A burst of firecrackers rang out in the center of Zhongyang County, and a newly renovated and palatial building was full of people. Everyone applauded in unison, and the security bank, which had been prepared for many days, opened. Zhang Chu took the lead and walked into the bank, the bank was clean and bright, Zhang Chu walked to the counter and deposited ten taels of silver, completing the bank's first business. After that, several wealthy businessmen in Zhongyang County also symbolically deposited silver money in the bank, and everyone congratulated Zhang Chu and Yue Yue who followed Zhang Chu.

Outside the bank, gongs and drums were noisy, and the invited singing and dancing team performed to their heart's content.

Many people came to see the novelty and talked about it while watching the show.

"I've never heard of what banks do."

"I heard that the commander of the security army came up with an idea to help the people, if you have spare money in the bank, not only will you not be charged a custody fee, but you will also be given interest. This has never been heard of before. ”

"If you keep money in it, the bank won't run away with the money, right?"

"Do you really know who opened this bank, it was opened by the security army, do you see the female boss of the bank? That was the security army marshal Zhang Chu's ...... Zhang Chu's people. How can I take a fancy to your little money? As long as the security forces don't dump your money, you're safe. ”

"It's good, it's a pity I don't have any money."

"It doesn't matter if you don't have money, you can also borrow money from the bank, the interest rate is much lower than that of usury, as long as you have a guarantor or guarantor."

There are many people who watch the excitement and discussion, but there are no people who do business.

Seeing off the celebratory guests, Zhang Chu and Yue Yue returned to the office in the bank.

"There is no one who comes in to deposit money, can I really manage the bank well? That's a lot of silver. Yue Yue was a little uneasy.

"No problem, you're new to the bank, and no one else has even heard of it. I've arranged everything, and the salaries of the security team and the salaries of the officials are run and paid by the bank here, which is enough for you to keep busy for a while. When branches in other counties are established, they will also carry out foreign exchange business in other places, which is convenient and safe, and gradually people will come to you to do business. Zhang Chu comforted Yue Yue.

"But I'm still not at ease, isn't it too dangerous that the kind of bill of exchange you said can be spent with a piece of paper, and if someone forges it, won't it be compensated to death?" Yue Yue was still worried.

"You don't have to worry about this, you can use methods such as secret marks on the ticket to prevent counterfeiting, and I also have a new printing method, the craftsmen are secretly experimenting, if the experiment is successful, others will not be able to imitate it in decades. I'll take you to see it then. After that, we can also issue banknotes and print all kinds of tickets. ”

"You'll have a lot of stuff, be sure to show me there then. Let's go to the door and take a look, the carriage carrying the silver should have arrived. Yue Yue was happy.

Why did I go out, I talked about work for a long time, and I didn't even say an ambiguous word. Zhang Chu was very dissatisfied in his heart, but he still walked out of the bank with Yue Yue.

The cabaret show outside the bank was still going on, and more and more people gathered.

Zhang Chu and Yue Yue stood on the steps and watched the song and dance performance. More people outside gathered to see the two of them and whispered about it.

After a while, there was a shouting from the corner of the street, and the carts were followed by tall horses, and the carts were followed by many guards. The dancing stopped, and the audience leaned to the side of the road to get out of the way, and the carriage looked very heavy with large wooden boxes, and the wheels creaked against the stone pavement.

The carriage stopped at the door of the bank, and the bank's men came out to unload the cart and carry the boxes one by one to the bank.

Empty one and the next one is then driven to the door.

People watched and speculated.

"What is this, so heavy, it takes four guys to carry a box."

"It won't be silver, didn't the bank say that it would lend everyone silver, and it would definitely not work without silver."

"It's certainly not silver, you look at the weight of this cart, if you want to hold silver, a cart can't weigh thousands of taels. These more than 20 cars must not have hundreds of thousands of taels, who has so much cash. ”

While he was talking, another carriage was driven to the door, and for some reason one of the wheels of the carriage fell off, and the horses pulling the carriage were frightened and ran forward, and were immediately pulled by the coachman, but the cart still tilted, and all the boxes on the carriage rolled to the ground, and as the boxes fell to the ground and shattered, the silver ingots of white flowers scattered out of the boxes, and rolled on the ground and spread all over the ground, and everyone immediately surrounded them. The guards immediately came to drive the crowd away, and stood around to protect the silver. The guy was also very frightened, and he took everything to collect the cash in a panic, and it took a long time to collect it.

The crowd of onlookers looked at the silver on the ground and swallowed.

"God, it's really silver, white silver, it's the first time I've seen so much cash when I've grown so big."

"There are more than 20 cars in total, this security army is really rich, and it can't be spent in a few lifetimes sitting there."

The guys were busy for a while, and finally moved all the boxes in the car into the bank's warehouse.

Zhang Chu and Yue Yue returned to the house, and Zhang Chu smiled and said, "What's the matter, with so much silver, you are still afraid that the bank will not be able to do well." ”

"You have a lot of ideas, and there is no end to the tricks of deception, except for those few carts of silver, you have to mix in twenty carts of iron and wander the streets. After that, I had to secretly pull it back to the factory, wasn't it in vain? Yue Yue pretended to be disgusted.

"You don't understand this, there is a big man who said that confidence is the most important thing, only when people have confidence in your bank will they come here to deposit money, borrow money, you can earn. In the future, we will issue banknotes, relying on credibility, so the credibility of this bank must be gradually established. Now we have begun to pay wages and military salaries in silver dollars, and if you exchange it here, you must exchange it on the spot, and the handling fee must be charged. Zhang Chu instructed Yue Yue to pay attention to the next step.

"But the silver dollars that were just sent out are all back to the bank, aren't the silver dollars useless?" Yue Yue was still a little puzzled.

"This step is mainly to establish the credit of the silver dollar, so that people believe that a silver dollar can be exchanged for a tael of silver in the bank at any time, I have issued an order to the security army's grain and salt stores to accept silver dollars, one yuan is equivalent to one tael, other stores shall not refuse to accept silver dollars, violators will be heavily fined, in order to prevent silver dollars from flowing back to the bank, a silver dollar to exchange for a tael of silver to charge a copper plate handling fee, but also one of the means to prevent the return of silver dollars, people have this weakness, if he has no loss at all, do not redeem nothing, He would rather run away more than come to exchange for peace of mind. If he loses a little bit for every tael, he'll hesitate. The copper plates and smaller silver coins we issue are also exchanged at face value in full. Building confidence in the banks is a long-term process, and it would be nice to start working within the security forces. ”

Yue Yue listened to Zhang Chu quietly there, and thought in his heart: "This little bandit really knows a lot of things. ”

However, Zhang Chu's next words startled Yue Yue. Zhang Chu asked, "Miss Yue lives alone, right?" ”

"What's wrong with me living alone, I have a lot of neighbors on my left and right." Yue Yue said vigilantly.

"I didn't mean that, I mean I live alone." Seeing Yue Yue's eyes widen, Zhang Chu hurriedly said, "I mean, I don't even have a place to eat when I live alone, and the food cooked by those guards is simply not eaten by people." I've been scared of them when I go to other people's houses to eat, can I come to you for a few meals? ”

"You're not afraid that my cooking will be unpalatable." Yue Yue hesitated.

"No, whatever you do is delicious." Zhang Chu hurriedly said.

"Okay then, but you'll leave after you've eaten." Yue Yue looked at his pitiful appearance and agreed.

Zhang Chu's heart was full of sunshine, and when he came out of the bank, even the guards could see his happiness when he walked on the road. couldn't help but ask: "What's so happy about Dashuai?" ”

"Of course I'm happy, the problem of eating for the rest of my life has been solved." Zhang Chu replied with a smile.

When the guard heard this, it was really a happy thing, and it must be a big deal to be able to solve the problem of eating for half of his life, so he didn't ask anymore.

Feelings are feelings, work can't be stopped, Zhang Chu, the crossing man, returned to work again, and ordered loudly: "Go, go to the factory to see how they are prepared, there will be big things to happen next." ”

The guards conveyed the order to the entire team, and Zhang Chu and his party walked towards the factory.