Daming Savings Bank, it took ten years, like an octopus, covering every corner of Daming, is an out-and-out behemoth, but this big guy is fragile, only 13 million yuan, let Daming Savings Bank collapse, everywhere is a wave of runs, several branches have been washed away by the people, a wail, all gathered in the capital, all grievances poured into Wanli's head. Pen, fun, and www.biquge.info

"Understood, finally understood!"

In the first assistant room, Wang Jiaping's face was blue, red, black, and white, and his muscles kept trembling, to be precise, he was twitching.

More than ten years have passed, and the old things are still vivid, and he still can't forget them.

The once roaring court and powerful Jin merchants almost collapsed overnight, and the accumulated wealth of hundreds of millions of taels was deprived in an instant, and there was nothing left.

How many people couldn't bear it and chose to commit suicide, including many of Wang Jiaping's friends and relatives.

Since then, Wang Jiaping hated Tang Yi to the core, and when he fought with Tang Yi, he was careful in every way, just for fear of repeating the mistakes of the past. But until today, he finally woke up, and before he knew it, Tang Yi dug another pit, but this time his hand was bigger than last time, and he directly buried Wanli!

Last time, Tang Yi deliberately threw out the right to issue currency, luring Jin merchants to pounce and annihilate them in one fell swoop.

This time, Tang Yi took the initiative to give advice, leaving behind a Shen Shixing who was not very strong in combat, so that Wanli could get a glimpse of the opportunity to regain power.

Not only Wanli, but also Wang Jiaping, including thousands of royalists, they jumped out without hesitation, and did everything they could to seize power. Under the fever of the head, he actually stabbed the financial hornet's nest, and now it is good, countless hornets flew out, one by one the stinging needles stained with poison, aimed at them, and stabbed down frantically, sting the royalists all over their heads.

In fact, think about it, why the Daming Savings Bank wants to use the officials' pensions to buy bonds, it is clearly a pit! even said that the current run frenzy may be instigated by Tang Yi behind it.

Ruthless, so ruthless!

Unconsciously, Tang Yi has laid a net, which is ridiculous, in the past, he still boasted of being a smart person, but now that he looks at it, he is almost like an idiot, and he has been played by Tang Yi all over the place, and he is not on a level at all.

Do you want to say how clever Tang Yi's strategy is? In fact, not necessarily, the key is that he seized the best opportunity, when he sent to the office, Wanli and the royalists must be desperate to seize power, in their eyes, the great seal of the cabinet, the parliamentary council, the ministries in Beijing...... These visible things are far more important than banks.

Hasty, sloppy, confused, fell into Tang Yi's trap, and didn't know it. Right now, even if they go all over the world and complain to everyone about Tang Yi's viciousness, no one will believe it.

It is you who force the banks to buy bonds, and you are also in power, and you will have to bear all the consequences if you make the heavens angry and resentful!

Wang Jiaping sat on the Taishi chair, and Yang Junmin came in for a full quarter of an hour, but he didn't find out. Yang Junmin's face was miserable, as if he had eaten a hundred catties of bitter gourd, and he couldn't talk about it.

The ticket number of the Jin merchants, who was easy to recover a trace of vitality, has basically disappeared in this round of catastrophe, and even the last bit of belongings has been lost.

The difference in strength between the two sides is too big, so big that it makes people desperate!

"It's over, it's all over! We have become sinners through the ages! ”

Yang Junmin and Wang Jiaping were full of despair and wailed in pain.

Tang Yi, who was in Chongming, was very relaxed, he took a fishing rod when he was fine, ran to the shore to fish, and sat all day.

"Okay, you should be happy, let you win the bet again!" Xu Wei said with a hippie smile.

Tang Yi greeted the sunset, shook his head, and put the fishing rod down.

"Brother Wen, winning in this way is not the slightest thing to boast about. The people are suffering, and the people are suffering! Back then, Master taught me to take the common people in the world as my own responsibility, but now I sit back and watch Wanli brutalize the people, not only do I take action, but I also watch from the wall, and even add fuel to the fire. If Master were still alive, wouldn't he expel me? ”

Xu Wei was stunned for a moment, and said with a wry smile: "Kill a thousand enemies, and lose eight hundred." This is also a matter of no choice, only in this way can we truly shake the foundation of imperial power buried deep in the hearts of the people. Suffering is temporary, as long as it is delayed for another year and a half, the economy of the Ming Dynasty will collapse, and there will naturally be countless people who will rise up to overthrow Wanli, and our ideals will be realized. ”

"Wrong!"

Tang Yi shook his head without hesitation, "We are wrong, restricting imperial power is only a means, not an end, what we want to do is to enrich the people and enrich the people, govern the country and level the world, this is the real goal - people have been in a position for a long time, it is easy to forget the original intention, forget the fundamentals." For more than a year, it can be regarded as a heart refining for me! ”

Tang Yi held his hand, and the sunset fell on his body, exuding a faint golden light, which looked very sacred and solemn.

"Brother Wen asked me a few days ago, the change was easily overturned by Wanli, did my change fail? These days, I've been thinking about it for a long time, and you're right. A brand new country should be divided into two parts, I just completed the transformation of the upper layer, without the bottom layer as the foundation, just like duckweed, extremely fragile, naturally unable to withstand the wind and waves. ”

Xu Wei was confused and said: "Okay, then what do you think?" ”

"Naturally, it is necessary to make up for the lessons, from the bottom up, break the big stand, and sort out the foundation, so that the real change is successful!" The corners of Tang Yi's mouth curled slightly, "Brother Wen, we have to start from the beginning." ”

……

At the moment when the financial crisis broke out in full swing, the imperial court fell into infighting, and there was no time to take care of it, everyone pinned their hopes on the sage of the world, Tang Yi and Tang Ge.

All the people are looking forward to it, hoping that Tang Yi can come up with a solution.

And what is Tang Ge Lao doing?

There are about two or three hundred households on Chongming Island, and one-third of the people live on fishing. The hard-earned fish was out of stock, and the whole small fishing village was in mourning, almost falling into despair.

On this day, someone suddenly came to the village and proposed a solution to the desperate people.

First of all, they publicly appointed three young men to take charge of the affairs of the whole village, and everyone was to obey their arrangements. Then, they estimated how much the village could produce each day and how much money it needed, and then distributed shells to each of the people involved in the labor as a tool for the village to value.

With the "money", it was as if the village had blood and was back in operation. The villagers can communicate with each other, sell me your surplus grain, and sell my surplus fish and meat to you...... But such a small village is not self-sufficient, they need outside goods, but they don't recognize their shells.

According to the guidance of the "masters", they put together their catches, classify them, set standards, ensure freshness, and then sell them in the market.

Don't look at the depression of all industries, but after all, you still have to eat and drink, and you still have to live. The quantity and quality were sufficient, and the fish in the small village were sold again.

After having the money, they were able to buy other things and come back, and the village was revitalized, and everyone was so motivated that they found that they were better fed and dressed better than before.

If you want to talk about the difference, the only thing is that in the past, everyone held silver dollars and copper rounds in their hands, but now they have become shells.

These villagers also found that in fact, shells are no different from silver dollars, they are both things that cannot be eaten, and they do not need the shells themselves, only the wealth represented by shells!

At this time, the people suddenly woke up and went to worship gold and silver, which was completely unreasonable, all they really needed was a tool.

Think about it, isn't it ridiculous for a big living person to worship a hoe and a dustpan?

"Okay, if I'm not mistaken, when you settled the refugees, it seems that you issued labor vouchers!" Wang Shimao held a seashell and thought: "This shell has the same effect as a labor voucher. Isn't the big guy running the banks now, hiding the gold and silver, causing a shortage of money and financial collapse? If shells can be used as currency instead of gold and silver, the world will be peaceful! ”

After Wang Shimao finished speaking, he did not get praise, but attracted a lot of white eyes.

"Wang Jingmei, after so many years, you still haven't made any progress!" Xu Wei said politely: "Take shells as currency, but it's not new at all, that's what you did in ancient times, don't you pay attention, all the words related to money business, most of them are next to the word shell?" ”

Really, how did you forget this stubble!

Wang Shimao's old face flushed, and he deliberately widened his eyes, "Xu Wenchang, you can find faults, maybe come up with a way?" ”

"I didn't pay attention, but there must be one of them, right?"

Tang Yi didn't sell it, and said with a smile: "It's not a solution, the shells were eliminated because of their low value, and they come from a wide range of sources, so they are not easy to control." In a fishing village, there are hundreds of people, and everyone has a number of shells that they have obtained from their labor at home, and whoever wants to pick up a few random numbers will immediately be recognized. But in a huge country, shells won't work. All, I thought of this! ”

Tang Yi stretched out his hand and took out a few samples of the latest banknotes.

The brothers around him picked it up, everyone is no stranger, in addition to going to the bank for large-scale transactions over the years, it is the use of bank bills, the largest one has 1,000 yuan, and when you get it to the bank, you can exchange it for silver dollars.

The biggest difference between the bank notes that Tang Yi took out this time and the past is that they cannot be exchanged for silver dollars, but can only be used as a means of exchange, and the symbol of wealth, which is the same as the paper money of later generations.

"As you can see, there is nothing wrong with using paper money as long as it is traded internally, but if you want to trade with outsiders, you have to use a currency that is acceptable to both parties. At present, the southeast gold flow is disintegrating, the currency is insufficient, and even the people cannot do business with each other. I intend to have the Bank of Communications immediately issue such non-convertible banknotes for internal transactions, and as for foreign trade, continue to settle in gold and silver. ”

Even the people closest to Tang Yi were defeated by his whimsy. It's whimsical to want to save the economy of the southeast with a paper note that can't be exchanged, right?

Facing the questioning gaze, Tang Yi spread his hands, "A dead horse is a live horse doctor, how can you know that it won't work if you don't try it?" (To be continued.) )