The salient feature of the financial system of this dynasty is that the annual income of the household department is not comparable to that of a southern province, which is really a strange thing that has never been seen in the past. The reason for this is also to blame Emperor Taizu who created all this. If you want to rank the emperors of the past dynasties, Zhu Yuanzhang's military level and political level can be among the top three. But his economic acumen is undoubtedly at the bottom.

For example, he thinks that after Lao Cangsheng pays taxes, he must first send them to Jicheng and then distribute them to various military units, which is really not necessary, and he gives the officials the principle of efficiency first and avoiding corruption, so he let the people pay taxes in kind not enter the warehouse, but directly supply them to the sergeant's family, and the sergeant will no longer pay the military salary. It was also stipulated that a number of tax collectors should be dispatched to Yingtianfu to match the 5,000 soldiers of Jin Wuwei. After one year of experimentation, Zhu Yuanzhang thought that the results were good, so he ordered the whole country to implement it as a whole.

This style is divorced from reality and whimsical, which is completely a great retrogression of history, and it is also doomed to the fate of a tiger, and it will disappear within a few years. However, Zhu Yuanzhang still had this line of thought and placed the financial system of his empire.

One of the most indicative is that the sending and receiving of materials are completed by the local government. It is very common for a county order to pay to more than 30 discordant institutions every year, and the total amount does not exceed 10,000 taels of silver.

There are more than 1,100 counties in the Ming Dynasty, almost all of which are like this, and the whole country is covered with such short-distance supply lines, coming and going, receiving from the side, and there is no structure, let alone supervision. This kind of low energy and low efficiency has directly led to the lack of blood supply to the country and the heavy burden on the people. It's just fattening the bureaucrats who are full of. It can even be said that this practice of maintaining a backward agricultural economy and refusing to grow commerce and finance is precisely an important reason why China gradually lost its ranks among the nations of the world from the advanced Han, Tang, Song, and Yuan dynasties.

If the government can no longer pay for inefficiency, and can truly control the country's finances, the national defense problem and economic problem will be easily solved, and the benefits to the country will be obvious...... This is the benefit that Zhang Juzheng sees.

Silence has five hundred years of more insight than him, and he can naturally see more. If it is changed to a total collection and distribution, domestic transportation and communication will certainly make great progress. The banking and insurance industries will emerge in response to objective needs, and business organizations and laws and regulations will also grow. Moreover, since each region has something to do with each other, it is natural that they will divide labor and cooperate, and each will grow its production technology according to its own strange conditions. With the historical knowledge learned by Shen Mo, the countries of Western Europe had already advanced towards this goal two hundred years ago, and the same was true at the end of the 11th shogunate of Japan. However, the financial and taxation system of this dynasty is out of touch with the growth of the private economy, and instead of promoting each other and prospering together, it will suppress and hinder the latter.

If this financial system is not changed, the growth of the country's commodity economy will always be deformed and non-mainstream, and not only will it not become the driving force for the country's take-off, but it will in turn harm the country's financial peace and tranquility. This history has been borne out, and the lessons have been equally painful.

It even contains a whip method by Zhang Juzheng, because it objectively stimulated the flow of population, the growth of commerce and finance, and at the same time created and discovered a rich scene, it also accelerated the demise of the Ming Dynasty, and the reason is precisely this.

…… One...... One...... One...... One...... One...... One...... One...... One...... One...... One...... One...... One...... One...... One...... One...... One...... One...... One...... One...... One...... One...... One...... One...... One...... One............ A pair of silent advocates of tidying up the premises financial plan 1 Zhang Ju is in full agreement.

Now his eyes have changed when he looks at the silence, and it is a kind of eager comrade-like gaze: "If you can really do this in office, and you can do it in office, then you will really die without regrets!" ”

"But this matter is really difficult to get to the sky!" "If it is completely revised, it is necessary to redefine the accounting system and implement the system of financial control in the middle and upper institutions. This will inevitably reshape the power structure of the court and the place, and it is destined to cause an uproar," he sighed silently, "Also, if a whip law is not a mere formality, it must be a nationwide scale. ”

"......" Zhang Juzheng is such a person, he immediately understood Shen Mo's words, which is clearly to let himself stand up to the thunder. Knowing this, he felt solid in his heart...... No wonder Shen Mo let himself go unexpectedly, it turned out that he wanted to let himself carry this burden!

It's not that he is proud, although there are many talents in the world, only two people can complete the goal for Shen Mo, one is him Zhang Juzheng, and the other is Gao Gong But Gao Gong can no longer come back, so Shen Mo can only ask for help.

Silence is exactly what it means. Now it's clear, whether Zhang Juzheng will take it or not, he really doesn't know if he doesn't know that Zhang Juzheng in history can be the prime minister of peace for a lifetime, comfortably hold power and enjoy happiness, and then retire and continue to enjoy happiness, but he has to toss the law to the death, and he will not hesitate to blame everyone in the world. At the time of the Great Coup,

He's sure to take this dangerous guy out of the way, and leave no future trouble!

However, he needs a strong assistant too much, even if the ability of this assistant is stronger than his own, he may backfire in the future, Shen Mo is willing to gamble, get things done first, if you still want to fight with me, I will accompany you at any time!

Looking at the expectant silence, Zhang Juzheng smiled, laughing heartily, and dispelled the haze of more than half a year.

After laughing, his face gradually fell silent, looking out of the snow-capped window, his eyes were deep and far away: "Do you still remember the first year of Longqing, when you first entered the pavilion, I invited you to drink in Houhai?" ”

, nodded silently, and said with some emotion: "In a blink of an eye, it has been more than six years, but it seems to be just yesterday." ”

"Do you remember what I said?"

"Hmm......" nodded silently.

"When a man is alive, his words are like white soap." Zhang Juzheng said lightly, "I don't need to say it a second time." ”

In the early autumn of six years ago, in the winery in Houhai, Zhang Juzheng drank the spirits and said a few words loudly: "

"I'm not the kind of person who is unwilling to be subordinated, I just want to do something! If I'm like-minded, what if I give him a pawn? When he said this, Zhang Juzheng didn't expect to have today, but his attitude was still the same as before, Zhang Juzheng just wanted to do things, who did it under him, or he was the boss: it doesn't matter whether he is hiding behind the scenes and leaving his name, or charging into battle as cannon fodder. The important thing is not to be hindered by someone who can make me stop doing things and live up to this great life!

"Brother Taiyue" silently felt a little astringent in his throat, and he was also a little excited: "I won't let you suffer from the enemy!" ”

"I believe your words!" Zhang Juzheng nodded his head, and said a little sadly: "Actually, you and I know very well that sometimes the person who sits on the top spot is actually not suitable for doing things drastically, which will give people the impression of authoritarian and arrogant." If the people below provoke the anger of the public, he can save it harmoniously, but if he provokes the anger of the public, he can only stand up, either ** to the end or unable to stand up and step down. At the beginning, Gao Gong didn't understand this matter, so he had to drive away all the people around him and take over the power himself, but now Shen Gong, you understand this matter, I will hand over my back to you, I hope you will notify me before you change your attention, don't let me die too ugly. ”

"And how can you bear it alone?" Shen Mo said emotionally: "I will support you to the end, if you want to finish, let's finish together!" Let those losers play on their own! ”

"Haha, good," Zhang Juzheng said with a smile: "What do I have to worry about if Yuanfu can have this determination." ”

"Whatever you want, just ask." Silent nodded.

"Of course, there are requirements." Since he wants to stand up for him, Zhang Juzheng will naturally not be polite, and said: "First, I am fully responsible for the matter of financial reform, and no one is allowed to point fingers. ”

"Does that include me?" asked with a silent smile.

"Of course, it doesn't include Gensuke, but I hope that if there is anything, you can talk to me openly and honestly, and we will discuss it before making a decision."

"Yes." Silent nodded.

"Second, since Yuanfu has added people to the household department, then be generous, and the establishment is at least on par with the military department." Zhang Juzheng continued: "I want two Shangshu and four waiters, except for only four more than four langs, the number of outsiders and directors will also be doubled." In addition, I will pick this batch of inmates who have graduated first. There's also a list of people on it, and I've got to put them all in place. ”

The appetite is really not small, but it is insignificant compared to the responsibility to bear, and he said silently: "Yes." ”

"And the last one." Zhang Juzheng said: "You also have to play the gong when I fire the cannon here, and you can't be quiet all around, just my side is lively, and the saliva under the sky won't drown me directly?" ”

"You don't have to worry about this, I've got a series of placements." He smiled silently.

"Zhang Juzheng had to be down-to-earth, so he was willing to hand over the hundred and dozens of catties.

"First, Wanli changed the yuan, the whole world celebrates, according to the routine, you can add Enke once, and after the year, it will be the year of the test." Shen Mo raised his index finger and said: "This has been the year of Dabi for two consecutive years, do you say that the scholars in the world still have the kung fu to discuss current affairs?" ”

"It's really a big deal," Zhang Juzheng said, "But this can't be to cover for me, right?" ”

"Of course not" Shen Mo was not hypocritical, nodded and said: "You just said that it is not recommended to increase the number of institutions, I agree with this, but I do not agree with the increase in personnel." After a pause, he explained: "When it comes to increasing the number of officials, it seems that it is about to increase the number of redundant officials and redundant personnel, which will increase the burden on the old people." But there has to be a degree, and now there are only 20,000 officials in the Ming Dynasty, and there are one-tenth of the Beijing officials. There are 18,000 people left, and they have to manage two capitals, thirteen provinces, and more than 1,100 counties, which is really too few. In fact, it can't be managed at all, and there are a large number of non-staff officials who can barely maintain the operation, and the number is 300,000. ”

"Even in the capital, there are a large number of officials." Shen silently took a sip of tea, and then said: "There are too few official officials in each yamen, and there are many frequent transfers, so that they lack experience, and they have to hand over most of the power to the small officials who stay in one yamen and one post for the rest of their lives. If the officials are not shrewd and competent, they will often be led by the nose by the officials, and the power will also fall to these people. This is the official establishment of more than 100,000 people, or even hundreds of thousands of people, who have to manage the cultural, educational, and tax revenues on the premises, and have to hand over most of the power to those officials to do it. That's why some people say that the real management of the Ming Dynasty is not the officials but the officials! ”

"And what about these officials? First, there is no formal establishment, second, there is no national Dailu, and third, there is no room for growth. When officials are doing things, they have to think about their promotions, seals, gifts, and pensions, but the officials don't have these, they can only pursue money! or rent-seeking, or bribery, all kinds of means, all kinds of extremes. It is even more unprincipled and shameless, for his own interests, he disregards the national court, and the officials and the common people are miserable. ”

"Yes" After listening to the silent words, Zhang Juzheng nodded his head and said: "These little officials are lowly and powerful, and they don't care, they are bold and can do anything." I have been in both the household department and the official department, so I know this very well. ”

"They're just pawns who copy words, send letters, and organize processes, where is the power?" Shen Mo pointed out the reason: "It's just because there are too few official officials and they have to give them a lot of power, so this situation occurs." ”

"But you can't dismiss them all, and replace them with officials, right?" Zhang Juzheng said.

"Of course, it will not be eliminated, as long as there are more officials in each yamen." Shen Mo replied: "The division of power will be detailed and clear, and everyone will have their own share. If you use Brother Taiyue's examination method to supervise, are you still afraid that the officials will not widen their eyes and keep an eye on the power in their hands? ”

Ju Zheng nodded his head, shook his head again, and said: "But in this way, the officialdom of the whole country will have earth-shaking changes, and the officials will naturally welcome it, and the scholars will also welcome it, but once it is changed back in the future, the world will be in chaos immediately!" ”

Shen Mo glanced at him and secretly praised: "It is worthy of Zhang Taiyue, and he really sees his head at a glance!" He shook his head and said, "It's not anything, you can go back, it's hard to collect the water, and the wood is already in the boat."

So if we don't do it, we won't do it, and if we do it, we will never go back! He said word by word: "In this term, I will make the governor a permanent official!" Re-assign power to the premises and see who can change it back! ”@