Chapter 224 Trade Secrets (Four More Monthly Passes!) ）-

"Absolutely. N.ET/*small* say network/no pop-up ad full text TXT download" Chen Ke clapped his hands, and Zuo Jiande came in and said: "What do you command?" ”

"Has the white shopkeeper arrived?"

"It's already here, drink tea outside."

"Ask him to come in." Chen Ke nodded and said to everyone: "This person named Bai Yaming is the shopkeeper of the Jiaozi shop in the Eastern Capital, you probably have seen it." ”

"Yes." Everyone nodded and said, "I went to him a few days ago to save money." ”

Before the words fell, Bai Yaming, who was dressed in a blue robe, walked in, and when he saw Li Jian, he looked a little surprised, but he adjusted in an instant, and sang: "My lord, distinguished guests, you are polite." ”

"Sit." Chen Ke was not polite to him, patted the chair next to him and said, "I invited you here today to tell them about cooperation." ”

"Yes." Bai Yaming sat down on the chair and smiled at the four people who were a little stunned: "First of all, I would like to dispel a doubt of all the distinguished guests, the money involved in our cooperation this time has nothing to do with Jiaozipu, so you don't have to worry about the safety of your funds." ”

"Hehe......" Everyone laughed, and they were relieved to have this guarantee.

"My identity this time is to be a representative of the people of Yici Leye." Bai Yaming said again: "You may not have heard of us, but it doesn't matter, because we are also Song people living in Bianjing, and we just believe in the Joy Industry Sect. ”

The crowd nodded and motioned for him to continue.

"My lord, I don't know how much money you can get here?" Bai Yaming asked Chen Kedao.

"Two million."

"Oh......" Bai Yaming couldn't help but be secretly surprised, just these five people could make up so much money, which showed that their strength was amazing, and second, it showed their unity. After groaning slightly, he said: "On our side, we can get three million guan," Bai Yaming spread his hands and said: "According to the agreement, one million guan of it will be counted as a loan to the future money number, we will account for forty percent of the shares, and you will account for fifty percent of the shares." ”

"How can there be such a bargain?" Li Jian asked softly.

"We are not Han after all." Bai Yaming said helplessly: "In order to avoid unnecessary trouble, the owner of the store in the future can only be Han." ”

"If you have five million, it's still not enough." Li Jian frowned.

"That's enough." Chen Ke shook his head and said, "You don't understand the methods of this industry. Let the white shopkeeper come, and it will be for you to clean up your illiteracy. ”

"My lord laughed." It can be heard that Chen Ke is the undoubted leader of this group of people, Bai Yaming smiled and said: "This is actually our secret, but if it is revealed by the adult, it will naturally not be able to keep it secret from you." Mix & Mix Network // (ww no / pop-up window wide / advertise full text TXT download)"

"The main task of our Eastern Capital Jiaozipu is to serve officials like you who go out to do business in Sichuan. When you go out of Sichuan or return to Shuzhong, it is impossible to take a bunch of gold bars or a cart of silver bars on the road, but let Jiaozi lay out a golden ticket, and take this ticket to come to Bianjing from Chengdu, or go to Chengdu from Bianjing, you can redeem money in Jiaozipu. ”

"Hmm." Everyone nodded, it was natural, they had just finished this business.

"In the process of operation, we gradually found that in the process of exchange and withdrawal, there will always be a part of the currency that will be precipitated, although every money will flow, but it can maintain a total stock for a long time." Bai Yaming used as straightforward language as possible to make everyone understand.

"We deposited the money with you, and if we didn't touch it, the money was deposited." is worthy of being a businessman for many years, and you can understand it when you hear it.

"Yes, we have at our disposal the money that has been deposited, and we can use it for lending and collecting interest; It is also possible to do business and earn returns. Bai Yaming spread his hands and said: "But the imperial court did not give Jiaozipu the right to lend money, and we must abide by the regulations of the imperial court, so the money has been sleeping." ”…,

In fact, this is putting gold on the face. Chen Ke and Li Jian were all tempted by Bai Yaming when they were preparing to deposit after the exchange, and even the words were the same...... If you have this money in Jiaozipu, you have to pay a lot of storage fees every month, but if you leave it to us to take care of, not only is the fee free, we also pay the interest, and we will provide a full guarantee, no risk, there is a return, and you can withdraw it at any time, what are you hesitating about, dear?

Chen Ke even seriously suspected that the 'expensive storage fee' was also a trick made by a happy person, and the purpose was to pretend to be public and private, forcing people to hand over the money to them to take care of.

However, this is not a long-term solution after all, and it is not good for the reputation of Yici Leye people to spread it, so they hit it off with Chen Ke and prepared to set up their own bank to engage in money lending business in a bright and bright way.

And despite having only 49 percent of the shares, they are well calculated...... His own side is ironclad, and Chen Ke must find a lot of partners to make it possible to raise enough capital of 2 million yuan. At that time, if there is really any conflict, he only needs to win over a small shareholder of the other party, and he will be able to take the position immediately.

Chen Ke knows too well about the behavior of Jews, these people are abiding by the contract, but they are always exploiting loopholes in the rules and trying to trick people without violating the contract. But who let him not have the capital to start on his own? And he didn't have the time and energy to complete the accumulation, so in order to quickly improve his strength, he could only borrow chickens and eggs and cooperate with them.

Fortunately, the time and place are favorable, and they are all on their own side, as long as they have maintained an upward trend, forgive them for not daring to play tricks.

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"It was precisely because we were convinced that this was a way to make a profit, so we decided to partner with Master Chen to open a Bianjing Qian account." Bai Yaming said: "This is a business that makes a lot of money, and you can reap huge profits just by lending." And when we lend to all walks of life, we have a lot of trade secrets, which in turn makes our investments unstoppable. Saying that, he looked at Chen Ke and said: "My lord has a famous saying, the banking industry is an industry that leverages 100 times the capital with 10 times the capital. ”

"We now understand the truth of the money number, and we are full of confidence in its prospects." Li Jian whispered a few words and asked, "But I still don't understand, how to deal with the current level?" Is it how big a bowl is and how much food is eaten? ”

"Isn't that revealing?" Chen Ke smiled: "The bankers are all liars, if you know that he has no money, he will be completely finished." ”

"So, you have to have at least 1,500 yuan of capital before you dare to open a business, right?" Li Jian said: "At the beginning, there was no possibility of capital precipitation, so we could only use our own money. ”

"Wrong, I'll tell you three things." Chen Ke said: "First, there is a time lag between buying land and building a house. Don't forget, Kyori is rebuilding houses for the people on a large scale, which is an overriding political task, and almost all the construction teams have been requisitioned. Therefore, when the big families buy the land, they can only wait first. And because the land price is too high, it cannot be ruled out that there are many families who will delay the start of construction for a year or two. So there will not be a demand of fifteen million guan at the same time, according to my estimate, only seven or eight million kan will be needed in the early stage. ”

"Moreover, the demand of seven or eight million guan will not appear at the same time, because Bao Longtu adopted my suggestion and divided the entire plot into residential and commercial areas. The basic principle is that the residential area belongs to the large households, and the commercial area is bought by the government. In this way, 5 million guan is a certain amount for the early purchase of residential areas, and the big households will inevitably solve part of it themselves, so we can survive the beginning with 3 million guan. ”

"Third, in view of the fact that they are all large transactions in units of 10,000 yuan, in order to ensure the safety and convenience of customers, we will allow customers to deposit the loan into the money number and only trade with the certificate of deposit." Chen Ke smiled slyly: "At the same time, we pay high interest to depositors and encourage those who sell their houses to still save the compensation money in the money number." In this way, there will be at least two or three million deposits, which can be precipitated to meet the capital needs of the commercial area. ..., Li Jian's heart finally settled. He looked at a few old brothers and said, "Let me say, we have to leave our hometown, in Sichuan, where can we listen to this kind of insight?" Everyone nodded

"I'm afraid that in the entire Great Song Dynasty, you won't be able to hear it." Chen Ke said with a smile: "Only me and Yici Leye people understand this truth, and now you believe that we have three points!" ”

"Believe!" Li Jian nodded heavily and said, "Let's hurry back to Chengdu to get the money!" ”

"You don't have to." Bai Yaming said: "You only need to write a letter of authorization, and within half a month, the money from your Chengdu Jiaozipu can be transferred to the Dongdu Jiaozipu." ”

"So convenient?" Li Jian and a few people now understood why Chen Ke wanted to pull a Ci Leye person together.

"You know how good they are." Chen Ke glanced at them: "Study hard!" ”

"It's that we have to learn from adults." Bai Yaming smiled and said: "Your Excellency's lofty position in finance and economics is really impressive. ”

"Alright, stop flattering each other." Chen Ke laughed and said, "After we talk about business, let's drink and celebrate!" ”

Bai Yaming only sat on the table for a while, drank three glasses of water and wine, and then confessed and left. Time was waiting, and he had to hurry back and inform Levi to raise money immediately.

After he left, Chen Ke looked at everyone and said seriously: "Don't look at the fact that we have fifty percent of the shares, but as long as one of them sets up the seedlings, they have the final say." Therefore, we must unite in the future, resolve any disputes internally, and unite with the outside world, so that people do not snatch power. ”

"Remember." The four of them nodded heavily.

"Then let's also talk about equity distribution, and then choose an agent to come out and represent us with full authority."

This is clearly the best way to maintain decision-making power. Naturally, everyone did not disagree. After a night of deliberation, it was finally agreed that Chen Ke would pay 600,000 yuan, accounting for 30%; Li Jian made 500,000 guan, accounting for two into five; Qian Sheng gave 500,000 yuan, accounting for 205; Tu Yang out of 300,000, accounting for one into five; Cai Chuanfu made 100,000 yuan, accounting for half of the plan.

This is mainly due to the fact that Chen Ke is the leader and should occupy the majority to maintain sufficient decision-making power, but it is only a relative majority, and once others unite against him, he will also be blind. In this way, maintaining relative authority and having constraints can no longer be more demanding.

And the one who was elected as an agent was Qian Sheng, the boss of the money. Chen Ke asked the rest of the people to also choose Kexin's children to follow Qian Sheng into the Qian number to train. At the end, he solemnly admonished Qian Sheng: "You must have a humble attitude and learn other people's skills as soon as possible." If you just want to fight for power and profit, and don't grow hard in business, don't blame me for turning my face and not recognizing people! ”

"San Lang rest assured." Qian Sheng patted his chest and said, "If you don't say it, I will learn it with an open mind." ”——

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