Listening to the arguments of the ministers in the hall like a vegetable market, quoting scriptures, Lu Chengqi turned a deaf ear. Pen ~ fun ~ Ge www.biquge.info The ancients had almost zero understanding of economics, they only knew how to mint coins and mint coins, but they didn't think about what the real reason was. Lu Chengqi didn't count on them, but he was meditating, hoping to remember the economics he learned in college and see if he could find a way from it.

The way he wants to find is one that can be solved once and for all, not a stupid way that only treats the symptoms but not the root cause. He suddenly felt that he had to let people study economics, otherwise if it continued like this, economics that no one understood, no matter how developed the business was, would be wiped out after the business bubble was punctured.

Even if Lu Chengqi has the ability to determine the economic pattern, if there is no talent with a deep understanding of economics to control the economic trend, without Lu Chengqi in the future, the Great Shun Dynasty will still collapse.

For a country to develop normally, a good economic situation is indispensable. If we want the economy to run normally, we must have the corresponding talents to regulate and control the economy. When the economy is overheated, it should gradually warm up; When the economy is too cold, we must know how to stimulate the market and promote consumption.

For a while, Lu Chengqi thought very far. But when he was fought over by the hundreds of officials in the hall, and after the quarrel came back to his senses, he said lightly: "What is the main reason why there are not enough copper coins?" ”

The momentum of the quarrel between the hundred officials was stopped, and no one dared to answer this question. Lu Chengqi said to Lin Zhenzhong, the head of the household department: "Lin Qing, can you tell me what is the main reason for this money shortage?" ”

Lin Zhenzhong came out of the queue with Chao Wat and said in a squeaky voice: "Or maybe the money is too small, and the money is not enough......"

Lu Chengqi sighed: "You all know the reason, but you don't dare to say it. I also know that every one of your houses has a large number of copper coins hidden in them, but they do not use them. Because copper coins are minted into bronze ware, they can be sold abroad and exchanged for more goods. Am I right? ”

All the officials were silent, and many of them did this, because the money given to them by the imperial court was all full of money, and they were always thousands. In order to obtain greater benefits, they would send copper coins to those who went to sea in exchange for more goods. And the money abroad is insufficient, and the copper coins of the Great Shun Dynasty are extremely popular in foreign countries. But the strange thing is that their country also stores the copper coins of Dashun, and uses iron money and tin money. This is the expulsion of good money from bad money. What's more, the copper coins are melted and minted into insufficient copper coins, which are also used as sufficient money. A sufficient amount of copper coins is not enough for the value of this currency. Of course, this is only done abroad, and in the Dashun Dynasty, there is only a dead end for private copper coins.

Lin Zhenzhong knew that all this could not be concealed from Lu Chengqi, so he immediately confessed: "The minister is guilty!" ”

Lu Chengqi waved his hand and said, "I don't blame you, the depreciation of copper coins is understandable." But I'm worried, if it goes on for a long time, my Dashun's monetary system will collapse! In view of this, can you have a countermeasure? ”

The hundred officials looked at each other, they all knew that Lu Chengqi was very ambitious, but they didn't expect him to cure the problem of money shortage. They don't have a deep understanding of economics, so how can they think of an effective way to get around?

Lu Chengqi suddenly had a flash of inspiration and thought of the gold standard system. This is a palliative method, and the real way to cure the root cause lies in the issuance of credit money. After all, the growth of any metal currency is far lower than the growth of commodities, and over time, it will not be able to meet the needs of the ever-expanding commodity circulation. In addition, China is not a major gold producer, and although gold is valuable, it is scarce. In this case, silver must be used instead. In this case, it is copper, silver, and gold.

After the issuance of a higher level of money, it is necessary to establish a financial system to prepare for credit money. The safest way is to open a bank in the name of the imperial court. The role of this bank is to issue money, similar to that of later central banks. By the way, do some money saving business, lending business. Anyway, after the bank opens, it will definitely make money.

Lu Chengqi said his thoughts, of course, he didn't say anything about the credit currency later, after all, all of a sudden, the ancients couldn't accept a piece of paper as money circulation. Although the earliest paper money appeared in China, it was called Jiaozi. But the price of the last consistent Jiaozi is not as good as a few copper coins, which shows that the paper money is not trusted, and the depreciation is unimaginably fast.

Baiguan quietly pondered the rationality of this system, Lin Zhenzhong was the head of the household, and the first one agreed: "The minister thinks that it is okay, our dynasty also uses silver and gold as auxiliary currencies at the same time, and now they are included in the currency, which may alleviate the money shortage." ”

Naturally, the officials disagreed, after the money shortage was alleviated, the copper coins in their homes would be regarded as waste money, and the copper coins might drop to a lower value at that time, and the exchange of five hundred wen would always appear. But they didn't dare to object, after all, this method was thought up by the little emperor, and they "tactfully" expressed their "worries".

Lu Chengqi also knows their concerns, the consequences of the explosive growth of commodities must be the depreciation of the currency. When you are in a buyer's market, the price of goods will not be high. As a result, the flow of money is hindered, causing inflation and further depreciation of the currency. When a currency depreciates, the equivalent of a commodity of the same price rises. A certain level of inflation will stimulate the economy; But excessive inflation is a disaster. Lu Chengqi suspected that the demise of the Southern Song Dynasty was actually caused by a huge inflation.

Lu Chengqi didn't care about the objections, and said very firmly: "If there is no better way, then follow my method." According to the consistent price of money in the market to exchange for silver, silver coins, gold coins, auxiliary copper coins circulation. At the same time, a royal bank was to be established, gold and silver were collected, and copper coins were issued according to the amount of gold and silver. We can't issue money indiscriminately as before, which will not only not solve the money shortage, but also lead to the worthlessness of copper coins. Lin Qing, you are the head of the household, and this job will be handed over to you. You have to do it with your heart, pay attention to summarizing the laws of money, and find out the truth in it. ”

After Lu Chengqi made a final decision, the hundred officials knew that the opposition was invalid, and they had to exchange the copper coins for silver as soon as possible after returning home to reduce some losses.

On the second day, the "Dashun Minbao" also recorded this news, and pointed out that the saints are worried about the shortage of money, and specially minted silver coins and gold coins to assist the issuance of copper coins. It is intended to weaken the status of copper coins as the main currency and enhance the monetary status of gold and silver. If the copper coin is not used, it may be worth less in the future. Even if you take it abroad, because of the change in the exchange ratio of copper and silver, it is not necessarily more than buying more things at home.

As soon as this report came out, the rich and noble people who hoarded copper coins were about to cry. There is not much silver in Dashun, but there is a lot in Japan, and they are afraid that they will not be able to get back even half of their family property at that time, so they hurriedly use their copper coins abroad. More wealthy people sold copper coins abroad, but because of the trade surplus, these copper coins soon returned to the Great Shun Kingdom. To Lu Chengqi's surprise, while trading with Japan, he exchanged a lot of silver. This is because silver is not worth much in Japan, but copper coins are very valuable. In this way, I am not afraid that there will be no silver to use, Japan is a big silver-producing country, as long as it is in this trade situation, Dashun is profitable.

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