Chapter 103: Heartbeat
Sun Wei and Jiang Xue met again three days ago, when the mystery of the pharmaceutical factory caused a lot of speculation, and even because of the rumors, it caused a lot of panic to the residents around the pharmaceutical factory, so Sun Wei invited reporters from major newspapers in Shanghai to enter the pharmaceutical factory for in-depth interviews, and Jiang Xue was the reporter sent by the "Declaration".
In later generations, the feminist movement has long surpassed the boundaries of equality between men and women, and Sun Wei has naturally become a supporter of the relationship between men and women in the old society like the vast majority of slings, it stands to reason that a woman like Jiang Xue with a very independent personality will not become the object of Sun Wei's pursuit even if she is beautiful, but the reality is the opposite, the maverick Jiang Xue always attracts Sun Wei's attention, so he has to sigh that men are really cheap.
In fact, since the last separation, Sun Wei has already had a peep at Jiang Xue, and he also made a special call to Jiang's mansion, but in the end he was blocked by Jiang's mother, and Sun Wei also temporarily put the matter of hooking up with Jiang Xue because of the robbery of Xiangfu Gold Store, and then there was Su Ying, so he almost forgot Jiang Xue in a hurry for nearly two months, but he didn't expect this interview to hook out the desire he hid in his heart again.
In his previous life, Sun Wei always cowered and looked forward to chasing his daughter, which made him still single for four years in college, but in this life he has a completely different personality from his previous life, on the one hand, it is the influence of his predecessor's legacy on him, and more importantly, his power, his status provides him with the confidence to dare to make a move.
Originally, Sun Wei arranged interviews with major newspapers for only one morning, but because of Jiang Xue, he allowed "Declaration" to have more interview time, and Sun Wei also accompanied him throughout the next interview.
Jiang Xue interviewed the pharmaceutical factory for three consecutive days, and the scope of her interview has gone beyond the original rule that she can only visit and take pictures, not only interviewing the workers working in the factory, but also conducting a separate interview with Sun Wei, the owner of the factory, which also makes Jiang Xue's status in the "declaration" increase day by day.
Sun Wei and Jiang Xue can be said to be affectionate, concubines are intentional, and then with the convenience of work, the relationship is naturally a thousand miles a day, and the conversation is getting deeper and deeper, and finally they talked about Sun Wei's desire to open a bank.
As the largest economic and financial trade city in China, Shanghai carries more than half of the country's tariff revenue, and naturally gathers wealthy businessmen from all over the country, as well as hot money from all over the country, so the ticket number and banking industry flourish here.
Wealthy businessmen who started in Shanghai have the same convention, that is, no matter what industry they start from, they will eventually invest in the ticket number and the banking industry, and the purpose is naturally to use the savings of depositors to obtain more benefits for themselves.
The banks of this era are not as tall as those of later generations, and the start-up capital of the bank does not need much, but if you want to attract depositors to deposit money in the bank, it requires the person who opened the bank to have a certain social status and financial resources as a guarantee.
Sun Wei, as the inspector of the Shanghai Public Concession and the deputy inspector of the Huazhu Unit, naturally has a high social status, and at the same time, the Yuanheng Pharmaceutical Factory in his hands can also bring depositors confidence in savings.
Although Sun Wei had the heart to open his own bank, he did not have any professional talents in banking, and he could not let his disciples who did not know how to act as bank managers.
After asking about Sun Wei's difficulties in opening a bank, Jiang Xue took the initiative to recommend to him a person who had been involved in the banking industry for more than 20 years, and this person was Jiang Xue's father, Jiang Xin.
Jiang Xin was born in Dinghai, Zhejiang, a scholarly family, and his ancestors also had a governor, but it gradually declined to Jiang Xin's father's generation, and his father was the Jiang family's greatest achievement in the imperial examination, but he was only a man of origin, and he was not appointed to the north to be a magistrate until he was in his fifties.
Jiang Xin's enrollment coincided with the intensification of the Westernization Movement, and the Manchu court also sent the first batch of young children to study in the United States at the initiative of Rong Min, so the prescient Jiang's father took the initiative to send his son to study in a school opened by foreigners, and when he grew up, he entered the United Kingdom to study finance under the arrangement of foreign teachers.
After returning from school, Jiang Xin entered a small bank in Shanghai as a clerk under the arrangement of his father in Shanghai in the same year, that is, he met Jiang's mother who was studying in a new girls' school opened by Shanghai Ocean people during his time as a clerk, and fell in love at first sight, and then launched a fierce offensive against Jiang's mother, and soon captured Jiang's mother's heart with his knowledge and humor.
At that time, Zhu Baosan was just a comprador of Shanghai Japanese businessmen and foreign companies, and he was in the starting stage, and the family background was not as good as the Jiang family, so the marriage between the two did not have too many waves, and Jiang's mother soon dropped out of school to marry Jiang Xin, and then there was Jiang Xue in the second year.
As Zhu Baosan's business became bigger and bigger, although Jiang Xin did not work in his father-in-law's company because of face problems, he still entered Crédit Agricole CIB under Zhu Baosan's recommendation, and was soon reused, serving as a manager in the banking business department, and was regarded as the deputy manager of the banking business department in his position.
For Jiang Xue's guarantee, Sun Wei naturally agreed, one is that this can bring him closer to Jiang Xue, and can also indirectly climb the line of Zhu Baosan, and the most important thing is that he firmly believes that Jiang Xin can serve as the manager of the most important business department of Crédit Agricole CIB, which can be regarded as killing three birds with one stone.
Of course, Sun Wei's recommendation to Jiang Xue on the spot was more to make her happy, Taizu once said that there is no right to speak without investigation, so after Jiang Xue's introduction, even though Sun Wei was very satisfied with Jiang Xin in his heart, he still sent Gu Yecheng to Crédit Agricole CIB in the French Concession to inquire about Jiang Xin's true news as soon as possible.
Due to Huang Jinrong's suppression, Sun Wei's influence in the French Concession was not large, but the news used to find out one or two people was still handy, and soon Jiang Xin's personal information and performance in Crédit Agricole CIB appeared in front of Sun Wei.
Gu Yecheng's investigation is not much different from what Jiang Xue introduced, Jiang Xin has shown excellent professionalism since he joined Crédit Agricole CIB as a clerk eight years ago, and was soon reused by the senior class of Crédit Agricole CIB, and then in six years he became the manager of the business department from an ordinary clerk, and it is said that he will soon be promoted to the manager of the business department again.
With Gu Yecheng's investigation information as a guarantee, Sun Wei sent someone to take his post to Jiang Xin to a French-owned café on Xue Huali Road the next day, and then there was the previous conversation.
"Xiaoxue? Does Inspector Sun know the little girl? Jiang Xin had heard a little about Sun Wei's comments, but fortunately, he also had his father-in-law Zhu Baosan to rely on, and he was not afraid that Sun Wei would mess with his daughter, so his tone was just a little surprised.
"Ling Yan and I met when we were arresting Li Gang, the second-class detective of the Hongkou Arrest House, and she was a reporter sent by the "Declaration" to accompany her." Sun Wei replied.
Although Jiang Xin has always lived in the French Concession, he has heard many things about Sun Wei, especially in terms of lust, and he is also the kind with a particularly strong taste.
To be honest, Jiang Xin was absolutely deceitful that Sun Wei was not moved by the president of the bank, but he didn't know whether Sun Wei really wanted to make him the president of his bank, or whether he wanted to use this as an excuse to get close to his daughter, and then he said a little hesitantly: "Inspector Sun, the contemptible person is just a small assistant, I am afraid it is difficult to be the president of the bank." ”
As the saying goes, horses don't know how long their faces are, and people don't know how ugly they are, Sun Wei looked at Jiang Xin and thought that he was worried that he didn't have this ability, so he quickly explained: "Mr. Jiang, please rest assured, I have prepared the initial capital of 500,000 yuan required to prepare for the bank, and I only need Mr. Jiang to resign from CIBC to join the company." ”
The initial capital of 500,000 yuan is not worth it for a large bank with a capital of tens of millions like Crédit Bank, but it is still relatively powerful for most of the national banks in China, which makes Jiang Xin, who has always wanted to make some achievements in front of his father-in-law Zhu Baosan, very excited.
"Inspector Sun, preparing a new bank is a big deal after all, can you allow me to go back and think about it?" Jiang Xin was silent for a moment, and said with a little crimson on his face.
Sun Wei saw Jiang Xin's expression and tone and knew that he was already tempted by his proposal, so he hit the railroad while it was hot: "Mr. Jiang, the initial capital of 500,000 yuan for the preparation of the bank is only temporary, as long as the bank can operate well under your management, I will gradually increase the capital injection in the future, I believe you should know that I have this ability." ”
Jiang Xin naturally knew that Sun Wei had this ability, and the Yuanheng Pharmaceutical Factory, which was rumored to be a money-absorbing weapon by all walks of life in Shanghai, was Sun Wei's industry, and with this pharmaceutical factory as a guarantee, there would definitely be more and more capital injections in the future, of course, provided that the new bank could achieve the expected profits under his management.
"Inspector Sun, I can be the president of the new bank, but before that, we must first confirm the re-injection of capital into the bank you promised." Eagerly, Jiang Xin took a step back and said.
"Of course you can!" Sun Wei knew that this time the matter was settled, and then he explained: "If the bank is running well, I expect to be able to add another 500,000 yuan in half a year, and another million in a year, and if the bank's development exceeds my expectations, it is not impossible to add the third and fourth times." ”
As far as the current banking circles are concerned, a bank with a capital of 2 million yuan can already be regarded as a big bank, and you must know that the China International Commercial Bank, which is well-known in Shanghai and is known as China's first self-run bank, has only an initial capital of 2.5 million yuan, and the most important thing is that Jiang Xin's father-in-law, Zhu Baosan, is a shareholder of this bank, and the share capital is only a few hundred thousand taels.
"Okay, I promised Inspector Sun to be the president of the new bank, but I don't know if the name of the new bank and the articles of association of the bank have been decided?" Jiang Xin was enthusiastically told by Sun Wei's prospect of the new bank's plan, and he didn't care whether Sun Wei was beating his daughter's idea, so he began to talk about the topic and introduce it to the bank's preparations.
"The name of the bank is tentatively set as Yuanheng Bank, after all, this name is more reminiscent of my Yuanheng Pharmaceutical Factory, which is more attractive to depositors and enterprises." Sun Wei replied.
"Inspector Sun is thoughtful, Yuanheng Pharmaceutical Factory is well-known in our Shanghai, and even Jiangsu and Zhejiang provinces, and it is not an exaggeration to use daily gold to make money, I believe that having a pharmaceutical factory as a guarantee can definitely bring greater confidence to depositors, and can make depositors more assured to deposit money in our bank." Jiang Xin's words were somewhat suspicious, and then he asked, "By the way, Inspector Sun, where are you going to set up the address of the new bank?" ”
"The head office of the new bank is tentatively set on the Sima Road in the public concession, and the branches under its jurisdiction are located in Hongkou in the public concession, Pidgin Road in the French concession, and the county seat." Sun Wei actually wanted to build the bank's head office on the Bund, but the entire Bund was crowded with foreign banks and banks opened by foreigners, and there was no idle land for him to open a bank.
"Isn't it a bit too hasty to open three branches at once?" Jiang Xin said in surprise.
"Private banks are the trend of the times, the share of the entire market is only so large, we will lose a point of market share if we are slow, now is the time to wait, we can only speed up our speed." Besides, if we open three branches at a time, it is not a good indication of the strength of our bank, and it is easier to gain the confidence of depositors. Sun Wei explained.
"What Inspector Sun said is also right, just open three branches at once, which requires more personnel to manage, where can we find so many professionals in a hurry?" Jiang Xin asked a little hesitantly.
"As for the professionals, you can rest assured that I will be able to find them all before the bank opens, and you can also recruit some competent people from Crédit Bank, and I can promise them a salary 50 percent higher than it is now." At the same time, Sun Wei also has thousands of disciples, so it is naturally not difficult for them to help dig up a group of professional financial talents in major banks, and recruiting bank staff from different places can prevent Jiang Xin's family from becoming a monopoly and is more conducive to his control of the bank.
Jiang Xin actually hopes that Sun Wei will leave all the recruitment of staff to himself, he naturally thinks this way is not to lose much profit from the bank, but to be more convenient for him to manage the entire bank, but he also knows that his idea is difficult to realize, Sun Wei can let him recruit some staff by himself is already more trusted.
Sun Wei and Jiang Xin talked for a long time in the café about the bank's preparations, and then in order to stimulate Jiang Xin's work motivation, Sun Wei prepared a 5 percent profit dividend for Jiang Xin, which was a precedent for a domestic enterprise. (To be continued.) )