At the banquet of the county order, Wang Jian admired Qin Guan very much, and wanted to introduce him as a student of his father Wang Anshi, but how did he know that Qin Guan admired Su Shi's knowledge very much. Pen? Interesting? Pavilion wWw. ｂiquge。 info The gentleman has the beauty of an adult, Wang said to Su Xiaomei with a smile: "This matter, you should do it, the lady." ”

Hearing Wang Bian say this, the county magistrate Xu Liang and Qin Guan both set their eyes on Su Xiaomei, and Wang Bian explained: "My lady is Su Shi's sister, and when I have the opportunity to see Brother Su, I will definitely mention Qin Shaoyou's apprenticeship." Qin Guan was overjoyed when he heard this, Xu Liang clapped his hands and praised Wang and Su Xiaomei as a pair of talented and beautiful women.

After the banquet, Xu Liang invited Wang to sit in the study, only Xu Liang and Wang were left in the study, Xu Liang said: "I heard that the king of Zhennan opened a Taibao bank in the capital to gather talents from all over the world, and I want to ask the king of Zhennan for help." ”

Wang smiled beside him: "Xu County Order, please say something." "I thought to myself, and I knew you had something to say.

Xu Liang said: "To tell you the truth, I was originally a businessman of the capital generation, but compared to you, I did a small business. By the way, I'm a frequent visitor to your splendid building~"

At this time, the relationship was still being pulled, Wang Fang smiled slightly, and listened to Xu Liang continue: "Lord Wang, now I know that there is a big business, but I can't take it when I am young, I have thought about it for a long time, and only you can do this, Lord Wang." ”

This county order is quite good at finding people, if Wang Pan can't do it, Wang Pan believes that most people can't do it either. "Tell me about it."

Xu Xian Ling cleared his throat: "Ahem, here's the thing." In previous years, the royal southern suburbs sacrificed, and the imperial court would have allocated funds for the construction of gardens and trees, and this work would not have fallen on the heads of outsiders. However, by chance, I met the prince Gao who specializes in this matter. Gao Wang Ye looked up to it, and said that he would divide this work and let his subordinates do it. But you also know that these are all things that are built first and collected later, and we can't compare with others, and we can't afford to pay them. ”

As the king listened, he picked up the teacup on the table and sipped it gently. seemed to be listening to Xu Liang expressionlessly, but he thought in his heart. Being able to receive a project from the imperial court is indeed a big business, and it is extremely profitable. If you can start with Xu Liang and take out a loan to someone who can receive the project, it will be good for the operation of the bank. This has to be put into modern times, there is also a word, called government procurement, everyone knows that this is a piece of fragrant gluttony. Don't talk about others, just talk about the former tea field next to the king, as well as his Jinxiang Mansion. These all relied on the procurement of the imperial court to make him the first pot of gold.

He waited for Xu Liang to finish speaking, and put down the teacup in his hand: "Xu County Order, you said that it is indeed a good business, but since it is a matter that Lord Gao is in charge of, it is not appropriate for me to help you do it." ”

Xu Liang smiled: "Lord Wang, look at what you said, what I need for this matter is the turnover of silver taels." What is it called to you, you open a bank, I heard that the millions of taels of silver you need to go south are quickly raised, not to mention that I want to use this bit of silver, it is not a drop in the bucket for you. ”

Wang Fang thought to himself, why is this guy so polite when I say it, it turns out that he is holding back to borrow money. He smiled: "This matter is not a difficult matter, but which prince is the high prince you are talking about, and he handed over the matter of repairing the sacrificial garden to you, do you have any evidence?" Moreover, I borrowed money to mortgage my title, and the court gave me a guarantee. Xu Xianling wants to borrow money, does he have to go through a procedure? ”

Xu Xianling smiled embarrassedly: "Lord Wang, the prince I am talking about is the nephew of the current Queen Gao, named Gao Gonghui." This high prince is in the capital. He has a decree from the court, and he is in charge of this matter, but how can this will come into my hands? I also spent a lot of money to leave the relationship, and Lord Gao promised to hand over the repair of the garden to me during the sacrifice next year. This is a big project, let's just say that a utensil used by the emperor requires sixty or seventy craftsmen to make. So, don't you have to start preparing in advance? If you can be accommodating, then I'll take the job. But I don't have anything to mortgage to you, I, the sesame county official of the nine products, is mortgaged to you, and you can't look down on it! Since you said that you want to go through the formalities, it is better for you to make a prescription and show the way to the lower officials. ”

This guy's brains for making money are still quite bright, Wang Bi has also seen royal sacrifices when he was in the capital, and the scene is so big that he must spend a lot of silver taels in the imperial court, not to mention that there must be a lot of oil and water in it. If this matter had been changed a few years ago, Wang Bi would definitely use his brains to ponder it, but now his thoughts have really changed. It's not that things can't be done, but it depends on how to do it, not to mention that Wang Fang began to think about doing it in a way that was more beneficial to the Great Song Dynasty.

Gao Gonghua is a name, he has also heard of it. There are many relatives of the emperors and small emperors in the capital, and these people hold titles and hold their fortunes, and some find some ways to make a fortune by relying on the imperial court, and each earns a lot of money. If this road is blocked for them, it will inevitably violate their interests, and it will be difficult to do things in the future. Wang Bei pondered for a moment and said, "This matter is not difficult to do, you can mortgage your mansion and vocational land." Since Gao Wangye has the will of the imperial court in his hands, let Gao Wangye give you a guarantee, and you sign a contract with Gao Wangye, which explains which project you are contracting and how much silver taels you earn. Then you write another application stating how many taels of silver you are going to use and for how long. Finally, you will give me the contract, the letter of guarantee and your application. ”

Xu Liang's head grew when he heard this: "Lord Wang, is this a matter of so many procedures?" ”

"Of course! You must know that although the bank was opened by me, it is supervised by the imperial court, and the third envoy Cai is the superintendent of the imperial history appointed by the imperial court, so the money lent by the bank cannot be half flawed. The king said with a straight face.

Xu Liang gritted his teeth and said, "Okay, then I'll do it, but I borrowed money from the bank, and ...... the interest?" ”

"The door of the bank is open, and I will definitely support anyone who has the ability to repay and wants to do something. This interest rate is 5% per annum. During the borrowing period, the interest must be repaid monthly, otherwise I will write a bad credit record for you. ”

Xu Liangxian was happy when he heard five percent, and he also inquired everywhere that the money bank that was privately lent would receive ten percent of the profit, in other words, ten percent. The bank interest next to the king is less than half of the private loan interest, although the procedure is a little troublesome, but if you are careful to calculate, you can save a lot of expenses. However, he also listened to the confusion: "Bad credit? Is there a distinction between good and bad people? ”

The king laughed secretly, you are a Rou'er and a maid as a concubine? and the good and the bad. He said with a smile: "This time, you use the turnover period to repay the interest on time, settle on time when it expires, and the bank will lend it to you next time." If you don't do this, not only will the collateral not be yours, but you will definitely not be able to borrow money in the future. ”

This time, Xu Liang understood it, and he echoed in a loud voice: "Yes, yes, yes, it's not difficult to borrow it and borrow it again!" ”

How did Xu Liang go to Gao Gonghua to talk, Wang Bi didn't care, but he used Xu Liang to use money to smooth the loan process again. Wang Bian returned to his residence and wrote a letter to Cai Xiang, explaining the idea of lending money and the implementation steps, and at the end of the letter, he mentioned that there was a special use of the imperial court for business purposes, and the need for the mortgage was reviewed by the three envoys as appropriate, so that Wang Bian was equivalent to double insurance for the money that was about to be released.

After writing the letter, the king put down the pen, which was about to be sent to the capital, and when he looked up, he saw Su Xiaomei sitting opposite him, holding his cheek with one hand and looking at the lamp and candle. Seeing that her brows were slightly furrowed, she seemed to be thinking about something.

"What's wrong? Is it uncomfortable to be tired all the way? Wang asked with concern.

Su Xiaomei shook her head: "Husband, I heard that Yongzhou is located in a remote area, a place of poor mountains and bad waters, although the imperial court appointed you as the king of Zhennan, but if you don't send soldiers, how can you guard it?" Also, we brought a lot of silver taels for the development of Yongzhou this time, I'm afraid ......"

Wang Bian listened patiently to Xiaomei's words, and when he heard her say that she was afraid, Wang Bian asked with a smile, "Are you afraid of robbers?" ”

Su Xiaomei shook her head again: "The husband has martial arts and master guards, and the robbers are still second." I'm afraid that you won't be able to spend the money you bring there. ”

Wang Bian set off from the capital this time, and the time was relatively tight; When the bank raised money, he could be even more happy. Hearing the little sister say this, Wang Fang thought to himself, although the little sister is a woman, but she is also very thoughtful about things, maybe there is something she didn't expect, so she asked: "Tell me, what does it mean that this can't be spent?" ”

Su Xiaomei sat up straight, looked at Wang and said, "Last time we went to Shaoguan, as soon as we arrived in Guangnan, I found that although Shaozhou is the first county in Guangnan, it is far from the prosperity of Tokyo. On the day you and Zhao Ji went to Nanshan Temple, Xiang'er and I also went to the streets, and the things that can be bought in the capital on weekdays are rarely seen in Shaozhou. I thought, that Yongzhou is not the first county of Guangnan East Road, and it is located in a remote area, so I am afraid that it will be difficult to buy something there, so I thought that even if I bring silver, I may not spend it. ”

Circulate! She was talking about the circulation of supplies. What this girl said is very reasonable, Wang Bi secretly thought that with this Su Xiaomei by her side, she could think of these things to remind herself, and it was also a good good helper. He stood up, walked to Xiaomei's side, put his hand around Xiaomei's shoulder and said, "What the lady reminds me is that you have to remind me more in the future." I also thought about what you said, one is the circulation of this material, and the other is the problem of carrying silver. This is why I want to go down to Yangzhou this time, that is, I want to open up another shipping line, and at the same time, Yangzhou, Beijing and Yongzhou these three points as the basis, in the future, the bank will cover our Song states, and then you can settle online and lend to each other. That's why I went down to Yangzhou this time. As for how to spend the money after arriving in Yongzhou, I have already thought about it. When we get there, the people are all in place, so let's come step by step. I'm just afraid that I won't have time to spend more time with you then. ”

The little sister smiled shyly: "Who will accompany you?" I'm not going to find something to do on my own? Also, you're duplicitous. obviously said that he traveled to Yangzhou to get married, but it turned out that he had another purpose. ”

Wang smiled beside him, returned to the table, sealed the letter to Cai Xiang, and sent someone to send it to the capital immediately. After all these things were done, he closed the door, walked to the table and blew out the candles, picked up Su Xiaomei and said, "Hey, hey, you know too much, I have other purposes, do you want to know too?" ”

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