After Shi Bufan ordered those money banks to start preparing to sell their silver in full swing, those money banks began to look for opportunities. Pen ~ fun ~ Ge www.biquge.info these people are all proficient in calculations, they are originally in the money lending business, such people are very proficient in calculations, naturally there will be no problems. If this kind of financial expert doesn't know how to calculate, then he will definitely not be able to mix. So Shi Bufan is not afraid that they will mess things up, but everyone is also looking at the situation outside, especially this Many people have seen the value of this silver rise sharply, which makes many people red. Even many ordinary people, who don't know what's going on with this silver thing, have also risen, which makes them want to start joining.

"Did you hear that? Now silver has risen to one or two silver and two thousand Kaiyuan Tongbao! "Yes! This silver is so expensive, it's only been less than ten days, why does silver grow so badly, it's just a money grab! "Yes! Now who doesn't know, it's better to save money than to save silver, and this silver is simply earned to death. "Yes! The husband of my mother-in-law's fourth uncle's aunt has earned I don't know how much! "Yes! I heard that the Lu family made a lot of money, and he heard that it was the Lu family behind his back, and many people in the Lu family entrusted him to buy silver, but he has earned at least 30% recently! "Oh my God! It's only been a few days, and it's been three? Earn more than trading! ”

"No, the people of the Lu family still want to buy a lot of silver, but I heard that they can't buy it!" "Yes! Now everyone knows that silver is money, and the price will definitely rise in the future! ”……

A large number of merchants bought the silver, and some ordinary people wanted to join in.

"Unfortunately, I also want to buy some silver, and I will make a lot of money! But I don't have the capital! "Yes! Me too, but unfortunately I don't have the money, otherwise I would have bought this silver. "I wanted to borrow some money from the banks and temples, but they wouldn't lend it to us." "It's really strange, weren't they very willing to borrow money? Why are you reluctant to borrow money now? ”……

Many ordinary people also hope to join this game by borrowing money from others, but under the strict orders of Shi Bufan, all money banks, temples, pledges, etc. under the Datang Money Village Federation are prohibited from borrowing money from ordinary people. Even many small merchants are very cautious about borrowing money, for fear that they will use it to speculate on silver. Once the silver bubble bursts, those who borrow and speculate will lose their pants. Of course, those big businessmen borrow, they are very happy. Because even if these big businessmen borrow money to speculate on silver, they are willing. Because behind those big businessmen are often supported by many officialdom, but these people are inextricably linked with the scholars. Therefore, once those big businessmen lose money, it is impossible for the scholars behind them to sit idly by, and they will inevitably pay off a lot of this debt for them.

Therefore, the exploitation of those big businessmen is actually the exploitation of those scholars. However, such a three-day-changing silver price is enough to make the wealth move people's hearts, and everyone is red-eyed. No one wants to miss out on such an opportunity to make huge profits, and they quickly began to prepare to continue making a lot of money. Even many of them would rather borrow money than join the game. For this money federation, they completely refuse ordinary people to borrow, strictly review the loans of small merchants, and for those big businessmen's loans, it is very cool, because the money lent out will still be earned back by buying high and selling low silver. When the time comes, they will be the highest, and the time they will borrow, and the price of silver will fall, but those loans will continue to be repaid. The silver price of the iron loan flow, so that they can be exploited well. Those scholars behind them are about to lose their blood. Many of the nobles were in collusion with the merchants, and many of them would borrow the name of the merchants to buy silver, so that they would definitely lose money. By exploiting by such means, it is definitely a big profit.

As for the rich people, they also have a lot of silver in their hands, and they are ready to wait until the time goes up again, and then throw it out in large quantities. Each of them has a psychological price, and they are still in the holding stage, but they don't know that they have become fish. As long as Shi Bufan orders the net to be closed, they will also be trapped.

"Keep rising, hurry up and keep it rising for me, so that as long as we go up to 2,500 Wen, then we will sell it!" Lu Dongjia said.

This Lu family, but the so-called Fanyang Lu family, they have a lot of people in Chang'an. And this Lu Dongjia is also a side branch of the Lu family to do business in Chang'an and deal with some industrial matters. As a side branch of this kind of big family, it is impossible to inherit the family status, so they are all sent to the various industries of the family to be responsible for managing the industry, doing the hardest and most tiring work, but they have the lowest status and are looked down upon by those direct families. However, the advantage is that there is a lot of oil and water, and there is the help of a big family behind them, so they must not be afraid of business problems behind them.

"I've got a lot of money here this time, so we can make a fortune. This time, many of our Lu family members also gave me money, and I could directly obtain a lot of wealth. When the time comes, in addition to the money of those direct families, I will also be able to make a lot of money. Lu Dongjia said.

Those Lu Dongjia looked at the silver in the warehouse and smiled, because this silver was all money in his eyes! But it's all copper coins, and the value of silver has risen dramatically these days, and then they've all made at least fifty percent of their profits. Of course, this profit can only be reflected if it is sold, and it is still silver at present.

In just a few days, he made 50 percent, which is definitely not comparable to any business. Because many times after a year of busy business, the final income is only 10% of the profit margin, and some are even less. But this few days is 50 percent, such a high profit, who is not tempted. In the face of absolute interests, they are also blinded by their minds.

In the Qinshi Restaurant in Chang'an, Shi Bufan and Dugu Daxue were tasting a few small dishes in the box here, and Dugu Chun next to them was serving.

"Husband, this Chang'an market is all discussing the skyrocketing price of silver, and they all know it but don't know why. However, many people are hoping to join in, but they have no capital. You get those money banks to not take out loans, so that they don't use it to speculate on silver. However, there are still many people who borrow money, and they even borrow at very high interest rates! I heard about this even in the palace. I'm Shang Gong, and I've recently found out a lot of people who have embezzled funds from the palace to join this speculation. If they lose by then, then they can't afford to pay back those deficits in the palace, and it will really be troublesome. This crime may cost you your life! ”

"This is still in the palace, if it is a lot of people in the people, they don't know how to live!"

Shi Bufan said: "I can't control too much, I can only guarantee that the vast majority of people will not be involved in this turmoil." As long as I let the money bank tighten up the money, I will definitely not easily lend to ordinary people to speculate on this silver, so the last people who are often affected are those above the middle class. As for borrowing money to speculate in silver, they will find their own death, and I will have no choice. ”

Shi Bufan knew that even if he ordered those money banks to tighten their money, those people would still have the opportunity to borrow. Because even if it is just a private loan, the interest rate is often 50 to 100 percent per year, and this silver has risen by 100 percent in just a few days, and they think that this silver will continue to rise in the future, and the increase is absolutely very large, far more than the interest. So they don't hesitate to borrow usury in order to get these benefits.

"Wealth moves people's hearts, but they lose their minds in the face of huge profits, what can I do? What I can do is to ensure that the vast majority of the world will not be involved, and as for those who can use usury to speculate in silver, it is a very small minority. Moreover, the so-called things gather people by like, and those who can borrow such a high private loan are often relatively wealthy. If they don't have money, they can't borrow such a high amount of personal loans, and they should also have a lot of friends with a lot of money, otherwise the status gap is too big, and it is difficult to become friends. ”

For this silver turmoil, Shi Bufan is not afraid of affecting ordinary people. Because as long as he tightens the monetary base and cuts off the opportunity for the vast majority of the people to speculate in silver through loans from financial institutions such as money banks, it is tantamount to kicking the vast majority of the people at the bottom out. In this way, they will not be able to enter the game, and naturally they will not have any losses.

The real losers are those who have the rich, the rich who are not greedy enough. Because the interest rate of private loans is very high, and the fact that you can find people who borrow so much, it shows that most of them themselves are people in the same circle, and they are also rich. Therefore, these rich people, they borrow from each other, in fact, the final loss is still the rich, and ordinary people will not lose too much because of this. In ancient times, the financial industry was underdeveloped, as long as they controlled the bank, it cut off their channels for borrowing from financial institutions, so there were no borrowing channels for ordinary people at all. The interest rate on private borrowing is too high, not to mention that it is almost impossible for too many rich people in their circle of friends to borrow, which is the reason why they are kicked out. Even if a small number of people really want to participate, the loss will not be large, and they can still recover in a year or two, and they will not go bankrupt. As long as the land is not mortgaged, everything is very simple.

Of course, land annexation was not serious in this era, and the landlord class had not yet emerged, so even if they wanted to take the land to mortgage, they would not be able to find someone to mortgage in this situation where there were fewer people and more land! Therefore, by kicking ordinary people out of the game through this kind of receipt, we can maintain maximum stability. Those who have no wealth, they are nothing.

"I really don't know, after this incident, I don't know how many rich people are going bankrupt, how their families will survive!" Dugu Daxue said with some emotion.

Shi Bufan replied instead: "Actually, there is nothing about this, they plant melons and get melons, they plant beans and beans, they have planted their own cause and effect, so they naturally have to bear it themselves." You just saw their family, but can you blame me for that? If it weren't for the fact that the breadwinner of his family valued money more than his family, would they have such consequences? When they go to borrow money, they should know what the consequences will be for their families if they fail. Once they owe such a huge amount of money, they will definitely let their families suffer. But they actually gamble with the fate of their families, so do they really love their families? In his eyes, money is far more important than his family. So, you can't blame me for this! ”

Many people saw those who borrowed money to speculate in stocks lose their fortunes, and then scolded those bookmakers who sat in the bank, but few people scolded the borrower. But in fact, if he hadn't borrowed money to speculate in stocks, wouldn't he have blushed, wouldn't he have lost his mind in front of interests and gambled with the future fate of his whole family? As long as you keep your eyes open, don't be confused by the interests of the Xu family, and don't gamble with the future life and future of your family, there will naturally be no consequences. Although the dealer is responsible, the dealer does not force you to gamble with the fate of your family, and does not force you to look at your money as more important than the fate and future of your family.

Therefore, Shi Bufan knows very well that as a person who studies mind, plus an economist, he naturally knows the difference. Although sitting in the bank to speculate, it does not mean that you are forced to gamble with the fate of your family, and the choice is ultimately yours, not the banker. So the choice you make, you have to pay for it.

"Tomorrow, I don't know how many rich people will finally face the result of bankruptcy. However, that is only a very small number of people, and we don't need to feel guilty about it. Moreover, it was their own choice, not that we forced them. In the face of interests, keep your sanity, this is the real wisdom. What's more, after a while, the Turks will also come, and when the time comes, let those people in Chang'an see first, and experience the consequences of this hype, they will naturally not do such stupid things if they have learned from the past. Therefore, I am also here to make an example of the chickens and monkeys, so that they will not be affected by the pond fish together with the Turks at that time. There will always be someone who will be taken out to be the 'chicken', and if no one is the 'chicken', then the number of people who will be lost will definitely be more. (To be continued.) )