Chapter 554: It seems that there is something left unattended
The discovery of the new continent made the entire Datang burn, and with the popularization of the newspaper, within a few days, the news spread throughout the Datang. Pen ~ fun ~ Pavilion www.biquge.info all the people are talking about how to go, everyone is moved by such a rich place.
This made Li Chen very happy, it was much easier to migrate the people to a rich place than to move them to a poor place. Although not everyone can get rich, it is always easier to move people to a place with a good impression.
However, there are also bad aspects. It is said that there are already people who plan to follow the route of the expedition and go to the New World to make a fortune. Anyway, as long as you keep going east, east, you will arrive. They also did not take into account the distance, or even whether there was any danger.
As this news spreads, not only the people are talking about it, but they are raising funds on their own. Some people even simply put advertisements in the newspapers, saying that they would gather people to raise funds to go to the New World and make a fortune. In successive meetings, the prime ministers who discussed the development of the new continent also put on the agenda how to curb this unhealthy trend.
At present, Datang is beginning to coordinate with various departments to discuss how to develop the new continent. Li Chen first held a meeting with the prime minister, and then the prime minister assigned work to various departments. In this way, I discussed it for many days, and I thought that it could be put to an end for the time being, and other things also need time, so I was thinking that I could take a break. As a result, the prime ministers had to hold a meeting on the day of rest because of this incident.
"Direct order not to publish such advertisements." , Ling Fox Xuan proposed a middle-of-the-road solution, "Order that only the people are forbidden to go to the New World without permission." , Wei Mo said, "How can this be forbidden." , Wei Cong was worried, "Let the navy go." , Zheng Lang proposed, "Anyway, follow the Kuroshio, and you will arrive." As long as the navy stays around there, it will always catch someone.'"
Li Chen's navy throws a lot of money into it every year, and it is simply a bottomless pit. Many people have always disagreed, thinking that this is too expensive, but Li Chen is paying for it himself, and they can't say anything. It's only now that it shows how wise Li Chen's actions are, without a navy, he can only rely on the navy that can only sail in the rivers? I'm afraid I'll have to send someone to rescue at that time.
This atmosphere, the experienced prime minister, how could he not know. Originally, I thought that the publication of the itinerary in the newspaper would show how dangerous this matter was, and it would calm the people down. But I didn't expect that with the way of making it public, more people planned to go, didn't they just follow the trend.
As a result, this only made the people even more crazy, and there were only a few big clans, whether they were old families or a few new scholars, who showed their talents and managed to attract sailors who had been to the New World to join their fleet.
They offered all kinds of favorable conditions, hoping that the sailors would give them their experience and good fortune and take them to the New World. Whether it is every woman, official position, or land, it is not a problem. In particular, the captains of those ships were seduced in various ways. If Li Chen hadn't ordered Jinyi to intervene, maybe all kinds of dark methods would have appeared.
Originally, it was just a stage for the big families, and it was originally just an arena for some rich and powerful families, but because of the Suncheon Daily's continuous coverage of the New World, the people also burned wildly. Only then did the prime ministers work overtime to discuss how to curb it.
"Let's set up a trading company." In response to this problem, Li Chen simply proposed a solution, "The establishment of a trading company only allows this trading company to obtain ships and go to the New World, and the rest of the ships are all prohibited."
"In this way, I am afraid that it will not be able to stop it." Du Mu felt that this method was useless, and now, several seaports have been given emergency orders to prohibit ships from going to the New World. Because of Datang, ships have to declare customs when they leave the port, and now they are ordered to go without permission.
But the effect is very poor, if the ship goes out to sea and changes the course, it is impossible to prevent it, the sea is so big, it is impossible to block it all with iron chains. Even the blockade of the Kuroshio channel can only have the effect of curing the symptoms rather than the root cause. Unless the head is broken and the blood flows, the people simply believe that as long as they go east, they can reach the New World.
Therefore, several prime ministers objected, saying that this method did not work well. However, Li Chen can probably guess one or two about the reasons behind it. Some people really think it's ineffective, and some people have a big family standing behind them, and no one is willing to give up such huge interests. Many big families plan to open up the New World, and get a place for the family to spread out and settle down there.
The New World is too big, there are no strong enemies, and it is far away from the Tang Dynasty, which is very suitable for being a refuge and continuing the existence of the family incense. If only one trading company could be run by the Imperial Trading Company, all this would come to naught. At worst, everything will be under the emperor's nose.
"This trading company is different." , Li Chen shook his head, ignored these people's thoughts, and said to himself, "This trading company is different, do you know the insurance company?"
Datang First Insurance Co., Ltd. is the second insurance company in the world. The first was also founded by the Athenians. It is understandable, after all, the Greek city-state has frequent overseas colonization and trade, and it is a maritime people.
However, the insurance of the Athenians thousands of years ago was different from the insurance that Li Chen made similar to modern times. Athenian insurance was not common, and it was not like modern insurance. Rather, it's like a loan.
The man had his own bank, and he lent money to the shipowners at very high interest rates, twenty to twenty-five percent. If it is said to be insurance, it means that if something happens to the ship, the loan will not have to be paid.
Recently, Li Chen has begun to translate a large number of classics from the Helonian era and ancient Greek civilization, which are the translated books mentioned above. I have to say that this method is quite operational, and with the technology of the Tang Dynasty, it is actually a bit difficult to assess the risk very well.
"This trading company will set up an example for imitating insurance, and Datang will only allow this trading company to operate routes to the eastern mainland. However, this trading company will not be a sole proprietorship."
Datang No. 1 Insurance Co., Ltd. is no longer the only one in the world, with the increasing prosperity of Datang Haimao, the insurance cooperatives are becoming more and more profitable, and there are already imitators, all of whom imitate the structure of the No. 1 Insurance Co., Ltd., which is composed of many shareholders.
"This trading company will issue shares." Hearing this term, several prime ministers were puzzled for a moment, and then understood, the joint-stock system set by insurance, they know, stocks? Share? Meaning, one vote, one copy?
was not stupid to be the prime minister, and soon, as the name suggests, I knew what stocks meant. made Li Chen embarrassed for a while, seeing the prime minister's admiring gaze, Li Chen was a little embarrassed, if it was him, I am afraid he would not have reacted so quickly.
"This stock will be sold to everyone, and the newspapers will advertise the danger of going to the New World, and then explain that the Imperial Court will open one, no, two trading companies, and only these two trading companies can go to the New World."
"Let the people understand that going to the New World requires a lot of money and a lot of risks, and it is likely that they will lose all their money. Then explain the stocks, which can allow everyone, for a small amount of money, to enjoy the profits. If you go to the New World by yourself, you are likely to lose all your net worth. Buy stocks, unless the company is completely bankrupt, or lose money, that is, lose a little."
"And this stock can be bought and sold freely. If you need money today, sell him. Otherwise, it will be kept and dividends will be distributed every year.'"
Although this method may not be able to completely curb the unhealthy trend of going to the New World privately. However, although businessmen seek profits, the greater the benefits, the greater the risks, and some people even do not see the risks, so they pursue profits. But when there is an opportunity to make money, but the risk will be much smaller, many businessmen choose this.
"Turning a crisis into a turning point. The people are crazy about the New World, and with proper guidance, they can lead this trend well and turn it into a favorable direction." Although embarrassed, Li Chen still accepted the admiring gaze of these prime ministers.
In fact, stocks and insurance companies are somewhat similar, they are all gathering the strength of everyone to do big things. Li Chen is sure that this will work, because at present, every businessman in Datang must be insured when he goes to sea. Although you have to pay an insurance premium, you won't lose your family as soon as the ship sinks. The businessman's risk-averse mind is undoubtedly revealed.
It is not only the shipowner who has avoided danger, but also the crew. At present, the insurance company has also launched crew insurance, the employer pays the premium, and if something happens, the insurance company will compensate the crew members.
This is also the reason why Li Chen has been taking care of the royal business for Li Chen, Wei Xuan proposed that he would be caught by Li Chen, that is, when he was in Yangzhou, he had a painful experience.
"This stock trade?!" , Li Deyu and Wei Mo have some opinions, and they instinctively feel that there is a lot of trouble and involvement in this stock trading.
"I'm afraid it's going to be a special legislation." , Datang is probably going to enact the world's first commercial law in ancient times. Datang No. 1 Insurance Co., Ltd. also encountered a cheat to get money, used an old ship to go to sea, unloaded the goods at that port, scuttled the ship, and said that the ship sank. Some of them didn't even scuttle, they just sold the ship and the cargo, and the ship changed its name to say that it was sunk.
However, none of this will stand the test, your ship is sinking, what about the sailors? Do you have a new ship, which shipyard built it? Okay, you're in collusion with a shipyard, but there's a big gap between the new ship and the old one. These are very tests of the inspectors' reasoning skills of the insurance agency. At present, these cases have to be handled in accordance with the fraud cases in Tang Law. Originally, Li Chen considered studying a Datang commercial law. When it comes to contracts, there are also all kinds of business practices that are subject to constraints. There are also trademarks, patents and the like.
However, there are too many involved in this, and no action has been taken. Basically, there is no such law as commercial law in the world, and some economic crimes involved in Datang are written into the law, and there is no special law to talk about these. In addition, he doesn't know much about commercial law, so he can use it temporarily, and all cases will form precedents for future reference. The so-called precedent is to be affirmed by the imperial court and adjudicate the case. There are seven forms of Tang law, and the example is one of them, which can still be used for the time being before there is no law.
It's just that everything is prepared to stand, and if it is not prepared, it is wasted. An insurance company alone deserves a special commercial law. It's not just a fraud case, but also the issue of shares, which are not owned by many people. However, with the establishment of more and more insurance schemes, the shareholding system is imitated, and there will be many problems in the future. Is this stock considered a security? Flying money counts, but what about stocks?
What to do if you fake flying money and stocks? If it's just a scam, what should I do if the amount is high? In the future, when two trading companies specializing in the development of the New World are established, their shares are issued, and they are publicly traded, this problem will be more serious. Also, Li Chen observed a phenomenon. If commercial law is involved, trademark law should also be established. Some businesses already have a faint sense of trademark and will advertise for their own business names. That's where counterfeiting comes in. What is the crime of counterfeiting? This kind of trademark law was not established until the end of the Qing Dynasty, after contact with foreigners, and China had its first trademark law.
However, at present, according to the commercial development of the Tang Dynasty, it is conceivable that it will be far better than the dynasties. At present, people are still very simple, and there are no such infringement cases, but when the business era comes, this kind of behavior may be inevitable. Maybe it's needed right now.
"Let's discuss it with the bankers. This law must be established. By the way, let's set up a securities and futures commission. Set up a special institution to manage securities such as stocks and flying money, and the government should not come forward with this institution."
"The government comes forward, on the one hand, it is easy to be corrupt, and on the other hand, it is not flexible enough, let the civil society organize it, and the government will supervise it." This kind of institution is really not suitable for the government to come forward, and the issue of ethics is one thing. On the one hand, there is this kind of regulator, which needs to be flexible and vigilant.
Let the official come forward and play the official tone, it is absolutely the norm, and if something happens, it can be investigated and pushed, and if it can be trusted, it will be delayed, and then there will be a big problem.
It should be a better practice to let the people do it, and the government will supervise it later. The people will be more flexible and respond quickly.
But this is also crossing the river by feeling the stones, Li Chen knew in his previous life that there was a thing called the Securities Regulatory Commission, which specifically supervised whether there were any violations in stock trading, but he didn't know how to operate and the composition of members, and he didn't pay attention to it.
Now you can only take one step at a time, stock trading, if it is not supervised at any time, when the government reacts, the daylily will be cold.
"How did this day pass so quickly?" After discussing for a long time, it was probably decided what to do with this stock transaction, to set up a special exchange, stipulate the trading time, the authority and composition of the Securities Regulatory Commission, etc., so that the criminal department has a basis, and the rest will wait for the actual transaction to start before knowing what will happen.
"That's all for today." , Li Chen ended the meeting and discussed for a long time, he was also tired, and he had to play ball with the children in the afternoon, and the prime minister also had to deal with political affairs.
"Wait a minute... It seems that there is something left unattended.'" , Li Chen stretched, it's over today? It suddenly occurred to him that there was something else to discuss today. Unexpectedly, when I talked about the establishment of Datang New World Trading Company, stock trading, and the writing of commercial law. I feel as if I forgot something.
"I'm going to go, I wanted to say today that I was going to fight the Philippines, but this Philippines has to fight. It's an important thoroughfare, and the tide goes down just there." , Li Chen finally remembered what he was going to say, but unfortunately... Forget it another day.