Zheng Chenggong was worried about military spending, and without money, the army would not be able to issue a certificate. Pen, fun, pavilion www. biquge。 If the info army can't produce a certificate, it will lose the best opportunity to take advantage of the Qing army's southward movement and annihilate it.

Increase taxes, dumping goods......

Zheng Chenggong thought about all the ways he could think of, and finally vetoed them one by one.

Raising taxes will not only damage your prestige and reputation, but also easily cause social unrest, which is definitely the next resort.

Dumping goods can gather a large amount of money in a short period of time, but the price of mirrors and other items will plummet, and they can only be sold as cheap goods, which will have a significant impact on future income.

Dumping commodities is a last resort.

What to do, what to do!

Zheng Chenggong fidgeted and walked around the study.

Seeing the general's anxious appearance, Yao Qisheng also had a headache, he was good at military strategy and the like, but he really didn't know much about financial management.

Yao Qisheng said helplessly: "General, why don't you borrow a little money from those big businessmen and wealthy families!" ”

Zheng Chenggong heard it stop and said, "Borrow money, from big merchants and wealthy families?" ”

Yao Qisheng nodded and said, "Yes, borrow money from them, and pay them back as soon as we are relaxed." It's just that in this way, I'm afraid that I will have to pay a little price! ”

Zheng Chenggong seems to have a clue in his head, but he can't remember what it is!

Borrow money! Take its toll!

Borrow money! Take its toll!

After reading a few words in his mouth, Zheng Chenggong suddenly thought of what he had just thought!

I really have a pig's head, and I still studied economics in my last life.

You can borrow money!

However, it is not to borrow money from those big businessmen and tycoons, but to issue bonds!

Bond is a kind of financial contract, which is a creditor's right and debt certificate issued to investors when the government, financial institutions, industrial and commercial enterprises, etc. directly borrow from the society to raise funds, and at the same time promise to pay interest at a certain interest rate and repay the principal according to the agreed conditions.

The essence of bonds is also borrowing, and the bond buyer or investor and the issuer are in a creditor-debt relationship, the bond issuer is the debtor, and the investor (bond buyer) is the creditor.

However, this kind of bond is not a loan from a specific person or a part, but to the whole society.

As long as you want to buy it, you can buy it, and basically the bonds are all credit bonds, which have solid reliability by virtue of the absolute credit of the debtor.

Zheng Chenggong smiled and said to Yao Qisheng: "Xizhi, don't worry, I've already thought of a way to raise military expenses!" ”

Yao Qisheng heard it and hurriedly asked, "Dare to ask the general what method is it?" ”

"Hehe, you'll know then!" Zheng Chenggong said mysteriously.

A week later, a large pile of copper-printed bonds that Zheng Chenggong had urgently ordered was released.

In order to prepare for military salaries as soon as possible, a long canvas was erected in front of the business outlets of Sihai Commercial Bank in Nanjing, Hangzhou, Fuzhou, Xiamen, and other big cities at the same time. It reads: Four Seas Commercial Bank Bonds

A few guys were shouting hard.

"Come on, come and see!"

"Don't miss it when you pass by, if you miss this village, you won't have this store!"

"Good news! Good news! Dear folks, you are lucky, and you have the opportunity to earn without losing money! ”

……

Originally, the business outlets of the Four Seas Commercial Bank were opened in the downtown area, and when they heard the shouting of the guys of the Four Seas Commercial Bank, many people stopped and came to watch.

When an old man heard the opportunity to make money without losing money, he couldn't help but ask: "I said, little brother, what are you doing here?" ”

Seeing someone asking, the guy hurriedly put on a smile and said, "Uncle, our Four Seas Commercial Bank has recently launched a new bond, as long as you buy this bond and peck it, you will be rich." After one year, we will not only repay your principal, but also pay you 7% interest. Uncle, you said that this is not a guarantee of profit or loss! ”

The old man's eyes lit up when he heard it and said, "Really, when the time comes, in addition to being able to repay the principal, there will be 7% interest." ”

The guy said proudly: "Of course, uncle, how could our Four Seas Trading Company lie to you!" You don't want to think about it, whose family business is the Four Seas Commercial Bank? The surname of the country! The surname of the country can still lie to you! ”

The old man hurriedly asked, "Is this really issued by the Four Seas Commercial Bank?" Is it really approved by the national surname? ”

The guy took a bond and put it in front of the old man's eyes, pointed to a line on the bond and said: "Look, this bond is marked with the Four Seas Commercial Bank, as well as the signature of the country's surname!" ”

After pointing to the words on the bond, the guy pointed to the red paper pasted on the flagpole and said, "Uncle, look at the words written on the paper again, there is the seal of our Pingnan Palace." ”

The old man blushed and said, "I can't read!" ”

The guy paused, and said helplessly: "Uncle can find a trustworthy person to read to you!" ”

The old man looked around, and saw that one of the onlookers was from the same neighborhood, and the most important thing was that he was a talented and literate person in the past.

The old man hurriedly walked over and shouted, "Mr. Liu, you read a lot, help me tell me what is written on that big piece of paper?" ”

Seeing that the people around him were all looking at him, Liu Sheng felt proud.

Look, it's still the pillar of society for those of us who are talented people who read.

Liu Xiucai walked to the big paper, put on a pretense, and then touched his beard and shouted loudly: "Announcement: Approve the issuance of bonds by Sihai Commercial Bank, and issue bonds with a face value of one tael, five taels, and ten taels, with a term of one year, an annual interest rate of 7%, and the principal at maturity will be repaid together." The bonds are guaranteed by Daming Ping Nanwang. ……”

After listening to Liu Xiucai, the onlookers really believed that this bond was real, it was really issued by Sihai Commercial Bank, and it was really due with 7% interest.

Several anxious people immediately rushed over and shouted: "Give a bond of five taels!" ”

"I want it too, give me a bond for one tael!"

"I want it too, I want three and a tael!"

……

With the reputation accumulated by Sihai Commercial Bank and Zheng Chenggong over the years, tens of thousands of bonds were sold on the day the bonds were issued.

However, this bond is a new thing, although the people believe in the four seas commercial banks and believe in the country's surname, but they do not dare to buy more.

As the fame of the bonds slowly spread, the number of bond sales increased day by day, and more than 100,000 were sold in a few days.

But many of them were purchased by senior government officials such as Lu Ruoteng, Hong Xu, and Lin Xishan.

More than 100,000 taels of silver!

It sounds like a lot, but it's only a drop in the bucket compared to the huge military salary.

Under the strict law set by Zheng Chenggong, officials did not dare to commit crimes against the wind and embezzle.

Although Zheng Chenggong's salary is good, after all, it is a dead salary, and it is impossible to save a rich family business.

Ordinary people have become richer in recent years, but after deducting their families, they can't have much spare money left.

Zheng Chenggong issued two million taels of bonds this time, and the most important buyers were those big businessmen and wealthy families.

Now those big businessmen and wealthy families have not taken action, Zheng Chenggong knows what they are worried about.

Zheng Chenggong is also waiting!

Wait for a moment and then have a showdown with them! (To be continued.) )