In fact, Suleiman has to admire, and it is not unreasonable. In these years, there is no institution with the function www.biquge.info of a money bank. Regardless of the quality warehouse, the most remarkable thing is the flying money. They accept deposits, but there is a custody fee.

And they won't move the money, unlike the money bank, I have collected a deposit, and I can also release it and lend it to others. The money obtained by the cabinet is completely deposited by others, and the cabinet does not dare to move. Of course, it is not excluded that someone privately embezzled the money to lend.

However, even if there is, it is a private act. In the business project of the cabinet house, there is no entry to lend other people's money. Li Chen's bank, just blatantly collecting people's deposits and lending them, can be regarded as very bold and innovative.

is very bold and innovative, probably Li Chen dares to do this, take other people's money to lend, and make money for himself. It is not only the emperor but also the government that dares to do this.

This business will be very good, although it is said that it is just a combination of a quality warehouse and a cabinet factory, but no one has thought of doing this before. The interest rate of the pledge warehouse is low, but their scale is limited, and the cabinet is rich, but they dare not move.

Moreover, general private lending, although it does not use collateral, relies entirely on credit. However, the high interest rate is frightening. Basically, there is no such industry where you can borrow on a large scale and have low interest rates.

In this year, how can people borrow money if they are in dire need? Basically, it's the pledge bank mentioned earlier, and take the collateral. Otherwise, find a private borrower, and there is a private person who specializes in lending business. Let's say some rich people. Or, mark it yourself.

What does the bid mean? It should be considered a private or small loan. For example, if there are five people, A, B, C, D, and E, and A needs money, he will find these people to start their own meetings. Said I'm going to borrow money. Then, A proposed how much interest and how often to repay the money, and the other four were satisfied and lent him the money.

What if A and B need money today? It's time to bid. Both parties proposed their own interest and repayment plans and methods, and they lent him the money to see who had the way to satisfy the others.

These are all private accounts, and none of them have been made public, saying that I am a lending agency. If you want to say it seriously, probably the quality library is also counted. In addition, it is the government.

The Tang Dynasty won the official government, and it was a borrowing business. Each county has its own small treasury, but there is no special agency, but someone is found to run it, and the magistrate is waiting to collect the money. How many dare not pay back the money owed to the government?

And the income will become the welfare of the officials, which is regarded as the subsidy of the court officials. Therefore, the court officials of the Tang Dynasty had a good salary and a lot of external subsidies. The money lent is only a part, and there are some places where the land is employed, and the tax collected from the land is also a kind of subsidy.

By the way, if I say that someone who doesn't know whether they are alive or dead, and dares to touch their money bags, you say, is this person looking for death?

This really happened, during the Xuanzong period, there was a person named Yuwen Rongde, and I don't know if he was stupid, or if he was eager to seek officials. Xuanzong is trying to find money, and even the year name is called open source, which is favored by the emperor, and the world is prosecuted and escaped.

He organized those who had lost their household registration and fled because they had no land or for various reasons, organized them on the spot, asked them to re-establish their household registration, and arranged for them to reclaim the land. The results have been remarkable.

It's just that during the Kaiyuan period, the world was peaceful for a hundred years, and he had long faced the dilemma of more people and less land. Simple, he turned his brains to the fields where officials got jobs, and used those subsidies that belonged to the local government to subsidize the state treasury.

To be honest, his fate can be imagined. This is simply the enemy of the officials all day long. Li Chen's evaluation of him is that he is stupid.

It's not that it's wrong for him to move the official's money bag, but that it doesn't solve the problem at all. You take the local occupation land and go to the homeless people to cultivate. Then may I ask, did there be no tenants in the field before? It is impossible for officials to cultivate it themselves.

You let the displaced people plough those fields, yes, the problem is solved, those are ripe fields, and they don't even need to be tax-free for a few years, and there will be a harvest the next year. Your results will be visible right away.

What about the original tenants? It's all about performance. Its severity can be compared to the police for the sake of performance, find someone to steal by themselves, and then immediately arrest it, as if solving the case.

Far from it. Establishing a bank is one of the things Li Chen has planned to do for a long time. The roughness of commerce and finance in the Tang Dynasty gave Li Chen a lot of room to operate.

Although the financial industry is well developed, it was initially promoted by frequent business activities. The commercial behavior of the Tang Dynasty was only relatively primitive because it was in the early days, and it was already much stronger than that of the Han Dynasty.

Much stronger, but not enough. Li Chen plans to speed up this process, on the one hand, he will take the lead in demonstrating some advanced industries, business models and technologies, and play a role in promoting industry and commerce. On the other hand, it also intends to use developed finance, or advanced finance, to promote the commercial development of the Tang Dynasty, hoping to achieve complementary results.

He has tried many times before, for example, Datang First Insurance Company. This can enhance the ability of Datang businessmen to resist risks. It will not be like Suleiman or Wei Xuan, the housekeeper forgotten by everyone, who went bankrupt because of an accident at the moment, rather than his own indulgence.

The Tang Dynasty government has lent money, which is completely unexpected. Originally, Li Chen only planned to set up a Datang National Bank, which was temporarily implemented in Yangzhou and Chang'an. for these two lands have their own foundations. When he mentioned this matter to Su Xiaoxiao and asked her to invite Su Laiman to Beijing to preside, Su Xiaoxiao reminded him that in fact, the local government has such a sum of money to lend money, and he does not need to pay for it himself.

Now, as long as you find the person who presides, maybe in a short period of time, the bank can spread all over the land of Datang.

And Suleiman is Li Chen's choice as the host. will look for him, not simply because he is his business partner or his father-in-law, but when it comes to business acumen, these Hu people are still better. Because they happened to be in a critical position of transportation, and because there was no prohibition on doing business in the teachings, their commerce was always very prosperous. Many of their business habits have also influenced Europe, and Europeans like they learn how to run a business across borders.

How to develop business in a remote place. The Chinese are far from that. If nothing else, let's talk about sea trade, as early as the Han Dynasty, Emperor Wu of the Han Dynasty had already sent envoys to make a long voyage, and the Middle East had already arrived.

However, these Arabs have only been in existence for a hundred years, and their seafaring career has surpassed that of China. Nowadays, Datang and the Middle East have business, and they are almost monopolized.

At the moment, the two chatted for a long time, Li Chen restrained the idea of taking on the function of the entire national bank, and had to dump his mind on him, and first chatted about the function of the bank for a long time, Li Chen originally wanted to continue the conversation at lunchtime, but was interrupted by Su Xiaoxiao.

She personally brought the palace people in, came in with a food box, and then glared at Li Chen with beautiful eyes. Li Chen was sweating profusely by her, and Suleiman was also sweating profusely, his daughter didn't take it as a day too much, no, I'll talk about her later.

With Su Xiaoxiao here, it is naturally not good to continue to talk about this, anyway, it is almost over, Li Chen asked Su Laiman to talk to Su Xiaoxiao. Went to his business again.

'More than three million yuan, that's a lot. Li Chen had a slip in his hand, it was Ma. Yuan Zhen and his party were confiscated of their family property, and even their property and some land, about more than 3 million yuan, have been put into the inner treasury. Some of the land was handed over to the palace province for disposal and regarded as royal assets.

Besides, sage, we have found something. Xiaohu was a little angry, no, he was very angry and said, "That one is so bold that he dares to dig the dragon vein of the Tang Dynasty." It is simply the most unforgivable. ’

'Dragon's vein? What and where? He originally thought it was some weapons and armor staffs, or dragon robes and other contraband, but it turned out to be dragon veins.

'Horse. Yuan Zhen actually opened a mine in Huashan without permission. Xiaohu said angrily. This horse is rebellious, should be cut by a thousand knives, and he actually dares to dig the dragon vein of the Tang Dynasty, fortunately, uncle, no, fortunately, the saint is a real dragon descending to earth, and with the blessing of the gods and Buddhas, he can be safe and sound in that accident.

It turned out that when they searched the house, they found the horse. Yuan Zhen actually has a lot of gold. But it's very rough, so I didn't care about it. Later, he caught the housekeeper of the horse house, and he recruited the horse. Yuan Zhen secretly excavated gold mines in Huashan.

There are gold mines in Huashan, which is something that has been discovered for a long time. However, because Li Jiafa is based in Guanzhong, Huashan is regarded as a dragon vein and cannot be moved. Therefore, this gold vein has been preserved for a long time.

Who knows, horses. Yuan Zhen is crazy about money, or simply wants to kill the Tang Dynasty at all. It was secretly excavated.

When Li Chen heard this, he became interested and wanted to visit. Gold mines, when you think of gold mines, you think, this is money, a lot of money. He is really short of money, he has a lot of plans to make, but no money is a big problem, like I said before, it costs a lot of money to run a university of Taiyi and promote the popularization of medicine.

At present, it is not needed, Li Chen asked them to formulate the teaching materials, to determine whether the prescriptions are correct, this is like a big project, the current cost is not big, but it will definitely be amazing in the future.

Speaking of which, he's a bit of a misguide. Yuan Zhen. Yang Er told him that the inner library should not run out of money. Yes, that's right, the inner library is not completely empty, there are quite a few left, not excluding horses. Yuan Zhen took advantage of this to increase taxes and enrich his own pockets.

However, while the treasury is in deficit, the treasury is in deficit and often needs subsidies from the treasury. It is no wonder that the city envoys receive millions of tariffs every year, and the inner treasury will not be enough.

Li Chen was really poor, and he could suddenly understand why many emperors in history were so obsessed with money. is obviously the emperor, why do you still love money so much, you are all poor and afraid. The emperor was not so wealthy. Therefore, out of a desire for money, wanting to see the gold mines, and being curious about the mining technology of the Tang Dynasty, he ordered to go to the site to see it for himself in the near future. (To be continued.) )