The dull sound of washing and waiting for the Yangtze River was transmitted from the Yangtze River, and the passenger cons of the British flag were hoisted, and the drum wheel was heading west. The faint black smoke emitted by the cigarette indicates that its boiler is burned with high-quality anthracite. On the Yangtze River, only fast luxury passenger ships will use this kind of coal, and not everyone can afford to sit on this kind of passenger liner.

The foredeck of the passenger ship was full of passengers. It's hot now, and there's no air-conditioning in the cabin. Staying on the piece of Xuan is a stinky body, or the deck is fast, the river breeze is breezy, the scenery is pleasant, standing on the foredeck and facing the wind, but there is a little bit of "waist wrapped around 100,000 runs, riding a crane down Yangzhou" taste.

Of course, this passenger ship did not go to Yangzhou, it had to go east, and the destination of this steamer was Wuhan, the commercial port of the thoroughfare of nine provinces, and it was also a revolutionary holy place for Chinese young people in this era.

It is understandable that most of the passengers standing on the foredeck were middle-class and high-ranking people, and there were very few foreigners, because this was originally a steamer of a Chinese owner, but it was flagged with a British flag, and the real rich foreign people did not look down on this kind of "luxury" passenger liner, and only those poor foreign adventurers would take this kind of ship. Because the boarding procedures are simple, there will be foreign patrols and arrests, and there will be no general orders from distant motherlands.

In order to hide people's eyes, the Chinese passenger ship even gave it a British name: the Oxford.

Generally speaking, the real rich Chinese will not choose this kind of passenger ferry travel, and the price will be reduced. Second, it is uncomfortable to card those rich people who are not rich and cannot be called "rich" will appear on this kind of passenger liner.

As an industrialist Ran and a person who is not a rich man, Mr. Bu Tingbi stood on the foredeck of this passenger ship, although he is known as the "southeast industrial cabinet", but businessmen like him with small capital in the southeast area to grab a handful, the reason why he can attract attention is only to have a bank under his name, and can issue banknotes, these years, there are really few Chinese businessmen who can successfully match the industrial and financial industries together, and the ministry Tingbi counts a catty.

Ministry Tingbi is an industrialist, a doer, by no means the kind of adventurer with empty gloves and white wolves, to be able to go from a small comprador of a foreign bank to today's step, without a little courage and ability is not good, if counted from the Tongzhi years, he has been working hard in the shopping mall for nearly 40 years, what kind of wind and waves have been seen, when the red-top businessman Hu Xueyan and the foreign businessman that silk war he also experienced, the reason why he did not fall with Hu Xueyan is just because of his caution.

Courage, ability, prudence, and appropriate speculation, if this does not succeed. That is, "Hit no time, don't force it." Finish.

It was precisely because of this caution that Bang Tingbi had to go to Wuhan again to solve an urgent need. In a hurry. He even chose the "Toyotsu." In the past, he would not have chosen this kind of passenger ship flying a fake foreign flag.

Five days ago. Two youths who claimed to be Republican Army procurement representatives visited the ministry and showed him a telegram. The telegram was taken by Zhao Bei, the governor of Hubei, and the content was very simple, asking the ministry to immediately explain why Yigan had not gone to Wuhan for a long time to help the republican army to form a commercial bank, and the wording of the telegram was somewhat harsh, which made the ministry very uneasy.

It's not that he doesn't want to set up a commercial bank in Wuhan as soon as possible, but because he has been so busy in the recent past, he can't get out of his body to deal with other things.

Since the 500,000 oceans invested by Zhao Bei into the account, even if the most dangerous period was passed, and the large-scale war quickly subsided, the wrestling mania finally subsided, and the ambitious Ministry Tingbi wanted to develop his bank into a large commercial bank, standing shoulder to shoulder with Citigroup and Anfeng in the United States. Zhao Bei had promised him that he would inject 1 million taels of silver into the bank, invest 500,000 yuan in advance, and the follow-up funds would only arrive in the account after the bank expanded the principal, in order to expand the bank's capital before Zhao Bei's capital injection, Mu Tingbi had been busy persuading those small shareholders to increase investment, and it took almost all the effort to expand the bank's capital by 20%, but there was still a distance from achieving his goal of controlling 51 percent.

After making a difficult choice, the ministry gritted his teeth and sold all the silk factories and factories under his name. Several pawnshops were also transferred to others. Only then did I gather enough capital and put it all into the bank. The plan is to expand the scale of the bank, open a few more branches in Shanghai, Tianjin, and other places in the early stage, raise the interest rate on deposits, and compete for business with the big banks.

But it has not yet waited for the branches in Shanghai and Tianjin to merge. The purchasing representative of the Republican Army went to Wuxi to visit the Ministry of Tingbi and read the telegram from Zhao Bei. Only then did he realize that he was so busy that he neglected the most important thing: to win the trust of Commander-in-Chief Zhao.

Without the support of powerful factions in the troubled times, Ren Ran's merchants were untenable, and the efforts of the Ministry of Tingbi to defect to Beiyang Beili ended in failure. Beiyang Group controls Bank of Communications and Daqing Bank. In any case, it is not possible to look down on a small bank with only one ear and ten thousand dollars, only the Republican Army, only Commander Zhao Beizhao treats Xincheng Bank as a treasure, if it loses this powerful arm again, once the situation changes, it will become meat on the chopping block and be slaughtered by others.

In today's chaos, there are many people who are eyeing Citic-Prudential Bank, and the ministry is in charge

Therefore, measures must be taken to salvage the situation and regain the confidence and support of the Commander-in-Chief.

Write a letter to explain whether it is not okay Sister Du Tingbi decided to go in person, so after making a little arrangement, he took a few family members and held a detailed bank development plan, "Board a passenger ship that set sail on the same day, and go to Wuhan to visit Zhaobei."

The passengers on the foredeck gathered in twos and threes, acquaintances chatting with each other, strangers also approaching each other, as a well-traveled and successful businessman, Zou Tingbi was no exception, he was standing by a ventilation pipe, talking with a Wuhan businessman.

The Wuhan businessman's name is Huang Hanxin, who is the owner of the famous Wuhan dismantling shop "Huang Zhicheng", and is also the head of the Hankou Xianning Association, Zhuo Cai Tongtai's Cai Fuqing, Zhang Xichu of Xiao Zhang Wanshun, and Mao Shutang of Jianhexiang are called "the four rich men of Xianning"

"Huang Zhicheng" is not only famous in Wuhan, but also small traders in Hunan, Jiangxi, Henan, Sichuan and other places also know this old shop. Often travel long distances and entrust shipowners to purchase goods from the old store of "Huang Zhicheng" in Wuhan.

The so-called "dismantling shop" is a secondary wholesale store, because the large wholesale store does not do retail business. Unable to buy goods directly, dismantling shops were created, which bought groceries from large wholesale stores and sold them for customers as well as nearby residents. Running this kind of store, the cost of a lot of money, but the profit is not large, pay attention to a "small profits and quick turnover" Huang Hancheng has been operating for nearly 20 years, is considered to be the leader in the industry, "Huang Zhicheng" at its peak, its daily turnover reached 10,000 taels of silver, and also briefly served the Yangtze River shipping industry, the strength is strong, can be regarded as the leader of China's local wholesale industry in this era.

However, after the Gengzi year, with the invasion of foreign wholesalers and retailers. "Huang Zhicheng" has shown fatigue, the old business philosophy of the mutual demolition of the company and the luxurious life of the Huang family, has made "Huang Zhicheng" difficult, and last year's capital turnover was difficult. It is easy to mortgage the property to the Yanjiang Business Gang. Raising a sum of money and preparing to expand the scope of business, Zhou never thought that the "Wushen Revolution" broke out, the republican army fought fiercely with the Qing army in Hankou, and the artillery fire did not last long, and the largest pile of money of "Huang Zhicheng" was hit by a cannonball, and all the goods stored in it were turned into ashes.

In desperation, Huang Hancheng had to turn to Qianzhuang again, but due to the endless war, the republican army and the rì fleet had an armed conflict, Zhao Bei issued a "chūn branch telegram" to further increase the political instability in Hubei, and the powerful Jiang Xi merchant gang had to temporarily retreat to the Jiang Xi area, now hoping that the situation would develop, no longer provide large loans to the Hunan people, so when Huang Hancheng rushed to Jiang Xi with the tent, he was closed, and the Jiang Xi merchant gang refused to lend a hand.

Huang Hancheng returned to Wuhan by boat from the south of the Yangtze River in despair, and met the same boat as Bu Tingbi when Niu Ji and the foredeck were in the cold, and the two hit it off at first sight, talked happily, and soon focused on the expansion of the shares of Hanyeping Company.

Hanye Pingdie Iron Works and Mines Co., Ltd. is ready to expand the news has been published in the major newspapers a few days ago, the details of the share expansion, the rights and obligations of shareholders and the formation of the board of directors and many other details are listed in detail, the Ministry of Tingbi learned the news from the "declaration" before boarding the ship, this trip to Wuhan, one of his secondary purposes is to investigate the steel plant and butterfly mine belonging to Hanye Ping Company, if there is indeed development potential, he also intends to become a shareholder, if everything goes well, In the future, his industrial development direction will be financial industry and heavy industry.

As for Huang Hancheng, Jǐng wanted to buy shares, but due to the lack of liquidity, he could only sigh with admiration, and when the governor Tingbi was a banker, his mind became active, and he asked the ministry Tingbi about the loan. He used to be conservative. When taking out a loan, the first thing to consider is the old-fashioned money bank and ticket number. But this time he ran into a wall in Jiang Xi, which made him wake up. Realize that banks are the force you can rely on. Compared with the bank, the bank does not care about the owner of the money, and as long as the loan is profitable, it will invest.

Regarding Huang Hancheng's loan intention, the Ministry of Tingbi did not answer the love in one mouth, after all, he also cleared his head, because he offended rì Benzhèngfǔ, the development of the situation in Hubei is unknown, and now Yuan Shikai's center zhèngfǔ intends to disarm, and the contradiction with the powerful faction in the south has deepened, and the "north-south conflict" may not be just the speculation of foreign newspapers. In case of another battle in Wuhan at that time. "Huang Zhicheng" car Xu will completely collapse, and in that case, the bank loan will be rotten inside.

However, the financial industry has always been about the coexistence of risks and opportunities, otherwise, the Ministry of Tingbi would not have rushed to Wuhan to meet the commander-in-chief in person, because in his opinion, even if there is a Wuxi conflict between the north and the south. The Beiyang bloc may not be able to swallow the Republican bloc in one bite.

The Ministry of Ting Yuan rushed to Wuhan in person in a hurry, precisely because he took a fancy to the vigor of the Republican Army. He instinctively felt that this military group was far more valuable as an investment than the gloomy Beiyang Group, and he believed in his own vision.