Chapter 202 Silver Village opens

This time, Liao Yingzhong replied without hesitation: "My lord, with all due respect, this can only be the case for now." ”

Liao Ying is very clear in the center that the biggest reason why Lord Jia can have the status of today's is from Song Lizong, and the current emperor and the former emperor are completely two types of people, although they have not been in the officialdom for a long time, Liao Yingzhong, who is extremely intelligent, can deeply feel that it is not an exaggeration for Lu Xiufu to describe the emperor as a "god man". If the time comes, the achievements of the current emperor must be above Emperor Wu of the Han Dynasty and Emperor Taizong of the Tang Dynasty.

Although Jia Rudao knew in his heart that what his first strategist Liao Ying said was true, he was unhappy, his face turned dark, and a sense of helplessness arose spontaneously from his heart.

Liao Yingzhong saw that Jia seemed to be unhappy, and she didn't dare to say much, so she lowered her head and drank to herself.

Jia Yidao held the wine glass with a gloomy face, and he didn't know what he was thinking, and asked after a long time, "Has Chen Yizhong moved into the big house by the lake?" ”

Liao Ying whispered: "Back to my lord, Lord Chen has already moved in." ”

Jia seemed to say "En", then sighed again, and said after a while: "Come, three, drink the bar, there is wine today and drunk today, don't think about anything else." ”

"Yes, sir." The three of them said in unison.

Whether a drunk person is drunk or a person is drunk, in fact, why bother to distinguish it?

On August 1 of the first year of Xianchun, the Great Song Dynasty Royal Silver Village was officially opened.

Of course, at this time, the silver village was far from being compared with the banks of later generations, and in addition to replacing the right of the original government to issue Jiaozi Huizi, the Great Song Dynasty Yinzhuang only had a small range of deposit and loan business and the function of issuing silver bills could be realized. In the absence of a nationwide network of surnames, the ordinary deposit and loan business can only be aimed at the common people and merchants around Yinzhuang. As for the silver tickets, they can be exchanged using the original Song Dynasty government agency responsible for "silver ticketing" and "money introduction", but it will not be affected.

To put it simply, the newly established Great Song Dynasty Imperial Silver Village only has the function of issuing banknotes from the central bank in later generations and the function of issuing silver bills from ancient banks.

After receiving my approval, Yinzhuang will complete the conversion of the Great Song Huaxia currency with the existing Jiaozi Huizi copper coins and silver and other circulating currencies within four years, and after three to four years, only Huaxia banknotes will be retained in the area controlled by the Great Song Dynasty as the only legal circulating currency.

To ensure this, it is necessary for the silver village to transform the original monetary function departments in various places, so that it can become the branches of the Great Song Dynasty Imperial Silver Village in various places, although I have my support, but Nguyen Teng Binh is also very clear that this is also a big project, although it is not as complex as the provincial system, but it will also take a long time. Therefore, when formulating the monetary management regulations, Nguyen Teng Binh fully took this point into account, and finally decided to open the branch of Yinzhuang to the state capital level within one year, and spread to all counties and towns within two years, and complete the exchange of Huaxia coins with other banknotes in the third year, and complete the exchange of Huaxia coins with copper coins, gold and silver in the fourth year. The people can still collect gold and silver, but they cannot circulate in the market in the form of money.

Due to the flood of Jiaozi Huizi, the people are very resistant to paper money, although I and Ruan Deng Bing and others also prepared in advance, but I did not expect that the difficulty of promoting Huaxia currency still exceeded my expectations.

Balmy autumn day.

It's still a little hot, but it's much better than the hot summer sun, and the occasional breeze can make you feel cool.

In the past few months, the renovation of Lin'an city has achieved initial results. The willows on both sides of the West Lake hang lightly, and the lake water is like a mirror, clear to the bottom. The newly renovated pavilions and terraces dot the beautiful West Lake, echoing the shade of trees.

According to the remediation steps of the unspoken friends, the West Lake and its surroundings are the first step, then the main streets of Lin'an, and finally the buildings of Lin'an.

In the afternoon, I put on my mask and went to the Royal Silver Village with Fang Ling, Yuan Jian, Xiao Tian and others on the bustling street south of Lin'an West Lake.

Yinzhuang is located in the downtown area, and there are many people coming and going in front of the door. There is a huge billboard on the wall on the left side of the gate, which is posted with several large posters about the introduction of Yinzhuang, below are several long tables, more than a dozen Yinzhuang staff are standing at the table is explaining the functions of Yinzhuang to onlookers and introducing the Great Song Dynasty Huaxia banknotes, and other staff members are constantly distributing leaflets to passers-by.

The crowd of onlookers watched and kept asking this and that.

One of the middle-aged men who looked like a businessman said, "Paper money again? Every time it was issued, it was said that it was out of the blue, but it didn't take long for it to start depreciating, and it didn't depreciate ordinarily, so it was still silver and copper coins. ”

"That is, is this Huaxia coin the same as Huizi, but it has come out again with a different name?" Another young scholar said.

Many people hold the same idea and echo the words.

At this time, a director of the silver village standing next to the propaganda board said loudly: "Two brothers, you don't know, this Huaxia currency is fundamentally different from the previous Huizi, and it will not depreciate. ”

"Really? It's just that I don't quite believe it. The middle-aged man shook his head and said.

The director smiled: "This brother, let me explain to you slowly." Brother Tai, and this son, the biggest difference between Huaxia coins and Huizi is that the issuance of Huaxia coins is not as much as I want to issue in Yinzhuang, but based on the storage of gold and silver in my dynasty, for example, if I have a thousand taels of gold and silver reserves, the amount of Huaxia coins issued by Yinzhuang can only be equal to the purchasing power of one thousand taels of gold and silver at most. ”

The middle-aged man didn't seem to understand, and the clerk continued: "To put it simply, if the gold and silver reserves of my dynasty can buy up to 5,000 stone of rice, then the total face value of the issued Huaxia currency can only buy 5,000 stone of rice at most, do you understand?" ”

"Yes!" The young scholar next to him said, "I understand a little, so that I can control the random surname of the banknote issuance, so as to avoid the depreciation of the banknote." ”

"This boy is right."

The middle-aged man said: "Of course, it would be a good thing if it could be done, but the previous meetings were also issued by the imperial court, and didn't it lead to soaring prices and depreciating paper money?" ”

"Brother, this Yinzhuang will strictly follow the regulations, if it is sent randomly, it will be the same as the original meeting, as you said. If you look up, the full name of my silver village is called the Great Song Imperial Silver Village, right? This was opened by the emperor's decree, and the number of Huaxia coins issued required the emperor's approval before they could be issued. ”

The middle-aged man thought for a moment and said, "I hope so." ”

From the middle-aged man's sentence of "I hope", I can naturally hear that the people's trust in the imperial court is very low, and the supervisor moved me out before the middle-aged man reluctantly recognized it.

The director said confidently: "Yes, it will." The treasurer of my silver village said that the issuance of Huaxia currency will not cause inflation. ”

"Inflation? What does this mean? ”

"I'll answer that."

"Big shopkeeper, why did you come out?" The director asked.

Nguyen Deng Binh said with a smile: "Inflation is a phenomenon that may occur when issuing banknotes, which refers to the depreciation of banknotes caused by the issuance of banknotes exceeding the actual amount of money needed in circulation. Inflation does not mean that prices will necessarily rise, but there is a certain connection between the two, and the most direct result of inflation is the rise in prices. ”

"This Ruan Dengbing learns very quickly." I said secretly.

"For example, there are only 1,000 stone of rice in this Lin'an city, which is worth 500,000 wen per stone, and the people in the city hold more than 500,000 yuan of paper money, which may cause the price of rice to rise, because 1,000 stone of rice can always be sold, otherwise, it may cause the price of rice to fall. Therefore, the issuance of banknotes must be within a controllable range in order to ensure the stability of banknotes. At this point, I would like to assure you once again that my Great Song Huaxia Currency will never be the same as Huizi, because the number of Huaxia coins issued is based on the benchmark of our dynasty's gold and silver reserves, and even the current emperor has said that no one can violate the issuance system of Huaxia coins. The emperor was far-sighted and specially established the Royal Silver Village, the purpose of which was to ensure the stability of prices, the steady development of the economy, and the people to live and work in peace and contentment. ”

Nguyen Teng Binh's knowledge of money is mostly self-learning here, I myself know a little bit about it, Nguyen Teng Binh's explanation sounds quite like that, but I know that he is the same as me, but he only knows the surface, although there are many financial talents in this era in Yinzhuang, but the study of monetary theory is still far from enough. It is more than enough to fool people, but it will take a long time to understand the true meaning.

This is indispensable to pay tuition, but this tuition must be paid and should be paid.