Chapter 996: Monopoly Banks, and Eunuchs......
His Majesty said that the People's Bank of Daming was established at the moment, and it was the best of the country's merchants. Pen, fun, pavilion www. biquge。 info Inject up to 50 million taels of silver, and the maximum annual interest rate of the deposit can reach 3 to 4 cents...... Changqinggong, this official is very understanding, and I hope to teach you a thing or two. ”
In the Nanjing cabinet, a new cabinet member had already guessed something, but he still expressed his courtesy and virtuous style to Wen Tiren, the new first assistant.
Another official did the same, asking: "For the first time in thousands of years, I have heard that money banks have annual interest rates, which is very good." It's just that this People's Bank of China is not engaged in good deeds...... How do they and Your Majesty operate? ”
Although there are many Daming money villages, not only does the money have no interest, but also has to pay storage fees, and the cash of the money is limited to the local area. If the silver money is transported in other places, if it is in large quantities, it will be escorted by the dart bureau at this time.
Not to mention the risk, there are a lot of extra costs.
Now the emperor and the princes of the four seas, as well as the merchants of Shandong, have come out with a national people's bank. Not only does the money have interest on saving, but it can also be transferred in other places, which is a good thing.
It's just that all the good things are given to the guests, how can the bank survive?
Wen Tiren naturally knew their intentions, but he didn't break their careful thoughts, and explained really: "Actually, there is nothing strange about this, it is easy for the bank to survive, and it is okay to lend." Besides, Your Majesty once told me that there is a fee for withdrawing money from this bank, although it is not much, but thousands of people have come down over the years, accumulated sand into a tower, and the profit in a year is considerable. Don't worry! ”
When all the officials heard this, they all nodded, but in a blink of an eye, they also showed jealousy and frowned.
Because, at this moment in the Ming Dynasty, the landlord Haoqiang has been killed and injured more than half, and his power is not as good as before.
If you want to set up this bank, it is naturally based on the emperor's inner treasury, and the eunuchs and the people of the grandfather of the country are the most important. They can't get into their hands!
And at present, the Ming Dynasty is in ruins, and factories are to be opened in various places, and factories are set up, and if there is insufficient money and food, they will go to the bank to ask for a loan, and what is the annual interest? Every year, banks can make a lot of money just by lending.
In the past, didn't all the money banks in the Ming Dynasty do this?
It's just that now it's completely monopolized by the emperor!
For a while, some officials had very red eyes, and they wanted to mention that the emperor should not compete with the people for profit.
It's a pity that these people haven't waited for something to happen.
Wen Tiren took a sip of tea gently, and said to himself: "I don't know, are the heads on the west gate rotten?" ”
As soon as these words came out, the officials in the audience only felt that the chrysanthemums were tight, and the whole body was cold.
It was as if a lightning bolt struck down in their hearts, and they thought to themselves. Nima, why did you forget this scum?
His Majesty is not a teenager who just sat on the dragon chair, he is very decisive in killing, and he doesn't care about anything about competing with the people for profit. The heads of the people on the west city gate, the same people who protested against the commercial tax last time, were all cut off on the grounds that they had something to do with the Donglin anti-party.
That's thousands of heads!
The scene was really earth-shattering, crying ghosts and gods. Those who see are sad, and those who hear are afraid!
Moreover, if the emperor alone is not counted, there is also a murderous prince of the four seas who is loyal and benevolent, how can you make everyone greedy?
There's no chance of mixing it at all!
Now, the prince of the four seas and His Majesty the Emperor are in full swing, so I'd better stay away for three moments and make plans in secret!
The news spread to all parts of the Ming Dynasty, and there were few remnants in the provinces, and the usury merchants screamed.
At present, the Ming Dynasty, the major landlords, big officials, big businessmen, and few people who do not let out usury are naturally unwilling in their hearts, and the state is competing with them for profit like this.
However, after the eventful national crisis, there are Shandong profiteers as an example.
Back then, those usurers were killed by Zhu Zilong and bled to the death, plus ...... Now everyone is very scared, and they want to see it. As for Shandong businessmen, most of them joined the United Commercial Bank anyway, and the rest were mostly small fish and shrimp, which would be the opponent of the People's Bank of China?
As a result, there are many protesters in various places, but there are very few actual actors, and they are all waiting and watching.
……
The flying snowflakes suddenly turned into falling goose feather snow!
Led by Shandong, the canal is the surrounding provinces, and countless branches of the People's Bank of Daming were first opened. There are soldiers guarding the outside, with the royal signboard, and the bookkeeper who settles accounts inside, and the eunuchs in the palace are uniformly used.
The sound of the abacus was endless, and the little eunuchs were reading the newspaper and counting. Originally, the eunuchs from all over the country gathered together at this time to preside over various work.
In front of them are ledgers with one book after another, sometimes turning the pages in one hand, sometimes thinking about mental arithmetic.
At the beginning of the establishment of the Ming Dynasty, Zhu Yuanzhang specially set up an iron sign in order to prevent eunuchs from interfering in politics; Eunuchs are not allowed to interfere in politics!
However, in the middle and late Ming Dynasty, there was no one at all, and the emperor took this matter seriously.
The group of eunuchs was even more talented in the Ming Dynasty!
1; Zheng He; Chengzu was the first to recommend the great eunuch Zheng He, a navigator, diplomat, and eunuch in the Ming Dynasty of China.
2; Wang Jinghong; A eunuch of the Ming Dynasty, a navigator and diplomat, he once accompanied Zheng He to the Western Ocean, and after Zheng He's death, he organized and led the eighth cruise.
3. Hou Xian; He has a talented argument, and he has been sent to Tibet, and has successively "five envoys to the absolute domain", which can make the southwest guests obey.
4; This big eunuch is a cow. Be an explorer!
Some other negative eunuchs have a bad reputation, but they are all people with great skills. Even, compared to the emperor, he has more ability to govern the country!
Because the eunuch is the emperor's helper, there has always been a professional school in the palace to guide the eunuchs to study.
Therefore, many eunuchs can actually be regarded as scholars, but they don't have a little brother and can't participate in the imperial examination.
Moreover, some eunuchs are also skilled in calculation and business because of their professional counterparts.
No, in the middle of the bank, in this room.
The corrupt personnel discovered by the chief eunuchs alone are as many as a dozen people every day, all of whom are comparable to Mr. Auditors. In addition, with a wave of his hand, he can also let the people of the East Factory deal with it directly.
After all, he is just a slave of the heavenly family, and if he makes a mistake, the killing head is called a speed. There is no need to bother with even the three sessions of the meeting, and the autumn queen or something is also Yagen who does not exist.
At this time, another little eunuch embezzled fifty taels and made some false accounts.
When a chief eunuch surnamed Du found out on the spot, he immediately hit him on the head with his head and face, and said bitterly: "Even the grandfather of the country dares to be greedy for money, and the Ming Dynasty is bad in the hands of you people." Pull me down and cut it! ”
The little eunuch was immediately frightened, hugged his legs and cried: "Father-in-law spare his life, there is an eighty-year-old mother on the young, and there is a ...... below Oh, there's no more ...... down there Just spare the slave and maid this time. I don't dare anymore! ”
Kicking him away, he sneered: "There is an eighty-year-old mother? Oh, come on, then copy the room once, and give some money to his mother, people, just go on the road with peace of mind. In the words of Grandpa Guo, this is called humane law enforcement, understand? ”
The staff of the East Factory on the side brushed up, just dragged him away, and the screams all the way made people look sideways, but there were also people next to him who were schadenfreude.
-------- (To be continued.) )