Chapter 90: Pull Investment
Li Junxian pulled Dugu Yiren, the future female president of the Datang Central Bank, out of Dugu Yanyun's house to discuss how to open this money bank. Since it is to open a money bank, it is natural to discuss how to open it. Although the profit model is ready-made, the specific structure still needs to be built in order to become a "company".
"Okay, our future female president of Qianzhuang, what do you think we should do first?" Li Junxian asked.
"What? Aren't we going to open a bank? Then let's go to the bank! Dugu Yiren said without thinking about it.
"Then what should we do in the first step of opening a bank?" Li Junxian continued to ask.
Dugu Yiren straightened his hair, and after thinking, he said: "Our first step should be to find suitable people, after all, we are a new business, so manpower is very important." But you don't have to worry, I can get a few old accounting offices from the Dugu family's property, they are all very calculating people, and there will be no problems. In this way, we can build the initial structure of the bank. ”
"Smack!" Li Junxian patted his head gently.
"Oh my God! Miss Dugu, I regret asking you to be the president of this money bank now, should I be someone else! Li Junxian patted his head and said.
"What's wrong? It was you who asked me to be the president of this money bank. How? Don't admit it now? Dugu Yiren said unhappily.
"Have you ever run a business? Why are you even wrong about the first step in investing in entrepreneurship? Who told you that the first step in doing business is to prepare people? Li Junxian said speechlessly.
"How not? Every time I expand my investment in Dugujia's industry, I have to prepare manpower! Dugu Yiren said.
"My Miss Dugu, you need money to expand your investment! As a businessman, of course, the first step in investment is to prepare the capital! Haven't you raised capital before? When you expand the Dugu family's estate, don't you need capital? Li Junxian asked.
"I'll take this from the previous profits!" Dugu Yiren said.
Li Junxian said helplessly: "I understand, it turns out that you haven't experienced the pain of raising the first pot of gold!" Your father is a general, and your Dugu family's property is all married by your mother, not that you have established it from beginning to end, you are just a keeper, so you have not experienced raising the first pot of gold! What I'm trying to tell you is that we are starting a business from scratch now, and it's not that you have a ready-made industry for you to manage. Therefore, no matter who wants to build an industry from scratch, it will cost money. Do you think we can do businessless like General Cheng Biting Jin back then! ”
"Then where are we going to get the money?" Dugu Yiren said.
Li Junxian also had to helplessly find out that this Dugu Yiren was a keeper, not a real excellent entrepreneur. Dugu Yiren should be a very good professional manager, but he is not necessarily an excellent entrepreneurial boss. If Dugu Yiren inherits the family business, or becomes the manager of a large company, he should still be competent. But if you want to be an entrepreneur, I'm afraid it's just one acre and three points of land, and there will be no big achievements.
"Okay, it seems that it still depends on me, it's really hard work." Li Junxian thought secretly.
"Miss Dugu, what we need at the moment is to raise funds. Now the world has just been peaceful, and the people are still very poor and cannot provide us with funds. Instead, people need low-interest loans to get them back to production as soon as possible. If there is no recovery of interest for more than five years, ordinary people will not have any money left over to save in our bank. So, our first step is to find those who have money. Tell me, who are our rich people in Datang now? Li Junxian asked.
Dugu Yiren thought about it seriously for a while and said: "Little white face, the richest thing in our Datang at the moment is a noble like you who fight the world." You generals, every time you fight, you can reap a lot of ill-gotten gains. ”
"Wait, what is ill-gotten gain? You tell me clearly, these are trophies, and they are wealth obtained by fighting hard with their own blood and sweat, and they are not ill-gotten gains. Li Junxian said immediately.
"Hmph, those things are the people's fat and people's ointment that the enemy scavenged from the people, why don't you return them to the people?" Dugu Yiren asked.
"Alright! When I didn't say! Li Junxian said.
"You guys, you have collected so much ill-gotten gain, I'm afraid there is no place to store it. I'm afraid you have a lot of little white faces, right? Therefore, you noble generals have the most money, and our first batch of investors is to find you noble generals. Dugu Yiren said.
Li Junxian nodded secretly, this Dugu Yi still has merit. In this troubled world that has just ended, aren't the really rich ones who are these generals and nobles? What is the most profitable business in this world is not drugs, not arms, not medicine, but war. The first few things all require capital, but war has no capital. As long as the war is won, then you can get a profit of several times the investment, or even dozens of times and hundreds of times, which is more profitable than drugs and arms. And as a military general and a soldier, he can naturally get real dividends. Whether it is captured on the battlefield or the reward of the king, it is very much. Although the source of this money is the fat of the common people under the control of the enemy, for the victors, the real source of these things is simply ignored and regarded as trophies. Although Li Junxian pitied those people, he would not return these things to them, because this is the rule of this era, even in the wars of later generations, there is no such reason to return the property of the enemy's people!
Li Junxian also knew that the wealth of those heroes was probably so much that there was no place to spend it. In ancient times, officials could not do business, so there was nothing they could do to invest. At this time, there is not much to spend a lot of, so just relying on those trivial consumptions, I'm afraid it won't cost much. And so much money, once there is no place to vent, it will naturally cause poor economic circulation. And Li Junxian just wants to collect the idle funds of these guys and use them to do something meaningful, such as low-interest loans to ordinary people, which is a good thing that is profitable and can do good deeds.
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