For becoming a large manor owner, it is actually a new landlord model - this ↗ landlord is to use new technology to make the peasant his worker, instead of renting the land to his tenants and collecting rent, as in the past.

In this kind of manor owner, everything he gets from the field is his own, and the farmer is only paid by the manor owner.

Now that the textile industry has been determined, besides, the Ming people have had a sense of crisis about the land since ancient times, so building a manor owner is actually more attractive to the people of the palace than the textile industry.

"This king will briefly talk about the lord of the manor, how he built it!

Now, the whole Nanzheng County is the fief of the king, that is, the land of the domain, since last year, the king let the steward Zhang on the large and small landlords around the Hanzhong, take the action of purchasing land, so that the king's fief has expanded as much as three times, and later, then build water conservancy, dredge irrigation canals. Last year's drought, the drought of the year before and the locust plague have made Nanzheng County on the Han River, not to mention all the blades of grass, but there are really not a few leaves left on the elm trees.

Later, after the king asked General Yu and General Wu to open up the Xiangjiang River and the Lingqu Li River, they bought rice directly from Siam, Annam, and Nanzhang, and then emigrated some hungry people from Shaanxi, Ningxia and other northern prefectures to the south. Later, Benwang planted 20,000 acres of chili peppers, which did not cause grain prices to rise.

What this king wants to emphasize here is not the issue of grain prices, but what do you want to let you see from the fact that this king planted 20,000 acres of chili peppers at once? Remember, it's 20,000 acres at a time. ”

Speaking of this, Zhu Changhao didn't speak, and drank tea by the way.

Zhu Changhao left such a question, and now everyone began to think about it.

After a while, Zhang Gongli, the housekeeper who was still in charge of planting chili peppers, said, "Lord Wang, I think that 20,000 mu of chili peppers is not a decimal, if it weren't for Lord Wang, you have so many fields, it is estimated that if you want other people to grow chili peppers, it will take a lot of effort." First of all, other landlords are not easy to listen to the prince, saying that planting peppers will definitely succeed. Secondly, such a wide range of peppers, that is, to the same water conservancy conditions, the question is that in Hanzhong, or Daming, how many landlords will build water conservancy on a large scale like the prince? Besides, this time I sowed and harvested peppers, and paid the hired workers no less than a thousand taels of silver."

After Zhang Gongli finished speaking, he shut up, but the information content for everyone is indeed not small, which can be summed up in these two points:

The first point is that after becoming the owner of the manor, the farmer no longer receives grain, possibly silver taels, and the personal freedom of the farmer is wider than before, and the employment relationship can be used.

The second point is that after becoming the owner of the manor, the crops planted are no longer food-based, and it is very likely that the crops are valuable, so they can plant whichever one is valuable.

Zhu Changhao saw that everyone understood, and hurriedly said, "You have heard what Steward Zhang said just now, this king is not talking nonsense here, from now on, in the prefectures and counties of the Han River Valley, as long as the local governor issues a certificate of drawing, you can go to the Yamen of the Inspection Department to apply for an iron identity certificate." As long as they have this certificate, when the time comes, they can go there in the prefectures and counties that are more than 3,000 miles from Hankou to Hanzhong, as long as they have this iron identity certificate. This iron identification certificate must have a number, with grooves on it, inlaid with the civilization of the identity certificate, and the thin iron sheet of this iron certificate will be handed over to the Song Ministry of Industry and Sun Jianzheng to do. ”

Sun Yuanhua and Song Yingxing immediately got up to respond to the matter.

Wang Zheng said stupidly again, "Lord Wang, this is not in line with my Ming Dynasty's taxation?" ”

"Alas, this king has been very disappointed in my Ming Dynasty's tax customization, and the common people can only live in their own village bazaar, that is, when they enter the county seat, they have to pay the city gate tax. But the king decided that as long as they had this iron proof, they would not have to pay the gate tax on the king's borders, and in that prefecture and county.

The corresponding taxes will be paid by the king from the owners of the manors, as well as from the owners of the workshops, that is, the iron and steel manufacturing industry or shipbuilding industry that the king will set up in the future, and when the taxes are paid, they must include the taxes of the hired workers under their hands. In addition, when a peasant leaves the place where he lives, he or she goes to work as a hired laborer in another place, unless he escapes into the mountains and forests. ”

"Lord Wang, what is this manor lord doing?" Yu Kaiyi asked again.

"Isn't the land harvested now, some tenants, peasant households, and even the landlords in the countryside have also fled the famine, and this king has decided that whoever flees the famine, their fields that have not been harvested will be taken over by the Hanzhong Rui Wangfu, of course, if someone under your hands receives it. But there must be a document issued by the royal government. When the time comes, the king will let some of the manor owners who do not have enough money to borrow money in the bank, and the borrowed money can be used to build water conservancy, buy farm tools, plough cattle, and hire laborers...... This king will also give you some guidance at that time, just plant the sweet potatoes and corn (rice) harvested from Lingnan last winter, and this king promises that you will definitely not lose money when you plant these things. ”

When Zhu Changhao said this, let everyone think about it.

Seeing that everyone present seemed to have made up some kind of determination, Zhu Changhao said again, "Only the owner of the manor can take out a loan from the bank, but the qualification to become the owner of the manor is the field in his hand, regardless of dry land, paddy field, or forest land, as long as there is one type of land that reaches more than 1,000 mu, or several other types of fields combined, it can reach 1,000 mu." Even if one person's land is not enough, three or four families can get together to reach 1,000 acres, but the maximum number of families who have made up the land is seven. In addition, when borrowing money from a bank, you must have a physical collateral, or someone in the yamen must guarantee it. When the time comes, the loan cannot be repaid, and your physical collateral will go to the bank, or the person in the yamen who will guarantee the loan to repay the loan. In the future, the king will let Lu Lun be a manor owner's loan regulations. ”

When Zhu Changhao said this, the atmosphere suddenly became a little sticky, after all, the last move of the prince was really ruthless.

First, the iron identity certificate deprived the rich landowners of the countryside of the tenants who cultivated the land for them, and secondly, they took the abandoned fields, and then built them into patches to strengthen themselves. Third, the current lending rules are actually all for the prince to make money, because everyone knows that the loan is interest-bearing.

"Lord Wang, I don't know what the interest rate of this bank loan is?" Sun Yuanhua asked with some embarrassment.

Zhu Changhao looked at Sun Yuanhua's embarrassed expression, laughed, and then said, "According to the calculation of one silver dollar, the highest is no more than eight Wen." Of course, the longer the time, the higher the interest. ”

As soon as everyone heard this, they began to think in their hearts, one silver dollar, the interest rate is only eight copper, which is simply too low. At this time, everyone basically decided, that is, after going back, they were going to let their family or relatives and friends come to Hanjiang to be the owner of the manor.

Everyone thought that the matter of the manor lord was over, but unexpectedly, Zhu Changhao added, "This manor lord's related matters, this king will announce the world at that time, so I hope everyone will act quickly." ”

At this time, the matter about the lord of the manor was finished.

The crowd began to look forward to the last of the three little things.

"One of the last little things that the king said was to set up a large steel workshop, of course, for these workshops, the king would choose the yamen and individual companies, generally speaking, the yamen was responsible for supervising and the individuals were responsible for the operation. But generally speaking, the government takes 60% of the profits, and the individual takes 40%, and the taxes are paid as usual. As soon as the king needs it, these steel workshops must produce according to the king's requirements, and of course, the king will pay them. Besides, once the war breaks out, the king will place an order and ask for production. Normally, a steel workshop can do anything, but when it comes to steel production technology, it is a matter of secrecy.

It needs to be pointed out here that regarding the joint venture, if the personal resources are not enough, you can also go to the bank to borrow, of course, the interest will be a little higher than that of the manor owner, and when the time comes, let Lu Lun announce it. ”

The consultation meeting was basically over, and Zhu Changhao originally thought that everyone would oppose it, but he didn't expect that everyone would always be in favor, and he was eager to try.

No, Zhu Changhao finally asked, "All the monarchs here are the subordinate officials of this king, and they are also the hope of the future Ming Dynasty, today's textile industry, the owner of the manor, the steel workshop, these three small things, combined, are big things, that is, this king intends to use three to five years to make the Han River valley really become a vibrant, paradise on earth, and a holy place for wealth." Finally, what do you have to say to this king? ”

Everyone pondered for a while, and Sun Chengzong took the lead in getting up, bowing down and clasping his fists, and said, "I'll listen to the prince's orders." ”

"Well, after you go down, you will perform your duties and act in accordance with the requirements of this consultation, that is, the king's order."

"Yes, Lord Wang"

After the consultation meeting, Zhu Changhao left the Zhengqi Hall directly, recruited Lu Lun in, and talked about the loan from the bank.

Lu Lun listened to it and said to Zhu Changhao, "Lord Wang, this matter has been written down, but one person is short, and he plans to discuss it with everyone in the bank after he goes back, and calculate the best interest value." ”

"Okay, but this king reminds you that for loans in the steel and textile industries, the interest rate should be a little higher, and it is best to start with one cent, that is, ten cents."

"Yes, my lord, I obey my orders"

"After three days, you will customize the bank's loan regulations, and when the time comes, submit them to the household department, review them, and then make them clear to the world."

"Yes, my lord, I will do my humble duty, and I will retire from my humble position."

Lu Lun left, and Zhu Changhao remembered that he hadn't even eaten lunch today, so he hurriedly asked the dining room to make a bowl of soup cakes (noodles) for himself, and dipped it in chili powder with sauerkraut here in Hanzhong, and began to devour it.

In the afternoon, I went to the bank and looked at the internship of more than 200 people, and found that everything was good.

Halfway through, Zhu Changhao returned to the palace and said to Hua Zhilian, "In the past few days, let the shopkeepers of the royal mansion in Hanzhong City deliberately use some tricky deposits, loans, payments, bills of exchange and other businesses to go to the bank to make whetstones for those intern bookkeepers. ”

When Hua Zhilian heard what the prince said, he couldn't help but smile and said, "Yes, the prince, the little one will be arranged." ”