Chapter 677: Banking Package
The whistle sounded, Shanghai arrived, this time the journey, almost close to the end, most of the ships of the fleet, will stay and rest here, the arrival of a huge fleet, so that the pressure of Shanghai Port suddenly increased, fortunately, only part of the ships need to be unloaded here, the remaining half or so, need to go up the Yangtze River, will be unloaded in various cities along the river, reduce the pressure on Shanghai Port.
This is not the world-famous Shanghai Port in later generations, Shanghai Port in this era of China, is considered a big port, but in the world is not ranked No. 1, the Far East does not have so many goods to unload, more than 300,000 tons, close to 100 ships, suddenly so that several important wharves of Shanghai Port are occupied.
Originally, Yang Yuanzhao would go directly to Qingdao, and he would follow Fabian to deal with the affairs of Qingdao Shipyard, but the sudden idea made him choose to suspend for a few days, and the main ships of the cruise ship and the ship group would sail directly to Qingdao after a little rest in Shanghai, and he would stay here for a while.
In the middle of this, the plan of this fishing boat was implemented, and in Yang Yuanzhao's initial idea, it not only involved the Jiangnan Shipyard, but also involved the Northwest Bank.
You don't need to look at it to know that in this era, most of the Chinese peasants, fishermen, these people are in quarterly poverty, even now, China's largest market in the northwest, before 1908, this is the case, if it were not for the appearance of Yang Yuanzhao, they would continue to be poor.
Yang Yuanzhao didn't think about organizing a fishing company. Using the advantages of collectivization to lead these fishermen, fishing is hard work. Fishery administration companies can, but the scale should not be too large. If it is too big, it is easy to cause the problem of inertia and poor management, and it is not as good as the subjective initiative of the individual, their own boat, the harvest is their own, and the same character as the benchmark will inevitably form a cluster benefit, which in turn will drive more people.
Just like Baotou back then, what Yang Yuanzhao had to do. It is to set up a few factories, and let people as examples, one by one, well-paid workers, become natural propagandists, and they spare no effort to tell their relatives, fellow villagers, and even acquaintances, the simple feelings of the people, the desire not to continue to be poor. This propaganda has been underpinned, and almost a huge part of the people in Baotou have changed from peasants to workers, and the urbanization is very fast.
The coastal area has never been the focus of the northwest control area. The powerful navies of the great powers made China's coastline almost directly exposed to the ships of the great powers. Even for the sake of low-profile and self-preservation, Yang Yuanzhao was reluctant to expose himself to a place closer to the sea. So there is very little development in these places.
Because of this, the Northwest wants to do. It is necessary to be very careful, strengthen the propaganda offensive, the most important thing is to reduce the burden of the fishermen, and not in vain, take the initiative to give the fishermen loans, let them change boats, is a choice, with the family as a unit, into a part of the combination, the itinerary of a group of people who eat crabs first.
Yang Yuanzhao only needs to make a decision, and the following specific steps will be done, such as selecting a group of fishermen who have prestige in the local area and have strong strength, and take the lead to drive a group of people, so as to form a virtuous circle.
In addition to the fishing boat itself, the development of fishery, not only with fishing boats, but also need to support a variety of supporting facilities, such as refrigeration plants, next, will be supporting the construction of about 150 refrigeration plants in ports around the country, with 300 deep processing enterprises, supporting some fish processing factories, so that marine fishing, seafood market has become a new development direction.
After several years of development, the Northwest Bank is no longer the small bank and regional bank where Yang Yuanzhao took out the deposit, and went to the whole country, especially after signing the exchange agreement with several countries such as Germany, the Northwest Bank has become a national bank in China, faintly like the World Bank, with the help of a large amount of gold injected by Yang Yuanzhao as a guarantee, 800 tons of gold, the Northwest has gradually reduced its dependence on physical currencies such as silverWith the increasing influence of the Northwest, the credit of the banknotes is getting higher and higher, and the Bank of the Northwest is the issuer of the banknotes.
After 1911, when Yang Yuanzhao made some decisions, he also paid more and more attention to the role of the Northwest Bank, and some adjustments and emphases were started by the Northwest Bank.
As one of China's more important financial centers and one of the important ports for exports, the Northwest Bank's branch in Shanghai has increased its deposit amount by a huge margin every year, and so far, the deposit balance is as high as 7.2 billion, which is second only to the head office in the Baotou Special Economic Zone in the branch level, but it is still slightly lower in terms of loans.
Under the cultivation of Yang Yuanzhao, Baotou has formed a vigorous investment situation, led by the bank, with the support of Yang Yuanzhao, investment and guidance in some industries, so that these industries can make money, and then continue to develop and expand, the rapid development of the northwest, the loan is simply not enough, and even the balance of deposits has been mobilized from all over the country, but no matter how to mobilize, banks around the country must ensure a certain amount of reserves, this part, if you can use a good small loan in the local area, you can use more amplitude, now Shanghai, Almost 1.8 billion are left.
Shanghai has also thought of a lot of ways, itself, Jiangnan Shipyard is an opportunity, but because Jiangnan Shipyard is the direct investment of Yang Yuanzhao and the head office, more than one billion funds are directly injected, so that they have no way to start, at most 2-300 million loans from the supporting facilities, and more idle funds.
Now Yang Yuanzhao actually thought of a plan to develop fisheries, no one will think about whether this plan can be realized, Yang Yuanzhao's magic is proved by countless iron-clad facts, and the things he decided, without the slightest omission, are the most important for the development of the northwest.
The fishing industry seems to only affect millions of people around the fishermen, but the brain-opening investors have quickly extended from this, first of all, to drive basic industries including steel, metal, mechanical processing and shipbuilding; Then there is seafood processing and deep processing, and incidentally the catering industry; In the end, even comprehensive applications such as marine fishing and aquaculture, and seafood applications are counted.
Looking at the investors to go down one, two, three, four, Yang Yuanzhao was a little crying and laughing, so he had to order these investment personnel, do it here, steel, metal, machining, you can choose a number of enterprises to support, as long as you have experience in the production of ships, you can, technology and personnel, can be supported by the northwest, must be the scale and number of advantages. As for the processing and refrigeration of seafood, we can use the logistics of the northwest in the whole country to ensure that the seafood can be sold to all parts of the country at the fastest speed, so as to ensure the interests of fishermen after catching fish.
I was full of interest, and I felt that I might have opened up an unimaginable huge industry, but I didn't expect that it was just that, in fact, there were a lot of these that have been made so far, 1-20,000 fishing boats of different sizes, according to an average of 30,000 silver dollars, is 600 million, plus refrigeration plants, deep processing enterprises, marine fish products enterprises, almost one or two hundred million, which is an astronomical amount compared to ordinary people, but compared with Yang Yuanzhao's handwriting before, it is too bad, whether it is cotton textile, steel, Or heavy industry, which is less than 3 billion, or even 5 billion investment, this time to Germany, lost 1.5 billion US dollars, that is, 3 billion northwest dollars.
If Yang Yuanzhao knew that the investors thought so, he would definitely cry and laugh, yes, the huge investment of 7-800 million, in Yang Yuanzhao's place, is not a big cost to the Northwest Bank and the Northwest, this is nothing, but this is only the early stage, the ocean is huge, in this era, people are given endless resources, not to mention those fishing grounds near the sea, those world-class fishing grounds on Yang Yuanzhao's map are the real source of wealth, and ocean whaling, that is the real exercise of combat ability, a whaling down, Both the attack and coordination abilities will be greatly improved, and the whale is almost full of treasures.
The investment in the fishery took only one day to implement the initial investment of about 300 million, mainly for the construction of refrigeration plants and deep processing enterprises, a good part will be injected into small shipyards, these money plus Yang Yuanzhao from Germany to get a large number of docks below 200 tons, at least can support 500 small shipyards with 2-3 small docks, when the time comes, with Shanghai as the center, Shandong, Anhui, Jiangsu, Zhejiang, Fujian and Guangdong, will form a series of shipbuilding industry belts, even if it is small, Fishing boats of less than 200 tons will also allow China to train a large number of junior shipbuilders, in terms of personal productivity and cost, China's human resources are the best in the world, and the explosion of shipbuilding production capacity will be completed in a short time.
With the basic strategy, and the implementation of the investment fund release time, there is no other thing for him to do, even in the northwest, Yang Yuanzhao is only the general direction, now the northwest is full of clues, there is great development in all aspects, even if the northwest government establishes 12 key projects, there are tens of thousands of points involved, if all to care, how to care about the end, the follow-up things will naturally have professionals to deal with, they are even better than Yang Yuanzhao.
Yang Yuanzhao was not idle next, the development of the fishery, capital is the focus, after solving the problem of funds and supporting, it returned to the fishery itself, the most important thing in fishing is the fishing boat and fishing technology, and Yang Yuanzhao can rely on Jiangnan Shipyard, so after the bank's affairs came to an end a little, in the afternoon of the same day, Yang Yuanzhao rushed to Jiangnan Shipyard. (To be continued......)