Chapter 252: Merger and Split

(2nd Update)

Ye Kai's words sound bland, but they are really exciting

As long as the government capital joins, it will immediately stabilize people's hearts, and those who save money will not be in a frenzied run, and the resulting market panic will also be alleviated, and with a little time, the entire Shanghai silver and money industry will gradually be revitalized. Pen, fun, and www.biquge.info

For thousands of years, the ordinary people still believe in the authority of the government.

"The purpose of the establishment of the federation is to benefit the people of Liangjiang, joining and withdrawing is all voluntary, the governor will never force it, and the willing merchants will register with the clerk, once the contract is signed, it is a contract, and you can't withdraw within three years, have you all thought about it?"

The bankers waited for Ye Kai's words, and before he finished speaking, they scrambled to raise their hands, and the scene became lively for a while.

Chen Yiqing sat in the first row, trying to stretch her neck, as if she wanted to say something.

"Everything must be said to come first come, first come, and the relief money must be distributed in order." Ye Kai naturally knew what Chen Yiqing meant, and he didn't mind selling his personal favor, so he said aloud after a moment's pause: "Zhengyuan Qianzhuang is the first, and it will receive 1.5 million taels of relief silver, divided into three batches, and the first batch of official silver will be issued tomorrow." ”

As soon as he heard this, Chen Yiqing was so happy that he almost fainted, and he was thinking about it for several days, wasn't it just such a moment?

According to the procedure, Chen Yiqing had to submit the account information of the money bank to the Supervision Department of the Federation for review, and after the audit was passed, the money could be received.

"Zhengyuan Qianzhuang's capital, flow, real estate, and various collateral are equivalent to 3.78 million taels of silver, Qianzhuang's book liabilities are 2.55 million taels, net assets are 1.23 million taels, and the federation has 1.5 million taels of official silver, accounting for 54.9% of the shares, and Qianzhuang accounting for 45.1%." After the clerk announced loudly, Chen Yiqing stepped forward to sign, and at this moment, the contract was already in his hand.

Although the federation accounts for the majority of the shares, but these shares are not held permanently, if the money bank turns a profit can redeem the official shares, and the official shares will gradually withdraw in the end, to ensure that the money bank itself has the greatest autonomy, this set of mechanisms, but also many people have worries.

Next is Dai Jiabao of Qianyu Qianzhuang, whose size is second only to Chen Yiqing, but after deducting debts, his net worth is less than 800,000 taels, and the 1.2 million taels of relief silver he gets accounts for almost 60% of the shares.

The initiation ceremony was in full swing, and after a break of half an hour, five money houses had already received relief silver, ranging from 1.5 million taels to 800,000 taels, Yan Yibin was in a hurry, but he didn't dare to raise his hand, as long as he was together, there would be a chorus of boos.

Helpless, he had no choice but to quietly watch other money banks make money, and his eyes were red.

"Boss Song, your money bank does not meet the membership criteria, and this relief silver cannot be issued." Just as the assembly was going on, a discordant voice was suddenly heard.

"What? And the standard? The silver merchant surnamed Song looked at the clerk's serious face and asked puzzledly.

The clerk explained: "You didn't listen carefully to the charter just now, only a money bank with assets of one million taels can join the federation, and your account assets are less than nine hundred thousand taels, so you can't join." ”

The silver merchant surnamed Song was stunned, just now he was just watching the excitement, and he really didn't pay attention to the regulations, but after thinking about it for a while, he was very surprised in his heart, he couldn't join less than one million taels? Isn't this a blatant discriminatory policy that cuts off the path of life? It doesn't matter if he thinks about it, the bosses of dozens of money banks behind him also think of this, there are more than 100 money banks in the entire Shanghai silver money industry, not all of them are big money banks like Zhengyuan, Qianyu, and Yishanyuan, but more of them are small money banks, the number is huge, and they are generally doing business for the people at the bottom, their situation is more urgent, this regulation of the federation, isn't it a disguised block them from the threshold of relief?

"So what's that going to be? My money bank is about to fall, please adjust the threshold, let me wait to join. Song Yinshang was so anxious that he was sweating, and asked the clerk vigorously.

"This is the Governor's rule, and I will forgive you for it." The Registrar said there was nothing to be done, "next"

No one came up down there.

Ye Kai took a look, almost all of them were small banks.

One by one, their faces were pale, and they were quite unhappy in their hearts, one million taels, this rigid requirement they couldn't get over no matter what, which meant that their business was completely done.

"Your Excellency the Governor, the grass people dare not say that they are treated equally, but which of the money houses in Shanghai is not related to the livelihood of the people, if it goes bankrupt, it will definitely not cause losses to the people, please donate generously to help us small silver merchants..."

Song Yinshang's fate was the saddest, he happened to be the first person to be blocked out of the relief gate, the unspeakable grievances in his heart, almost lowered his tears after saying a word, and the people below began to echo him, at this time they were tightly huddled.

"Please, Your Excellency, be generous and save me..."

“.....”

“.....”

Ye Kai had already expected this scene, the reason why he set up this filter was to exclude those who were not competitive, the vast majority of the small money banks were illegal money banks, doing business in the tuyere all the year round, doing illegal gray transactions, and even indiscriminate usury, and the operation and management were not enough, if the federation wanted to become bigger and stronger, it was necessary to survive the fittest, and eliminate these residues as much as possible.

Of course, it is not realistic to kill with a stick, and Ye Kai's filter should be properly encrypted.

"The palms and backs of your hands are full of meat, and your proposal is really embarrassing for Bento."

Ye Kai frowned, looking pensive, and after a while, he suddenly realized: "In this way, this governor will give you three days, and you small money banks will merge and split themselves, and after the reorganization, as long as the capital amount of one million taels is met, this governor will allow you to join." ”

Ye Kai's clever plan can be described as killing two birds with one stone, not only solving the problem of survival of the fittest, but also freeing up time for himself, to be honest, the large amount of relief silver just now, there is not much left in his hand.

Now it's the turn of the bankers to think about it, although this method is not their favorite, but it seems that there is only one way to go now.

It's better to die than to live, not to mention that acquisitions and restructuring are already common in shopping malls.

"Governor Liang, can I, the source of righteousness, also join the Federation?"

The bankers were looking down and calculating, and not far away, a familiar voice suddenly came, the volume was not loud, but it sounded extremely harsh. (To be continued.) )