"Sister, tell me about your money-making plan! We want to hear about it too! Dugu Mou asked.

Miss Dugu looked at Li Junxian and was very hesitant. Miss Dugu thought about it for a long time before she came up with this golden idea to make money. He can confirm that this golden idea can definitely make a lot of money. But she was also afraid that someone would rob her of her property, so he wanted to find a backer. originally thought that Li Junxian was the son of a prince and nobleman, but he didn't expect that he was the person he didn't want to see the most. Now she actually comes to set up her own golden ideas, which Miss Dugu can't tolerate.

"I don't say it!" Miss Dugu said resolutely.

"Haha, Miss Dugu, I said that you are a woman, just wait to marry and teach your children, and think about making money all day long! You'd better go home and find a way to marry you. Look at you, I'm afraid you're still a year older than me! A woman like you, if you don't get married, I'm afraid it's going to be difficult. Li Junxian said sarcastically.

"Who says I can't make money! Although I know, you're excited, play the agitation! However, I still have to tell you that I don't have to be a bad woman for you men! Miss Dugu said.

Then, Miss Dugu took out a copper coin, then took out a small silver nugget, and said, "This is how I make money!" ”

"Copper coins? How do you make money with copper coins? Also, what is this silver nugget for? Dugu Mou asked.

"Hmph, the value of my Datang's copper coins is not high, and it costs more than a dozen copper coins to buy a cake on the street. If you buy something more expensive, you can go out with a lot of money. And a hanging of money is more than ten catties, but you can't buy many things, maybe the things you buy by then are not as heavy as copper coins! And if it is a cross-local business, it is necessary to carry countless carriages to pull these copper coins, do you say that the cost of doing so is too high? Miss Dugu asked rhetorically.

Dugu Mou still said: "Yes! Do you have a solution, sister? ”

"Guess?" Miss Dugu suddenly asked arrogantly.

Li Junxian looked at the silver and the small copper coin, and immediately said, "Miss Dugu, do you want those merchants to exchange countless copper coins for silver, and then transport the silver to other places to trade." And then you will exchange the silver taels for copper coins? ”

"How do you know? This is an idea that I have been speculating about for a long time! Miss Dugu suddenly asked in surprise.

Li Junxian pretended to be mysterious and said: "Don't look at who I am!" ”

The reason why Li Junxian knows is actually because he is a traverser. Because he knew Miss Dugu's method through the development history of the bank bank in later generations.

Although ancient China had a silver standard monetary system, in fact, before the Ming Dynasty, all the currency in the market was copper coins. In the Tang Dynasty, gold and silver were still absolutely precious metals, and the price of copper coins was countless times higher than that of later generations! Because of the absolute preciousness of gold and silver, although they are precious metals, they do not have enough gold and silver to monetize.

Even, in ancient times, some dynasties even had regulations that ordinary people could not use gold and silver at home, which made it impossible to monetize gold and silver. And Miss Dugu's method is to borrow her identity as a nobleman, and then exchange the scattered copper coins on the market into gold and silver according to a certain proportion. Then the gold and silver were exchanged for copper coins in other branches, and then traded.

This method is actually a method that synthesizes the methods of different dynasties, and this method can play an indirect role in monetizing gold and silver. The high density and value of gold and silver makes transportation and protection costs lower, allowing long-distance merchants to save a lot of transportation and protection costs.

In the Tang Dynasty, gold and silver were not the currency in circulation, but only as a precious metal. However, this precious metal has assumed a purpose called "check" in Miss Dugu's plan. However, such checks were bearer and could only be used in the era when gold and silver were not really monetized. In the mid-to-late Tang Dynasty, after a thing called "flying money" came out, this kind of physical checks for gold and silver were replaced by non-gold and silver flying money.

However, although Miss Dugu's plan still has certain loopholes, and the profit model is relatively simple, she can only make a profit by exchanging currency, but it is rare that this Miss Dugu can have this kind of thought. In ancient times, most people did business in kind, that is, industry. And this Miss Dugu actually thought of doing the financial industry, can Li Junxian not be surprised? Because the earliest money village still appeared in the Song Dynasty, but this is the Tang Dynasty, someone came up with such a thing as a money bank, it seems that the ancient people could not despise it!

"Hey, in the original history, Dugu Yanyun's death made Huaxia suffer a big loss!" Li Junxian sighed in his heart and said.

Li Junxian can think with his ass that in the original Tang Dynasty, because of the premature death of Dugu Yanyun, Miss Dugu could not run a business without the help of her family. In the end, what happened to Miss Dugu, Li Junxian didn't know. But since Miss Dugu has the idea of this money bank, that is the beginning of the financial industry. However, Dugu Yanyun's premature death made it impossible to carry out the business plan for Miss Dugu, and as a result, the opportunity for the financial industry to germinate was completely gone.

But Dugu Yanyun is not dead now, and Miss Dugu also met Li Junxian, a person who is familiar with the financial industry, that is, Wang Ba looks at mung beans - right eyes. Miss Dugu's plan is very good, and Li Junxian must support it. Even, Li Junxian has to help Miss Dugu develop and grow, so that the financial industry can germinate earlier. The financial industry can drive the development of many industries, and even affect the comprehensive strength of a country. Not for anything else, just for the sake of developing the country's comprehensive strength, Li Junxian has to support Miss Dugu to create a money bank, or even a big money bank.

And to a certain extent, Miss Dugu's value is greater than that of Dugumou, the future colt master. Dugu Mou is only a general, and his military exploits are not enough to record the history of Dao, and he can remain famous because his wife is a princess. However, Miss Dugu's financial theory can influence countless generations, and from this point of view, Miss Dugu's practical value is greater than that of Dugumou.

"History, did I change you, or did you borrow the hand of me, a traverser, to correct your mistakes?" Li Junxian inevitably thought of it in his heart.

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