Chongzhen finally found a reformist figure, and those reform plans that he did not agree with, he could naturally veto them and pass those that he thought were feasible.

Chen Zhongsheng became the head of the household department, this news made Zhao Yan stunned for a long time, this was indeed a very unexpected emergency, so that Zhao Yan was not psychologically prepared.

However, Chen Zhongsheng was able to become the head of the household department, which was naturally a good thing for him. If it can really be reformed, it will save Zhao Yan a lot of effort in the future, and Zhao Yan will be able to mobilize more manpower and material resources in foreign wars.

Not long after Zhao Yan received the news, a letter written by Chen Zhongsheng to Zhao Yan was also sent from the post station opened by Zhao Yan, with the words 'Zhijian and Qinqi' written on it.

Zhao Yan opened the letter, and Chen Zhongsheng was very conflicted with Zhao Yan in the letter, because when he met Chongzhen in the Forbidden City, he had already seen Chongzhen's wariness of Zhao Yan.

Chen Zhongsheng's friendship with Zhao Yan is very deep, but he can see that if he wants to be a good secretary of the household department, he must not favor Zhao Yan's interests, otherwise he will be removed by Chongzhen.

At the same time, Chen Zhongsheng also mentioned his reform plans for Chongzhen, some of which required Zhao Yan's cooperation, such as the reform of Tianfu, which must be coordinated by Zhao Yan's grain store, as well as the investigation of the local situation, etc., all of which need to be reliable in Shandong.

After reading the letter, Zhao Yan immediately wrote a letter back to Chen Zhongsheng, asking him to concentrate on reform and serve the country wholeheartedly, without worrying about Shandong's affairs, Shandong's military has its own source of finance, and he will try his best to cooperate with the difficulties in reform, and then Zhao Yan sent the letter.

Chen Zhongsheng, who received Zhao Yan's reply, was not polite, and the first thing he did when he became the secretary of the household department was to completely reduce Zhao Yan's military spending.

The army reported by Zhao Yan is 45,000 people, and the imperial court needs to allocate 810,000 taels every year, but the number that goes to Zhao Yan's hands every year is only more than 300,000 taels.

Zhao Yan still has no shortage of silver.

At the same time, Chen Zhongsheng raised the tax on glass mirrors to 20%, as a luxury product, the tax of 20% is indeed not high, in Zhao Yan's opinion, it is still low, but no one in the world pays business tax, and it is unreasonable for him to pay more, and the 20% tax is still acceptable.

He couldn't monopolize the manufacturing method of glass mirrors for too long, because some people from the Denglai Institute of Science and Technology and Denglai University had already made glass mirrors by themselves through theory. Although Zhao Yan strictly ordered them to keep it secret, when there were too many people, it would become an open secret.

Chen Zhongsheng proposed these two measures when he came to power, which was tantamount to showing Chongzhen that he had made a clear cut with Zhao Yan, and the two could only cooperate from the perspective of the people.

Chongzhen was naturally very satisfied, and began to consider Chen Zhongsheng's other reform suggestions.

The first Shandong Industrial and Commercial Conference held in Zhaojiabao also began.

A few days before the opening, Zhaojiabao can be described as a busy traffic, there are constantly merchants and squires riding carriages to Zhaojiabao, counting those servants, Zhaojiabao's hall has lived more than 8,000 people.

These more than 8,000 people lived, and the hall in Zhaojiabao was full, and people talked a lot about the first Shandong Industrial and Commercial Conference held in Zhaojiabao.

Most people still came for the interest-free loans, and there were some big businessmen with plenty of money who came to see the excitement and also paid attention to the purpose of the new policy.

Under the chairmanship of Zhao Yan and Zhao Quan, the conference officially began.

In this conference, Zhao Yan sent out the "Theory of Industrial and Commercial Regulations" written by the concerted efforts, and everyone had a copy and distributed it free of charge.

At the same time, the application requirements for interest-free loans of 10 million taels of silver were announced.

Only enterprises that make use of Shandong's natural resources, as well as semi-finished products, deep processing, and aquaculture, can apply for interest-free loans. In the case of horse breeding and shipbuilding, no taxes are levied for five years.

Local counties and towns will provide 200 acres of factory land for free, and give a tax exemption policy for one to three years, and if the assets reach a certain level, the land reward will be given to Liaodong.

In addition, it was announced that industry and commerce would fully resume the system of 10 taxes and 1 tax, raise taxes on luxury goods imported from other provinces, and raise taxes on light industrial goods such as paper and ink that Shandong does not have an advantage in.

Zhao Yan's move is naturally to not suppress the market share of foreign commodities, and use trade barriers to make room for the development of Shandong's industry and commerce, so that they have enough market to grow. In terms of technology, Zhao Yan also gave full support.

At the same time, Zhao Yan also issued the resource distribution data explored in various counties and towns in Shandong, as well as some resource data in eastern Liaodong.

If an enterprise wants a loan, it must fill out an application form, which should list the type of production and specific products, and then submit it to the local industrial and commercial bureau for approval.

The local industrial and commercial bureau must complete the examination and approval within ten days, and the project that needs to be reported will be sent to assist in the whole process, and the local government prohibits repeated inspections of the factory in any way and under any pretext, as well as any eating, taking, and carding, if a similar phenomenon occurs, you can go to Zhaojiabao to report, find out that the report is true, and reward five hundred taels of silver. At the same time, the industrial and commercial police will carry out comprehensive escort for the production of enterprises, and put an end to hooligans and ruffians causing trouble, extortion and fraud.

The government and the army need to procure, and on the premise of qualified quality, priority will be given to the procurement of commodities produced in Shandong. Another 10 million taels of interest-free loans are only available to small and medium-sized enterprises, and large enterprises can also borrow from banks.

At the same time, a 'stock exchange' will be opened in Zhaojiapu, so that businessmen can quickly cash out while industrializing their capital, and at the same time facilitate fundraising.

At the end of the day, the businessmen took the "Treatise on Industrial and Commercial Regulations" and the "Regulations on Business Administration" to study and discuss in the hall.

The detailed guidance on the management methods of industry and commerce in the "Theory of Industrial and Commercial Regulations" is a valuable experience of Zhao Yan in summing up the development of industry and commerce in later generations, and for the people of this era, it is undoubtedly like seeing the essence in the chaos, and pointing out a bright path in the main commercial background of trafficking in different places.

The most important thing in the development of industry and commerce is the production environment.

The production environment in Shandong can be described as the best in Daming. Zhao Yan spent a lot of money to build roads, and now roads are being built all over Shandong, and many roads have been completed.

In the case of unobstructed roads, commodities can continue to be shipped out, commodities can not only be taken by land, but also by sea, Zhao Yan's offshore transport vessels, has now reached hundreds, although the tonnage is not large, but the number is still increasing. It can also take the Beijing-Hangzhou Grand Canal to directly connect the five major water systems of Haihe River, Yellow River, Huai River, Yangtze River and Qiantang River.

In terms of transportation, after Zhao Yan's improvement, it has the premise of developing industry and commerce.

In addition to transportation, Zhao Yan also cut off all concerns for investors in terms of policy, put an end to fraud, extortion, and the government's failure to do things with cards, and more technical support.

That is to say, as long as those businessmen take the funds to register a company with the Industrial and Commercial Bureau, and then find technicians at the Denglai Institute of Science and Technology and Denglai University, they can directly build factories and then start production.

Under the implementation of these policies, it will not take long for the 10 million taels of interest-free loans to be disbursed, because people who do not have enough capital are everywhere.

Those who don't have the courage and funds don't do it, and there are a large number of people who have the courage and don't have the funds to do it. And as long as these people earn money, more people will put money into production.

In fact, as Zhao Yan expected, even if those big businessmen with strong capital read the "Theory of Industrial and Commercial Regulations", they are still in the wait-and-see situation, and the only industries they have entered are horse breeding and shipbuilding.

However, they have abundant funds, and the industrial and commercial bureau will not issue interest-free loans to them, and they have to go to the bank to get a loan.

The small businessmen in Shandong, who have no funds, as well as some squires, often go to the Denglai Science and Technology Institute for technical investigations, and after selecting the industry to enter, they go to the local area for inspection.

After the technology and means of production are complete, those small businessmen and squires have submitted loan application forms to the industrial and commercial bureau, generally as long as the production project is more reliable, especially the application of the technology of the patent office, the industrial and commercial bureau will give approval.

The application of many patents, patent fees, made many people rich overnight, and also stimulated the enthusiasm of scientists at the Denley Institute of Science and Technology, college students at Denlai University, and even ordinary intellectuals for invention.

If you don't know how to do business and want to get rich, then go for inventions!

…… At the same time, Zhao Yan's "Theory of Industrial and Commercial Regulations" began to be published and distributed, and once this book was released, the elite class in Shandong was snapped up, and an additional 20,000 copies had to be printed and distributed in Shandong.

In other provinces, the sales situation is also very good, and people know that it is a book written by Zhao Yan, and they have bought it. Zhao Yan is also a legendary figure in business, although his reputation in other provinces is not as good as Shandong, but many people know that he is a military general who can fight well, or a businessman who is good at collecting money, after all, with the development of Shandong in business, many businessmen have been to Shandong to buy goods.

In addition to admiring the purchase, Zhao Yan's "Theory of Industrial and Commercial Regulations" has also been widely praised, but this refers to the theory and guidance of industrial and commercial development, as for the collection of commercial tax, although the benefits and disadvantages are clearly stated, there are still many people who do not agree, but there are also many people who agree.

As stated in the "Theory of Merchant Rules": even if the account lender is profitable, he will be delayed for a long time, and he will have no power to make a move. Although the present-time suffers losses, many are stable. If there is a market, it will be easy to do it.

People of this era also realized to a certain extent the interests of being responsible for production, but the concept of capital industrialization was very vague, and more people tended to put silver coins in the treasury and hide them.

In Shandong, Zhao Yan will open a 'stock exchange', which provides a prerequisite for the industrialization of capital.

After reading the "Theory of Industrial and Commercial Regulations", some businessmen from other provinces also rushed to Shandong non-stop to inspect the situation, and they also intended to set up enterprises in Shandong.

At the same time, Zhao Yan's "Theory of Industrial and Commercial Regulations" was also urgently sent to the Forbidden City by Jinyiwei, who was installed by Chongzhen in Shandong......

(To be continued)