372: The difficulty of monetary reform
After leaving Qiao Zhiyong's house, Wang Sirui couldn't help but sigh again and again for this old man, and his heart was full of admiration. Pen × fun × Pavilion www. biquge。 info
At the age of eighty-six, he drinks three meals of Chinese medicine a day, and even when he is incapacitated, he still has to insist on working, in front of Wang Sirui, when he mentions work, he is still excited, and there is no feeling of twilight at all, but from Qiao Zhiyong's eyes, Wang Sirui also saw some unwillingness, if he could be born a few years later, how good would it be?
Under Wang Sirui's repeated persuasion, and after appointing Qiao Zhiyong as the honorary president of the Imperial Bank for life, responsible for currency reform, Qiao Zhiyong agreed to the decision to retire, since the emperor has done this step, for Qiao Zhiyong, it is already a great honor.
Even in order to appease Qiao Zhiyong, the emperor personally made a trip to the door to explain the reason. If this is changed to the pre-Qing period, it would be good to give you a reason, as for the emperor's visit, unless it is a time of trouble, who will take care of you?
Not to mention the honorary president of the Imperial Bank for life, although this is only the nominal president, no one can deny his status in the Imperial Bank.
As for being in charge of currency reform, in fact, to put it bluntly, this matter is nominally in his charge, but Yan Weifan is responsible for the specifics, and when he encounters some problems, Yan Weifan will come to seek his opinion.
With such treatment, such a master, with Qiao Zhiyong's shrewdness, he knows very well that the emperor has surrendered his identity, and if he doesn't know what to do at this time, even if the emperor doesn't say anything, others will point fingers at him. Besides, his age is really old, and his health is getting worse and worse.
In fact, long before he became the president of the Imperial Bank, Qiao Zhiyong had basically let go, and he himself was retired in Shanxi, and now that he has become famous, it is time to quit.
That night, Wang Shizhen found Yan Weifan and had a serious talk, carefully inquired about the currency reform, and asked Yan Weifan's personal opinion.
In the end, Yan Weifan's answer made Wang Shizhen very satisfied. It can be seen from this that once the currency reform is successful, the benefits to the empire will be absolutely enormous.
Especially in the industrial and commercial industry, the situation of trading with carts and horses in the past will be gone, which greatly saves manpower and material resources and facilitates the lives of businessmen and ordinary people.
Moreover, because the new policy is in line with international standards, paper currency is used, which means that the Imperial Bank can produce more currency within the maximum limit, and to a certain extent, it also temporarily alleviates the embarrassing situation of the empire's lack of money.
Of course, Wang Shizhen doesn't know much about currency, even Yan Weifan has been studying continuously in the past few years, and he can be regarded as more or less in the industry, once Yan Weifan knows Wang Shizhen's thoughts, he will definitely stop it without hesitation.
Once there is more money printed, then there will be currency depreciation, and over time, it will form a fiat currency during the Anti-Japanese War, which was quite valuable at the beginning, and after a few years, you just took 100,000 fiat currency to buy a leg of mutton, and people didn't sell it to you, how embarrassing is this? Who can understand?
That night, Wang Sirui began to write hard, because of a series of trivial matters in the empire, he temporarily ignored the issue of education, and at present, the orthodox education of the empire, only four military schools are considered formal, but ordinary people want to go in to study, it is impossible.
At the beginning, Wang Sirui wanted to learn from the Republic and engage in a nine-year obligation or something, so that after a few decades, there would be no illiterate people in the empire, and there would be more intellectuals, and high-end talents would increase.
The current imperial talent selection, just like the selection of the national football youth team in later generations, there are so many 100 players in this age group, you can only choose from this, and the final results can be imagined?
But if you think about it carefully, this doesn't seem to be reliable, the republic has nine years of compulsory education, which was only carried out when the republic was founded nearly 60 years ago, and after reform and opening up, the republic's economy has soared, and it can already support this huge expenditure.
The situation of the empire is even slightly better now than when the republic was founded, because the empire itself does not lose much property, unlike the time of the republic, where the gold in the country was pulled away by trains.
However, it is obviously impossible to invest 100 million yuan in all of it, and at most 50 million yuan can only be invested, so the average of a province is a little more than 10 million, and if it is divided, a county may not even be able to get 100,000 yuan. I also have to build a school club and hire teachers, which is not enough at all.
So let alone compulsory education, even schools may not be built, besides, in this year, if you ask for money, who would be willing to let their children go to school? In one, there are not so many teachers.
Therefore, compulsory education has been directly overturned, at this stage, this is unlikely, but no matter what kind of education, students must be literate, and if you are illiterate, what kind of education do you do?
It seems that now we can only educate from the top down. Wang Sirui thought secretly.
The first step is to make good use of current resources and avoid wasting them, just like the military. First of all, the order will be given to each factory, and the factory must organize workers to study, at the beginning of which they can only be literate, and then organize some people with more developed thinking ability to continue in-depth education, and finally form vocational education to cultivate vocational talents for all walks of life.
In the second step, all localities also need to be serious, and they can hire some former Qing Dynasty veterans or something, so that they can teach people to read and write, regardless of adults and children, as long as they want, they can come and learn. The main purpose of this step is to increase the proportion of national literacy, there are more literate people, and they can enter vocational schools to continue their studies in the future, and targeted education will not encounter an embarrassing situation where no one is available in every industry in the future, and after a few years, the cultural level of the working class will also be greatly improved, which is still very helpful for industrial development.
The third step is to open a school in each county, hire professional teachers to teach, so as to form a fixed teaching, and then if the economy keeps up, expand the school into a school, and then gradually promote it.
The fourth step is phased education, that is, the four stages of primary school, junior high school, high school and university, which will take more time, maybe when the empire has the strength to carry out the fourth step of education, there are not even a few suitable students.
After the four steps were determined, Wang Sirui asked officials from the Ministry of Education to notify the Ministry of Education, handed over the plan to the Ministry of Education, and asked them to be responsible for improving it.
Wang Sirui only gave a general development direction and development steps, the specific development plan, or the Ministry of Education is still responsible for those people, of course, Wang Sirui also told them the budget directly, lest these guys who are idle all day long bring him an education plan of more than 100 million, which will be embarrassing.
Early the next morning, Wang Shizhen led Yan Weifan to the barracks, and the two sides talked for two hours. Or is gold and silver on the same standard?
At this stage, the loss of gold and silver in China is not too much, no matter which gold and silver standard is adopted, the difference is not big, but the stability cannot be guaranteed. If the silver standard is adopted, then after the Silver Act, the empire's economy will be greatly damaged, although it will take another thirty years to happen, but thirty years is actually not a short time, once the silver standard is established, it is unlikely to be replaced in a short time.
However, on the gold standard, the empire is not a big gold-producing country, and most of the gold is in the private sector, coupled with the demand for luxury goods, which will make the country's gold storage less and less, and when it falls to a certain percentage, the economy will collapse instantly.
But then again, Wang Sirui doesn't know much about the financial system, he only knows that the future generations are centered on the dollar, but this dollar-centered system does not seem to be very reliable, the United States can depreciate the dollar to exploit the funds of various countries, so during the period of Wang Sirui's rebirth, countries have put forward proposals to get rid of the dollar.
But in any case, in later generations, the gold and silver standards were eliminated, and the gold standard was eliminated earlier than the silver standard.
"The issuance of new currencies on the gold standard, while prohibiting gold and silver as circulating currencies, and setting a specific exchange rate, which only allows exchange." After thinking about it again, Wang Sirui said.
The second problem is that there is a problem with the printing of currency, paper money is not silver, even if it is blistered, it doesn't matter, first of all, paper money can be blistered, but it can't fade too seriously, and even if it is watered for a short time, there can be no discoloration.
In one is the anti-counterfeiting logo, this is even more difficult, Huaxia has no experience in issuing paper money, even if the previous ticket number of the silver ticket, that is the ticket number on the secret record, to the note number, see this mark can be determined to be true, no is fake.
And currency is to face the public, if there is no high technology, easy to identify, and difficult to imitate, then paper money will not work.
And the choice of paper is also a problem, the general paper is definitely not good, and they can't do the difficult paper, there are problems everywhere, so the monetary reform is actually a long way to go, if you fail to solve this problem, there is no way to carry out it in one or two years.
Regarding this problem, Wang Sirui can only do nothing, and can only let Yan Weifan, half of the experts, find a way to solve it by themselves. He's not omnipotent, he doesn't know everything. (To be continued.) )