Not only the officials and the people, but even Long Qing was asking what was going on. Pen | fun | pavilion www. ｂｉｑｕｇｅ。 ｉｎｆｏ

As Longqing's master, Tang Yi was of course responsible for answering questions to His Majesty the Emperor, and the monarchs and ministers sat in the Qianqing Palace and carefully analyzed the crisis in front of them.

The root of the problem still lies in the economic structure of the Ming Dynasty, when in order to alleviate the financial crisis, deal with the Japanese and the northern captives, open the sea in the southeast, and develop a fairly complete set of export-oriented economy in more than ten years.

Silk, porcelain, tea, the three major fist products, have earned hundreds of millions of silver for Daming, and at the same time, the entire southeast is also undergoing earth-shaking changes.

Silk workshops are everywhere, changing rice to mulberry, planting mulberry trees, raising silkworms and reeling silk, and weaving exquisite silk. Large areas of barren mountains were occupied, tea trees were planted, and roasted tea was sold. The clay was dug out, and a kiln was built to burn porcelain to make exquisite porcelain. After more than ten years of development, even in a good year, the southeast has to buy grain from outside to satisfy tens of millions of mouths.

The land of fish and rice, Suhu is ripe, and the world is full!

The former wealth-rich land has turned into the current situation, but most people can't believe it.

"In recent years, due to the booming trade, there is little shortage of grain, which can be supplemented from Jiangxi and Huguang, and there is a lot of shortage, and you can even go to the Wa Kingdom and Annam to buy rice, and the development of Dongfan Island has also been effective, and it can supply 2 million to 3 million stone of rice every year, and if everything goes well, the prosperity of the southeast can be completely maintained, and even will move forward."

Tang Yi sighed very much, "In the final analysis, the minister lost his calculation, and he didn't expect that Spain would cut off trade, and he didn't hesitate to lose both." In the past, it was said that the people forgot their righteousness for the sake of profit, but now it seems that they also respect the king's orders and can focus on state affairs, but it is a pity that they take care of their own country, but they suffer from the Ming Dynasty! ”

Tang Yi looked remorseful, in fact, he knew in his heart that Britain was rising rapidly, and the Netherlands was also going to be out of Spanish control, the first colonial empire on which the sun never set - Spain was already declining, and it was about to flourish and decline, and they no longer had enough silver dollars to buy the silk and porcelain of the Ming Dynasty, after all, these were luxury goods, they needed to strengthen the fleet and prepare for war with all their might, even if there was no Luzon matter, it would be a matter of time before the two sides fell out.

Of course, Long Qing is not a traverser, and he doesn't know that Tang Yi is a traverser. Seeing that the master blamed himself, he hurriedly explained: "Master Tang, the world is unpredictable, how can you blame Mr.!" What's more, what happened in the world, except for Mr., who can solve my doubts! ”

"Your Majesty has praised it." Tang Yi pondered for a moment and continued: "The decrease in the import of silver from Spain has caused problems in the supply of silver in the market, and under the situation that the price of silver is expected to rise, more and more people are hoarding silver, which has exacerbated the shortage of silver and pushed up the price of silver. In the last two months, the price of silver has risen and the corresponding copper coins have fallen, and the situation in the market has become more and more distorted. ”

The influx of hundreds of millions of taels of silver, replaced by a small country, has long completed the price revolution, and the monetary system is enough to reshape.

But the problem is that the Ming Dynasty is too large, the population is too large, and the products are too rich.

The massive amount of silver only solves some problems in the southeast, as for the Central Plains, even Huguang and Sichuan, not to mention the distant Yungui, it is mainly the copper standard, and the circulation is copper coins.

In addition, the vast rural areas also circulated more copper coins, and silver was expensive and cheap, and the direct result was that the price of copper coins was more than doubled, and the sky-high price of 3,000 wen per stone of grain appeared, and it was still soaring. On the contrary, in silver terms, the price of grain has decreased slightly.

Some big households are like sharks that smell blood, they use silver to buy the grain of the common people, and then use copper coins to denominate the grain, sell the grain, and make a lot of money at both ends. Not only in the southeast, but also in other parts of the Ming Dynasty, this scene is being staged, more and more people are being quickly lost the wealth in their hands, if it continues for a period of time, it will become abject poverty, or even bankruptcy, it is not far away.

Tang Yi told Longqing some of the situation, and Longqing broke out in a cold sweat, and he suddenly remembered something.

"Master Tang, if you pushed a whip back then, I'm afraid that the people at this time will be even more miserable, right?"

Tang Yi grinned, nodded with a wry smile.

Speaking of classmate Taiyue, he was unlucky enough, after he implemented a whip law, a silver crisis broke out within a few years, and a whip law became a complete law that harmed the people, and it is not surprising that people died in politics.

At this time, Longqing just shouted luck, but fortunately, Tang Yi blocked a whip law back then, realizing that if the people of the world were required to pay the land tax in silver at this time, how many people would be forced to die and their wives separated!

"Master Tang, in this case, shouldn't the imperial court find a way to immediately relieve the people, stabilize the price comparison between copper and silver, and prevent arbitrage?"

"Your Majesty, the minister is already doing this. But this is only one aspect of the crisis. ”

"What else?" Long Qing said curiously.

"Your Majesty, Spain sanctioned the Ming Dynasty, overseas orders plummeted, the silk originally for export, the tea produced, and the porcelain burned out of the silk were no longer marketable, the silk was piled up in the warehouse and moldy, and the tea farmers could not sell the tea, could not exchange it for silver, and were forced to burn the tea." Tang Yi lamented: "Many of these workshops, as well as tea plantations, are built with loans, and they can't operate and can't repay bank loans, and the bank will have problems." The increasing risk of debt, coupled with the skyrocketing price of physical silver, many depositors will run on the bank and exchange their bank notes for silver and keep them at home. As a result, something is going to go wrong with the financial system. ”

Tang Yi gave Long Qing a rough explanation of the situation in front of him, if these words were heard in Yang Bo's ears, the old man would be able to pounce and tear Tang Yi apart!

Why didn't you say it earlier, the runs everywhere have begun, what do you let us do?

Of course, even if Lao Yang Bo finds Tang Yi, our Tang Da Shoufu will only spread his hands, and I only guessed it based on the situation in front of me, and I didn't know anything before.

But after all, if you do something wrong, you will still feel that you are at a loss, no, the guards around Tang Yi have tripled compared to usual, and the number of people who secretly protect him has increased by as much as four times.

At the same time, Tang Yi also excused himself that his wife had a bad voice, and the heating smoke in the capital was heavy, which hurt his lungs, and sent Wang Yueying, Liuying, and two baby sons and a baby girl to the manor outside the city.

Several Zhuangzi outside the manor were stationed with Tang Yi's guards to guard against assassins. Even in the worst-case scenario, he can escape from the capital, set sail for the sea, and slip away.

Don't blame Tang Yi for being so careful, the crisis broke out so quickly that it exceeded his estimates, and Tang Yi had to plan for the worst.

Since mid-April, the ban of the imperial court has been issued, and all the money bank ticket numbers are relieved, but within two days, a large number of people have flocked to the money bank, demanding to withdraw their deposits.

The stewards of the money bank were all shocked, the money bank was safe and insured, and they could get interest, and they would take the silver away before the deadline, but there was no interest.

What they said did not frighten the people, but made them more determined that they must take the money, and it does not matter if they do not pay interest.

Could it be that you Jin merchants still have to be arrogant and self-destruct their signboards?

Helplessly, I could only hand over the silver to the people, but more and more were exchanged, and the silver in the warehouse was getting less and less.

The Quartet is in an emergency, the wind is leaking from all sides, and the head office of Heshengyuan is already in a hurry.

Zhang Yunling, Wang Chongguan and others burned more than 30 million taels of silver in the first half of April alone, and if this momentum continues, the liquidity in their hands will be exhausted in May.

What to do, what to do?

After discussing for a long time, there was only one way, which was to sell the real estate.

Sell all the fields, workshops, inns, and even jewelry, jade, antiques, calligraphy and paintings in your hands, exchange them for silver, and deal with the current crisis!

"A bunch of fools, are you still dreaming?"

Shen Meijun slammed several newspapers on the table and knocked over Zhang Yunxia's teacup.

"Miss Shen, what are you going to do?"

Others glared angrily.

Shen Meijun sneered, "Take a good look, these newspapers have Huguang, Jinan, and Kaifeng, all of which are talking about the silver crisis and the unreliability of bank bills. And behind these newspapers, there are people from the traffic industry who are supporting, haven't you woken up? ”

Wang Chonggu frowned and said angrily, "What do you want to say?" ”

"From beginning to end, it is a conspiracy, a conspiracy to ruin the century-old foundation of the Jin merchants, you have all been calculated!"

"So what do you say you should do?" Zhang Yunxia asked in a sullen voice.

Shen Meijun looked at them and said with a smile: "Four words, break your tail to survive." Hesheng Yuan can no longer be saved, and the dream of issuing silver dollars and controlling the economic lifeline of the Ming Dynasty is not to be done. Hurry up and stop it, you can still keep the wealth accumulated over the years, and then recover in Xu Tu and sell your ancestral property, who will take it at this time? Is the traffic OK? No, I told you no, they are ready to fall into the well and put you all to death! ”

Shen Meijun was suddenly full of grief and indignation, and kept stomping her feet and pounding the table, as if she was a madman.

It's really ridiculous, the battle of Xiaozhan fell, knocked down Xu Jie, pacified me, cleared the fields, and the vassal king made chaos...... In almost seven or eight years, the Jin Party really calculated Tang Yi several times.

After the Longqing reform, the Jin Party not only got the coveted position of bachelor, but also retained the Ministry of Officials, the Ministry of War, and the Metropolitan Procuratorate, all of which were powerful yamen and played a pivotal role.

It's ridiculous that from Yang Bo downwards, everyone in the Jin Party underestimated Tang Yi, thinking that he didn't have the ability to tear his face, so he provoked again and again, and provoked that madman again and again.

Finally, the people made a move, without any fancy things, just a light stretch of hand, and pushed the Jin Shang onto the cliff.

"Admit defeat, you can't win!" Shen Meijun left her advice and staggered out of the room.

Only Zhang Yunxia and Wang Chongguan and others remained, everyone looked at each other, do you really want to let go?

The golden signboard of the two hundred years of Jin merchants!

Will it be destroyed in their hands? (To be continued.) )