"Lord, it's really not good, can you restore the taxes of the land of Youzhou, and it's a big deal to collect less?" Xu Yiyi, the counselor, couldn't help but mention. Money is a big problem now. The previous great migration has only just been settled. Now it is even more imperative to compensate the fallen soldiers and reward the meritorious soldiers.

"Never!" Pei Yi and the others hurriedly said.

"My lord, this is not possible! If the people still know what they say and keep their word, how can our government go back on its word? In this way, the good reputation that we have accumulated by the conductor is ruined. ”

"However, merit must be rewarded, mistakes must be punished, mistakes must be punished, and achievements must be rewarded! We can't ignore these meritorious soldiers. Do you want to say to them, 'We have no money?' If they can't even do the most basic meritorious rewards, how can they order the three armies in the future, and how can they disregard life and death, abandon the worries in their hearts, and fight to the death with the enemy? Besides, it's only this once, it's just a temporary emergency, what we're doing now, the people of Youzhou don't know how many times better than before, can't they sacrifice a little bit for this? Xu Yiyi, the counselor, also retorted.

Pei Yi couldn't say it for a while, and he also knew that what Xu Yiyi said was reasonable. The current Qiē in Youzhou is all built under the powerful Xiaoguo Army, if the Xiaoguo Army is gone, there is no need to talk about anything else.

What if you run out of money? What to do? Borrow? Borrow! Zhao Xun was stunned.

"Pei Yi, in the land of Youzhou, can there be a rich village or something?"

Pei Yi saw Zhao Xun's eyes shining, and thought that Zhao Xun was going to attack those money banks, so he hurriedly said: "Lord, there is, but if you blatantly attack Qian Zhuang, is it ......?"

"Who said that I was going to attack the money bank, by the way, are these money banks all over Youzhou?"

Hearing Zhao Xun's words, Pei Yi breathed a sigh of relief. Subsequently, Zhao inquired about the situation of these money banks.

Nowadays, the money bank is not the kind of money that is spread all over the place and used for access in different places, but is exchanged for huàn silver coins, gold, silver and copper coins to earn profits, and there are also small-scale deposits and withdrawals. Also, from saving money, you earn a commission. Unlike modern banks, there is no interest on money deposits, and there is also a handling fee, that is, a custody fee.

After hearing Pei Yi's explanation, Zhao Xun set his eyes on Qian Zhuang. Naturally, his idea was to set up a bank, in other words, a bank, that would connect all the places under the rule of the Xiaoguo army. Whether it is to make silver tickets or mint coins in the future, Zhao Xun will firmly unify the financial power in his hands.

Subsequently, Zhao Xun said his thoughts, which immediately made the eyes of everyone in the Finance Department light up, and the rest of the officials were also shocked by Zhao Xun's thoughts.

Speaking of which, in this era, there are many wealthy people, but most of them keep their money at home, rather than circulating it in the world. In this way, there will be very little money in circulation, which is not conducive to economic development. In other words, ten thousand taels of silver, seven or eight thousand taels were buried in the ground or hidden in the house. Only the remaining two or three thousand taels are circulating in the world, and how can this effectively promote the progress of the economy?

In addition, the money that merchants carry with them is also a problem. Whether it is to buy goods, or after the goods are sold, carrying money home is a very unsafe hidden danger, being stolen and robbed, and it happens from time to time. It's not a short distance, but if it's a long distance, it's even more worrying. Of course, this is also one of the important reasons for the development of the game.

Zhao Xun's meaning was naturally to let these officials move, publicize the benefits of the money bank to the merchants and people under the rule of the Xiaoguo army, and at the same time encourage them to deposit money in the bank, safe and insured! Save and take it, take it and use it!

"Shen Meng, let your subordinates communicate with those businessmen and explain the benefits of money tickets. Let them go into business in the future, and they will not have to worry about the theft of their money. ”

"Subordinates obey!"

Although there are also money stamps in the current bank, they all appear locally, and most of them are deposited locally and taken locally, and cannot be circulated outside.

There is a handling fee for this remote exchange, but compared to the small life and safety, the money is still worth throwing away.

What Zhao Xun needs to do is to open the money village all over the state capitals and counties of Youzhou to ensure the passage of money tickets.

Zhao Xun established the Military Affairs Department, which was opposed to the Political Affairs Department and was in charge of the military, but was mainly responsible for planning and planning, battlefield planning, and troop deployment, but had no right to mobilize the army. Just like the job of a staff officer, he can respond to changes on the battlefield in a timely manner. In addition, he is also responsible for the evaluation of the army and the promotion of officers. Several counselors and military advisers have also become military envoys, and they are far away from government envoys. And Lu Ziliang also has a counselor and military adviser who has become a political envoy, because the military and the government are not subordinate to each other, and can only serve in one yamen.

After Zhao Xun got out the money in the house and the jewelry and property of the seized aliens, it was only a few hundred thousand taels, and this almost emptied the mansion. Later, after appropriating hundreds of thousands of dollars from the Finance Department, it was enough to scrape together millions of dollars. In fact, most of this money is used to exchange huàn in other places. You said. What if a merchant had deposited money in the south and had an empty bank in the north?

The reason why Zhao Xun has to pay out of his own pocket is that in addition to personally arranging and controlling confidentiality and anti-counterfeiting measures, he also wants to take a share. Although the whole Xiaoguo Army was his own, it belonged to the Xiaoguo Army at that time, and he personally participated in it, and it belonged to his own family at that time. On the surface, it looks the same, but it is not. Zhao Xun can't squander the money of the Finance Department at will, but his own money is still everywhere. In other words, just like the difference between the treasury and the inner treasury in the imperial court, they are all owned by the emperor, one belongs to the state, and the other belongs to the emperor himself.

Zhao Xun found that he needed money in a lot of places, and he couldn't make it bitter everywhere. Even if you don't use it, your family needs it. With your own money, rest assured!

Zhao Xun originally became four money villages, in the south in Xindu City, and to the north were Youzhou City, Yanzhou City, and Andong City. The city has a curve from south to north and then to east. As for the money banks in other state capitals and counties, in the short term, they have not been able to undertake them, not because of money, but because of the lack of manpower who are familiar with the secret marks, code words, numbers, and fingerprints on the meeting tickets. These people were all selected from the Young Guard, but they were too young to do so. In addition, it is necessary to establish a strict examination and accounting system. These can only be done step by step.

It took more than ten days to design, and a unique anti-counterfeiting mark was made with Arabic numerals and letters, and the Huitong money ticket was basically established. It seems that the capital is not much, but Zhao Xun is not worried, because after doing "ideological work", some rich families are "willing" to deposit their money in Huitong Bank. As for the merchants, they also knew the benefits of Huitong money tickets, coupled with the official office of the Xiaoguo Army, they were naturally relieved and waited for the official opening of the money bank. Because it is government propaganda, many people want to see this kind of money ticket exchanged between the north and the south appear.

In mid-September, Huitong Qian Zhuang officially opened, and the four major stores opened on the same day.

In the beginning, no one saved money, and most of them were willing to keep it at home rather than in someone else's pocket unless it was necessary. Although I also exchanged a money ticket, it is difficult for people to feel that this piece of paper is more useful than their own money. In addition, many people are a little worried about this money bank, can the silver that goes in come out?

But those merchants who are waiting to do business from south to north don't care about this, if the governor wants his own money, why bother so much, wouldn't it be better to stop it directly? Besides, now under the Xiaoguo army, the convenience of doing business is known to the whole world, since this money bank is run by the metropolitan governor, how can it be fake?

So those businessmen didn't care what others said, they saved the money first, and hurried to go in and out of the goods. What goes in is money, and what comes out becomes a chapter of paper.

The people around me watched and felt weird.

Immediately afterwards, some large landlords and large families who had collected the land also began to store their money in the money bank, and after changing it for money tickets, those who were a little uneasy let go of their worries.

Of course, those who put their money into the bank, with a smile on their faces, had a twitch in their hearts. They also doubted whether they would be able to exchange this fancy piece of paper for their own silver in the future.

However, it didn't take long for someone to help them solve the problem. One of them first deposited the money, and then went to the other side to take it out. At this time, the businessmen and big investors who watched were relieved.

Due to the convenience of commerce, merchants deposited and withdrew the most money, and after seeing that there was no problem, it soon spread throughout Youzhou. In the northern part of Hebei, merchants from all over the country have deposited silver money into Huitong Bank, and then went to other places to directly trade with silver tickets, as for the handling fee, only the two sides themselves calculated.

With the smooth progress of the money bank, the business of exchanging some gold, silver and copper coins for huàn was also officially opened.

For ordinary people, this has almost nothing to do with them, and they don't need this kind of ticket. But officials and businessmen can feel that this thing is good, tens of thousands of dollars on their bodies, inconspicuous, convenient for trading, convenient for rewarding, and more importantly, it is more convenient to give * bribes * * * bribes * . A small piece of paper, it's nothing to give away, and you can exchange it for silver when you get it to the bank.

Of course, there are different types of money tickets, some can only be taken out by the person themselves, some can be taken out by virtue of the specified thing, and there is nothing to do, as long as the money ticket is real, anyone can take it. What kind of money is wanted, it is up to the saver to choose, and the bank will give the corresponding money ticket and write down the corresponding record.

PS: I'm getting lazy...... How did the homepage become like this????