That night, after the king accompanied Emperor Yingzong to dinner, as soon as he walked out of the palace, he was invited to the prince's east palace by the eunuch who was waiting there. The prince of the pen and the prince of the www.biquge.info said that he would not let the king go back to his house, and soon the king was going to Yongzhou again, and he didn't know when he would be able to come back;

Wang Bi roughly told the crown prince Zhao Ji about opening a bank, Zhao Ji listened with great interest, and suddenly asked: "If one day the court wants to turn around and ask Brother Wang to borrow two pieces of silver, what should I do?" ”

"Then the court also has to give me collateral, so that I can lend it to you." Wang said jokingly.

Zhao Ji twisted his brows and thought for a while: "Oh? Then what did the court give you as a mortgage? ”

"Do you dare to resist your Great Song Jiangshan? ~" Wang asked in a low voice, saying that he himself regretted it a little. Fortunately, the person in front of him is Zhao Shu, who is strong in blood, if it is Zhao Shu, who is scheming, he must think that Wang Bei has ambitions.

Zhao Ji listened to it and smiled: "Cut~ Can you open a bank?" When the official family ascends the throne and the court opens its own bank, don't blame me for robbing your business. ”

This kid has such a heart, and the king thinks it's a good thing, he can accept new things, at least better than his emperor's father. The two of them chatted until late at night, and Wang Fang simply stayed in the East Palace that night. Because he knew that the emperor would have an early dynasty tomorrow, and Emperor Yingzong had been sick all the time, and he had not officially entered the early dynasty for a long time.

The next day was nearly five watches, and it was the beginning of the end of the ugly year, and there were a lot of sedan chairs and horses parked in the Xuande Building of the imperial city. But the man on the horse was slightly dozing, and the man in the palanquin was also drowsy. Suddenly, the bells and drums on the Xuande upstairs rang in unison, and the people in the sedan chair and the people on the horses woke up.

"Today, the emperor is in the morning?" The crowd was slightly commotion and panic, and these officials who had come to participate in the early dynasty seemed to have become accustomed to not seeing the bells and drums after an hour, and turned to go home. Today, the emperor suddenly came to court early, which made them both happy and surprised. The heavy city gate of Xuande Building was opened by the guards with a bang, and the officials outside the door rushed in, they came to the place where the deacons dismounted and stopped their horses and got off the sedan chair, sorted out their clothes and hats, held the wat board made of jade and ivory, lined up in a queue, and entered the Daqing Hall in order under the guidance of the eunuchs in the palace.

Some ministers in the Daqing Palace saw the figure next to the prince next to the prince, and couldn't help whispering: "This kid is back again?" It's not enough to resign as a prince and Taibao, and he also made the king of Zhennan......"

"Yes, I don't know why he is so prosperous."

These ministers had already heard the news of Wang Bei's return and repeated sealing, but it was the first time they had seen Wang Pan in the court.

With a voice from the chief of the ministers, "The emperor has arrived!" The hall was suddenly silent, and the ministers heard a strange sound, gurgling, gurgling, and with the sound, Emperor Yingzong, who was sitting in a wooden wheelchair, was pushed in by the guards from the corner door where the emperor of the Daqing Hall entered. Emperor Yingzong sat firmly in the wheelchair, his hands on the armrest of the wheelchair and smiling. The ministers came out for the first time when they saw the emperor sitting, and they stared at each other, stunned in surprise.

Prime Minister Han Qi was already surprised, looking at the emperor's appearance, he knew that this must be another masterpiece next to the king. He hurriedly took the lead and bowed down, and the ministers also hurriedly said: "Long live my emperor!" Many people peeked at the emperor's dragon chair with a wheel, thinking that the emperor asked people to push it to the main hall, which is a new thing. Sima Guang looked at Prime Minister Han Qi, Han Qi glanced at the king with his eyes, and pouted. The crowd immediately understood. Some people secretly wondered, no wonder this kid is on the rise, and he has thought of this thing about putting wheels on the chair.

Emperor Yingzong also did not go to the court for a few days due to illness, although he got up early in the morning today, but when he saw the civil and military officials in the court, he suddenly felt that his illness and mood were much better, and he brought a rare smile to let everyone be exempt. According to the usual practice, the officials began to play the chapter, and after the big and small affairs were settled, the officials saw that Yingzong was a little tired, and thought that it was time to retreat from the dynasty. How do you know that Yingzong looked at the king and asked, "King Zhennan, don't you have something to start?" ”

The king stood up, held the piece in his hand, and said, "Holy Lord, please open a bank and issue bonds to the people, and beg the court to guarantee me!" ”

The ministers looked at each other, they didn't understand what a bank was, and they didn't know what a bond was, but they all understood the guarantee, but no one was afraid that they didn't know how to provoke the emperor's eyes, and no one dared to ask more. Instead, Ouyang Xiu asked, "King Zhennan, can you make this clearer, and the ministers can also discuss." ”

Early this morning, Emperor Yingzong withdrew the will of the monk, Ouyang Xiu saw Wang Bian nodding at him, and knew that Wang Bian must have helped him figure out whose tricks and turns, and had already persuaded the emperor. Now that Wang Bian has proposed a new term, it is also his duty to do so, and Wang Bian will also answer his questions.

Wang replied: "Yongzhou governance needs silver taels, and I promised the saint: I don't need to allocate funds from the imperial court, but just raise funds through loans, I will open a bank to ask everyone to deposit money to me, and I will pay you interest." In this way, it can meet the needs of Yongzhou, and everyone's idle funds will also be profitable. ”

Ouyang Xiu understood, but there were still people who didn't understand, and the minister in the court asked, "Then what if you don't pay the money back up to King Zhennan?" ”

Wang Bei laughed: "This is the benefit of the court's guarantee, in case I can't go up, there will be the court to pay it back for me." As for the consequences of not being able to do so, naturally there is a sin that the Holy God punishes me, or confiscates my family property, as well as my title of the king of Zhennan and Yongzhou, which are also mortgaged to the imperial court. ”

The officials looked at the emperor as if they didn't understand, but Yingzong said expressionlessly: "The official family allows you to open a bank, and the imperial court guarantees you to issue a total of one million taels of loans." Ordered the third secretary to make Cai Xiang supervise the loan money for the supervision of the imperial history. ”

"A million taels?" There was an uproar in the court.

Sima Guang frowned and stood up: "Shengshang, this is not a small number, please think twice about Shengshang~" As he spoke, several officials behind him also followed: "Please think twice!" ”

Yingzong seemed to have made up his mind, and he looked at Cai Xiang, the third envoy: "Cai Xiang, do you have any objections to this matter?" ”

Cai Xiangzheng lowered his head and counted the account, and when he heard the emperor's question, he looked up at Song Yingzong Zhao Shu, and then turned his head to look at the king: "King Zhennan, you said that you don't need to be funded by the imperial court, but you borrowed one million taels, which is guaranteed by the imperial court, if you don't go to the imperial court, you will have to repay it for you, what is the difference between this and asking the imperial court for appropriation?" ”

The king knew that there would be controversy in the court today, but he was relieved to hear that Emperor Yingzong appointed Cai Xiang to supervise this matter. Cai Xiang is extremely good at financial management, and Cai Xiang's mind is also extremely flexible. Hearing Cai Xiang's question, Wang replied: "The imperial court has allocated funds and there is no return, and now let the imperial court take out one million taels, but use a large amount of funds from the national treasury; I opened a bank to borrow money, and I didn't need to use the court money first. This alone is already a big difference. ”

Cai Xiang looked at Wang Bian with a little suspicion, what Wang Bian said was true, but he was very worried about what if Wang Bian borrowed so much money and couldn't pay it back? And what he was worried about was not all about the court to return it for the king, he was also worried about the king, it can be seen that the king was full of confidence, Cai Xiang pressed the words he wanted to ask and turned to Yingzong and said: "Shengshang, I have no problem, the matter of supervising the money will be done impartially and by the minister." ”

If Cai Xiang says this, it naturally doesn't make sense for others, the three envoys have always been in charge of the financial power of the imperial court, and Cai Xiang personally supervises it, I believe there will be no big mistakes. Besides, even if there is a mistake, it is the third division that makes Cai Xiang derelict in his duties, and those who haven't figured out what is going on naturally don't want to wade into this troubled water.

After the retreat from the dynasty, it was already dawning, the officials went back to the house to deal with business, and the king also returned to the Zhennan palace, everyone was waiting for the king, and saw that the king came back with a smile, and everyone's hanging heart was put down.

As soon as Wang Bian came back, he immediately arranged for everyone to do things, first of all, let He Xingyuan and Jiao Deyou go to Yunxuan, find someone to transform the layout of Yunxuan, and divide the hall on the first floor into two parts; and took off the Yunxuan plaque and changed its name to CPIC Bank; He also ordered Lu Shenyan and Li Enxi to organize an abacus contest in the government to select talents, regardless of gender. If the abacus is qualified, he can work in the newly opened bank, and his monthly salary is two taels more than that of the housekeeper in the house. Then he ordered someone to prepare paper and pencil account books and bank bills.

He was a Luo, and the government was busy in order to prepare for the opening of a bank next to the king. The sound of crackling abacus can be heard everywhere in the mansion, and two taels of silver is not a small amount for the housekeepers and maids, and everyone is grabbing the abacus to practice, preparing to cope with the selection of the abacus competition.

Wang Fang locked himself in the study and sorted out the bank's deposit process, interest rate. These things are scattered and fragmented, and it is already dark after all the arrangements are made. He stretched his waist, this is only the first step of a journey of a thousand miles, the preparatory work is the most complicated, and it is not enough to have a bank in the capital, he will also set up a bank after he arrives in Yongzhou, and he will do it all over the country in the future, when the hinge banknote is officially circulated, he will also adjust the exchange rate with the currencies of various countries. This thing is simple, it can't be done in a day or two, and he is about to leave Yongzhou, which can be described as a tight time and heavy task. What's more, he himself was thinking about how many silver taels he raised before leaving the capital?

The door was pushed open, and Rou'er walked into the room with the lamp, and added another candlestick to the table next to the king, and the room was suddenly brighter again. "Lord Wang, it's time for you to eat." She reminded in a low voice. Wang glanced at Rou'er: "Rou'er, you and I have been for so many years, and you know everything about the house." You'll have to worry a lot about the affairs of the house when I go south, but there's one thing I can't worry about......"

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