Jiang Hexing laughed, pointed at Fan Jia and said, "Father-in-law, you are blind to ask questions." Pen "Fun" Pavilion www.biquge.info I'm not a businessman, and I'm far worse than you. However, you all think that I am a god-man, so I will pretend to be a god-man in front of you as an insider, if you feel that what you say is not good, you are not allowed to talk nonsense outside, although you are my father-in-law, you must also take care of my face. ”

Fan Jia laughed and said: "Hewang, you are too modest, I will listen to it, I must have said what we have never learned in several lifetimes." ”

Jiang Hexing ignored Fan Jia's sycophancy, and said directly: "Coincidentally, last time I talked to that father-in-law about what wealth is, but I didn't expand on this topic, he is a literati, you are a businessman, I will talk about it again today, and talk to those who are really businessmen about how to make money."

Let's talk about what wealth is, wealth is a tradable certificate. How to accumulate wealth, which is what we call making money, my word is to accumulate tradable credentials. ”

Fan Jia frowned, his eyes were confused, and he seemed to be difficult to understand, so he asked, "He Wang, what kind of certificate are you talking about is money?" ”

Jiang Hexing said: "You can understand it as money." ”

Jiang Hexing wanted to explain to him his definition that a certificate is a tradable certificate that can be used as a certificate. This explanation alone, in this era, to explain clearly, even if it is Fan Jia, it is difficult to explain it without half a day. It is impossible to say that there are two kinds of tangible and intangible, some are visible and some are invisible, and it is estimated that they can't explain it.

Jiang Hexing thought about it, this definition is okay, and the explanation to these businessmen can only be explained in a narrow sense, anyway, they only recognize money.

Jiang Hexing continued: "How to make more money, in the final analysis, is to trade more, a person, a family, in order to survive here, will use a certain trading model. For example, if you have many kinds of transactions, shipyard shipbuilding is one, and fleet cargo is another. When shipbuilding is sold, the transaction is in kind, and the fleet helps people transport goods and trades services. In both cases, you make money, and the more you do it, the more you earn.

Therefore, the first trading principle to make money is to trade to make money, and the more you trade, the more you earn. ”

Fan Jia yawned, really disappointed, he didn't expect Jiang Hexing to spend half a day talking about something that a child knows. Isn't that, the more you trade, the more you earn.

Jiang Hexing didn't notice Fan Jia's disappointment, and then said: "If you want to trade more times, one is frequency and the other is breadth. What frequency refers to is the number of transactions within a certain period of time. You see, farmers only harvest one season a year, and the transaction is low-frequency. The restaurant is a high-frequency transaction, and there are transactions every day. There's also breadth, which refers to where you can trade with the people or things you trade. For example, in the past, your silk was traded in a very wide breadth, and you can see that it is not only sold in Pingzhou, but now it can be sold abroad through the port of Xuwen.

There are also types of transactions, one is intangible, and the transaction is services. For example, your fleet doesn't sell anything, but it provides transportation services. The tangible is the kind we are used to, just like you sell a ship.

In fact, selling a ship can also become a combination of tangible and intangible, you can make money twice, and you can sell many more ships at once. ”

"What, selling a boat can also be sold invisible", Fan Jia suddenly stood up again, scratching his head, looking at Jiang Hexing with a confused face, and said to himself, "How is it possible, can I still sell shadows to others?" Fan Jia shook his head as he spoke.

Jiang Hexing smiled and said: "Actually, this is not difficult, you can sell it to yourself, and then add usury." ”

Fan Jia saw that Jiang Hexing said lightly, and knew that Jiang Hexing must have planned for this, so he immediately shook his spirits, stepped forward, took Jiang Hexing's hands and said, "He Wang, hurry up and tell me, how to do this business?" If this business can be done, it will be another big business. ”

Fan Jia said too quickly, and the foaming star sprayed Jiang Hexing's face. Jiang Hexing tilted his head back, avoiding Fan Jia's saliva "attack", and waved his hand: "Father-in-law, you sit down first, and I'll tell you slowly." As he spoke, he wiped his face.

Fan Jia realized that he was a little Meng Lang, and sat down on his chair again, looking at Jiang Hexing with his eyes, it seemed that Jiang Hexing had to listen to Jiang Hexing's new business methods.

Jiang Hexing looked at Fan Jia's eager look, he originally wanted to introduce the type of transaction, but he didn't expect him to discover a new business opportunity, so he had to tell him about this new business, as for whether to do it or not, it was his business.

Jiang Hexing was not in a hurry, stood up and drank saliva, and sat down slowly. Fan Jia hurriedly stomped his feet, but he didn't dare to attack, Jiang Hexing smiled and said: "Father-in-law, the business I am talking about is, in the final analysis, a business of making money." You set up a money society on your own, and the money society goes to buy your boat. In the future, if you sell a boat, you can sell it through your money agency, and you can buy the boat directly with full payment, just like before. There is also a way to target merchants who don't have that much cash.

Specifically, it is to pay according to the merchant's situation, for example, you must first pay 30% of the full amount, you can give the boat, and the remaining 70% is paid monthly, a part of it is repaid every month, and it is paid off in several years, and the monthly repayment is actually calculated as interest. In this way, you can not only earn money from shipbuilding, but also earn a lot of interest. In addition, the installment payment of this boat itself is much more expensive than buying it in full, and it can earn a lot. ”

Fan Jia patted his thigh and said, "This method is good." First of all, my boat can be sold at least half more, and some small businesses are not strong enough to buy it but can't afford it. Well, they have enough money to pay the deposit, and I can still collect a lot of money every month, and I can collect interest. You've done me a great favor. ”

Fan Jia said as he stood up, excitedly about to come over and pull Jiang Hexing to say something, Jiang Hexing was frightened by his saliva last time, and quickly stood up, stretched out his hand to stop him and said: "Father-in-law, you sit first, this business is roughly like this, you can change it according to the situation of the businessman." ”

Fan Jia seemed to see that the money was in front of him, and it seemed that he could catch it. He wanted to share his joy with Jiang Hexing, but Jiang Hexing's attitude of rejecting people thousands of miles away made it difficult for him to calm the excitement in his heart.

Fan Jia stood for a while and said, "He Wang, use your pen, ink, paper, and inkstone, I want to write something." ”

Jiang Hexing thought to himself, seeing that Fan Jia immediately prepared for the matter of this money club, Jiang Hexing pointed at his hand and asked him to go to the study to prepare by himself.

Jiang Hexing thought that before he finished his trading experience, these businessmen didn't care about Jiang Hexing's theoretical summary of business at all, but were more concerned about how to make money and how to make more money.

Fan Jia was busy with his own money club plan, and Jiang Hexing didn't care about him, leaving him to make his own business plan.

After Fan Jia finished writing in the study, he ran out of the door and gathered the people he brought with him to discuss his business plan. Not long after, a group of people, riding a sleigh, braved the wind and snow, and rushed to Anwu.

After Fan Jia was busy, he first lived in Pingzhou Mansion, where he had his own mansion, and then asked Fan Jiao to visit Zhao Li to discuss their plans. (To be continued.) )