From the bottom of his heart, Jiang Yun did not want to hand over the method of joint attack to the hands of the Great Zhou army, and now the situation is still unclear, the Great Zhou court and Yizhou are very likely to meet each other in the near future, and the value of this method of battle formation is very clear to him, and the reason why it is used in the former guard army is just to stabilize his position and have the opportunity to continue to climb up. Pen? Interesting? Pavilion wWw. ｂiquge。 ｉｎfo

The higher Jiang Yun's status in the Great Zhou army, the more detailed the information he will obtain in the future, he is doing undercover work, measuring whether it is cost-effective or not.

Now Xu Pingting's request is obviously in conflict with his fundamental interests, but this little girl can't be offended at the moment, and after some bargaining, after Xu Pingting swore that he would never spread this law outside the Xuanwu camp, Jiang Yun reluctantly agreed.

It's a loss, but it's not all for nothing. After Cao Zhong went back to ask, he was silent, and he acquiesced in the results of the martial arts. Xu Huanting announced in public that Jiang Yun's subordinates still served as the former protectors.

The former commander of the guard army is Jiang Yun, will the rank of general be far away? Starting today, he really got a ticket to enter the rank of the Great Zhou military general.

In the next affairs in the barracks, Jiang Yun didn't need to continue to worry about it, and the daily training was handed over to the two deputy commanders, and he was idle again. Going to King Wu's Mansion every once in a while, he was tired of being with Ji Luo for a while, and he didn't seek to make progress, which was very much in line with his character.

Half a month later, the guys from HSBC Money Bank found Jiang Yun's house again and delivered a message.

The operation of Qianzhuang was not particularly smooth, according to Jiang Yun's meaning, Luo Tian personally contacted several patriarchs of the family to negotiate the joint operation of Qianzhuang. But the other party, without exception, expressed an indifferent attitude and did not feel any interest in it.

Even the most shrewd person will inevitably be bound by the times in his thinking. At this time, the main responsibilities of the bank were to deposit silver, issue silver bills, and lend, which was a two-way charge. Depository fees are charged, and interest is charged on loans, but even so, the income is still not as good as that of other industries, and there is a lot of risk to bear. One of the most troublesome is the transportation problem.

For example, in Jinling issued silver tickets, customers need to take silver in the capital, when the capital of the money village does not have so much cash, it is necessary to open in various places of the same number of money to transfer silver, once the transportation process encounters bandits, robbers, its loss will far exceed the income of the bank.

The biggest role of the existence of the money bank is the transportation regulation of the silver taels, and this risk is unavoidable. The major families have a wide range of businesses, and the dispatch of money is also unavoidable, and the money they open is more important to serve themselves, and the needs of the people are only incidental and dispensable.

For the common people, they relied more on the treasure money issued by the imperial court, which was similar to the paper money of later generations. It has no value in itself, and under the operation of the imperial court, it has the role of replacing gold and silver transactions and has become a kind of currency. The biggest advantage of treasure banknotes is that they can be exchanged for cash at any time. Convenient, and safe.

However, as a kind of banknote, it is still difficult to escape the ultimate fate of later generations of banknotes - depreciation. The imperial court will not let the silver of the treasury be damaged, and the only way is to increase the issuance of the treasure money step by step, and the value of the treasure money will continue to decline, and the declining amount will naturally become the income of the imperial court.

Although the people are helpless, they can only accept it.

Their needs cannot be seen by the imperial court, nor can they be seen by the major families, but Jiang Yun can see them. The financial industry is far more than what he sees, what he wants to build is not a few ordinary banks, but a bank that is higher than this world, and can integrate into it to create real value for himself and the people!

It's time to talk to Shen Mo.

Ji Luo's marriage has long passed, and in addition to setting a restriction for Jiang Yun that "you are not allowed to enter Ji Luo's boudoir after evening", other places did not embarrass them, but there was no need to meet secretly in private.

On this day, the sky was clear and the wind was beautiful.

The sisters of the Ji family rarely decided to go out of the city, not only called Shen Mo and Jiang Yun, but even Xu Chenghei brought them with them. This guy now has no direct conflict of interest with Jiang Yun, but the two of them just don't look at each other, and they stared at each other along the way, but fortunately, with Shen Mo, a peacemaker, the two of them didn't ridicule and quarrel like in the past.

After playing all day, the sun set, they returned to the city, Shen Mo did the east, found a restaurant where they often went, and a few people opened a private room, sat around the table, and waited for dinner to be served.

The three sisters got together, chatting non-stop, the three "brothers-in-law" you look at me, I look at you, there is nothing to say.

Xu Chengsi couldn't be idle after all, he looked at Jiang Yun with disgust. "I said you can't change your clothes? Who doesn't know how much money you have? Wearing coarse cloth and rotten clothes all day long, who are you cold with? It's a shame to walk with you. ”

"I'm willing, what's the matter with you?"

"Hmph." He looked at Jiang Yun just not pleasing to the eye, the good ones don't learn the bad ones, it's really close to the ink black, his own sister's annoying ability, this guy has learned everything. Xu Chengsi was pondering the point of attack, but he didn't want Jiang Yun to fight back the next moment.

"How beautiful your robe is, one sleeve is long, the other sleeve is short, look at the placket, it looks like it has been ripped by more than a dozen big men, I can't learn it if I want to!"

"It's a robe full of love, and I'm happy to wear it! Do you envy it? ”

"Blow, blow, blow."

"Hmph."

Seeing that the two were fighting again, Shen Mo hurriedly smiled and persuaded him: "It's time to serve, don't be idle, move your chopsticks." ”

After three rounds of drinking, the atmosphere on the table gradually relaxed, Jiang Yun saw that the heat was almost over, and then he looked at Shen Mo and said, "Brother Shen, I have a deal here, I want to invite you to do it together, do you want to think about it?" ”

"Buying and selling?" Shen Mo suddenly became interested. "What kind of deal?"

"Open the bank." Jiang Yun nodded.

Shen Mo couldn't help but smile. "Brother Jiang, it's not that I don't give you face, this money bank, my Shen family has also opened a lot, it's really not very interesting, not to mention that the capital is not much, do you still need a partnership?"

Jiang Yun took out a stack of paper that had been prepared from his arms and handed it over. "Let's see."

This is something similar to a plan book, Jiang Yun wrote almost all the things that came to mind in his heart, and there were a lot of them. After Shen Mo took it, he glanced at it casually with a wry smile. The disapproving expression gradually faded, and he said in surprise: "Can the money village still be opened like this?" ”

"Look below."

Shen Mo turned two more pages, and his face finally became serious. "Brother Jiang, your appetite is really not small, you want to make such a money bank... He shook his head. "The capital invested will be unimaginable, although my Shen family has quite assets, it is obviously far from enough."

"Drink! What do I hear? Ji Xi on the other side of the table suddenly smiled: "This is really when the sun comes out in the west, and you Shen Mo also don't have enough money?" ”

Ji Jin took a bite of side dishes, glutinous mouth, and said vaguely: "Brother-in-law, this is crying poor." ”

"I'm not crying poor, I really don't have the money to do this." He handed the paper back to Jiang Yun. "Brother Jiang, if you want to do this, unless you can integrate the top ten families in the Great Zhou Dynasty, it will never be possible to have the financial resources to do it."

"You don't have to worry about the silver, I'll pay for it all." Jiang Yun said with a smile: "Brother Shen only needs to take out this signboard of the Shen family, Qianzhuang pays the most attention to credibility, this is by no means something that can be obtained in a short period of time, I dare not say it in other places, in the Jiangnan region, the Shen family is a golden signboard that cannot be louder." I invest, you come forward, profit eighty-two, I eight, you two. ”

"How much silver can you give?" Shen Mo couldn't help but be moved. This cake is so big, once it's made... Gains will be unimaginable. But capital investment is very important, the new bank, come to borrow far more than the storage, if there is no strong financial protection, I am afraid that half a month will not be able to last. Once it fails, all the investment will be wasted, and he cannot afford this kind of risk, and it is impossible for him to bear it.

Jiang Yun stretched out a finger.

Shen Mo looked at him in amazement, he had heard that Jiang Yun was rich, but he didn't expect to be so rich. "Ten million taels? The early stage should be enough, but to achieve the goal you want, I'm afraid there is still a lot of short. ”

He didn't say the key words, eighty-two is divided, and the Shen family's signboard is more than two million taels, and he has a loss in this transaction.

"No, it's 100 million taels." Jiang Yun thought about it, it would seem that there was no concept of "100 million", and he immediately added: "10,000 taels." This is an upfront investment, which is only used in the Jiangnan area. In the future, I will continue to add and eat the entire Great Zhou area, which is estimated to cost about 60,000 taels. ”

The whole private room was suddenly silent... Ji Luo said with a worried expression: "Jiang Yun, you shouldn't have robbed the treasury of the imperial court, right?" If you really did it, you can't hide it from me... ”

“。。。” This can't be regarded as her fault, Jiang Yun didn't rob it, it was the Dark Alliance who did it, and moved the wealth accumulated in the Great Zhou for more than 1,500 years to the temple. It's just 600 million taels, is it a lot? It's just a drop in the bucket, a room shelf.

Since becoming the lord of the Dark Alliance, Jiang Yun seems to have lost his concept of money... One hundred million taels, one tael, it doesn't seem to make much difference.

Ji Jin quietly pricked up her ears, and asked Shen Mo casually, as if inadvertently: "Brother-in-law, if your deal is completed, how much will you be able to earn in a year?" ”

Shen Mo was stunned when he heard this, secretly pondered for a long time, shook his head and said: "I don't know, it can only be said that it is an incalculable number, it only takes one year, and my Shen family should be able to leave other families far behind, and within a hundred years, no one wants to catch up." ”

He really couldn't estimate how many people there were in Da Zhou? How much money has been accumulated in the private sector? In comparison, the little money in the imperial treasury was not money at all. Jiang Yun's money bank, to put it bluntly, is to take the people's money to earn silver, what has changed is the concept of "storage" in the bank, and he will take out the silver that people have deposited and invest. It's like a snowball, expanding indefinitely.

This affects not only the money industry, but all industries will be impacted, and they will be divided into a piece of the pie. I'm afraid God can't figure it out.

Of course, this is only on the bright side. Jiang Yun's real purpose in opening a bank would not tell Shen Mo that monopolizing the money bank industry and single-handedly manipulating the exchange ratio of various currencies was what he was really pursuing. Investing is risky, but controlling the currency is a huge profit.

The situation is similar to playing stocks, he is the bookmaker, and he controls the rise and fall of the stock of "currency" with one hand, even if there is only a 1% fluctuation, how much profit can be made under the huge base of billions, or even tens of billions? As Shen Mo said, it is unimaginable.

Ji Jin picked up the wine glass and said, "Second brother-in-law, third brother-in-law, I toast you, I wish you all the best and a lot of money." ”

“。。。” Will this girl talk a little earlier, Jiang Yun and Ji Luo haven't believed it yet, and my brother-in-law is called? For this future sister-in-law, Jiang Yun didn't dare to be careless at all, he had already planted it in her hands once before.

Sure enough, after the two of them drank a glass of water and wine in amazement, Ji Hibiscus smiled sweetly: "It's quite lonely for the two of them to do business, or you can bring my family heir." ”

“。。。”

Is there any connection between buying and selling and being alone? As long as there is money to earn, I am happy to be lonely, Jiang Yun was speechless for a while.

"Jin'er, why are you telling them this?" Xu Chengsi blushed and said, "I don't lack silver." ”

"You don't lack it, I don't lack it." Ji Jin glared at him, and replied with great shame: "Hmph, I just let you deceive!" How rich is the Guogong Mansion, but you are a poor ghost at all, and that grocery store can't make a few dollars all year round. I still want to open a few fabric shops, so don't mess with me. ”

After speaking, her complexion changed again, and she looked at Ji Xi with grievances, and Ji Luo said: "Second sister, third sister, you can help me talk, I have a good life in the Guogong Mansion, but it is hard... ”

“。。。”

“。。。”

With that pitiful appearance, I don't know if the Guogong Mansion is hungry for her or freezing her, Xu Chengsi looked ashamed. Of course, there is more shame, and this daughter-in-law is really embarrassing to him.

Ji Hibiscus doesn't eat Jiang Yun's set, but she can't stand her two sisters from eating it.

"Shen Mo, you can't give a sentence if you can't do it!"

"Jiang Yun, Xiao Jin has helped us a lot, you have to repay this favor."

"I'm okay with that." Shen Mo hurriedly expressed his position. Jiang Yun looked at Xu Chengsi, who was stunned, and sighed: "It's no problem to join the gang, but I have to know what he can do, and he can't eat rice." ”

Xu Chengsi didn't say anything, and Ji Jin hurriedly said, "Aren't you opening a money bank?" Money must always be transported to and fro, and it is extremely dangerous if you encounter thieves. It just so happens that the Xu family is in charge of the Governor's Mansion of the Five Armies, and asked the heir to send some soldiers and horses out to be responsible for transporting goods to you. ”

Let the soldiers and horses of the imperial court act as dart masters? She figured it out! How else to say that this girl is a talent, sticking to the root hair is a monkey, it is a pity that this kind of person does not do business.

"Jin'er, this can't be done, I have no official or position, and I can't move my troops." Xu Chengsi was taken aback, he is a little grandfather, doesn't this also carry a "small" word? It is not his turn to call the shots now.

"What's not to do?" Ji Jin gave him an idea on her own. "Won't you steal your father-in-law's tiger talisman?"

“。。。” Xu Chengsi was already about to cry. "Daddy is going to kill me."

"Stupid!" Ji Hibiscus hated that iron could not become steel. "Won't you look for your sister-in-law to steal? Anything that can make her father-in-law angry, she is willing to do it, and she will definitely not refuse. ”

Let's take a look, Xu Jiye, the new daughter-in-law, how filial this is... Rao is the second ancestor of Xu Chenghe, who doesn't know filial piety, and he can't help but feel sad for his father.

"Then decide so." Hibiscus is a bold idea, but it is doable. The silver two transportation is very prone to accidents, and ordinary dart masters really can't believe it, especially when the amount is huge, and there is a regular army to escort it, then there is no problem. The only thing he considers is security and stability, which is the instinct of a qualified businessman. Money is endless, as long as you don't lose money, everything is easy to say. "I'll give up one percent to Brother Xu."

"Don't, the Shen family has to come to show up, and I don't want to go if it's less than 20 percent, so I'll let 20 percent come out, and we'll be 62 or 2 points." After all, Xu Chengsi is an official person, in addition to transporting goods, his Lao Tzu's connections can also be used to some extent, and these two percent are not a loss.

The two made a decision, and the matter was decided. As for what Xu Chengsi thinks, it doesn't matter, this guy can't cure his daughter-in-law at all, and the gap in IQ is already obvious.

After returning home, Jiang Yun wrote a letter and handed it to Lu Xiaochuan, asking him to put aside the matter at hand and immediately rush back to Yizhou to find Yan Tianhua. When Mengluo transports the silver in place, the first shot of Yizhou's invasion of the Great Zhou economy will officially start. (To be continued.) )