It was not until the fourth day of the opening of the exchange that the large number of people waiting for the exchange and the long queue in front of the Northern Investment and Development Bank gradually decreased. However, the number of onlookers not only did not decrease, but on the contrary, there were more.

This is because, these days, people have seen the strong strength of the Northern Investment and Development Bank, which has deeply shocked the citizens of Taiyuan.

According to estimates, in the past three days, the Northern Investment and Development Bank has cashed out eight or nine million yuan, and this strength is not at all comparable to those banks and silver accounts in Taiyuan, or even in the whole of Shanxi, which only have a principal of several hundred thousand, that is, including the Jinsheng Bank and the Yuhua Bank opened by the Taigu Confucian family, as well as the principal of all the silver accounts in Taiyuan City, I am afraid that it will not be able to catch up with the amount of the Northern Investment and Development Bank in the past few days.

What shocked these people the most was that no matter how many people came to exchange it, and no matter how many oceans were exchanged, the oceans that were piled up like hills did not decrease, and every day there were boxes and boxes of oceans that were constantly being carried out of the bank.

Moreover, there is another thing that has gradually stabilized the mentality of the citizens, that is, among the dozen or so tables of the Northern Investment and Development Bank exchanging Jin banknotes in the small square, two tables are not prepared for the exchange of Jin banknotes, one of which is specially prepared for exchanging Jin banknotes with Dayang, and the other is prepared for depositors' deposits.

For the first three days, the table prepared for depositors was deserted, and no one came to deposit, although there was always a bustling crowd at the table where the money was exchanged.

This is because, during the period of depreciation of Jin banknotes, people were afraid of the depreciation of Jin banknotes, at that time, although many people deposited in the ocean, but when withdrawing, those silver numbers, including Jinsheng Bank and Yuhua Bank, only paid Jin banknotes, so that depositors suffered a big loss, so that now people dare not put money in the bank.

However, leaving money at home is okay for ordinary people with little money left, but it is absolutely impossible for businesses, especially large merchants. It is absolutely unsafe to put large sums of money in homes and stores, and even your life will be risked if you don't do it.

After three days of suffering in fear, these merchants could no longer hold on, so they had to obediently go to the bank they trust most now -- the Northern Investment and Development Bank to deposit deposits, where deposits are, at least for the time being, the safest, not to mention that the interest rate is higher than that of other banks and banks.

Although there are still very few people who come to deposit temporarily, the amount of deposits of these businessmen is relatively large, and the most important thing is that Song Zhewu has seen the dawn of stability in Jin banknotes from these people.

For this matter, Song Zhewu and Jia Jiying, who had to report to him twice a day on the redemption of Jin banknotes, drank three glasses of top Bordeaux red wine given to him by his father-in-law.

Unlike the sparse depositors, the people left in front of the table that exchanged the ocean for the Jin banknotes have never been broken, although the number of people here is also much smaller than the number of people in front of the dozen tables that exchange the Jin banknotes for the ocean, but there are dozens of people every day.

In particular, the amount of money that these people exchanged for Jin banknotes in the ocean was very large, ranging from tens of thousands to hundreds of thousands or even hundreds of thousands. One of the merchants from Shanghai exchanged 400,000 Jin banknotes the next day.

This is because Xinghua now implements a preferential payment system for those who buy their products, and all merchants who pay with Jin banknotes will be arranged to pick up the goods first.

You must know that now whether it is Xinghua's ultra-white flour, or Zhenbang brand colored cloth, or Xiangxue noodles, as well as Chinese patent medicine and a large number of leather goods, and even the dyes they produce and a small amount of fertilizers and pesticides for crops that are trial-produced, they are the most sought-after goods in the market.

Although they scoffed at Xinghua's stipulation that they would give priority to paying with Jin banknotes, they had to do what Xinghua asked them to do, otherwise, the goods you need to buy would have to wait slowly.

However, these people can't afford to wait, and Xinghua's various products are now in short supply, and every day of delay here will be a huge loss for them.

And these businessmen, who are in a hurry to exchange the Jin banknotes for the ocean, and more and more people who come to the north to invest in the development of bank deposits, deposit more and more oceans in the bank every day, which also gives more and more confidence to the people who are anxious to exchange the Jin banknotes into the ocean, and more and more people begin to wonder whether this is really necessary.

For all these reasons, as time goes by, fewer and fewer people come to redeem it.

Because it was October at this time, the temperature in the north was low in the morning and evening, and the sun was unbearable at noon, the staff under the Northern Investment and Development Bank were working very hard in the small square, and the staff suggested to Jia Jiying, "Now the number of exchange people has been greatly reduced, and it can be handled in the hall on the first floor, so the exchange business should be changed to the room."

But Jia Jiying was unmoved, he just wanted people to see the strength of the Northern Investment and Development Bank, especially the scene of those who deposited and exchanged Jin banknotes and sent the ocean of white flowers to his bank.

He insisted on cashing in the small square for another ten days, until the large number of people who came to redeem disappeared, and Jia Jiying agreed to move the exchange business back to the hall on the first floor of the bank.

After half a month of letting go of the exchange of Jin banknotes, the merchants were forced to accept the Jin banknotes, and then they were anxious to go to the Northern Investment and Development Bank to exchange them for Dayang, to gradually become accustomed to accepting the Jin banknotes, and they were also tired of such repeated exchanges every day.

At present, there are many merchants who simply deposit the money they collect into the Northern Investment and Development Bank, but when they need to buy goods or have other needs, they still have to withdraw the ocean, and no one will withdraw the Jin banknotes.

Of course, if you want to buy Xinghua's products, you still have to withdraw the Jin banknotes. At present, those who withdraw Jin banknotes or exchange Jin banknotes with the ocean are local or foreign businessmen who want to buy Xinghua products. The fly in the ointment is that except for this type of person, there is no one who takes the initiative to ask for money.

Because there is no difference between the Jin banknotes and the ocean in Shanxi, and the Northern Investment and Development Bank is very strong, and Song Zhewu's reputation is guaranteed, the Jin banknotes have finally gradually stabilized in circulation, and Song Zhewu's action to stabilize the Jin banknotes can basically be said to have been a great success.

However, the Jin banknotes are still in circulation, and now they are still only limited to the four provinces of Shanxi, Suiyuan, and Inner and Outer Mongolia, and out of the area controlled by Song Zhewu, and no one is still willing to ask for Jin banknotes.

However, Song Zhewu is not in a hurry about this, and Song Zhewu is still very confident that the Jin banknote will eventually become an important and widely circulated currency in China, because he still has a lot of tricks, but it takes time to perform. His main task now is to stabilize the Jin banknote first.

Now that the Jin banknotes have stabilized and the original value has been restored, the next step is to count the results. Of course, this result must be kept secret, that is, in the Fourth Route Army, except for some senior staff members of the Northern Investment and Development Bank, those who are qualified to know the details of the stable Jin banknote are only limited to Song Zhewu, Xiao Guodong, and Jia Jiying.

Jia Jiying has already issued a gag order in the Northern Investment and Development Bank, and anyone who leaks news about the stable Jin banknote will not only be expelled, but also have more serious consequences waiting for them, as for what kind of serious consequences it is, it is up to them to think about it.

Since the Northern Investment and Development Bank insisted on exchanging at a low price at the beginning of the depreciation of the Jin banknotes, and also insisted on doing so after all the banks and silver numbers refused to exchange them, from the beginning of the depreciation of the Jin banknotes, until 1:25, the amount of each exchange gradually increased to 300,000 oceans, and did not stop until Yan Xishan went into the wilderness.

Therefore, before the start of this exchange, the Northern Investment and Development Bank had collected a large number of Jin banknotes at a low price, and a large part of the Jin banknotes were exchanged when people completely lost confidence in the Jin banknotes and the price was about 1:25, because at that time, the Northern Investment and Development Bank had secretly canceled the exchange limit of 300,000 yuan per day.

In the previous 20 days of low-price exchange, the Northern Investment and Development Bank has exchanged a total of 129.8 million Jin banknotes at low prices, and the average exchange ratio is 1:20, which means that Jia Jiying only paid 6.19 million oceans for these huge Jin banknotes exchanged at low prices. In the subsequent hand-free exchange period, the actual redemption of Jin banknotes was 17.34 million, and the total amount of Jin banknotes redeemed in the early stage was 147.14 million, and Song Zhewu's actual payment of Dayang was 23.53 million.

The reason why there are still more than 2 million Jin banknotes that have not been cashed is that Song Zhewu has nearly 2 million military salaries given by Yan Xishan in his hands, and he will naturally not exchange them, and the remaining 1 million, Jia Jiying estimates that they are scattered in the hands of farmers in remote mountainous areas of Hebei, Henan, and Shandong provinces.

If calculated according to the face value of the Jin banknotes, Song Zhewu made a net profit of 126.47 million yuan in the restoration of the value of the Jin banknotes this time, so to speak, this time, Song Zhewu made a lot of money.

Of course, these Jin banknotes are not real money in the strict sense of the word, and they can only be equivalent to military tickets or voucher rolls issued by the Fourth Route Army for the time being.

However, because the Jin banknotes will at least be forcibly circulated in the Taiyuan Administration, Suiyuan, and Inner and Outer Mongolia controlled by Song Zhewu, he is not worried that these Jin banknotes will not eventually become real money.

Song Zhewu has already told Xiao Guodong and Jia Jiying that in the future, all the salaries of the Fourth Route Army, as well as the salaries of the political axe staff in the four provinces under his control, will be paid in Jin banknotes, if these people still like the ocean, then they can exchange it themselves, as long as they are not too troublesome.

Of course, some people who live in other places will definitely have to exchange the money they remit home for the ocean before the Jin banknotes have not become a really important currency in China.

Jia Jiying told Song Zhewu that as long as the Northern Investment and Development Bank guarantees the exchange rate and Xinghua's products are widely circulated, it is only a matter of time before the Jin banknotes return to a strong value, and according to his estimates, it will not take more than a year at the latest.

(To be continued)