Say sorry. Recently, there have been too many things at home, and my mood and thinking have been affected, and I can't even guarantee the time to write. Fortunately, it's a free chapter, and it's kind of a bit of psychological comfort. Well, when everything is dealt with, you can concentrate on writing, and please be considerate.

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** After the war, the number of foreign banks increased, especially after the Qing government borrowed heavily from foreign banks, and foreign banks took complete control of China's financial markets. At first, foreign banks mainly handled foreign exchange and had no connection with the original financial institutions in China, but after 1860, they lent money to money banks that had absorbed deposits from the society at low interest rates. In 1872, 1878, and 1897, financial turmoil was caused by means of controlling loans, and countless commercial bank ticket numbers were crushed.

As a result of this crackdown, people of insight in China's business circles have deeply felt that foreign businessmen's manipulation of finance has a great impact on the development of their careers, and therefore they need to have their own financial institutions as their backing. However, in view of the fact that foreign banks are well-organized, but there are no rules to follow when building their own banks, and they use the old-fashioned operating methods of money banks to compete with the modern banks of the foreign powers, and the disadvantages are obvious, so there has been no major action.

At this time, Chen Wenqiang proposed a joint venture to set up a large bank, and will go to Nanyang to raise funds to recruit talents. When the news spread, the giant businessmen in Shanghai paid special attention, especially the Ningbo businessmen and the Sushang Group, and they all sent representatives to negotiate with Chen Wenqiang in advance and expressed their intention to participate in the shares.

At that time, in the vast land of China, China's new-style banks, including Sino-foreign joint ventures and "government-run" banks, only gave birth to a few banks, such as Sino-Russian, China Commerce, China Chinese Merchants, and Daqing. If the bank proposed by Chen Wenqiang can be successfully launched, it will be the first Chinese-funded commercial bank in China, and it will be a new bank that is different from the old way of running a bank.

So, in the two days before Chen Wen was forced, there was a lot of entertainment. Now, he is in the middle of a cocktail party held by Yu Qiaqing, Wu Chuanji, Li Houyuan, Fang Shunnian, Yan Yibin and other Ningbo businessmen.

Shanghai and Ningbo have convenient transportation, and since the middle of the Qing Dynasty, Ningbo businessmen in Shanghai have been a powerful group of businessmen active in Shanghai. After the second half of the 19th century, the strength of the Ningbo Gang has spread throughout Shanghai's modern industrial, mining, shipping and public utilities, and it is in urgent need of support from the financial industry. Prior to this, Yu Qiaqing had organized Shanghai industrial and commercial people to visit Japan, and they had a deep impression of running enterprises in a capitalist mode of operation and had the idea of opening a bank.

Therefore, as soon as the news came out that Chen Wenqiang was going to set up a joint venture commercial bank, the Ningbo Business Group represented by Yu Qiaqing was the most active and supportive.

The Western model may be to make Chen Wenqiang, a fake returnee, more comfortable, so it adopts a similar model to Western food parties and cocktail parties. It's just that in Chen Wenqiang's eyes, the robes, horse coats, braided hats are really a bit nondescript, and the so-called celebrities and ladies are nothing more than that. He preferred to sit on the sidelines and enjoy the strange scenery with interest.

Chinese are shrewd, but lack great wisdom, and sometimes they say shrewdness, rather than slippery heads; It's not so much shrewdness as sophistication; It is not so much shrewdness as drilling and calculating; It is not so much shrewdness as no foresight and only immediate interests.

Yu Qiaqing, a poor family since childhood, went to Shanghai Ruikang Pigment Store as a teenager to learn the will, and made suggestions for the boss many times, so that the small Ruikang Pigment Company in Shanghai Beach fierce commodity competition turned danger into a safe foothold, and was very emulated and praised by latecomers. Moreover, being able to stand up, fight on the basis of reason in the public court, and speak up for the dignity of the Chinese is a figure worthy of deep friendship.

Zhu Baosan, diligent and dedicated, started as a young man, tutored all kinds of relevant business knowledge, such as abacus, Chinese, block letters, bookkeeping, business rulers and other courses. Due to his low salary, he could not afford to attend English tutoring night school, so he came to the door of the night school for several nights in a row, and finally found a student, gave him five dimes a month, and worshiped him as "little gentleman", so that "little gentleman" could teach him the English he learned every night after school. Over the course of a year, Zhu Baosan actually learned some conversational English, and was able to barely deal with foreign businessmen in the business field, and since then he has made great progress.

Chen Chunlan, who was also born poor, but had a good nature, lent the three hundred taels of silver he had saved as a buddy for several years to a bankrupt German named Joseph as a way home. Five years later, Joseph returned to Shanghai, gave him four ships of woolen wool, and helped Chen Chunlan rent a shop, and supported him to open a German woolen trading house in return. After Chen Chunlan's overnight outbreak of becoming a boss in Shanghai Tang, many foreigners knew that he was kind and honest and came to do business with him......

The merchants who gathered here were all worth a lot of money, which also showed the status of Ningbo merchants in Shanghai. Ningbo has a tradition of doing business since ancient times, and before the ** War, Ningbo was an important trading port. After the opening of Shanghai, the status of Ningbo Port declined sharply. Ningbo businessmen took advantage of the geographical advantage and rushed to Shanghai. Ningbo merchants have been engaged in commercial activities for a long time, and their funds are relatively abundant, and the money banks they have opened are also in the forefront.

At the end of the Qing Dynasty, among the nine Qianzhuang families in Shanghai, including the Ningbo Qin family, the Zhenhai Fang family, the Li family and the Ye family, the Cixi Dong family, the Huzhou Xu family, the Dongting Mountain Yan family and Wanjia, and the Suzhou Cheng family, Ningbo nationality (including Zhenhai and Cixi) accounted for five. At the same time, the Shanghai Money Industry Office, headed by Ningbo businessmen, and its own townsmen's associations, the Siming Gongshu Office and the Ningbo Shanghai Association, constituted a close system of mutual assistance and coordination, pooling the financial resources and contacts of Ningbo businessmen as much as possible, thus establishing the dominant position of the Ningbo Gang in Shanghai's business circles.

In fact, Chen Wenqiang wanted to open a bank, and he did not think that there would be great difficulties in terms of funds. However, with the help of the ready-made business networks and contacts of businessmen from Jiangsu, Zhejiang, Fujian and Guangdong, the bank's outlets can occupy the southeast and southwest regions at once, saving a lot of cost and time for self-construction and development.

Of course, Chen Wenqiang only needs those businessmen who abide by the rules and have a vision to join, and let them face the baptism of the modern economic tide by themselves if they are mercenary and short-sighted, and I believe that few can survive the squeeze of foreign banks.

The so-called joint venture capital is a two-way choice, not only are these giant businessmen weighing the pros and cons, but Chen Wenqiang is also observing their words and deeds while smiling and socializing. Even if he does not participate in the joint venture bank, he is making a preliminary judgment in his mind about who can coexist in the long term and who can become a link in his industrial chain.