Chapter 4 Eight Jars and Seven Lids
Zuo Zongtang said the ugly words in front, for the sake of Hu Xueyan's merits and his friendship, he was willing to hand over Jianghuai's salt industry to the Hu family to take care of, provided that Hu Chuyuan had at least half of Hu Xueyan's ability, and he was not a dou who couldn't be helped.
Hu Chuyuan is a person with long ears, Zuo Zongtang said not very clearly, but he also revealed some traces of seedlings to him - the Qiao family also took the ship of the Hunan army, if the Hu family really can't do it, then they can only let the Qiao family handle it.
Helpless.
The situation forced Hu Chuyuan to be an official and businessman, and he had to be the most powerful official and businessman in the world.
In just a short moment, Hu Chuyuan thought about it many times in his heart.
After pondering for a moment, he and Zuo Zongtang said: "Zhongtang, I have another way to solve the current difficulty!" ”
"Oh?" Zuo Zongtang quietly opened his eyes and asked, "What way?" ”
Hu Chuyuan said: "The issuance of Liangjiang public bonds, with the Liangjiang finance and taxation as collateral, issued 10 million taels of public bonds of flat silver, 10 taels per share, for a period of five years, a total of 1 million shares, with an annual interest of 7%. The money raised by these public bonds was specially transferred by the Governor of Liangjiang for the military salaries and internal affairs of Xinjiang Province and Liangjiang! ”
"This ...... Who will sell it, and who will guarantee it? Zuo Zongtang asked.
Hu Chuyuan said: "Fukang Qianzhuang specializes in these public bonds and sells them to the people of Jiangsu and Zhejiang and wealthy businessmen from all over the country. Whoever sells is guaranteed, but the interest rate must be taken by 3%, and if it cannot be sold, it will be borne by the bank. In this way, the interest on the debt borne by Liangjiang can also be reduced by half."
Zuo Zongtang nodded slightly, but said: "You can come up with such a good method, it is enough to show that you are a smart person, but unfortunately, this method is good, but it will take three or four months to raise enough money, and it can't be rescued." Moreover, this rule of law does not cure the root cause. The old man had already discussed with Prince Gong before leaving, if your family still has the strength to spare, you might as well bear the debt, and the old man will take the Jianghuai salt as a guarantee, and hand it over to your family to take care of the salt franchise. ”
After a pause, he said again: "Chu Yuan, if you want to make a big deal, there must be a risk, but without a risk, you can't make a big deal." In order to help the court calm down the civil strife, your family has taken on so many debts, of course the court can't watch you go bankrupt, otherwise, how can the face of the court exist, and which businessman will dare to do things for the court in the future? ”
As soon as he heard this, Hu Chuyuan also understood.
It turned out that Zuo Zongtang had already thought that the surname Suo would concentrate all the debts on the Hu family, resulting in a situation where the Hu family was about to go bankrupt, and the imperial court had no money to repay the Hu family, and he couldn't sit idly by and ignore it - Hu Chuyuan knew the degree of brazenness of the Qing court, but at least when Zuo Zongtang was still alive, the imperial court could not sit idly by, so it could only hand over the Jianghuai salt affairs to the Hu family to manage.
In this way, not only did Li Hongzhang be hit, but Zuo Zongtang also took the Jianghuai Salt Administration in his hands, and all the money and taxes could be used to support the military affairs of Xinjiang Province, and when the war in Xinjiang Province was over, he could continue to use this income to pay off his debts.
Since this is the case, Hu Chuyuan can only nod and decide to swallow all the debts.
Zuo Zongtang asked: "Is your family still able to afford it?" ”
Hu Chuyuan replied: "It should be possible." Chunsi has been sold to various foreign firms, but there is still a large amount of balance that has not arrived, and it will not be settled with the foreign bank until autumn and winter. First of all, I will first find a way to raise 2.44 million taels of silver for the Qiao family, and I can use the silk debts owed by other foreign companies to my family. As for the three million taels of silver to be given to Lord Liu, I can only borrow Xia Si's purchase money first. ”
Zuo Zongtang bowed slightly, seemingly very satisfied, but said: "Your family started as a raw silk business, the raw silk business in Jiangnan is nothing more than the main spring silk and summer silk, now it is time to buy Xia Si in half a month, you have embezzled the money from the purchase of Xia Si, do not collect Xia Si this year, do not leave a deposit to Sang Nong, how to harvest spring silk next year?" ”
Hu Chuyuan smiled bitterly and said: "Doing business is eight jars and seven covers, everyone has debts, everyone has loans, not to mention that I still have money and pawnshops in my hands." As long as I can turn the funds into a new life, even if the funds are a little less, I can turn the entire transaction, but the risk is higher. In addition, as soon as my father leaves, the raw silk industry in Jiangnan will definitely surge, and everyone wants to replace it. If you compete too much, I want to back down a little bit and sit back and watch the situation. ”
Zuo Zongtang knew that the Hu family had the ability to take on debts, after all, there was a Fukang money village in thirteen provinces across the country, and it was completely possible to use these debts as a loan from the money bank, no matter what, even if he and the court were not able to repay the money first, the interest on the loan would always be paid every year.
Of course, Zuo Zongtang didn't know that Hu Xueyan later died on the interest on this loan...... But Hu Xueyan himself was to blame for the money he used to the limit, and the interest on a loan of hundreds of thousands of taels became the straw that crushed him.
What is Zuo Zongtang worried about?
He was afraid that Hu Chuyuan would be young and vigorous, and while carrying huge debts, he would speculate and sell raw silk with other businessmen.
If Hu Chuyuan was really like what he said, he could afford to take it and put it down, Zuo Zongtang would not be so worried.
He said: "That's okay, for the sake of national affairs, you go to Shanghai to handle these things first, and let your two younger brothers stay at home to guard the tomb!" ”
Hu Chuyuan thought for a while and said: "Zhongtang, after all, I am young, I have no fame and connections, I really want to come forward to show up, firstly, I have no experience, and secondly, I am easy to be bullied by veterans and foreign companies in the shopping mall." I might as well stay at home and send all the shopkeepers who are familiar with the market to perform their duties, and I will be in the middle! ”
Zuo Zongtang pondered for a moment and said, "That's fine, but these things have to be done properly, don't have any omissions!" ”
Hu Chuyuan nodded silently, and then got up to say goodbye.
As soon as he left, Hu Ruilan smiled with Zuo Zongtang: "Zhongtang, he is a suitable talent!" ”
Zuo Zongtang didn't speak, and waited for a while before asking Yang Changjun, "What do you think?" ”
Yang Changjun didn't speak at first, and said after a while: "It's true that you're smart, and it's indeed a talent, but after all, you're too young, and being able to say it doesn't mean you can do it." Zhongtang, it's a big matter, let's take a look first, it's really not good, then let Qiao Zhiyong go south. ”
After all, he is the former governor of Zhejiang, although he was a bad move, and was calculated by Xia Tongshan, the bigwig of the Jiangsu and Zhejiang officials, and lost all his blood, but after all, he fought in the bloody storm of the political arena, compared to Hu Ruilan, who is good at making a fuss, he is more stable and concise, and his vision is also long-term.
His words made Zuo Zongtang feel the same way.
Immediately, Zuo Zongtang finally asked the fourth person in the flower hall, the half-hundred-year-old man who was slightly depressed, and said, "Shizhang, what do you think?" ”
The old man coughed and sighed: "Zhongtang, you are too high to hold Hu Sanye!" ”
"Oh......?" Zuo Zongtang looked dissatisfied, his eyes shrank, and there was a faint murderous aura.
The old man said: "Yes, I think this young man not only has the ability of Hu Sanye, but I am afraid he can also beat Sanye, but he needs to sharpen it a little." Zhongtang, I have been adrift and poor all these years, you might as well give me a richer errand! ”
Zuo Zongtang raised his eyes coldly and snorted, "Where can I have any rich errands for you?" ”
The old man said: "Yes, you let me stay in Hu Ye's house to be a master, isn't that very rich?" I'm also old, I can live for a few years, I hope Zhongtang will allow me to earn some money to leave to my children and grandchildren. ”
"Hmph, you're thinking beautifully!"
Zuo Zongtang sneered, but said: "You have indeed suffered a lot over the years, we know it, God knows it, you know it, I know it, and Lao Jiu knows." Since you want to stay in the Hu family to ask for an errand, this Zhongtang will fulfill you. After Chu Yuan, the child is an old man, he is indeed a little smart and talented, if you are by your side to give advice, Ben Zhongtang is more at ease. ”
The old man clenched his fists and said, "Thank you for the reward of Zhongtang!" ”
Zuo Zongtang nodded silently, but continued to pour a bag of cigarettes with a lot of concern, and smoked it with a bang.