Qian Zhuang, Wang Xiang really didn't know that there was no Qian Zhuang in the Tang Dynasty, he couldn't help but be excited when he thought of this, what business in this world is comparable to opening a bank, Qian Zhuang was a bank in ancient times.

It should be said that money banks are more profitable than banks, because money banks have to give money whether they deposit money or borrow money, and they naturally have to pay custody fees for depositing money, and they naturally have to pay interest for borrowing.

It can be said that the emergence of money represents the birth of finance, because this model of money is free from the shackles of money and goods trading, is pure capital operation, the previous money-making model is nothing more than a simple exchange of goods for money, or a little more complicated, that is, businessmen do to buy goods at a low price and then sell goods at a high price.

The money bank is different, the money bank does not involve goods, only the operation of capital, so that the speed of capital will be increased by ten times or even a hundred times a thousand times, as long as you compare the banks of later generations.

However, it is not easy to run a money bank, and the risks involved, as well as the prestige required and a large amount of capital in the early stage, are not something that Wang Xiang can afford, and only those families who have this kind of prestige and ability are the big families.

Wang Xiang naturally thought of Li Er, who obviously had these conditions more than Li Er, and Wang Xiang did not have a good impression of those families.

After settling down with Ning Xiang, Wang Xiang couldn't wait to enter the palace, and he didn't even bother to ask about the plate shop.

After entering the palace, Li Er was discussing with the ministers in the Taiji Palace, Wang Xiang did not immediately ask to see but waited outside, the matter of Qian Zhuang should not be said in the Taiji Palace, and more than half of the officials in the palace represent the family.

By the time the discussion was over, it was almost noon, Li Er had dinner directly in the Taiji Palace, and naturally he couldn't let Wang Xiang go hungry, so the two chatted while eating.

The eunuchs and palace maids who were waiting were all waved out by Li Er, and only the two of them were left in the huge Taiji Hall.

I just said yesterday about printing books, and today Wang Xiang took the initiative to enter the palace again, Li Er thought that he was here for this matter.

"But the matter of printing books has been settled?"

"It's settled. The enggraver of Linglong Bookstore is Xinyi's uncle, and there should be no problem in handing over the engraving of movable type to him, but it will take a long time to carve out all the words, and it cannot be printed yet. ”

"Well, as long as the movable type is carved and it can be used forever, it will be worth the time." Li Er picked up a piece of vinegared cucumber and threw it into his mouth and nodded. The thought of buying and selling salt and printed books makes him feel good. When the time comes, not only can you continue to get a lot of benefits, but you can also hit the family hard.

"There is no hurry to print books, the minister entered the palace today for another matter."

Li Er suddenly became curious when he heard this, he just told himself about printing books yesterday, and he went to Linglong Bookstore to negotiate it today, which shows that he is still very concerned about printing books, but now he is not in a hurry, so the other thing he said must be more important than the sale of printed books.

"Is it more important than the buying and selling of printed books?" After all, the person who became the emperor, although he was curious, still looked calm, and stretched out his chopsticks and grabbed a piece of potato without hurrying.

"It's more important than all the buying and selling in the world combined."

"Shhh Using too much force to cut the crispy stewed potatoes, Li Er finally couldn't keep his composure. The chopsticks were still in the air, and he turned his head to look at Wang Xiang: "What you want to say is more important than all the business in the world combined?" ”

Wang Xiang nodded solemnly, Li Er put down his chopsticks and his eyes flickered, he knew that Wang Xiang was not a person who liked to exaggerate.

"Tell me, what's so important."

Seeing that Li Er put down his chopsticks and looked at himself with a solemn face, Wang Xiang was embarrassed to continue to pick up vegetables, and said two words: "Qian Zhuang." ”

"Money?"

"If this matter can be done, it will be a major matter for the benefit of the country and the people, and then Your Majesty will find that other transactions are not enough, and those families are not to worry."

The reason why the latter sentence was added was because Wang Xiang knew Li Er's attitude towards the family, sure enough. Hearing this, Li Er's eyes suddenly became sharp.

"Tell me more!"

Wang Xiang smiled slightly and said, "This matter starts with an incident that the minister encountered today. ”

"The golden silk nanmu in the palace is supplied by a Yangzhou merchant?"

Li Er didn't know why Wang Xiang asked this, so he frowned and said, "The golden silk nanmu in the palace is indeed supplied by merchants outside. However, it is not clear whether it is a Yangzhou businessman, and this matter should be managed by the Ministry of Households. ”

Wang Xiang smiled and said, "I saw the Yangzhou merchant who supplied golden silk nanmu to the palace today. ”

knew that Wang Xiang still had something to say, so Li Er didn't speak.

"The merchant was scraping together money and had to sell his house in Chang'an."

Li Er was puzzled: "Since it is a merchant who supplies golden silk nanmu to the palace, he thinks that he has a lot of money, why did he end up selling his house?" ”

"I heard him say that there was a problem on the way to the golden silk nanmu that was transported this time, and the golden silk nanmu is more expensive than gold, even if the house is sold, I am afraid that it will not be able to make up enough silver." Seeing that Li Er frowned, Wang Xiang continued: "This person is a bit responsible, he didn't abscond when something like this happened, but went around scraping together money to bring a batch of golden silk nanmu again. ”

Li Er nodded: "There has never been a problem with the supply of golden silk nanmu in the palace. Occasional mistakes are not unforgivable. ”

Wang Xiang said with a smile: "Your Majesty is merciful, but if there is a mistake, there is a mistake, if he can't scrape together enough silver to bring a batch of golden silk nanmu again within the time limit, it will be a violation of the law of the Tang Dynasty." ”

Li Er couldn't figure out what Wang Xiang meant: "Then what do you mean?" ”

"Give him a hand."

"I said that occasional mistakes are not unforgivable, and I will not pursue this matter."

"The minister didn't intercede for him, even if His Majesty didn't pursue his deal, he wouldn't be able to do it."

Li Er became more and more confused: "Then how are you going to help him?" ”

Wang Xiang smiled and said: "This person can do the trading of golden silk nanmu, which shows that he has some ability. In fact, he just lacks a chance to make up for such a thing, as long as he can scrape together enough money, I believe he can continue to do this business. ”

Li Er seemed to understand Wang Xiang's plan a little, and asked, "Are you going to lend him money?" ”

"It was not me who lent him money, but His Majesty lent him money."

"I lent him money?" Li Er's eyes widened when he heard this, "Even if I don't pursue his mistakes, even if I am extraordinarily gracious, I still want me to lend him money?" ”

Wang Xiang obviously expected Li Er to have such a reaction, and said unhurriedly: "The minister said that even if His Majesty will not be held accountable, it will only be spared imprisonment for him, but the trade of golden silk nanmu will not be able to continue." If he borrowed a sum of money and could re-ship a batch of golden silk nanmu within the time limit, the fault would naturally not exist, and there was no need for His Majesty's extrajudicial mercy, and his golden silk nanmu business could continue to be done, and it would only take some time to repay the borrowed money, so wouldn't it be better. ”

Li Er pondered for a moment, and his mind turned a few times.

"It's a better way for him, why didn't you just lend him money and come to me?" Li Er felt that this matter was by no means simple, and he hadn't heard him mention Qian Zhuang again.

"Of course the minister wants to borrow, not only the minister wants to borrow, I'm afraid many people want to borrow, and the family also wants to borrow."

"Why is that?"

"Because money is certainly not borrowed for nothing......"

Li Er suddenly came to his senses and said, "You plan to let me do that loan!" ”

Wang Xiang was confused by Li Er's sudden change, and took out a loan? It sounds like this, doesn't it mean that there was no money in the Tang Dynasty?

Seeing Wang Xiang's puzzled face, Li Er suppressed the anger in his heart and waved his hand: "There is no need to say much about this matter, how can I do that unrighteous act!" ”

How did this become an act of injustice? Wang Xiang argued: "If you can borrow a sum of money, then the Yangzhou businessman can continue to buy and sell the golden silk nanmu, this move is good to him, why is it unjust?" ”

"Humph! Didn't you just say that the money wasn't borrowed for nothing? Li Er snorted coldly with an unkind face.

Wang Xiang was stunned: "Yes, borrowing money naturally has to pay interest." "Could it be that the ancients borrowed money to talk about friendship?

Hearing Wang Xiang's natural tone, Li Er became even more angry: "Raise money consistently, and make a profit of 200 wen a month, isn't this an unrighteous act!" Normally, you don't say anything when you are devoted to buying and selling, but now you have come up with such an unjust act as a loan, which is really disappointing to me! ”

Wang Xiang could see that Li Er was really angry this time, and it was definitely not the previous feint, but he really didn't understand why Li Er was so angry, etc......

"Your Majesty, when did the minister say that he would raise a constant amount of money and pay two hundred wen a month?" (To be continued.) )