But said that today's Ma Wenhua is simply like a year! The money bank was facing the danger of a run, and the fake silver ticket was released, so it was difficult to survive until dark, so he hurriedly ordered the men to close the business.

Ma Wenhua found Wei Zhongshu and told him about the day, Wei Zhongshu said: "The official already knows. ”

Just saying that I knew, I had to quickly find a way to make up the money back to the treasury, and I was very diligent when I moved the money from the warehouse! If you really don't save it, Chase Bank will have to go out of business now.

Ma Wenhua thought in his heart, and was about to speak, but he heard Wei Zhongshu say: "There is no money to make up for the treasury now!" You have to deal with the past no matter what, if you go out of business, you know the means of this official! ”

This sentence scared Ma Wenhua for a long time, he didn't give money, but he let himself find a way, isn't this just forcing himself to a dead end!

Without support from Wei Zhongshu, Ma Wenhua felt that the sky was about to fall, but he heard Wei Zhongshu say, "How much cash do you have?" ”

Ma Wenhua said: "It's less than 400,000 yuan, all of them are copper coins, and the gold and silver have been ......" I wanted to say that it was all taken away by you, but seeing Wei Zhongshu's expression, I quickly shut up!

Wei Zhongshu said: "400,000 guan, there are so many? It's definitely too late to switch to gold and silver! ”

Ma Wenhua thought to himself, are you still worried about the money in the treasury? But I heard Wei Zhongshu continue: "No matter what, we have to hold out until the fifteenth of next month!" ”

Wei Zhongshu listened, the fifteenth of next month? 400,000 yuan, just want to last until the fifteenth of next month? Are you kidding! But there is no way, since the owner has spoken, he can only hold on.

"Then Lord Wei, you people from the industry, say hello to them first, tell them not to come to the run, even if you want to cash out the money, don't exceed a thousand a day!" Ma Wenhua had no choice but to say boldly.

Wei Zhongshu thought about it, anyway, the current gold and silver are all in everyone's pockets, and in the hands of those people, it is just some waste paper, so he nodded and agreed.

Back at Chase Bank, Ma Wenhua thought about countermeasures. Now everyone is exchanging cash, which is nothing more than taking a fancy to the interest on the side of Huitong Bank, and it seems that there is only a way.

Ma Wenhua was ruthless, and he didn't care whether he got Wei Zhongshu's instructions or not, anyway, Lord Wei told him to hold on until the fifteenth of next month, so he had to do his best.

"Quick, call the cattle account room, Sima account room, and high account room to have a trip!" Ma Wenhua shouted to the little guy at the door.

It's late at night now, but these bookkeepers are still waiting for news in the backyard wing, and when they heard that the shopkeeper let them pass, there must be a solution, so they didn't dare to slack off, and soon gathered over.

Ma Wenhua saw that everyone had arrived, and he was not verbose, and said directly: "I met the owner just now, and the owner means that we must persist until the fifteenth of next month, and when it comes to the fifteenth of next month, it will be none of our business!" ”

Sima is a very cautious old man, of course, people who do this business are cautious people. But this Sima account office is indeed too cautious, listening to the tone of the shopkeeper, it seems that as long as he persists until the fifteenth of next month, everything will be fine.

Sima asked: "But our cash can't last that long, even if we exchange 50,000 guan a day, we can only last for seven or eight days." And don't expect anyone to save cash at all! ”

The silver bills of Chase Bank are issued according to the needs of customers, and how much money is issued for how much money customers want, so they do not have the function of currency, at most it is equivalent to a passbook situation, even if there is a bank ticket settlement, it is also a settlement between those businessmen.

Ma Wenhua said: "The first thing we have to do is to reduce the amount of cash exchanged as much as possible. When you redeem, try to slow down! Also, when the exchanger comes in to redeem, the time to inspect the silver ticket will be delayed, so that at least four layers of exchange can be reduced in a day! ”

Sima thought for a moment and said, "This can be implemented!" Strive for the cash exchanged every day to control within 30,000! ”

The cattle account room said: "Not only that, we can also exchange the following consistently, and then exchange it for less than ten times, so that the larger the denomination of the silver ticket, the longer the exchange!" ”

Ma Wenhua said: "So good! What are the insights of the high accounting room? ”

After all, Gao's surname is Gao, of course, he should have a higher opinion than the other two accounts, thought about it, and said: "The most important thing is to calm down the people's anger, I don't know if it is possible to cancel the custody fee like Huitong Bank, and also calculate the interest." They always pay 20 wen a year, we can give 30 wen! ”

Ma Wenhua said: "Lao Gao is really high, and I want to go with Lao Ma." In this way, a notice will be posted early tomorrow morning, saying that we will implement the interest of 25 wen a year on the same money, and as long as you come to our bank with a silver ticket, you will return the previous storage fee, and the interest will be settled with them! ”

Sima said with a sad face: "Isn't this a little inappropriate?" What if those people still want to redeem? ”

Ma Wenhua said: "Of course, let's use the method of Sima's account room and the cow account room together, hoping to get through this difficulty!" ”

The cattle bookkeeper said: "Shopkeeper, this is not a long-term solution. Although it can be stabilized, the cash in our treasury should be able to survive this month! But sooner or later, you'll lose money! ”

Ma Wenhua said: "Don't worry, that Huitong bank, isn't it also not lending now, let's think about it, how can you make money if you don't lend?" As long as he lends, he will be similar to us, and our difficulties will pass. Besides, if it only deposits and does not lend loans, it will lose thousands of dollars a day! ”

In the end, it was discussed and discussed, and it was decided to use the above method to carry it out.

The next day, those who came to exchange it heard the news and were dumbfounded. After all, Chase Money is also a time-honored brand, and for more than ten years, it has been regarded as a credit, so there are not many people who come to exchange it on this day.

Many people just get the interest back, but there are also some people who are worried about the collapse of Chase Money and want to exchange it for cash, but those guys' hands and feet don't know how to slow down, and it takes a quarter of an hour to exchange the consistent money, and it takes a quarter of an hour to inspect the silver ticket, which is simply unacceptable.

When it was time to close at night, Ma Wenhua completely relieved himself, it seems that the run on the tide has slowly subsided, and this time it is really fierce.

And then the next day, maybe the news that Chase Money Bank also counts the deposit interest came out, and it was higher than before, and more people came, but most of them came to settle the interest, so there were not many exchanges.

After the run on the Chase silver bills on the market the day before yesterday, some people paid a 90% discount to buy the silver bills, and now that they have stabilized, those people can be regarded as making a lot of money.

But today, a strange guest came. This person took out 50,000 silver tickets at once, although Chase Money Bank is the first to exchange a small amount, but there are not many people, and the exchange person is not in a hurry, anyway, today is coming, I don't believe you won't give me an exchange!

Ma Wenhua got the news, gritted his teeth, and said: "Redeem, no matter how much, as long as you come to exchange, you can redeem it!" "I guess in my heart, maybe it's the low-priced silver ticket that I bought in the market two days ago!

However, it didn't take long for another person to exchange it, this time it was 30,000 guan, which was a large amount. Ma Wenhua felt that something was wrong, this was the rhythm of emptying the treasury of Chase Bank!

There must be some conspiracy! Of the 400,000 guan in the treasury, to this day, there are 380,000 guan left, but in less than a morning, 80,000 guan was exchanged. How can you hold on until the fifteenth of next month!

Fortunately, there is no endless road. In the afternoon, there was a sudden rainstorm, and the raindrops began to fall in a row, and it became heavier and heavier. The rain is undoubtedly good news for Chase Bank, because it rains, no one comes to exchange, and now Ma Wenhua is shocked as soon as he hears that he has come to exchange!

At this moment, Feng Manlou was in Yang's house, talking to Yang Hongcai.

"Lady of the Yang family, how is it? This works in the next way, right? Now make up all the losses on the opening day! Feng Manlou said.

Yang Hongcai seemed a little sullen and said: "Although we are businessmen, we always feel that we can't get over it like this!" ”

Feng Manlou said with a smile: "It's okay, what we bought was not bought from those businessmen, although their money is also hard-earned, but it's better than not getting a penny after the collapse of Chase Bank!" ”

"Can you be sure that Chase will go out of business?" Yang Hongcai asked.

Feng Manlou said: "Bankruptcy is inevitable, you don't know, the current Chase Bank, the treasury inside is estimated to be almost empty, where did the money go, it was taken away by those people!" ”

Yang Hongcai said: "Then isn't this Chase Money Village harmful? ”

Feng Manlou said: "That's why we have to defeat Chase Money Village, and finally eliminate it, so that Yu Hang will have less of this scourge!" I usually hate these loan sharks the most, and you can charge more interest, the minimum is 30%, and it is a monthly interest, which is simply mad! ”

Yang Hongcai didn't speak, and there was a sudden silence, and the rain outside seemed even heavier.

Feng Manlou asked, "How long has it been raining?" ”

Yang Hongcai said: "Let's talk about an hour!" ”

"Let's hope there aren't any problems!" Feng Manlou said silently. Now it is almost certain that there must be a typhoon landing in the neighboring states and counties, otherwise the rainstorm would not be so heavy.

In later generations, Feng Manlou also stayed in the coastal area for a few years, and basically knew that every time there was news of a typhoon in the weather forecast, even if it landed in Fujian, it would rain heavily in Guangdong, and it would cause floods if it was not careful.

"Say, what are we most worried about being flooded here?" Feng Manlou seemed to be talking to himself, and he also seemed to be asking Yang Hongcai.

Yang Hongcai said: "Of course it's the county seat. Outside there are all hillsides, just this one is on the riverside, if the embankment by the river can't withstand the flood and is washed in, it will be dangerous! ”

At this moment, a voice outside suddenly shouted: "My lord, it's not good, the water is rising by the river!" It was Dong Chao's voice.

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