Suzhou is the base camp of the traffic line, and Heshengyuan wants to gain a firm foothold here, and it will not be possible without a little ability. Pen @ fun @ pavilion wWw. ｂｉｑUｇE。 The information director is surnamed Wang, and he is a member of Wang Chonggu's clan, fiddling with the ticket number all his life, and he is shrewd.

He smiled with him, "Distinguished guests are coming to the door, the trumpet is shining, this is the best Tieguanyin, your product." ”

The representative of the silk line at the head grabbed the teacup, took a sip, and put it on the table.

"You must know what's going on in the market, even if it's dragon liver and phoenix marrow, we can't taste it, so let's help us redeem this deposit quickly."

Director Wang was a little embarrassed, "Everyone, according to the rules, withdrawals of more than 500,000 yuan must be notified ten days in advance, and these three million yuan are really ......."

"Hahaha, it's a bit much?" The person in the silk shop pointed to the eight people who were traveling with him, and said with a smile: "Mr. Wang, is it difficult for us to come over separately and block the door and line up to pick up silver?" I'm afraid it's not good for you! ”

Of course, it's not good, Director Wang has recently felt that the atmosphere is not right, and asked the head office in the north for support, and transferred a sum of silver from Lianghuai, and now there are eight million taels of silver dollars in stock, which is reasonable to exchange for three million, which is not a big problem. But who knows how many will be in the future, and if there are a few more, they won't have to lift out the treasury?

Seeing that he hesitated, the silk shop didn't agree, "Mr. Wang, it stands to reason that we should put the silver in the traffic shop, and you promised us that it would be convenient to access and be kept absolutely confidential, and the annual interest would be increased by two cents." We reluctantly agreed, why, come to exchange it now, you can't get the money? Is Heshengyuan so well-funded? ”

The king was forced into a corner all of a sudden, the rules of the Jin merchants have always been deceptive and deceitful, but they can't be relied on, don't say black and white, even if it's just a verbal promise, it must be fulfilled.

Hundreds of years of gold-lettered signboards, no one dares to dust on them!

"Cheng, rest assured, go to the silver vault immediately to bring you silver, Heshengyuan will not beat himself up!"

"Well done!" The man in the silk shop also bowed his hand and said: "The king's business is interesting enough, and we are not ambiguous, and the cart carrying the silver goes from behind, and it is separated, which is eye-catching." ”

The king gave up his hands again and again, but he was not happy at all.

In the business field, who is not deaf and clear-sighted, the eight of them suddenly withdrew three million yuan, and the others promised to follow up, five million yuan, how long can they deal with it?

He didn't have any numbers in his heart, so he quickly asked people to go to Shaoxing Mansion and move troops for help.

Five days later, two young women, surrounded by a group of guards, came to the Hesheng Yuan semicolon.

These two are Shen Meijun and Zhong Jin.

Since Alta was destroyed, the pressure on Zhong Jin's head suddenly disappeared, and the eldest brother Zheno became the leader of the Chilagut tribe, busy with complicated affairs all day long, and she was a woman of less than twenty, where could she be idle.

It happened that Shen Meijun ran a woolen business and returned to the southeast, preparing to build a fleet to specialize in trafficking woolen wool to sea. Zhong Jin pondered that it was a good business, and she wanted to buy half of the shares.

Shen Meijun encountered business matters, and she was never ambiguous, she only promised to let Sancheng, and the two of them chattered and quarreled.

As a result, when they were quarrelling, the king sent someone to tell him about the emergency.

As soon as they entered the city, both of them were startled, and many people who did not have jobs on the streets were looking for work everywhere. Many silk villages are reluctant to open at noon, and the endless stream of merchants is much less, and the restaurants and inns on the street are deserted, like a big temple without incense.

From the inside out, through depression and decay.

Shen Meijun's face changed wildly, she pursed her lips and didn't speak, when she arrived at the Hesheng Yuan semicolon, when she saw the king, she asked with a split head and a face: "The situation is very bad?" ”

Director Wang grinned, "Miss, don't hide it, in five days, several big families have withdrawn more than 1.5 million yuan one after another, and the current inventory of silver dollars is less than 4 million, at this rate, it will not be able to survive in February." ”

"How's it going?"

"The small household is fine, there is no movement."

Shen Meijun's face was solemn, she thought for a while, and said categorically: "Hurry up and send someone to Yingtian, as well as Yangzhou, and immediately mobilize 10 million silver to come over in case of emergency!" ”

Master Wang was frightened and exclaimed, "Miss, have you used so much?" ”

"Hmph, stupid, the big families have run away, and the run is coming."

Director Wang couldn't figure it out, and Shen Meijun didn't bother to explain it to him, so she took out Yang Bo's token and Heshengyuan's tooth card, and Director Wang could only do what she said.

Zhong Jin didn't care much about business, but she liked Heshengyuan's dim sum very much, and ate two plum blossom cakes in a row, and had a small burp.

"It's past noon, please let me have some dinner!"

didn't get a response, turned around to look, and saw Shen Meijun with her head down, constantly looking through various billing forms. The more she looked at it, the bigger the pimple on her brow became, and she couldn't untie it at all, so she threw it away and hugged her head.

"Zhong Jin, I'm in trouble!" Shen Meijun said solemnly.

"No, you're the goddess of wealth!" Zhong Jin smiled: "I don't know anything else, just by eliminating my grandfather, you have made tens of millions of taels of silver, which is really eye-catching." ”

"It's useless, those are dead, they can't be turned into cash." Shen Meijun stood up suddenly, "I have to go to the capital to ask for help, a little later, Heshengyuan will be finished." ”

After finishing speaking, Shen Meijun left and threw Zhong Jin aside, so angry that Zhong Jin stomped his feet and scolded him for being careless in making friends.

……

Shen Meijun's hunch was right, after the eight major silk shops and some big households withdrew their deposits, the rumors gradually spread. On the other hand, more and more people are losing their jobs.

Originally, the weavers of the silk workshop could get seven or eight taels of silver a month, and after deducting expenses, they could also save three or five taels of silver, and save fifty taels of silver a year, which was not a trouble.

It seems that the number is not much, but it can't stand the hundreds of thousands of weavers in Suzhou, which adds up to an astronomical number.

After obtaining the right to issue silver dollars, they began to expand their business on a large scale, launching interest-bearing deposits in the base camp of the Bank of Communications to attract people to save money, and also issued bank bills on a large scale to replace the original treasure banknotes and become the currency circulating in the market.

Bank bills are at least 10 taels and up to 100 taels, beautifully printed, easy to carry, and can be exchanged for silver dollars at any time, which are deeply loved by weavers.

When Shen Meijun saw that the market was depressed and a large number of weavers were unemployed, she immediately felt that the sky was falling apart.

The weavers who originally had to go to Hesheng Yuan every month to save money, now have no income, they need to withdraw their deposits, one in and one out, the difference is too big.

Moreover, people have a blind obedience heart, and when they see others withdrawing them, they will follow up, and the bank bills issued will also be used for cash. Panic will spread, if Suzhou can't hold on and can't afford to exchange, it will quickly spread to the southeast, and even burn the entire Ming Dynasty.

Although Shen Meijun hates Tang Yi very much, his Tang Xue is really powerful, and he makes all the financial problems clear. Shen Meijun has also benefited a lot, and there are only two words to maintain the huge financial system: credit!

It is credit that gives a piece of paper infinite power to exchange for anything. Similarly, a credit collapse will turn the currency back into a blank slate.

In any case, it is necessary to prevent the terrible scene from happening.

The silk workshops began to fall down at the end of last year, and after a year, the weavers' houses will run out of money, and in February there will be a run on the money when people start to produce and work.

Shen Meijun's judgment was accurate, just when the money was being collected everywhere, the number of people who went to Hesheng Yuan to exchange was increasing day by day, usually there were only two or three hundred people, of which most of them were deposited, but now it was good, five or six hundred guests were greeted a day, and ninety percent of them were withdrawing money.

The amount of each person is not large, but it can't stand the large number of people, seeing that the treasury is constantly being emptied, fortunately, Shen Meijun gave an order before leaving, otherwise it will not last for a few days if it is less than four million yuan.

But at present, it is also sitting in a troubled city, and the wave of the run cannot be contained, and sooner or later it will collapse Heshengyuan.

Seeing that Heshengyuan was in a miserable and bitter rain, in a teahouse and private room opposite, two heads poked out, looking at the long crowd, proud.

Among the two, the young black boy is Lei Jian, as for the big fat man opposite, he is the first to join Tang Yi's family of Qian Fat, for more than ten years, this guy's weight is more than three hundred pounds, his eyes are cut with meat buns, and the meat all over his body has nowhere to put it.

"Hehe, Uncle Qian, if you want me to say, this time you still have to eat fat, Heshengyuan is going to be finished!"

Qian Fat Man shook his big hand like a fan, and said with a smile: "Boy, this is just the beginning, is just one Hesheng Yuan enough?" ”

Lei Jian suddenly came to his senses, "Uncle Qian, is there anything more exciting?" ”

"Have you ever fished?"

Lei Jian shook his head, "I eat fish, not fish." ”

"Tell you, the joy of fishing is not as simple as the appetite! If you want to catch a big fish, you must first choose a good hook and fishing line to ensure that it is strong, otherwise the fish will run away. Then, watch the location, spread the nest, sit down and wait. The wonder is waiting, how to say, ask Jiang Taigong to take the bait, you have to have the ability, make the bait beautiful, show off the branches, and don't bite the hook! Especially if you catch a big fish, it will be even more beautiful, don't rush to lift the rod, walk slowly, make the big fish tired, boring, and then pick it up. Fishing is a battle of wit, fishing is a good courage and ruthlessness, a text and a martial arts, the world is poor, and the judgment is like cloud mud! ”

You're just too lazy to move, and you're talking about a big reason!

Lei Jian secretly slandered himself, but he understood one thing, Jin Shang had already taken the bait, and in the face of a super big fish, he had to show enough patience, otherwise they would run away.

The run is still in progress, and the fat man of Qian, as well as the Lei family, actually did the opposite, and in three days, he deposited 500,000 taels of Hesheng Yuan, and the people's hearts suddenly settled down a lot.

Capital, Cabinet.

Tang Yi once again summoned the members of the people in Beijing to gather together, his face was heavy, "Zhugong, there are already signs of crisis in the southeast, at this time, we must work together to overcome the difficulties, I am ready to send a Qincha to the south to maintain financial stability, Yu Pogong, do you always have a suitable candidate?" (To be continued.) )