There were the bold people who had the courage to shout at Wei Hong: "And there is such a good thing as pie in the sky? Tell me, how does this money make money? ”

Hearing this, Wei Hong stretched out his thumb to the people and praised loudly: "This brother is a good question!" How is money born? In short, everyone deposits money in the bank, and according to the amount of money saved, the dividend will be automatically added to the original amount of money saved at the end of each year, and the interest will be rolled over. To put it more simply, we now introduce three interest rates, which are divided into demand interest rates, one-year fixed deposit rates, and indefinite interest rates over three years. As the name suggests, demand deposit means that the money saved can be withdrawn at any time, but the interest rate is slightly lower, only 3/1000! That is, if you save 1,000 yuan, you will get an extra 3 taels of silver every year, and if you save 1,000 taels of silver, you will get an additional 3 taels of silver every year, and so on. On the other hand, the interest rate for indefinite time deposits of more than three years is higher, at 2 percent. That is to say, if you deposit 1,000 yuan today, there is an interest rate of 2% every year, and when you withdraw the money after three years, you will get an additional 60 yuan, and according to the rolling interest, you will get a total of 1,061,208 yuan, which is 1,061 yuan after rounding! ”

"Save for three years before giving sixty yuan? If we keep the money for ourselves and do a little business, we can make more money than sixty dollars! Then another people stirred up.

Wei Hong still explained calmly: "This brother, first of all, you have to understand that the service provided by the bank is to keep the surplus money that cannot be used for the time being for the people. Since it is necessary to use it, it can survive. And those who have a solid foundation will have a lot of leftover money every year, and these leftover money can not be used for the time being, so they can be saved in the bank, collect more with less, and eat interest, why not? ”

An aunt in her forties, carrying a basket, pursed her lips and said disapprovingly: "The interest rate of the current account is only 3/1000, which is too little, right?" ”

Wei Hong smiled: "You can't think like that. First of all, the main purpose of keeping money in the bank is not to make money, but to insure and avoid accidents with money. Moreover, the interest rate of 3/1,000 is really a lot, after all, there are many wealthy merchants, rich landowners, and some are rich. If you deposit 1 million taels of silver, then the interest rate of 3/1000 is not a joke. ”

When a new thing appears in front of the world, it must give the world a buffer time to accept it. Wei Hong was not in a hurry, so patiently answering the people's questions. On the first day, apart from the 500 sailors, only a handful of people actually saved money, and the money that entered the treasury was less than five taels of silver. Xiao Yu looked at the little bit of silver in the corner of Nuo's big vault, and was very discouraged, and reported the situation to Comrade Lao Li that night.

Comrade Lao Li didn't reply, so he asked Xiao Yu to wait a little longer.

Second, Wei Hong was still in front of the bank to answer questions for the people, and sent a large number of salesmen to roam around the capital to attract business. This time, with Wei Hong's efforts, thirty taels of silver entered the vault. Although the amount is ridiculous, but in the end, there is progress, Wei Hong did not lose the slightest discouragement, but became more and more courageous.

On the third day, Wei Hong continued to promote the bank, and just when Wei Hong was answering a question for a small trader, suddenly a loud voice sounded in the crowd: "I have saved 200,000 taels of silver!" ”

As soon as these words fell, another voice sounded at the other end of the crowd: "I also save money, I save 300,000 taels!" ”

Hearing this huge amount, everyone present was shocked, thinking about what a big deal, and they all looked at the two people. But I saw that these two people were very faceless, and they didn't seem to be famous businessmen. Wei Hong was also very puzzled, and when the two approached, Wei Hong couldn't help but be stunned, because these two Wei Hong had some impressions, and they seemed to have seen them in Hongyuan Commercial Bank. Just when Wei Hong was puzzled, he unexpectedly discovered Li Xiehe hidden in the crowd, and the moment he saw Li Xiehe, Wei Hong had an epiphany and instantly understood what was going on. Li Xiehe, this is here to cheer!

Although Wei Hong has been busy with the bank, he usually talks to Li Xiehe about the bank more or less when he is at home. Lee was the shrewdest businessman, and it took him a short time to understand how the banking system worked, and he found it quite reliable. In addition, the bank was run by Comrade Li, and its reputation and security were absolutely guaranteed, so Li Xiehe made a temporary decision to take out 500,000 taels of silver from the money brought to the capital this time and deposit it in the bank. One is to cheer for Wei Hong; The second is to express his stance to Comrade Lao Li, but all the things of Comrade Lao Li are strongly supported by Hongyuan Commercial Bank; Third, Li Xiehe really wants to deposit money in the bank, after all, so much money is not very safe in Hongyuan Commercial Bank, and it is not very safe to deposit it in the bank, so why not?

Li Xiehe in the crowd winked at Wei Hong, Wei Hong understood, and did not expose it, but followed Li Xiehe's play. He ordered two staff members to be summoned from the bank, and in front of the people, he shouted: "Come on, these two are distinguished guests!" Now at the beginning of the opening of Tianyou Bank, the most needed is distinguished customers! You must be well received! In addition, these two distinguished guests will be registered in the register, and if these two distinguished guests come to deposit and withdraw money, they will be given priority! ”

In full view of everyone, the two actors were welcomed into the bank by the bank's staff, causing a disturbance in the crowd. At this moment, the crowded crowd was suddenly pushed away by a force, and six five-year-old and three-thick family members were squeezed out of the crowd, and a man in his fifties was guarded in the middle. As soon as this man appeared, the people next to him exclaimed: "Ah, isn't this Boss Feng?" ”

Wei Hong has been in the capital for so long, and the upper-level people basically know each other, and this Feng boss Wei Hong also has a lot of impressions. The big name is Feng Zhenyuan, the leader of the porcelain trading in Beijing, and his industry is extremely developed, and it is estimated that his personal assets must be at least more than one million taels.

When Feng Zhenyuan walked to Wei Hong's feet, he saluted Wei Hong with a smile on his face: "Feng has given Mr. Wei a salute!" A few days ago, Feng was talking about business in other places, and he just came back today. As soon as I arrived at the house, I rushed over non-stop, and now I want to deposit 400,000 taels of silver, I wonder if Mr. Wei can send someone to my house to count and transport it? ”

Wei Hong has a very general relationship with Feng Zhenyuan, and even said that he only says hello when he meets, but Li Xuanqing has a lot of communication with him as the president of the Chamber of Commerce. However, according to Li Xuanqing's temper, he definitely would not ask Feng Zhenyuan for help, and Li Xiehe would definitely not go online with him when he first came to the capital.

;