It was early in the morning, the front garden teahouse.

The foursome is always the first group of guests to open the teahouse, Old Man Zhou is old and unconscious, and the other three are also used to coming to the teahouse to have morning tea before going to work.

On the table, there are steamed buns, spring rolls, wontons, steamed dumplings and two-rice porridge, not to mention the best Tieguanyin. As soon as the four of them got together, the morning tea was extraordinarily rich. Eating a delicious breakfast while chatting with friends is really a great pleasure in life.

This morning, it became a special session for Ma Liuye and Shopkeeper Hou, because the two of them experienced yesterday's run, so there are many new and interesting things to share.

However, other people's affairs are just laughing and talking, and friends still care about their situation.

Ma Liuye made a bold move, he didn't have any overnight money, and the deposit of one hundred and eighty taels in the bank was brought home yesterday, and he didn't have any other ideas. The shopkeeper Hou is a miser, and he has made a fortune by reselling silk cloth over the years, and others estimate that he must have a family of several thousand taels. The reason why I say that it is estimated is because when he showed his family background yesterday, he flinched at once, and he only accompanied Ma Liuye to mention the money, and he didn't mention any of it.

"Feelings, you have been in line for three days in vain?" Old man Zhou's eyes widened.

"Wealth is not white, brother." In front of the old friends who knew the roots, the shopkeeper Hou told the truth: "I saw those little Ah Fei walking around the street, they didn't dare to grab the silver of the ticket number, and only stared at the customers who withdrew money. Which small family dares to take 1,800 taels of silver, and they are guaranteed to be patronized by them that night. Saying that, he sighed and said, "Thinking about it, I still exist in Qianzhuang to sleep peacefully." ”

In my opinion, this is the yī official of Qianzhuang who took a sip of tea and said: "What they want is the worry of the depositors, so as to stabilize the situation, if any of them are stolen because of this, it is their live advertisement, and they are naturally happy to see it." ”

"Makes sense." Everyone nodded.

"It's too dangerous!" The shopkeeper Hou scolded, and said with some rejoicing: "But looking at it like this, the Royal Bank is tǐng in the past." Saying that, he looked at Chen Guandao as if inquiring: "Then the stock price of the stock exchange should be able to recover, right?" "From the seizure of Huilian to the occurrence of a run, the price of 570 stocks listed and traded on the Shanghai Stock Exchange has only half of what it was before the crisis.

"Finance is not separated, there will definitely be a rebound." Chen Guanren muttered: "But it's hard to say how much it can rebound." ”

"Anyway, there must be something to be earned." Shopkeeper Hou said with confidence: "I will go to the money bank when I turn around, and transfer all my family funds to the stock exchange, and this time I must recover the loss." ”

"Lao Hou, the stock market is risky, and you must be cautious when entering the market." Ma Liuye kindly reminded: "You used to cross the river with your eggs, why have you become more and more like a gambler recently." ”

"What else?" Shopkeeper Hou sighed, couldn't swallow and said: "The situation of this world is not as good as a year. In the eighth year of Wanli, I still have a net worth of 20,000 taels, which has shrunk year after year, and now there is only eighty percent of the original. "Eighty percent means two percent.

"It's better to be cautious." Ma Liuye picked up a steamed dumpling, put it in his mouth, and said vaguely: "The newspaper said that the stock market is the barometer of the world, and if the world is good, the stock market will be good, and if the world is poor, the stock market will not be good." ”

Shopkeeper Hou didn't want to hear this, so he changed the topic and said, "Speaking of newspapers, why hasn't the newspaper been delivered today?" They had ordered several newspapers, and every morning they were delivered directly to the teahouse by the newsboy, but today it was late.

Before he could finish speaking, a newsboy with a huge oil bag on his back ran in.

"Monkey baby, are you lazy again?" Ma Liuye scolded with a smile.

"Not really." The monkey baby bared her teeth and said: "There is earth-shattering news, and the newspaper has been reformatted, so hurry up and hurry, it's still too late." ”

"What's the shocking news?" Now when they hear such words, everyone tuǐ their stomachs are spinning.

"Uncles see for themselves, I still have to go to the next house." The monkey baby poked the newspaper into Ma Liuye's arms, withdrew tuǐ and ran out.

"Stinky boy, there's a ghost in hanging boots behind you!" Ma Liuye scolded, distributed the two newspapers to the people on the side, unfolded one by himself, and read the big headline on the front page: "The eunuchs of the East Factory stole by themselves, and 50 million taels of silver were stolen" and then read a slightly smaller headline: "The Shanghai vault of Huilian has been looted, who will be responsible for the loss of depositors?" ”

The shopkeeper's face turned pale in an instant, and he sat there stunned for a long time, and the people on the side finally couldn't help but touch him, only to hear him scream: "Heavens" and fell to the ground on his back.

Fortunately, Ma Liuye's eyes were quick and he grabbed him, but a bowl of tea in front of him was overturned by him, and the fine porcelain tea bowl fell to the ground and shattered into several pieces, although the sound was not loud, it was enough to surprise everyone in the store.

Everyone saw that the shopkeeper Hou had fainted, and he was busy pinching people and pouring tea, so he coughed twice, spit out a mouthful of blood, and woke up leisurely. Obviously, this fire has been accumulated in my heart, and it has not been a day or two.

"Alright, alright." Old Man Zhou breathed a sigh of relief and said, "Probably because of the state of mind. ”

Chen Guanren has realized the reason: "It's not just that the mood is not good, the sleep is not good, the food is not good, the person is too empty. Then he shouted: "Agui, come to a bowl of turtle soup!" ”

"Thanks, no need." Shopkeeper Chen said weakly and tearfully: "I can't afford to eat old turtle soup." He said that he was holding on to get up.

"Don't move," everyone hurriedly held him down and said, "You're still empty." ”

He didn't know where he got the strength, so he shook off the crowd, stumbled out, and muttered, "Go home,........."

"What are you doing back home?"

"Take the ticket and cash the silver" dropped the last sentence, and the shopkeeper Chen disappeared at the door.

Everyone looked at each other, and Sixth Master Ma Huo Ran got up and said, "I'll go and line up for him!" ”

"I'll go find Chen Zhutou and see if I can be accommodating." Chen Guanren also got up.

Zhou Laohan thought about it and said: "I'll follow him, don't have any accidents" After speaking, the three of them also left the teahouse in a hurry, and the morning tea money was naturally posted first.

11111111111111111111111111111111111111111111111111111111111111111111111111111111111111111111111111111111111111111111111111111111111111111111111111111111111111111111111111111111111111111111111111111111111111111111111111111111111111111111111111111111 Before the bank opened at nine o'clock, people had already forced open the row of doors from the outside and rushed into the hall.

The tellers had to go to work in advance, this time no matter what they said, people couldn't listen to it at all, they only had one thought, that is, withdraw, withdraw, withdraw!

The same is true of the VIP counter in the backyard, where the angry big families have come to ask why they didn't explain the situation yesterday, but they used some well-funded nonsense to coax them!

Wang Benchang was speechless, and in the face of the huge amount of silver tickets that demanded immediate payment, he knelt down for everyone on the spot and asked for grace. The big dealers ordered him to take out the cash account book, and saw that there was only 1.5 million raff zero silver in the account, which was not enough for them to cash, not to mention the large number of retail investors in front of him. So everyone discussed dividing the big head, and then hurried to another house to see where there was any silver, and immediately rushed to redeem it.

The tide of the city suddenly rose, this time there were many more runs than yesterday, and the ten branches of the Royal Bank were all crowded with customers who wanted to cash in silver. If the Royal Bank collapsed, the situation would be unimaginable, so the Shanghai government could not help but come forward to maintain it, stipulating that the silver notes should be paid for less than 100 taels, between 100 taels and 1,000 taels for 50 taels, and for more than 1,000 taels, for a temporary payment of 100 taels.

Under the strong dry nose of the government, the Royal Bank barely maintained itself for the time being, but there were as many as dozens of banks and ticket numbers in Shanghai, and all of them with small capital were squeezed and collapsed, and the market was greatly affected.

Seeing that they couldn't withdraw money in Shanghai, the big investors immediately took a fast transportation to go to another place to withdraw money. Originally, the news of the run on the bank in Shanghai had already spread to all parts of the country, and the people were already panicking, but now they saw that the wealthy businessmen and gentry in Shanghai were flocking to the bank, and without saying a word, they went straight to the bank, and the local people and big households immediately could not sit still and immediately swarmed to demand cash.

On August 13th, there was a run in Suzhou, and the ticket number insisted on for a long time, and then closed down on the door, lest it be caught and killed by angry depositors, and the big shopkeeper and shopkeeper fled every day.

On August 14, a run occurred in Nanjing.

August 15 Mid-Autumn Festival, Wuxi run......

Immediately afterwards, on August 17, Yangzhou and Hangzhou were run.

On August 19, Fuzhou, Jinan, Zhengzhou, and Taiyuan were run.

On August 20, there was a run on Wuchang, Changsha, and Nanchang, and on August 22, in Beijing, Guangzhou, Xi'an, Hong Kong, Macao, and a run on the run, a nationwide run occurred that Zhang Siwei was most worried about. Affected by the panic, the market value of the two major securities markets in Shanghai and Guangzhou has evaporated by 70 percent within 10 days, and the stocks that used to create endless wealth for the citizens have all become tasteless and regrettable chicken ribs.

Because the hard-earned money accumulated over the years was once lost, the frenzied crowd turned the spearhead of hatred at the Royal Bank everywhere, they stormed the storefront, seized the clerks, and then there was a large-scale smashing and looting. The government could only do its best to appease and ensure that their property would be fine, and at the same time put pressure on the branches of the Royal Bank, and on the other hand, it went to the imperial court to demand that the theft of the Shanghai treasury be strictly dealt with and that a plan to rescue the city should be immediately proposed.

The Wanli Emperor in Beijing was finally awakened from the dream of making a fortune, and looked at Zhang Siwei, who was kneeling under the imperial steps, and said with a bored face: "Didn't you swear that there must be no problem with annexing the Huilian?" ”

"That's what Wechen said." In a few days, Zhang Siwei was much older, and his body was rickety: "The theft of the Huilian vault changed everything. The most important thing for a bank ticket number is confidence, how can customers still have confidence in Royal Bank when they know that their funds are not safe! ”

"If I find out who leaked the secret" This made Wanli blush, and in order to cover up his weakness, he hated and said: "It must be broken into ten thousand pieces!" "There is no impermeable wall in the world, and sooner or later what happens will be known." Zhang Siwei sighed and said: "It's pointless to say this now, please ask the emperor to find a way to save the Royal Bank no matter what, otherwise the consequences will be unimaginable." ”

"What's so unthinkable?" Wanli pouted, although he felt that the consequences of the bank's bankruptcy must be very serious, but he didn't know why, so there was still the idea that it was flooding, and I was only leisurely.

"In the 30 years since the establishment of Huilian and Riyilong, silver bills have become the main currency of our Ming Dynasty, and the people take it for granted as wealth, saving, selling, and investing, so that there is today's huāhuā world. If the Royal Bank, which accepts the bills, fails, the bills in the hands of the people will become worthless, and then the stock market will dive, countless people will be destitute overnight, many factories and firms will face closure, and a terrible number of bankrupts and unemployed people will appear in the cities. ”

Zhang Siwei had obviously assessed the consequences of the bank failure through experts, only to hear his voice tremble: "What's even more terrifying is that a huge number of urban residents don't grow food. The citizens had to rely on money to buy grain in the countryside, and once the silver tickets in their hands turned into waste paper, they would starve to death in large numbers, and if someone instigated at this time, there would be a large-scale rebellion! Swallowing a mouthful of saliva, he said astringently: "Take 10,000 steps back and say, the southeast is the land of the Ming Dynasty's wealth, if it falls into a crisis, the imperial court will face the danger of cutting off finance and taxes!" "So, what should I do?" Wanli finally changed his face, and what the emperor feared most was that the people would rebel and the taxes would dry up, because this would lead to instability in his country.

"Save the city!" Zhang Siwei took a deep breath, looked at the emperor fixedly, and said: "First, the above edict prohibits the government from withdrawing cash from the royal bank, and all current receipts and expenditures, including the payment of taxes by the people, must be paid by silver bills. Second, the emperor recovered the 50,000,000 taels, severely punished those responsible, and declared the treasury of the Royal Bank sacrosanct. Thirdly, it was announced by the Holy Decree that the silver tickets were exchanged for cash silver at the same price, but in view of the current market chaos and poor turnover, the silver bills below 100 taels were paid, and 100 to 1,000 taels were temporarily paid 5 taels, and if they were more than 1,000 taels, 100 taels were temporarily paid, and the period was fixed for half a year, and after half a year, the panic could be eliminated. ”

This series of tricks is obviously carefully considered by the masters, and if the market is rescued according to this, I believe it will be very effective.

But it was impossible for Emperor Wanli to accept it all, because he was keenly aware that Zhang Siwei was transferring the crisis of the Jin merchants to himself. What does it mean to "exchange silver tickets for cash at the same value as announced by the Holy Decree?" If, after half a year, the crisis does not improve, won't the people have to ask for money from themselves with silver tickets?

Thinking of this, he couldn't help but ask in a mean tone, "What about you?" What should you Jinshang do? While getting drunk, did the court become your scapegoat? ”

"What the emperor means" Zhang Siwei's heart twitched.

"What do you need me to say about your business?" Wanli sneered: "Mr. Zhang can do it himself." ”

"What is self-inflicted?" Zhang Siwei was so frightened that his hooves trembled, and his voice trembled: "Please make it clear to the emperor." He thought that Wanli was persuading himself to judge himself to thank the world.

…………………………… Split the "......" ..................... As for the next chapter, I wrote it, but I don't know if I don't know when I fell asleep!