Section 285 Mortgage loans

The fight was not completed, Wu Sixteen saw the momentum of Yang 'Chao' and a group of subordinates, and even Yang 'Chao' faintly had a hint of murderous aura, which made him restrain himself and said a misunderstanding, this is the case-{}

Zheng Hongkui sent someone to take this group of people to Nanshi Building to consume, and turned his head to find Yang 'Chao' to make amends.

"Needless to say, kind words. This official invited you to come this time, in addition to 'handing' back this group of people to you, I also want to talk about business. ”

found a private room, and Yang 'Chao' directly explained the meaning.

Zheng Hongkui nodded, and once again restored the true 'color' of the sea owl, he had just taken care of the loss, and it was appropriate to make amends, but he was not a person who could bear it, and he had always tolerated those rough blanks for the sake of being imprisoned for the Zheng family.

If you can't say it, you really won't 'deal' with this group of people anymore, provided that you can reach an agreement with it, and it depends on whether Yang 'Chao' can beat Liu Kongzhao.

"I don't know about this business, what does Lord Yang want to talk about?"

Sitting next to Yang 'Chao', Zheng Hongkui asked rhetorically.

Yang 'Chao' smiled and said, "The official doesn't hide it from you, the official is short of money to 'spend'." However, the March period has not yet arrived, and the official will not raise the price, according to the price of you and others, how about the official help you send a batch of goods. ”

Zheng Hongkui smiled: "Lord Yang underestimated the Zheng family. Since he agreed, Lord Yang should raise the price. What March is not March, the Zheng family can afford this money. ”

Zheng Hongkui was willing to fulfill the agreement in advance, and Yang 'Chao' was quite surprised, he thought that the Zheng family would at least wait and see when he and Liu Kongzhao would separate the winners and losers.

But Yang 'Chao' is short of money to 'spend', so naturally he will not dislike having more money.

"Okay, I got the Zheng family's wishes. I don't know how many goods Lord Zheng wants? ”

Zheng Hongkui was born in Wujinshi, and he also has the false position of the commander of the Jinyi Guard, and he can be regarded as a person in the officialdom.

Zheng Hongkui smiled: "Then how many goods can Lord Yang prepare?" ”

The Zheng family is the Zheng family, and this tone is really not small.

Yang 'Chao' is also used to doing big business, and said with a smile: "That's a million taels." ”

After speaking, Zheng Hongkui's city government couldn't help but be stunned.

Arched his hand, "Lord Yang is really Lord Yang, so courageous!" No wonder I dare to argue with Xungui, rushing to this point, I Zheng Lao Sifu. ”

Yang 'Chao' nodded: "Then Lord Zheng agreed?" ”

Zheng Hongkui said: "It's just a million taels." It's another million, and my Zheng family can eat it. ”

Yang 'Chao' shook his head slightly: "But this official needs a deposit of thirty percent." ”

Zheng Hongkui frowned: "Lord Yang is embarrassed." ”

Yang 'Chao' shrugged, "I said, there is a lack of money." ”

Yang 'Chao' said sincerely, Zheng Hongkui thought about it for a while. laughed.

"Lord Yang is happy! My Zheng family can't be ambiguous. Thirty percent deposit, three percent. In the name of Lord Yang, he can't afford to be black. ”

Yang 'Chao' nodded: "That word is a certainty!" ”

Zheng Hongkui said: "One word is certain! ”

Yang 'Chao' raised his glass at this time: "Thank you!" ”

Yang 'Chao' is really short of money, and with the Zheng family's deposit of 300,000 taels, he can turn around again.

Zheng Hongkui touched it, "You're welcome!" ”

The two drank it all.

Although this agreement was reached, Yang 'Chao' also knew it in his heart. When it comes to the business of more than 100,000 taels, it is all false to talk about 'friendship', and it is still impossible for the Zheng family to be tied to Yang 'Chao', if Yang 'Chao' loses the struggle with Liu Kongzhao, the Zheng family will still not hesitate to break up with Yang 'Chao', and then continue to cooperate with other gentry and nobles.

If Yang Chao wins, they don't want to cooperate with Yang Chao, and probably they won't be able to.

Yang 'Chao' snatched Liu Kongzhao's boat this time, and Zheng Hongkui was taken aback, but he didn't expect Yang 'Chao' to be so bold. However, if Yang 'Chao' can really subdue the Liu Kongzhao family, then it is really like what he said, he has the ability to subdue other wealthy families in the south of the Yangtze River, and he can really monopolize the freight of the Yangtze River.

But doing business with Yang 'Chao' in advance, this is indeed selling Yang 'Chao' a face, after all, the Zheng family can still 'get' goods from other wealthy families, and the price of Yang 'Chao' is twice as low, the reason why he sells this favor. In addition to helping Yang 'Chao' fish people, it can be regarded as 'befriending' with Yang 'Chao'.

The Zheng family's silver ticket was delivered on the second day, and I have to say that Zheng Hongkui's energy, the Zheng family sent him to Jiangnan to sit in the town. He can have the final say within a million, and this confidence is much stronger than ninety percent of the wealthy families in Jiangnan.

In the final analysis, the strength of the Zheng family is indeed strong, if you simply look at wealth, the Zheng family is afraid that it is the second richest in the Ming Dynasty. The richest man is the Son of Tomorrow, but the Son of Heaven is only the richest in theory, at least Emperor Chongzhen is very poor, and the poor want to be the emperor of palace gold and silverware, which is also the only one in history.

It's been more than November, and there are only more than 30,000 taels of silver left in Yang's 'Chao' hand, if you don't get the 300,000 taels from the Zheng family, Yang 'Chao' really won't be able to last for the next month.

After getting the money, Yang 'Chao' immediately sprinkled a lot of silver on the 'exchange' exchange, and for a time raised the price of silk in the 'exchange' by 10%.

200,000 taels of raw silk were purchased, and then 50,000 taels of porcelain were purchased, and a batch of luxury goods such as cloud brocade and hao yarn were collected, plus tea, four treasures of the house, etc., and 250,000 taels were basically 'spent' out.

Yang 'Chao' would pay the Zheng family exactly one million taels at four times the price of the 250,000 taels, and then the Zheng family would pay the remaining 700,000 taels to Yang 'Chao'.

This profit is simply a capitalless transaction, Yang 'Chao' did not invest a penny of cost, and the deposit was enough for Yang 'Chao' to purchase.

But this is the way power does business, which is unreasonable and demands huge profits.

In fact, with the strength of the Zheng family, they can force their way into the Yangtze River, and the navy of the Ming Dynasty can't stop them, but in that case, the Zheng family has lost the protection of the Ming Dynasty and has to fall back into pirates, which they can't afford.

Therefore, this business can only be done by indigenous forces along the Yangtze River like Yang Chao.

It took ten days for Yang 'Chao' to raise enough goods from the 'exchange', and fortunately there was such a platform that brought together large and small merchants in Nanjing, otherwise according to the previous way, such a huge cargo would not have been organized without a month or two.

Yang 'Chao''s fleet is already in early December, but the short time to Jiang** cargo is more than ten days, and the long may be a month has passed, and it will be next year when it comes back, so Yang 'Chao' has not actually turned away from the funds.

It seems unreasonable to ask the Zheng family to pay for the goods in advance, and it is easy to be looked down upon, so Yang 'Chao' also needs to obtain a short-term financing from another place.

Yang 'Chao' wants to borrow money, and it should be no problem to borrow from Wang Xiao's family, which has always had a good relationship, but now that Wang Xiao is not in Nanjing, he has not straightened out Huai'an's salt industry, which is a big deal no less than Yang 'Chao' shipping, so he will try his best to stay there to operate.

Looking for the shopkeeper of the Wang family, the shopkeeper of the Wang family has to report to Wang Xiao, and it is not possible to borrow it in the short term.

In the hands of other people, it is not so easy to borrow money, and there is no bank in the Ming Dynasty, so it is really inconvenient to borrow money.

After thinking about it for a long time, Yang 'Chao' felt that he still had to find a way from the 'exchange'.

The speed of the development of the "exchange" is very fast, after Yang "Chao" formulated a variety of standard contracts, and a large number of brokerages of brokerages have emerged, these habitual reselling goods of the tooth dealers, playing is very happy, there have been a variety of low buy high sales phenomenon, there is a later generation of bulk commodities "exchange" of the prototype of the prototype.

Now that we have already "made" the prototype of a commodity "exchange", why not introduce the system of "exchange" of bonds?

Therefore, Yang 'Chao' planned to issue bonds in the 'exchange' and issue 150,000 taels of bonds in the name of Yang 'Chao' to deal with emergencies.

The loan period is two months, the interest on the money is 10%, and the payment is 165,000 taels when due.

These most well-informed brokers, they all know very well that Yang 'Chao' is fighting with Liu Kongzhao, fighting with a hereditary prince, if the little people's family is ruined, it is a matter of minutes, even if Yang 'Chao' is a powerful general, once he loses, it is not impossible to 'bankrupt' his family, they have to consider the risk that Yang 'Chao' will not come back if he goes bankrupt.

And even if Yang 'Chao' loses the struggle, it is probably not easy to provoke, if Yang 'Chao' does not pay back, they really dare not force it.

Therefore, after the concept of bonds was proposed by Kang Xiaobao at the 'Trading' Exchange, no one dared to take it over for a while.

Yang 'Chao' immediately threw out another chip, which was a mortgage!

Yang 'Chao' used the 30 shares in his hand and the 30 shares of Jinchai Lou in the hand of Jiakang Xiaobao as collateral, and borrowed 150,000 taels to deal with emergencies.

With the shares of Jinchai Lou as collateral, these people do 'trading' in Jinchai Lou all the year round, and they are very aware of the profitability of Jinchai Lou, to be honest, many people are greedy, and the largest broker He Mingyu took over ten shares from Wang Xiao earlier, and he is also one of the major shareholders of Jinchailou.

It is not a problem at all for Jin Hailou to make a profit of 100,000 taels per young man, and the sixty shares mortgaged by Yang 'Chao' have 60,000 taels of dividends every year, so even if Yang 'Chao' failed after two months, these shares are also worth this price, and they are super value. After all, the shares of Jinchai Lou are not just as simple as silver, and they also represent identity.

This group of brokers, and He Mingyu, who is also the most powerful and powerful, holds the shares of Jinchai Building, and the other people who took over the shares from Wang Xiao are not simple 'colors', they are basically noble children like Xu Qingjun.

And there are so many dignitaries and nobles who enter and leave the Golden Hairpin Tower, and I mention that I am one of the owners of the Golden Hairpin Building, what a face-saving thing.

What does a broker do, it's not face, why the He family is the most card-playing broker, not because he has a big face.

So as soon as Yang 'Chao's mortgage words were released and written on the back of the bonds, within three days, the 150,000 taels of bonds were swept away, but some people were unhappy. Go back to the end of the Ming Dynasty as a warlord

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