive committee?" ”

"A total of fifty seats, more than half of the votes can be passed, the official family as the chairman of the executive committee, has five votes, the clan elects two more people, and then five people from the two governments, less than five people, one person from the two governments themselves, three envoys, two from the Yushitai, and one person from each of the six departments, all of which are elected by their respective departments. One more person was elected from all walks of life, for a total of sixteen people. For the rest, a business representative from all walks of life is to be promoted, such as the Silk Industry Organization Chamber of Commerce, which elects one person to join the bank's executive committee, and the hotel industry elects one person accordingly. ”

Shi Miyuan frowned, letting the businessman decide a big matter with the court, which he couldn't tolerate.

"Most of the Huizi are promoted by them, and with them on the executive committee, the Huizi will definitely be able to be popular in the world, and besides, the historian is making silk, and he can occupy a seat." Zhao Zheng threw out the bargaining chips, many of the official families in the Southern Song Dynasty were in business, and the promotion of business representatives was completely a false name, and all the positions would be occupied by the officials and businessmen of the scholar family. But what Zhao Zheng needs is this false name, first set up the platform and then talk about it, turn officials into officials and businessmen, with the power of the executive committee, you can imagine how much the family business of these officials will swell, which is an attractive fruit for them.

Shi Miyuan was also moved, the historian is involved in many industries, and he can occupy a few more positions, even if the historian loses political power in the future, the historian's wealth will still not fall.

"It's just that this reputation ......"

"Isn't it over giving Qingliu a few positions. As for the people, you can rest assured that this matter will be led by my Baiyun Palace. "The hustle and bustle of the world is all for profit, Zhao Zheng doesn't believe that Qingliu will not want this pie. And with Zhao Zheng's influence, there will definitely be no criticism.

"This is the seat of the executive committee, and Shi Xianggong will make a decision with others in private. Then let's talk about the model of this bank, the meeting must be a freely convertible currency, which I can do for Baiyun Palace. "The Baiyun Palace plans to build a Baiyun Palace in every state and county, which can completely solve the problem of insufficient bank outlets.

"There is a shortage of copper mines in the Great Song Dynasty, if there is enough currency, why do you need to meet it."

"The Great Song Dynasty lacks copper, but the Jin Kingdom is not short of copper, gold and silver, as long as it occupies the Central Plains, this matter can be solved, or there is a way, Japan produces silver, the Great Song Dynasty only needs 20,000 soldiers and horses to set foot in Japan, and the gold and silver mines are all owned by the Great Song Dynasty." (To be continued.) )