Shi Bufan took this Bazhuo to the Datang Money Village Federation and began to discuss the loan. Pen %Fun %Pavilion www.biquge.info especially since Bazhuo has no money now, so naturally they have to find a way to get money, so they will definitely face more pressure in the future. However, Shi Bufan has a way, and this kind of means of looting others, Shi Bufan, as an economist, is really very familiar with it. Next, Shi Bufan began to act as a money lender and directly took him to sell various loans. Especially this kind of loan is specially used to pit foreigners, so there is no choice to pull it out, even if the interest rate is high, he has to carry it, otherwise he will have unimaginable consequences.

"Boy Bazhuo, you can take the rest of the horses as collateral, and then take out a loan to buy all kinds of supplies. For the sake of you as a friend of our Datang, I can help you talk about reducing this interest rate to 30% per year, which is already the best interest rate I can give you. That is to say, thirty percent per year, and the interest that has not been repaid every year will also be accumulated to the next year, so that you can borrow money to purchase materials first, so that after you go back, you can deal with Xue Yantuo Zhenzhu Khan, and then you will also be Xue Yantuo's hero, so I think you can get more benefits. Shi Bufan said.

Shi Bufan gave this Bazhuo an interest rate, that is, at an annual interest rate of 30 percent, which is actually much lower than in the past, but it is also very high. Of course, Shi Bufan does not dare to open too high interest, if the interest rate is too high, then he will not be in. But once this is in, Na Bazhuo's life is completely over, and he has completely become a puppet of the Tang Dynasty. This debt is fatal, especially the debt related to politics, which has an extremely huge side effect, once Bazhuo borrows this debt, his life will be completely over.

Moreover, this annual interest rate of 30% will continue to accumulate into the capital of the next year if it is not repaid every year, so that the burden of rolling profits will become heavier and heavier, and it will finally collapse like a snowball.

"Thirty percent interest rate per year, so how can I pay it back?" Bazhuo asked.

Shi Bufan was very generous and said, "Bazhuo Gongzi, you can play scissors!" You can lower the price of war horses and other materials in your Xue Yantuo, and then come to us to sell them at a much higher price. After buying grain and other materials, they will be distributed to the herdsmen of the tribe again at a higher price, so that the difference in the price will not come back? ”

"But, isn't this ......" Bazhuo is still a little worried, this is exploiting the people of the tribe!

But Shi Bufan didn't care and said: "Bazhuo Gongzi, you are the heir of Xue Yantuo, shouldn't you exploit them?" Anyway, as long as you sit firmly as Xue Yantuo's heir this time, who would dare to do anything to you? When the time comes, you can lower their purchase price, and then come to us to buy the materials back, and then raise the price higher, so that it is a scissors difference, so that you can use this difference to pay off the debt! ”

Shi Bufan's suggestion is actually very insidious and ruthless, so he instigated Bazhuo to use this scissors to exploit the herdsmen in the tribe, and in fact, it was Datang who got the most in the end. This kind of foreign funds are given through borrowing and sponsorship, but these funds are often conditional, such as having to buy domestic products, which is actually a kind of exploitation. For example, in later generations, China's foreign aid funds, but these funds often have to be conditional, such as the purchase of domestic products. After purchasing domestic products, all kinds of after-sales service or something, all kinds of parts to slaughter, such shearing. This has an incomparably huge role in promoting the internationalization of domestic products, and even once the domestic standards are used, they will also be relied on. Such a method is simply too pitiful, I really think that foreign aid is given in vain! This foreign aid is a sweet poison that makes those small countries unable to extricate themselves.

Even foreign borrowing also requires those countries to come up with some oil fields and mines of various resources as collateral, and it is impossible to be unconditional. Shi Bufan is also using this method to deal with this Bazhuo now, and he has been completely controlled by Shi Bufan.

Don't look at Shi Bufan, he has given him a loan aid now, but when the time comes, Bazhuo will pass on these interest to the herdsmen in the tribe, and in the end, it will be equivalent to the herdsmen of the Xue Yantuo tribe to bear this debt.

"Haha, don't look at the scissors I give you now, when the time comes, I will give you another hard charge on the commercial tariff, at that time, this tariff will hurt you, and you can only further increase the price after you go back, which is equivalent to me continuing to exploit the Turks." You Turks, when the time comes, you will all cut meat with one of my knives, and you big fat sheep will be eaten by me piece by piece, and finally die! Shi Bufan thought.

Bazhuo is not an expert in economics, and even many people in later generations do not understand this method, on the surface, it is a low-interest or even interest-free loan to a foreign country, but the latter means to lend you a dollar layer by layer, and at least ten yuan can be recovered at that time. However, there are many ways to take it back, and it is scattered into many links, and it is not a simple direct recovery. Some through tariffs, some through product taxes, etc., through tariffs and profits from various products and services, etc., and countless channels finally recovered from gringos more than ten times those borrowed! These loans are all poison, whoever eats will die!

However, now Bazhuo doesn't know, and he doesn't want to know, he knows that if he doesn't borrow, he will die. Even if he knew that the loan in front of him was a poisonous wine to quench his thirst, he had to drink it. If he does not borrow, he will inevitably lose the power of Xue Yantuo's heir, but if he borrows, there may be hope, and this is his intention to borrow.

"However, even if I borrow, I won't be able to buy enough of the expected supplies!" Bazhuo said hesitantly.

Shi Bufan smiled and said, "Bazhuo Gongzi, in fact, this is very simple, our Datang Qianzhuang Federation can help you do a business." That is to help you make accounts, to help you settle all these various accounts, so that you can take fewer supplies to convince the people of your Xue Yantuo tribe. This will help you keep the accounts, so that you can convince your father and everyone in the tribe that they won't find anything out of the accounts. Of course, this is not a simple job to help you do the accounting, and there is a fee. Every time, we charge you a thousand yuan, what do you think? ”

This accounting, in fact, is just a false accounting. As a scholar of macroeconomics, if Shi Bufan doesn't understand the cats of local statistical bureaus, he really doesn't need to be mixed. There are even some local statistical bureaus that mix all kinds of data with water, and there are various enterprises that create false account books because of various needs to fool the tax department. Some of them are tax evasion, of course, some are also for reasonable tax avoidance, in fact, there are many reasons to make false accounts. Even for various needs, this kind of false accounting has become an industrial chain in later generations, and there has long been mature technology.

Shi Bufan knew that there was a saying in the audit circle of later generations, that is, don't trust the account books, the account books are all rubbish, all fake. Auditors look at many times the ledger is just for fun, and they will not really take it seriously, because making false accounts in later generations is definitely a master industry chain. Not to mention anything else, Shi Bufan directly found a few teachers and colleagues who were proficient in finance or accounting from the famous school where he worked back then, and he would definitely be able to make you a millionaire. This kind of wealth on the ledger is only wealth on paper, but in fact it is worthless. If you really want to make accounts, I am afraid that the population in many cities can become million-dollar households, but it is useless, and life is not the same. Therefore, as an auditor, you will never easily trust the ledger, because there are too many places where the ledger can be operated, and whoever believes in the ledger will die!

Hearing that he wanted a thousand yuan of money, although it hurt to pull out the burn, but in order to be able to fool his father Zhenzhu Khan and the elders in the tribe, he still gritted his teeth and accepted it.

The people next to them heard that they actually earned 1,000 yuan by making a fake account, which made the old account offices of the Tang Qian Zhuang Federation stunned, anyway, it is impossible to be punished for making fake accounts to fool foreigners. Everyone calculated there, and this time they got a thousand yuan, and they were able to send it out. This kind of windfall should not be in vain, everyone is very grateful to Shi Bufan, a business that brought a thousand dollars, and they don't know how much income they have to increase this year's "top stocks".

And Ba Zhuo quickly completed the business of using war horses to take out loans, and under the extraordinary "intercession", the Datang Qian Zhuang Federation "Kai'en" gave Ba Zhuo more loans, so that Ba Zhuo finally gathered the wealth needed according to the original plan to buy the merchant's materials. However, Bazhuo went around in circles inexplicably, and he was burdened with a huge debt for no reason, which overwhelmed him.

Ba Zhuo quickly mortgaged these war horses to Datang, and thousands of war horses were sent to the Datang Qianzhuang Federation. After Bazhuo borrowed the money in this way, other Turkic merchants also came to sign loan agreements with the Datang Money Federation, using the standard of 30% annual interest as an excuse, and they also used war horses as collateral, and finally succeeded in getting money to buy these materials.

However, those Turkic merchants expressed their desire to cry without tears, in fact, they originally sold their war horses, and they also owed so much money, but after such a circle, they owed a lot of money. They only hope to make a deal with this Datang merchant as soon as possible, so that everything can end as soon as possible and not continue to delay.

"The Tang Dynasty routine is deep, I want to go back to the grassland!" Bazhuo thought to himself.

When Bazhuo placed an order for those grain, tea and other merchants, and this order was taxed according to 100% of the tax, it means that 50% of the order was actually paid to the Tang Dynasty. Of course, he will definitely raise this price again in the end, and then sell it to all kinds of herdsmen in the Turkic steppe, so that the herdsmen will bear this high tax burden. Moreover, this grain and tea are the absolute rigid needs of the Turks, and it is impossible to remove them, so they can only grit their teeth and accept the exploitation of the Tang Dynasty. With such means, the Turks will become economic colonies of the Tang Dynasty from now on, so that they will become poorer and poorer when they fall into this state.

"How's everyone earning?" Shi Bufan asked.

The scribe of the Simen Division hurriedly sent the financial statements, and said, "Shi Yuan Wailang, we will earn 120,000 yuan from the Turks this time through taxes and other means. ”

"120,000!" Many people around were also shocked, this is almost more than half of the central financial revenue of Datang.

"Not only that, but we will be able to get more than 100,000 yuan every year in the future, which is equivalent to an increase of more than half of the annual income of our imperial court. And all this money belongs to our criminal department! ”

The surrounding officials of the Criminal Department turned red, if you count it like this, the Criminal Department is definitely the richest yamen in the Tang Dynasty. Although the household department manages the wealth, the household department bears all the financial supply of the various departments of Datang, so although it seems that the household department has twice the income compared to the criminal department, but the place where they spend money is not known how many times more than the criminal department, and the place where the criminal department spends money is countless times less, and they do not have to bear the expenses of so many departments in the country, so the wealth is simply rich compared to the household department. In the future, the Criminal Department will definitely be the richest department in Datang, because this wealth is very troubled from the Department of Criminal Affairs, who is not red-eyed! The officials of the Criminal Department are going to be stupid, and the fattest department in Datang will be the Criminal Department in the future.

"Our Datang Money Village Federation is estimated to be able to earn at least 50,000 yuan in the future, and it is every year."

There are many people around who are extremely red-eyed, and the Datang Qianzhuang Federation actually earns an annual income of 50,000 yuan, and the "members" sent by the Datang Qianzhuang Federation are all red.

"Thank you, the county man! If there were no county men, where would we be today! "Yes! At that time, the county man was magnanimous, and he didn't care about us grabbing business, but led us to this Cotai Strip. ”……

This time, 50,000 yuan a year, almost many times the income of the temples and temples in the past, their usury in the past was risky and had a bad reputation, where is it refreshing to sit and exploit the Turks today? Such a large amount of income is so cool that it makes everyone red-eyed.

Even the next merchants, grain merchants, tea merchants, and merchants of various materials, came up with reports one after another, and they made a lot of money, which is needless to say. This time, everyone has stripped countless wealth from the Turks, and even indirectly led to an increase in the income of many people. The benefits brought by such a process are simply huge, and can drive the development of many industries in Datang. (To be continued.) )