Chapter 221: Robbery while the fire is on

Soon, the price of silver was sold by everyone, and soon a diving trend was formed, which was simply an immeasurable trend. Pen, fun, pavilion www. biquge。 info In the statistical trend chart of economic data drawn by Shi Bufan, the price of silver is almost like a straight line, and there is no rebound trend at all. And the price of this silver plummeted by more than 50% almost in a day, and if it was a stock in the future, I am afraid that it would have reached the limit long ago. However, in this ancient period, there was no so-called falling limit, and it plummeted by 50% all the way, and even in the evening, it was still trending downward.

Even on this night, those wealthy families didn't care about the curfew rules of the Tang Dynasty at all, and directly came out to find a way to get rid of the silver for various reasons. Those Wuhou Wei didn't dare to care about it, because there were too many rich and noble people involved, and it was impossible to stop it. The so-called law does not blame the public, not to mention that these people are all from wealthy families, so this Wuhou Wei not only did not dare to hold them accountable for violating the rules of the curfew, but also continued to maintain order. As a result, on this night, Datang actually had a kind of perverted burden. There were people everywhere who wanted to get rid of the silver, but no one wanted to take it at all. Because silver can't be eaten or drunk, and now everyone knows that it will fall violently, they will definitely not choose this time to take over, otherwise they will inevitably die without a place to bury.

And these are even worse, many of their family members also fainted in the toilet crying.

"It's falling, it's falling, I'm borrowing money from others to do this business, how can I ......" A merchant who had almost a thousand taels of silver suddenly couldn't accept this fact.

There are many people who speculate on silver are borrowing money to speculate, and they see the popularity of silver, which has doubled its value in less than ten days, and naturally hopes to make money as soon as possible. And the interest on their loans is mostly based on those private loans, and they do not borrow through the federations of money villages, temples, Taoist temples, quality banks, etc., which are subordinate to the Datang Money Village Federation, so their interest is very high, almost 80% every year. Even some borrowers know that they are going to speculate in silver, and even deliberately raise the interest rate, which is also possible at 200% per year. As a result, now that they have borrowed money to speculate on silver, they dare not say that it is the price of cabbage, but for them, there is no difference between it and the price of cabbage.

When they bought silver, it was often more than 1,000 and 500, but now it has fallen to less than 500, which makes them almost want to die. Even the owner of the Lu family chose to commit suicide, because he lost a lot of money from the Lu family, and he had to choose suicide to avoid the Lu family pursuing them. He thinks that as long as he dies, maybe those people in the Lu family will also look at the same family, and don't embarrass his orphans and widows.

"Shi Yuan Wailang, now the price of silver has dropped to two hundred wen and one tael!"

Shi Bufan immediately asked, "How is it possible?" According to my estimates, reducing it to 500 Wen is already the lowest point, but why has it been reduced to 200 Wen in addition? No, it's already my highest calculation to 500 Wen, but how can you continue to decline, it's not logical! ”

Shi Bufan is really surprised, this silver drop is so ruthless, according to the value of ordinary commodities, before there is no new productive force replacement, it is impossible to have such a violent decline of 50 percent is already calculated according to his highest value, how can it be reduced to 20 percent of the original value? This is not in line with common sense, let alone the laws of economics!

"Shi Yuan Wailang, no one is willing to accept this silver at all, and everyone has experienced this kind of thing for the first time, they are very panicked, and they don't know what to do."

Shi Bufan understood, it turned out that the ancient people had not experienced a stock market crash! Although the stock market may be plummeting in later generations, the nerves of later generations are very "big", and they have experienced a lot of ups and downs in the stock market, and the spirit of being exercised is very impressive. Although later generations will generally lose money, if the spirit is strong enough, it can also ensure that their ability to withstand it is much stronger than the first time the ancients experienced this kind of thing. When ancient people experienced this kind of thing for the first time, they naturally felt very frightened, and even desperate at all. In addition, the economic theories of the ancients were very shallow and completely fragmented. In later generations, even if they did not specialize in studying economics, their basic economic theories were popularized, and naturally their knowledge reserves and experience in stock market crashes were much richer than those of the ancients.

"Alright, let's go and close the net. In this way, we went and bought the silver back. This time we really made a big profit, and this time we were probably able to make 100% profits. However, I plan to sell these spot silver to the imperial court at cost price, and then use it as spot silver for the imperial court and the Turks! Shi Bufan said.

In fact, in fact, the income this time is very large, and you can get seven or eight hundred percent of the income, which is simply an amazing profit. Seven or eight hundred percent of the income, this is already an amazing profiteering, although it is a thousand-fold profit margin in the novel, then this is not worth mentioning. However, Shi Bufan really doubts, according to the corresponding principle of relative conservation of the economy, even if those who make a thousand times the profit in the stock market, can these funds be withdrawn? Is anyone willing to be able to convert into enough cash?

Lao Ma also said that 300 percent of the profit is enough for the capitalists to risk going to the gallows, so this 700 percent is already very amazing.

However, the times do not know that such a high level of violence cannot be achieved. In less than a month, 100% profits are already very high, and if you continue to want to make huge profits by seven or eight times, then I'm afraid Li Shimin will be red-eyed. Give the maximum profit to Li Shimin, so that the emperor will be able to protect them.

When Shi Bufan ordered the net to be closed, those subordinates of the Datang Money Union went out one after another to discuss the plan to purchase silver.

"Madam, your Lu Dong family has committed suicide, and your Lu Dong family helped so many people in the Lu family to get this silver, but now you are at a loss. You only have a pile of worthless silver left now, and now hurry up and sell this silver, so that the loss of the Lu family's people is not so big, at least you can get a certain amount of money. This will allow them to return to their original capital, otherwise if they can't return their original capital at all, then I'm afraid they won't let you orphans and widows go. Don't look at the fact that you are also a side of the Lu family, but in the eyes of the direct family, it is nothing, and it is not even as good as an external guest. Therefore, if you can make them return to their original capital, then they may spare your orphans and widows for the sake of the Lu Dong family's death. Otherwise, if you can't get back any capital, then you orphans and widows will never think about it. ”

The lady of the Lu Dong family watched the silver be sold, and immediately asked, "Can't it be higher?" You have 180 wen and a tael, why don't you grab it? You guys are taking advantage of the fire! ”

"Hehe, that's right, we're just taking advantage of the fire to rob!"

"You--, you made this incident! Are you the ones who ruined my family? If it weren't for you, would we be like this? Mrs. Lu Dongjia said angrily.

However, the person in charge of buying the silver obviously knew what to do, and said, "We are not to blame for this, it is your Lu Dong family who is tempted." Although we have speculated on silver, if you don't just mix the machine there, will you have the result today? We just gave us a chance, but the real choice is still in the hands of your Lu Dong family. Therefore, the final decision is made by your Lu Dongjia, not by us forcing him to make a decision. He made his own decision, and he was responsible for his actions. Someone else only has the power to make suggestions, not the power to make decisions for them, do you understand? ”

Shi Bufan was actually deliberately taking advantage of the fire to rob, because the price of this silver market was 200 Wen, but Shi Bufan was only willing to pay 180 Wen to buy it. Because silver is now a thorough buyer's market, whoever is willing to buy it, it is natural that many people are willing to sell. Now many people are reluctant to get rid of their silver in order to avoid further losses.

"One hundred and seventy texts, one hundred and seventy texts and one tael. Zhang Dongjia, I know that you borrowed a lot of money to speculate on this silver. Now hurry up and sell the silver, and then fill in some money yourself, so that it can be solved as soon as possible. ”

The Zhang Dongjia immediately said angrily: "You take advantage of the fire to rob, this silver only fell for a while, not forever." However, after a while, it will be able to rise back. ”

However, it is clear that Shi Bufan taught those acquirers that there is a set, and directly said: "You should know that you borrowed money to get this silver." So the interest on your borrowing is eighty percent per year! Eighty percent of the annual interest, you hurry up to repay it now, but it is only a dozen days of interest, not high. And the silver you bought was about 1,400 wen. Of course, I don't deny that the price will return to normal in the future, but you should know that even if the price of silver returns to normal, it will not be as crazy as before. If you want to keep the interest and capital from falling, then you have to bring the price of silver to 2,520 per two taels of silver. Are you confident that silver will be able to reach this price in a year's time? Also, even if you are just flat, if you continue to procrastinate, the interest will get higher and higher. Coupled with the rolling profit or something, are you confident that the price of silver can reach an annual increase of 80%? ”

"Therefore, your mother's best way is to sell the silver cheaply as soon as possible, and then cut the meat and leave the market quickly, otherwise the interest on your loan will become higher and higher, and the interest will make you even more miserable. Now that you cut the meat, you can at most make you work hard for a few more years, and maybe you can earn it back. But if you don't dare to sell the silver and leave, then the profits will roll over, and you will die without a place to bury. ”

That Zhang Dongjia smiled miserably, this really talked about his death hole. He bought silver by borrowing money, and Shi Bufan has ordered all the institutions under the Money Bank Federation to control lending, so as to prevent the people from speculating on silver and causing bad debts in the money bank, so many people are going to borrow from private loan sharks, such high interest, every day of delay, the consequences are unimaginable.

"The surname is Zhang, pay me back immediately, otherwise I won't let you go!" "The surname is Zhang, hurry up and pay me back, go and pay back!" ……

When he heard that those creditors outside came to collect debts, this made Zhang Dongjia even more desperate. Because he knows this kind of debt, in fact, this is the case, when you have money, they may not be in a hurry to ask you for debt. But after hearing that you are bankrupt, they will desperately come to ask for debts, hoping to recover their losses as much as possible. This kind of thinking is the same for another person. This is actually no different from the kind of debt management of the bank, when you develop normally, everyone believes that you can repay the money, and naturally you will not be in a hurry to ask for money. But when something goes wrong, few creditors will think that they need help urgently, but will want to pay the bill as soon as possible. Even if the bank loans in the future are the same, when a company is about to go bankrupt, those banks will desperately hope to get the loan back as soon as possible, even if it is a small loss.

"Okay, one hundred and seventy wen, I'll sell it!" Zhang Dongjia said.

Zhang Dongjia knew that his losses this time were very serious, and maybe more than ten years of struggle would be lost in one fell swoop. However, he can at least leave a chance for his descendants and his future to start over, so that they will not be burdened with huge debts and generations will not be able to turn over.

"If I could choose again, I would never touch this kind of thing! I must tell my son never to do this kind of speculation, honest management, honest industry, that is the fundamental! Never expect speculation to be good, loser! Zhang Dongjia thought.

Throughout Chang'an, silver was also sold everywhere, and the price of silver was very cheap. In this way, they all cut meat and sold it, and many people even put their efforts in the past ten years into it, and as a result, they lost money at one time.

And ordinary people are watching the jokes of these upper-class characters on weekdays, who were originally very rich and landed businessmen, etc., but now they are forced to sell their land, or even sell their properties, which is a tragedy. And many ordinary people are also rejoicing, they have also wanted to join in before, but they can't borrow money from the bank. Coupled with the fact that the barrier to entry for silver is very high, they cannot join on their own wealth alone. However, it was precisely because they were not able to enter the market that they avoided losses, so they were also very lucky. As for those rich people who lose money, they are also happy in it, because every poor person often has some hatred for the rich, and for those rich people they are envious, jealous and hateful. Now they are unlucky, and they haven't had an accident, so naturally they are a little "gloating". Anyway, it doesn't affect their own lives, and they are happy to watch jokes. (To be continued.) )