The reason why Shi Bufan wants to grasp so much wealth and kidnap so many people through finance is because he can't trust Li Shimin, because he can't believe that Li Shimin can guarantee his wealth and stability. Pen @ fun @ pavilion wWw. ｂｉｑUｇE。 As a person who has studied and studied the real Ma Zhe, he knows never to pin his life and happiness on the mercy of the ruling class.

Too many people in ancient China pinned their happiness and future on the mercy of the ruling class, hoping for the emergence of a Ming Emperor. But as a person who envelopes the rule of law, the last thing he believes in is Mingjun. Mingjun has a life span of hundreds of years, and one is a lifespan of decades, so everything else is a faint monarch? Therefore, he knows that the interests of the ruled class are fought for by himself, and if he expects the mercy of the ruling class, he is just waiting for death.

Although for those ordinary peasants and merchants, Shi Bufan can be regarded as the "ruling class". But in the face of the emperor, in the face of those huge Guanlong clique and Shandong Shi clan, but he seems to be a person with a high status, but he is also a "ruled class" through and through.

Shi Bufan does not believe that Li Shimin, as an emperor, can completely guarantee his stability and wealth, although Li Shimin's personal character is worth believing, but his character as a politician, this Shi Bufan cannot be trusted. Maybe you have a good character, but the other side of being a politician is definitely problematic. Politicians are not bound by their personal character, and since they are the spokesmen of a certain interest group, they naturally want to make profits for their own interest group. Otherwise, once a spokesperson who cannot make a profit or even betrays this interest group, the interest group behind him does not mind changing the spokesperson.

Although Li Shimin is good in terms of personal character, Shi Bufan will admit it. But what Shi Bufan can't believe the most is Li Shimin, the emperor's character as a politician. For example, Wei Chigong, Wei Chigong is extremely loyal to Li Shimin, and he is also the most loyal to Li Shimin. But now Wei Chigong has been excluded from the core of power after the founding of the People's Republic of China, and he is idle.

Didn't Li Shimin want to keep Yu Chigong? But he couldn't keep it, because he had to think about the Li Tang royal family, and if he wanted to maintain the status of the Li Tang royal family, he had to get the support of the Shi clan, at least for now. He had no choice but to sacrifice Wei Chigong to avoid irritating those scholars too much. What Li Shimin can guarantee is Wei Chigong's wealth for the rest of his life, but power cannot be guaranteed.

What Shi Bufan was worried about was not Li Shimin's personal character, but the royal family behind Li Shimin, and the scholars forced Li Shimin to attack Shi Bufan. At that time, no matter how good Li Shimin's temperance was, he couldn't bear such a lot of pressure.

As a politician, Shi Bufan doesn't even dare to trust himself completely, let alone trust other politicians? Li Shimin is also a politician after all, so he can't be completely believed.

Shi Bufan did not have the idea of pinning his fate on the mercy of the ruling class, he saw from the revolutionary history of later generations that if you do not fight for your own interests, then the rulers and the powerful party will only exploit you more ruthlessly. Why is it that later generations of workers generally legislated the eight-hour work day, and even various labor protections, and received a meager salary compared to those who worked more than ten hours a day a day, or even no rest days, a few decades ago? This is not the benevolence of the capitalists, but the thought that you workers have made a revolution through their own efforts to deter the capitalists, and they have to make some compromises.

Therefore, it is inevitable to compromise in the struggle and struggle in the midst of compromise. But if you want to compromise, you must learn to fight, and if you don't have the strength to fight, no one else will compromise with you in the end. Shi Bufan doesn't believe in Li Shimin's character as a politician, so he will not give up developing his forces. Even if he knew that this would cause Li Shimin's misunderstanding, he couldn't stop, and he was not the kind of person who pinned his fate on other pity.

At that time, he just wanted to be rich and prosperous all his life, but since he was involved in the Xuanwumen change because of Li Yuan's marriage. And being involved in the Xuanwumen change means that he can't turn back. He knows very well that once there is no turning back, the only choice is to go up, otherwise you will die without a place to bury.

Shi Bufan quickly threw out those distracting thoughts, and then said to those who were about to join this Datang Qianzhuang Federation: "In fact, this Datang Qianzhuang Federation is far more useful than that. At that time, our money banks can be deposited and exchanged! For example, if we deposit money in this bank, and then all the money banks that have joined our Datang Money Federation will also recognize the certificates of other money banks, and then if we have joined any of the money banks of our Datang Money Bank Federation, we can get this cash first, and then all the money banks in the Datang Money Bank Federation will reconcile and settle the accounts together. ”

"But is this interesting? Aren't we all in Chang'an? Someone asked stupidly.

Shi Bufan hurriedly said: "This is not only like this, we can think about expanding outside!" For example, we deposited 1,000 yuan in Lingnan, and then came to Chang'an with the voucher, and we can directly withdraw the money from the money in Chang'an, and then buy it, what do you think? Also, if some people are going to move. So much worth and wealth to transport along the way, how dangerous it is! Isn't it great to deposit directly into the bank, and after getting the voucher, you can take it out directly from the bank at the destination? ”

"That's too ...... Amazing? Someone exclaimed.

As an industry responsible for managing money, they are very aware of the weight of copper coins. Copper coins are very heavy, and the Tang Dynasty has always valued thousands of yuan in later generations. However, the thousands of banknotes of later generations can be taken away at any time with a small purse. But the consistent money of the Tang Dynasty weighed more than a dozen catties!

If you are doing some business, the money you need is often sent by car. When it comes to long-distance business, it's risky. Along the way, you have to be careful of being robbed, and you have to hire a large number of guards. But it also costs money to hire a guard, and this is also a cost. And there are all kinds of transportation costs, which are incomparably expensive.

The cost is definitely high, and just shipping money is a huge cost. If you can use this method of deposit and exchange in various places, the cost savings in the middle should not be underestimated. Even, the risk has been reduced a lot.

"Do you think, if you save money from Lingnan and then go to our Chang'an to withdraw money, we will take a cent of his capital, it's not too much, right? In this way, this one hundredth, that is, one cent, is where our profit lies. Of course, in fact, there are many copper coins between places that have not been transferred, and they are still in various places. And we just have to set up the store, so we can almost sit back and wait to count the money. And I think a lot of businessmen are happy to do the same. Because even if we only take one point, it will probably save money than the large number of bodyguards and transportation men they have hired. Then they had to transport goods, and they had to transport not only copper coins, but also goods. Now it's just a matter of transporting the goods. ”

"Even the risk is much less, because of the long-distance transportation of money, even with bodyguards, they are afraid of being robbed. And with this ability to deposit and exchange, as long as you carry a small token at any time, you can also go to foreign enemies to do business easily, and you don't have to swagger through the market for fear of being robbed. Such a price is not unacceptable. ”

Everyone present nodded their heads, this is definitely a very good means. In this way, everyone only needs to deposit and exchange together, and then finally reconcile and settle the accounts within the bank according to a certain agreed time. As for the process, it is actually not difficult, but the profits brought from it are definitely not to be underestimated. Even in fact, the copper coins did not flow out of the local area, they still did not move in place, and what really moved was just a virtual concept, a so-called token.

But just like this, it is not a minority to save wealth.

"Look, how about this flying money?" Shi Bufan asked.

"Flying money? It's a good name, isn't it just flying over? Someone praised.

Shi Bufan's flying money is actually the earliest and most primitive check. Flying money also originated in the Tang Dynasty, and after many representatives of local officials entered the capital in the middle and late Tang Dynasty, they often did not bring much money. It's just that I went from the place to bring a token, and then went to the "Jinjuanyuan" in Chang'an to get money, which was also the "Beijing Office" of the Tang Dynasty.

This kind of thing is called flying money, and later some people felt that it was profitable to do so, and both government and private businessmen also chose to join this industry, which stimulated the development of the commodity economy in the middle and late Tang Dynasty to a certain extent.

This flying money has an incomparably huge effect on economic development and commodity trading, and the cost burden reduced for businessmen is definitely not a few. Especially in the case of the Tang Dynasty, which was a currency standard for copper coins, these copper coins were relatively low in value, so transportation was also a cost. There are also a lot of copper coins to swagger through the market, so who doesn't worry?

Anyone knows that money is not exposed, so it is very dangerous to carry so many copper coins to swagger through the market. With this flying money, you can carry a token with you, and you don't have to do too much at all, you can ensure the safety of your money. When the time comes, as long as you change into ordinary clothes, who knows that you have so much money on you?

"Of course, we can also add a lock to this token, and then this lock has a code word inside, which can be used as a code word for payment. The person who took this thing to us, and then we opened the lock, and the person withdrawing the money had to say the code word in it, so that we could make sure that it was the real person who was withdrawing the money, so that we could also guarantee maximum security. By focusing on protecting this money, we can save a lot of manpower costs. ”

The monks and Taoists present were extremely excited, because such a large amount of business was definitely an incomparably huge benefit. And no one can eat this business alone. In particular, it is possible to expand these money banks to the whole country, so that very huge benefits can be obtained. As long as the online store is deployed all over the country, it can almost make money lying down.

Of course, with such a big business and so many outlets across the country, it is naturally impossible for one to monopolize it. Even Shi Bufan did not plan to deploy all his own forces to the whole country, and first of all, he had to lay the backbone. And Shi Bufan's family can't eat it, and only by introducing more people into it can it be regarded as really getting more benefits.

Again, if you just want to eat the cake and not make the cake, then in the end everyone will not eat it.

"No country will allow a monopoly in this kind of financial industry, and if one dominates, it will definitely be hit in the end. This kind of money association is between what the imperial court can accept and what it can't. Left a certain amount of resilience to avoid the monopoly of a single bank. As long as it does not become a trust, then the imperial court can still accept this kind of money association. Even if agricultural productivity increases dramatically in the future, the business opportunities that follow will increase rapidly. As long as productivity increases, the fall in food prices will naturally reduce production and force business through various channels. ”

"In the middle of the Tang Dynasty, the commodity economy was developed, and only in the middle of the period was there enough grain produced by intensive cultivation, which was the basis for commercial development. Otherwise, if the agricultural productivity is insufficient, it is impossible to talk about the development of commerce. As a money bank, I developed agricultural productivity on the one hand, and on the other hand, I rapidly matured business. It is best to strive to develop in tandem with agricultural productivity. Otherwise, agricultural productivity will be insufficient, and commerce will be rootless. ”

Shi Bufan's plan is to carry out the maturation business at the same time when the agricultural productivity is matured, perhaps the general situation is that the development of agriculture to a certain extent will lead to the great development of industry and commerce, but what Shi Bufan has to do is to use the economic history and various economic means he learned in his later generations to ripen at the same time, so that the simultaneous development is fundamental. If we wait for agriculture to develop and commerce evolve naturally, then this is of course too slow. In the absence of special intervention, natural evolution is naturally slow. It's like a civilization that evolves by nature, but it naturally develops very slowly. But with a mature civilization to learn from, the speed can be improved a lot. High-level and low-level communication tends to familiarize low-level things, whether this is forced or active.

Shi Bufan is like a high-level person, so that in the Tang Dynasty, agricultural productivity can be matured and the commodity economy can be reached as soon as possible through various means of later experience, which has an incomparably huge role in the progress of the times and the promotion of history, so that Shi Bufan can promote the means of historical progress. As for those who invent this invention and that, there are simply no sufficient conditions when productivity is insufficient. Even if a small part is produced, it is just a luxury. Relying on luxury goods, we cannot promote historical progress, only by relying on real productivity! (To be continued.) )