Chapter 745: Alive, There's Hope!
In China, it is said that Chinese children who used to dream of becoming pilots, scientists, and politicians have become interested in buying a house when they become adults...... Embarrassment!
Zhu Zilong casually turned on the TV, and a news was playing on it. Pen % fun % Pavilion www.biquge.info
A reporter on a TV screen interviews passers-by in Shenzhen: If you win 5 million, how are you going to spend it?
Passerby: Pay off the mortgage first!
Reporter: What about the rest?
Passerby: The rest will be returned slowly!
Seeing this cold joke, Zhu Zilong covered his face in the future, burst into tears, and was speechless.
snapped, Zhu Zilong changed the program on the TV.
An advertisement came out, and the content was: The husband and wife worked hard, and then bought a villa with a sea view, and the pressure of repaying the mortgage was huge every day, leaving early and returning late. Then, the most important thing their nanny does every day is to hold their dog on the balcony to watch the sea and drink coffee.
Zhu Zilong: "......"
Hemp, I don't watch ads and news anymore, I watch cartoons, okay?
So, Zhu Zilong changed the TV show to children's animation.
In the next second, a domestic animation program appeared, and the content was like this:
One day, the rabbit came to the tortoise's house, and as soon as he entered the door, he said, "You have a good house, and alas, the price of the house is so high that I don't know when I will be able to buy one." ”
The turtle said, "I took out a loan, I bought it with a loan." ”
The rabbit said, "To put it simply, I can borrow for 30 years at most, and you can borrow for 100 years." ”
(Note: Rabbits only live for 30 years.) And turtles generally live for more than a hundred years! )
Syllable!
The black line on Zhu Zilong's face directly turned off the TV.
Jingran even the most innocent cartoons have been occupied by Chinese real estate businessmen, and they are also drunk.
"Fortunately, I am rich now, and in the Ming Dynasty, every province was my territory. Oh no, I'm the governor of five provinces now, in charge of five provinces. If you hadn't traveled to the past, it would definitely make China's housing prices angry now! Zhu Zilong wiped the cold sweat beads on his forehead and thought to himself.
Zhu Zilong turned on the computer, Baidu, and entered Is it possible for China's housing prices to fall?
The answer that came out of the result directly blinded his 24k aluminum alloy longan.
The answer is that it will never go down.
There are several reasons for this:
First, the Chinese people always have the habit of buying up rather than buying down, and the more they rise, the more they buy, a vicious circle.
Second, the land for commercial housing is obtained by developers through public auction by the government, which means that the cost of building houses is much higher than in the past, can developers do business at a loss? There is an old saying among Chinese businessmen that "those who call, scold, and lose money do not come", and housing prices cannot fall.
Third, housing prices are falling too much, and bank loans cannot be repaid, isn't it that the national interests are damaged, and who will be responsible for the damage to the national interests, so it is impossible for housing prices to fall sharply!
Fourth, where is the safest place to go for the country's over-issued currency? Of course, there are houses in the core areas of first-tier cities!
Fifth, those who have already bought a house have bought an existing house with a lot of money, and if the house price has dropped by 10% after two or three months, it is not a big loss, what kind of investment should they make!
So the sound of check-out was repeated, and the "check-out group" was also noisy, and the house-raiding group also stopped. The government can't stand it, and the developers can't stand it. The conclusion is: in order to ensure the interests of all owners, housing prices should not be lowered, and the response should be raised, so that everyone is balanced.
Sixth, the continuous population introduction to large cities.
Taking Shanghai as an example, with an influx of 600,000-700,000 people from other parts of Shanghai every year, 300,000-400,000 people will settle permanently in Shanghai, and 200,000-300,000 people will flow blindly. However, only 100,000 to 200,000 people have returned to their hometowns.
How many of the non-local college students who graduated in Shanghai want to leave Shanghai? People are developing to high places!
Year after year, parents of college students from second- and third-tier cities who come to work in first-tier cities give all their savings of 1 million to 2 million yuan (including the unused provident fund) to their sons and daughters who work in Beijing, Shanghai, and Shenzhen to buy houses.
How can the housing prices in this big city come down?
Alas!
Seeing this, Zhu Zilong didn't even have the heart to surf the Internet, and even turned off the computer with a snap.
In the past decade, the divergence of social wealth has accelerated, with office workers getting poorer and the rich getting richer. Zhu Zilong thought about it carefully, the difference is in "loans". Making money from bank money is a multiplier effect.
Just like he is now, he is obviously rich, but as soon as he opens his mouth, the bank will immediately promise to give him money. I'm afraid that he won't borrow money!
The rich dare to borrow 2 million, 3 million, 5 million, 10 million, while the poor are not willing to borrow at all.
As a result of the banknote printing factory working overtime day and night, 5 years later, with the leverage effect of loans. The wealth gap is millions, tens of millions. This gap is an eternal chasm, and you will never be able to cross it again in this life.
"No wonder, women nowadays can only choose to marry a house and a rich man when they get married, and they are also forced!" Zhu Zilong sighed softly to himself.
For a time, Zhu Zilong was worried about the future of the hundreds of millions of college students from other places that filled the streets of Beijing, Shanghai, and Shenzhen.
They are in urban areas, and most of them are running errands and mouths, and it is difficult to accumulate skills. Now eat youth meals, have no family burdens, fall in love, drink wine, and rent in groups, 5 years have passed quickly.
After that, it's really terrible. There is no money to buy a house, there is no future in the job, there is no technology to change careers, and there is no accumulation of experience.
Most of the post-80s and post-90s, after entering the society, directly touched a bad hand. The wages are not enough, the prices are high, the housing prices are high, you can't save money, and you can't win the game of life at all. Only a few people have a chance to successfully counterattack!
However, now that it has collapsed, is there any hope?
Zhu Zilong, as a rich man, is also a billionaire, and he has also done macro events in recent years.
Thinking of this, I smiled bitterly in my heart.
You can't afford a house of 8 million, and if it drops to 7.8 million, can you afford it if it's 200,000 cheaper?
Even if it is cut in half, 4 million sets, most people still only have to watch.
The current collapse is definitely not a good thing, because the pressure on China's new inventory is not so great that it is seriously in surplus. There is no serious oversupply, and prices will not drop drastically, this is the iron law of any commodity.
Moreover, there are many poor people in China, but there are also a lot of rich people.
They all have money and power, if they don't buy a house, where can the money in their hands be worth? Most of the people who buy a house now are investment!
The so-called "rigid investment demand" or translated as "rigid asset preservation demand" is more appropriate.
In a word, as long as there is no war, there is no solution to China's high housing prices. However, compared to the occurrence of war, Zhu Zilong would rather continue to rise to the sky than war.
After all, no matter how much it rises, it will be a big rise in first- and second-tier cities at most.
However, as long as your mind can be at peace, compared to 70% of the people in China, they are actually living in the third and fourth tiers, or even the fifth tier of small cities.
No matter how high the housing price is, as long as the life is stable, don't kill yourself too much, life is actually easier than the rich.
Besides, as long as you live, there is still hope, and there is even a chance to succeed in counterattacking.
Isn't it?
- (To be continued.) )