Chapter 1001 Daming Savings Bank
In fact, in order to expand consumption, there is a better and more effective way than the imperial court's investment, that is, to thoroughly implement the clear acres of land, return the land to the people, and formulate strict restrictions, not to buy and sell the land at will, if the people really encounter problems, the imperial court should provide loans and assistance to the people according to the situation. Pen, fun, and www.biquge.info
If you have land and wealth, and you have land, you will at least have a source of livelihood and a place to live and work in peace and contentment.
When the people have no worries, they can let go of their hands and feet to consume.
After all, the size of the Ming Dynasty's single-wheel population was dozens or hundreds of times that of Britain, and it had enough domestic market to promote the development of industry and commerce, without completely relying entirely on overseas trade. At the same time, it also has a large number of laborers, and if the peasants have to become homeless, the world will only be in chaos.
It's just that it still takes a long way to stimulate the consumption power of ordinary people, at least at the moment, almost all the officials in the court are from gentry families, and there are very few real poor children.
If it were said that land would never be annexed, the Tang Party would rebel.
What's more, it takes a long time to cultivate the consumption power of the people, and it is far less direct and rapid than the investment of the imperial court.
But there are troubles when it comes to investing.
"Master Tang, I remember that after the sharp reduction in tariffs, this year's budget has been cut by a large block, and all the ministries are complaining, they can't get any silver at all, and the world is in chaos everywhere, there are so many people in need of relief, where can the court get so much silver?"
Long Qing pondered: "Won't you issue bonds again?" ”
The last time we attacked Alta, the war bond played a big role, should we repeat the old trick?
"Your Majesty, I'm afraid it's not easy to issue bonds, the last time they underwrote the most war bonds were the Jin merchants and the southeastern merchants, and now their strength is greatly damaged, and they can't take out much money at all, besides, even if they have money, people are panicking at the moment, who is willing to take out the silver?"
Tang Yi still didn't say a point, dealing with me because he had decades of enmity, and he tried his best to publicize it, so he contributed to the war bond.
Now that the imperial court wants to issue bonds for construction, don't forget the painful lesson of the Ming treasure banknotes, the waste paper that wipes the butt is too hard, completely crushing the credit of the Ming court, and it is unrealistic to expect the imperial court to issue bonds.
Knowing that financial expansion was needed to save the time, the imperial court couldn't get the money.
Isn't that sad?
"Master Tang, is it possible that I want to be the king of the fallen country? The world is in turmoil so far, is it a sin from heaven? Longqing was so anxious that he was about to cry.
Tang Yi hurriedly bowed down and said: "Your Majesty, don't blame yourself, the minister thinks that although the imperial court cannot issue debts, it might as well set up a new bank to issue debts for the imperial court." ”
"New banks?"
"That's right, the wealth of the Ming Dynasty has not decreased, the key is that people have lost confidence, scrambling to store silver, reluctant to take it out, if they can rebuild confidence and restore the operation of the financial system, the crisis can be temporarily over."
"I see." Long Qingshen nodded in disbelief and said urgently: "Master Tang, since this is the case, you hurry up and give the order?" ”
You should be a treat to dinner, just do what you say!
Tang Yi said helplessly: "Your Majesty, this new bank can't be an empty shell, it needs enough power. ”
"What power?"
"Two things, one is to issue money, and the other is to formulate monetary policy."
The Jin merchants spent 12 million taels to ask the Ming Dynasty for the right to issue treasure notes and silver dollars, thinking that they had a plan, using Hesheng Yuan and issuing bank bills, but they forgot that the financial market of the Ming Dynasty was not dominated by the Jin merchants, and even they were not the most powerful force.
Just when the Jin merchants were immersed in the pleasure of making a big profit, they got carried away, and the Bank of Communications lent money to Hesheng Yuan, and secretly purchased bank bills, creating signs of great popularity of bank bills, but the Jin merchants misestimated their own strength, and in a hurry, issued bank bills beyond their control.
When the crisis came, gently popping the bubble, Jin Shang fell from the high-rise building in one step, and now he is still falling rapidly in mid-air, bottomless.
Tang Yi's ability to play money is not as good as that of Jin Shang, but his vision is broader, and without the protection and constraints of monetary policy, he will definitely be attacked if he rashly issues currency.
The new bank needs to have two powers in order to walk on two legs, but the problem is that with these two powers, the influence of the new bank will even surpass that of the household department and become the center of the empire's finance.
In addition to the Six Ministries and the Metropolitan Procuratorate, a powerful force has risen, and in time, the new bank will even divide the power of the cabinet and have the strength to compete with the imperial court.
Needless to say, look at the mold country in the future, and everything will be clear.
Tang Yi knew that if he wanted to compete with the deep-rooted imperial power, he had to release the monster of Jin Quan, but don't underestimate the world's talents, throw it out in a hurry, someone will definitely see through the mystery and stop it.
Only in the face of a crisis, everyone is desperately looking for a life-saving straw, and nothing else can be taken care of, can we succeed. Even if someone realizes it in the future, it will not be able to turn things around.
No, Long Qing readily agreed, "Master Tang, since this is the case, the cabinet will quickly come up with the charter, and I will immediately approve it." ”
……
Coming out of the Qianqing Palace, Tang Yi showed a relieved smile on his face, a crucial step has finally been taken, with the escort of Jin Quan, it will no longer be possible for people to die and be political!
When he returned home, it was already late, and Tang Yi slept peacefully that night, with a smile on the corner of his mouth, no matter how he looked at it, he looked a little like a fox who had stolen a chicken.
Wang Yueying frowned when she saw it, maybe she was stealing outside again, see if I don't gather the whole family, interrogate you well! It just so happens that our dad has just arrived in the capital, and your nemesis has arrived!
"Master, the old lady entered Beijing yesterday, and came over to take Ping An and Pingping away, so that you have time to go over."
Tang Yi was in a daze, and when he heard the words "old lady", he immediately turned over and sat up, "What, my father has entered Beijing?" Why didn't anyone tell me? ”
"The old lady won't let me say, you are so busy, who is to blame." Wang Yueying didn't have a good airway.
Tang Yi rubbed his face, I'm sorry, at the beginning of the Xu Gao War, my father left Beijing in a hurry for disaster relief, and for two or three years, except for occasional correspondence, I haven't seen my father.
It's really unfilial to be a son!
"Let's go see my dad tomorrow, he doesn't live in our house, he's just picking his eyes, and when he gets old, he will have a big temper."
Wang Yueying gritted her teeth, "Did you say that about our father?" If peace and ordinariness hear it, see that I don't settle accounts with you! ”
Tang Yi smiled, "Father and son have become brothers for many years, and the old man won't really blame him." ”
"Then you are not allowed to talk nonsense."
"Cheng, hurry up and change your clothes, I'm going to the cabinet, I can negotiate things during the day, and I'll go to ask my father for guilt at night."
With the help of his daughter-in-law, Tang Yi put on his official uniform and hurried to the cabinet, according to the rules, today is the time of the cabinet meeting, the five cabinet elders, and the six Shangshu are all gathered together, only Zhang Siwei did not come.
As soon as Tang Yi sat down, Luo Wanhua whispered in his ear: "Zhang Gelao's father has passed away, he is mourning at home, and he has already submitted a request to Zhishi." ”
Zhang Siwei's dad is dead?
Tang Yi couldn't help but be shocked, the old guy was actually dead?
That's right, Tang Yi had no sympathy for Zhang Yunling's death at all, on the contrary, only deep regret.
Back then, I answered the siege of the small station, and according to the letters found in Dabansheng, the Zhang family was the mastermind, and the Qiao family was just a helper. Zhang Yunling felt very sorry for his son, Zhang Siwei was only one subject earlier than Tang Yi, if Tang Yi was allowed to take the lead, Zhang Siwei would have no hope in his life.
As a father who wants his son Jackie Chan, Zhang Yunling is particularly jealous of Tang Yi, and he instigated me to attack Xiaozhan just to kill Wang Yueying and Tang Yi's descendants to fight Tang Yi.
According to the news of buying the inner line of the Zhang family, if Wang Yueying fled from Xiaozhan to Tianjin at that time, there was still a group of "chaotic people" in the city, she would take advantage of the chaos and use dirty means to make Tang Yi lose face and lose his foothold in Shilin......
When Tang Yi learned this, he was so angry that he was about to explode.
It's just that he knows the strength of the other party, and temporarily buries his hatred deep in his heart, still reuses Zhang Siwei, and still talks and laughs with Zhang Yunling, but under the mask of gentleness, Tang Yi has already shown his knife, and he must make the Zhang family pay the heaviest price!
Zhang Yunling is dead, which can be regarded as cheapening him!
According to the rules, Zhang Siwei needs to go home to keep filial piety for three years, the cabinet lacks an elder, and the Jin Party has also lost its future leader, which can be described as a heavy loss.
But that's not enough, there's more to it!
Tang Yi looked very sad, "Elder Zhang Ge lost his father, after the meeting, the princes went to Zhang's house with me to worship." At present, the cabinet affairs are busy, and the responsibilities are particularly heavy, so whether or not to win the revenge will be discussed first. ”
Winning affection is the opposite of Ding Wei, you don't have to keep filial piety, and continue to stay in your original position.
Yang Bo spoke directly, "Yuanfu, Ziwei is Wenyuan Qingliu, and his father is the most filial, so he categorically refuses to take away his affection, thank you Yuanfu for his kindness." ”
Willing to give up the hard-won elder? Yang Bo is really courageous!
Everyone thought about it a little and understood that at the moment, because of the matter of Heshengyuan, the Jin Party has offended all the people who can offend the court, and at this time let Zhang Siwei stay in office, just saliva can drown him, go home honestly, and have a chance to start again, if you have to covet power, I am afraid that you will be ruined.
In the matter of Heshengyuan, Jin Shang hesitated, but Zhang Siwei Ding was very worried.
Tang Yi had no chance to make a fuss, so he had to turn to the topic.
"Your Majesty has discussed that we should reorganize the confidence of the bank, form a new bank, recover the silver dollars, bank bills, and silver bills on the market, and reissue the currency.
The banks have been raised, and the Manchu Dynasty officials, except for a few, are all blind, and everyone only knows that they must stabilize their finances as soon as possible, and not let their wealth evaporate and become a piece of waste paper.
There was no way, Tang Yi had no choice but to find Wu Tiancheng and let him be responsible for introducing the plan.
"In the future, Daming Savings Bank will be the leader of all banking institutions, issuing currency, setting benchmark interest rates, reserve ratios, and discount rates...... Realize a whip of Daming financial institutions! (To be continued.) )