"It is said that the sun has been squeezed, and now looking at the king's shopkeeper like this, it seems to be true!"

The big ones questioned.

Shopkeeper Wang was shocked, the news of the run had spread, and there must be more depositors to redeem the cash in the future. But he was quite changeable, and he thought that he was just using this incident as an excuse, so he dragged it out, and said: "It's not a matter of saying that there is a run." However, it is true that there are more people depositing and withdrawing than usual. This is all because of the evil consequences of the seizure of the Huilian. We didn't want to wade into this troubled water, but considering that in this way, the depositors' money was lost, so we gritted our teeth and took over this burden. But don't worry, the Royal Bank has plenty of positions, so it's okay to mention it casually. ”

Without waiting for others to speak, he continued: "However, don't hide it from the oak position, someone took advantage of the seizure of the Huilian, and we have not yet intervened, and stole the Shanghai treasury of the Huilian, so the position in Shanghai is a little tight, but it doesn't matter, the positions in Nanjing, Suzhou, and Hangzhou are sufficient, and our owner has already adjusted the position, that is, in the past few days, your cash can be paid in full." These five days have delayed your withdrawal, and 1 small store is willing to compensate for the daily interest. ”

"How many days?" After all, the big families have confidence in the changing sun, or the Jin merchants.

"Five days, five days at most." The shopkeeper of the king is about to do it, and five days is enough to transfer money from the outside, and he stretched out a slap.

"I'll give you five days." The people looked at each other and made another condition: "But, until you give it to us, you must not show silver again!" ”

The shopkeeper of the king, who was exhausted, suddenly had a feeling of willow and darkness, and thought: "This is also a prevarication method." He nodded reluctantly and said, "This request is also reasonable." So he instructed a guy surnamed Zhou: "Tell the depositors in front of you about the situation, please rest assured, our Royal Bank has hundreds of millions of taels of deposits, and everyone can't afford to run on it!" ”

I don't know how many other children were loaded, so the shopkeeper Wang sent this group of big households away, came back and drank a bowl of herbal tea, and said to the steward beside him: "Today has passed, and I have to explain in five days." I can't count on Shanghai anymore, so I really have to go to Yangzhou. Let's go now. ”

"It's time to eat, let's have lunch before leaving." The steward was concerned.

"There is fire in the throat and eyes, where can I still eat." Shopkeeper Wang smiled bitterly, hugged his fists and said: "Please brother here, in times of crisis, we will help each other in the same boat, and we will be blessed together!" ”

The steward smiled and said, "You can go with confidence." ”

As soon as the shopkeeper left, the trend of running was gone. In the afternoon, there were more depositors who came to the door, and the big ones were not better than the group in the morning. Fortunately, the patrol team only went to the back for lunch, and then came out to maintain order, and the head of the hunt did not see the shopkeeper Wang, so he asked the manager of the store: "What about your shopkeeper?" ”

The person in charge had to tell the truth: "I went to Yangzhou to raise funds." ”

"So what about here?" Zhang Zhutou was anxious when he heard this, and said in a loud voice: "Didn't he abscond in fear of crime?!" ”

It doesn't matter what this sentence is, the already surging crowd of people suddenly lost control of their emotions and rushed to the counter like a tide.

Under the anger of the public, the catchers did not dare to step forward to stop them, and they all hid to the side to watch the excitement. Fortunately, the explosion-proof measures in this store are perfect, and no matter how much it is shaken, the iron windows covered with wood will not move at all. The depositors took out their anger on the tables and chairs in the store, and smashed them all to pieces.

Seeing that if it continues to develop, it is likely to become a smashing and robbery that endangers the market, so Zhang Zhutou had to force the catchers, arrested a few people who took the lead in making trouble, and then put a row of doors on the storefront, so as to suppress the sāo chaos.

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The big shopkeeper of the Shanghai branch is Zhang Siwei's cousin Zhang Sixiao, who is in Shanghai this time and has received strong support from his brother. Thirty million taels of silver were fully mobilized, and the preparation was not sufficient, but in less than two days, the ten major branches were closed one after another, unable to pay the passbooks in the hands of depositors.

30 million taels of silver deposits, has been cleaned up by various branches, Zhang Sixiao is completely out of recruitment, and hurriedly ordered people to expedite 800 miles to report the news to Yangzhou.

Zhang Siwei is in Yangzhou, and the purpose of his trip is to persuade the big salt merchants to inject capital into the Royal Bank... The 50 million taels blackened by the Wanli Emperor and the 30 million taels of bad debts and bad debts found in the past two months by auditing the general ledger and the provincial sub-accounts, all need huge sums of money to fill in the holes.

When he received the news, he was about to leave for a party of a large salt merchant when he heard that there had been a general run on Shanghai. Zhang Siwei's blood gushed upward, and he asked Wang Chongyi with a face: "Why did it only take two days to make this situation?" ”

"It's a lot of trouble, and I can't think of it." Wang Chongyi couldn't answer, so he had to rub his hands and say: "In the past 20 years, there has never been such a vicious run. ”

"But it's happening now!" Zhang Siwei shuddered, and tried his best to calm down: "I don't know what will happen elsewhere?" "Pull a hair and move the whole body." Wang Chongyi said bitterly: "The news has spread in Nanjing Susong, and I am afraid it will also cause a run." If we don't stop this trend quickly, the situation will only get worse and worse, and sooner or later it will reach the whole country. ”

"Uncle, what do you have a good idea?" Zhang Siwei suddenly felt that his shoulders weighed more than a thousand catties, and he gritted his teeth and asked.

Wang Chongyi originally came to ask for ideas, but when he heard this, he only smiled bitterly. He had an idea, but he didn't dare to say it. After being silent for a while, it was still Zhang Siwei who spoke: "Uncle, according to you, there will definitely be a run on the provinces one after another?" ”

"Yes." Wang Chongyi nodded and said gloomily: "The financial industry, to put it bluntly, is to absorb savings and lend money, and it is a business of empty gloves and white wolves, and the pass is confidence." Faith is not like a tangible treasure that, once it collapses, disappears......"

Zhang Siwei raised his hand to signal him not to continue, and asked in a deep voice, "How much silver does it take to deal with it?" ”

"It's hard to say." Wang Chongyi said: "The two ticket numbers of the predecessor of the Royal Bank, the deposits absorbed, plus the silver bills issued, are as much as 660 million taels. ”

"And how much more money do we have?" 200 million taels. Speaking of this number, Wang Chongyi also felt refreshed: "Originally, the daily Yilong was 50 million, and the Huilian number was 100 million, and we persuaded the salt merchants to add 20 million." ”

"Two hundred million taels, supposedly enough, otherwise we wouldn't have taken this hot potato."

Zhang Siwei pretended to be relaxed.

"The premise is that there is no run on the whole country." Wang Chongyi sighed and said: A Shanghai of 30 million can't be stopped, if Nanjing, Suzhou, Hangzhou, Fujian, Guangzhou, and even Beijing, Tianjin, Taiyuan, Jinan, and Chengdu are all run at the same time, 200 million will soon bottom out. ”

"This kind of panic shouldn't last long."

"I hope so," Wang Chongyi said: "But we can't be careless, the key is to make a decision immediately and stabilize the areas where the run has occurred, especially Shanghai, if we can hold on, the people's hearts will be stabilized." After a pause, he was a little discouraged: "But how can Shanghai be easy to stabilize?" This economic capital of the Ming Dynasty brings together one-third of the country's wealth, and how many silver taels must be mobilized to fill this hole! ”

"There are too many transfers from other places, and I'm afraid that the big treasurers in the provinces will not agree." Zhang Siwei muttered: "When this kind of rumor is blowing, all provinces are king with cash, so how can they take out silver to help Shanghai?" ”

"Ziwei is so right." Wang Chongyi said: "In fact, the money in various places is not abundant, and there is still no time for self-protection, how can we expect them to support Shanghai?" So we'll have to think about it differently. ”

"I'll go to the banquet later, hoping to convince the big salt merchants to inject money." Zhang Siwei said: "Didn't they want to invest in Riyilong in the past? This time, I will open this convenient door, so that they will not worry. ”

"You can't just count on them. Those are all guys who value money more than life, and seeing that the situation is not good, it is difficult to say how much money they are willing to pay. Wang Chongyi said: "We still have to rely on ourselves." ”

"It's tidying, what's your idea?" Zhang Siwei nodded.

"One is to shrink investment, and try to do everything... The cut method is to return the cash. Wang Chongyi said: "At the same time, we have to try our best to persuade those big households, as long as they don't tear down the platform and run on the market, sporadic retail investors." The strength can cope, there is nothing to worry about and the number of large households is small, and there is a clue to deal with it, but we have to pay a little more blood. ”

"Another point, I want to take this opportunity to replace those big shopkeepers with unclean butts." Zhang Siwei already had a clue, and he had the decisive spirit of killing and killing in the past.

"Is this" Wang Chongyi said with a difficult face: "The big war is coming, let's be stable first." ”

"Reason is this principle" Zhang Siwei said coldly: "But it must be obeyed by my orders, and those who disobey orders and make their own decisions must be strictly investigated and dealt with." ”

"I see." Wang Chongyi no longer has any objections.

"The principle of doing business is the same as entering the casino." If we don't unload the door to do business, we can't afford to lose this person, and we can't afford the consequences of smashing the brand. Zhang Siwei said in a deep voice.

"Face is the signboard, if the face can be kept, the signboard will not fall. As long as the signboard does not fall, we can print it for as much as the huā fee. This is a general rule, uncle, you must keep it in mind. ”

"Yes, I understand." Wang Chongyi nodded and said, "So Shanghai is open as usual?" ”

"Of course it's as usual!" Zhang Siwei said: "You can't delay it, it's dangerous to delay it for a day." You rushed to Shanghai overnight, took the account books and communicated with those big families, please rest assured that we can increase the interest, as long as they don't withdraw money for the time being, and wait for us to turn around. ”

"Where is Hua Ziwei going?"

"After convincing those salt merchants, I am ready to enter Beijing." After being silent for a while, he said again: "I want to ask the emperor for help, it was all caused by him taking away the 50 million taels, and I can't act like I'm fine!" ”

"That's right!" Wang Chongyi nodded approvingly and said: "The Royal Bank has half of the emperor's capital, and if it really goes bankrupt, the world will be in chaos immediately, and he has to take care of it." ”

When Wang Chongyi was about to set off, he met Wang Benchang who came to Shanghai for help.

"Uncle, if you go to Shanghai to sit in Shanghai, we will be much more at ease." Wang Benchang said with a sneer: "I don't know how much cash you brought over?" ”

"Ten million taels." Wang Chongyi did not hide it from him.

"Ten million" Wang Benchang couldn't help but be a little disappointed, 1 whispered: "It's too little." Ten branches are a drop in the bucket. ”

"How much more do you expect? The news of Shanghai has reached here, and Yangzhou has also begun to run on it. Wang Chongyi said with a dark face: "All places are waiting for each other, how can you let me help, do you want to take care of one or the other?" ”

"But without real money, how can we get through this?"

"By building faith." Wang Chongyi said in a deep voice: "Build up confidence, the Royal Bank is still a golden signboard!" ”

Wang Benchang didn't say anything anymore, but he was very unhappy in his heart, and said secretly, there is no real money, let alone you, the chief shopkeeper, even if the God of Wealth comes, it will be in vain.

Wang Benchang's opinion is insignificant, Wang Chongyi still rushed to Shanghai in the starry night, a distance of 600 miles, only walked less than dawn, and the old bones in their sixties almost fell apart.

He entered the city early in the morning of the 13th, and as soon as he entered the city, he heard the newspaper boy shouting: "The Shanghai run is in full swing, and the Royal Bank is about to collapse!" "Stores everywhere are closed to thank customers, and many shopkeepers are evading responsibility!"

Wang Chongyi's face darkened when he heard this, what was the Shanghai branch doing to eat, why couldn't he stop the newspaper's mouth and let it talk nonsense?

"You don't know, the newspapers in Shanghai are not the same as those in the north, they insist on independent reporting, a few days ago because of He Xinyin's matter, a number of them were blocked, and the rest are still going their own way." Wang Benchang explained.

…… One...... One...... One...... One...... One...... One...... One...... One...... One...... One...... One...... One...... One...... One...... One...... One ......, one ...... One............ One...... One...... One...... One...... One...... Mouth...... The news of the Royal Bank is so interesting, although it has the role of newspapers in promoting it, but it is more due to the fact that many people involved in the stake have entrusted their hard-earned money to it, and now it is in danger, and it has naturally become the top priority in the hearts of the people.

In the Qianyuan teahouse, there are almost four tea guests who must arrive every day, and now there are only two left, Old Man Zhou and Chen Guanren, and the shopkeeper Hou and Ma Liuye have gone to the bank to line up Although there are still two days before the door opens again, but in order to be in the forefront and exchange for their hard-earned money as soon as possible, the two of them have no choice but to eat and stay on the floor.

As for Old Man Zhou and Chen Guanren, the reason why they can still sit still is not that they are not worried about their deposits, but that they have been lucky to successfully withdraw Old Man Zhou is idle and timid, and he is the first batch of depositors to withdraw cash. As for Chen Guanren, relying on his relationship with Zhang Zhutou, he added a plug, and finally took the silver of Bai Huāhuā in his hand.