Chapter 63 Issues and Prospects

It's just that Chen Wenqiang came to the party alone, and unexpectedly, someone specifically wanted to take this opportunity to introduce marriage to him, a rapidly rising business star. Pen & Fun & Pavilion www.biquge.info Therefore, Chen Wenqiang now regrets not bringing a female companion who is good at socializing. So, with a smile on his face, he seemed to listen with great interest to the conversation of a bejeweled lady, who was a little fat, and had a tendency to become more bloated.

It's not that Chen Wenqiang can't, but he feels that it is completely unnecessary to waste time explaining more complicated issues to this woman. Maybe her intelligence is very high, but because she has lived too much for a long time, she has not had the opportunity to use her brain, so she will naturally become less sensitive. Of course, the young grandmother wants him to focus his attention on the Western-style girls around her.

To tell the truth, that beautiful maiden was indeed very beautiful, and her beauty was far above the excessive amount of precious ornaments she wore on her body. However, she herself apparently did not know, for she was showing off several great jeweled rings on her fingers, consciously or unconsciously, with every possible movement, and ignored her slightly childish smile.

"My Ah Xuan is studying piano and English at St. Mary's Girls' School, and her grades are very good!" Grandma Dong Shao asked a few irrelevant questions, and then vaguely revealed her original intention, it turned out that she had the intention of recruiting a son-in-law, or she would be familiar with her face first, and then talk about it later.

"St. Mary's School for Girls is a good school." Chen Wenqiang nodded lightly, and said not very concernedly: "Ling Yuan's excellent grades are indeed worthy of pride." ”

"Although Ah Xuan is a Western student, she has a gentle and quiet personality, a virtuous and respectful ......" Grandma Dong began to sell, and Chen Wenqiang couldn't help but want to yawn.

"Excuse me, my father and a few gentlemen want to invite you to the small living room to talk in detail, I don't know-" Someone finally came to relieve the siege, Chen Wenqiang almost wanted to rush up and give Zhu Gongzi a hug.

"I'm sorry I missed you." Chen Wenqiang suppressed the joy in his heart, stood up and nodded to the Dong family's mother and daughter, turned around and walked towards the small living room under the guidance of Zhu Gongzi.

When a series of documents such as rules and regulations, market selection, business trade-offs, risk management, investment and operation, etc., were displayed in front of the wealthy businessmen, although they were only briefly described, they were also stunned and surprised.

"If you agree, you will stay, if you don't agree, you will go, don't force it." As soon as Chen Wenqiang put on a cigarette, a chick handed him a fire, which was really eye-catching, Chen Wenqiang thanked him, took a few puffs, and continued to everyone: "I have checked several financial turmoil in the past 30 years, and found that foreign banks have made waves in the financial market by virtue of their privileges, and profited from them, which is an important root cause. Another reason is the lack of regulatory measures, and the money bank and the ticket number are operating in violation of regulations based on their own immediate interests, resulting in a surge in risks. Therefore, if you want to join the Sino-US United Bank, you must abide by the rules and regulations formulated by the head office, and obey the supervision and risk control of the head office, which is the most important thing. ”

The representative of the Xu family in Huzhou frowned and asked, "Mr. Chen, I also know something about foreign banks, is it too conservative to operate like this?" ”

"Not conservative, but quite conservative." Chen Wenqiang said with a smile: "The success and longevity of a bank is inseparable from its strict management and control of risks, and we must be as cautious and cautious as a white-haired old lady when dealing with risks." ”

The chick forced a smile and reached out to touch her lips, but she actually covered her mouth, but her movements were very elegant.

Zhou Shunqing, Shen Manyun, Yu Qiaqing and other people discussed in a low voice, Yu Qiaqing got up and said with a smile: "Mr. Chen's great talent has opened our eyes today, but we are stupid, and these documents need to be understood and discussed before they can be decided." ”

"That's exactly how it should be." Chen Wenqiang nodded in agreement: "Caution is necessary, if you have any doubts, you can ask, and only after you have figured it out can you invest with confidence!" ”

The merchants who gathered here were mainly Ningbo merchants, which also showed the status of Ningbo merchants in Shanghai. Ningbo has a tradition of doing business since ancient times, and before the ** War, Ningbo was an important trading port. After the opening of Shanghai, the status of Ningbo Port declined sharply. Ningbo businessmen took advantage of the geographical advantage and rushed to Shanghai. Ningbo merchants have been engaged in commercial activities for a long time, and their funds are relatively abundant, and the money banks they have opened are also in the forefront.

At the end of the Qing Dynasty, among the nine Qianzhuang families in Shanghai, including the Ningbo Qin family, the Zhenhai Fang family, the Li family and the Ye family, the Cixi Dong family, the Huzhou Xu family, the Dongting Mountain Yan family and Wanjia, and the Suzhou Cheng family, Ningbo nationality (including Zhenhai and Cixi) accounted for five. At the same time, the Shanghai Money Industry Office, headed by Ningbo businessmen, and its own townsmen's associations, the Siming Gongshu Office and the Ningbo Townsmen's Association in Shanghai, formed a close system of mutual assistance and coordination, pooling the financial resources and contacts of Ningbo businessmen as much as possible, thus establishing the dominant position of the Ningbo Gang in Shanghai's business circles.

"Moreover, after the establishment of a bank, the most obvious difference from a traditional bank is that it must have the right to issue banknotes." Chen Wenqiang paused and arched his hand to the four sides, "The matter of applying for the right to issue banknotes to the imperial court requires the mediation and contribution of your respected predecessors!" ”

Zhu Baosan stroked his beard and bowed his head slightly, feeling that although Chen Wenqiang was young, he still understood human accidents very well. In fact, this matter is difficult to do, but Chen Wenqiang has a good relationship with Zhang Jian, and it is very possible to use this old champion to help. Now, this low profile has given Ningbo businessmen a lot of face.

"Mr. Chen." The young girl, who was both familiar with things and sitting very ladylike on the side, suddenly asked, "You just mentioned the risks, and isn't it very risky to issue banknotes?" If foreign banks want to dominate China's financial market, how can they sit idly by and watch the steady development of Chinese banks? ”

"That's why we need to have strong funds, and we must take steps to develop steadily in the early stage." Chen Wenqiang glanced at this chick with interest, and said with a smile: "For example, at the beginning of the issuance of banknotes, you must do what you can, and you can't rush for quick success." If foreign banks want to suppress it, the traditional method is to squeeze out the bank, and as long as the reserves are sufficient, there is no need to worry and be afraid. On the other hand, if we can stand firm in the run and stand still, wouldn't it be a good advertisement for the banks and make the banknotes issued by the banks more credible and stronger? ”

"Everything is difficult at the beginning, and if you want to establish a bank, you should not be afraid of the suppression of foreign banks." Yu Qiaqing immediately took the lead in agreeing, "As long as our Ningbo Township Association ascends to the heights, the shops, money villages, and silver horns of Ningbo Township will definitely help and tide over the difficulties together." ”

"If there is a hundred thousand in silver, a hundred thousand dollars will be issued; If there is a million in silver, a million bills will be issued. Zhu Baosan slapped the table lightly, "So prudent and conservative, foreigners want to squeeze, and we are not afraid." After three or five years, the banknotes have credibility and acceptance, and it is not too late for the banks to switch to an active strategy. ”