Ordinary people often say that the poor are rich at first glance, and they are shy and have their stomachs, but in fact, they are expensive and old, so why not. Pen ~ fun ~ Pavilion www.biquge.info In the past, the imperial court had such a pitiful budget, and whoever ate more and less would have to fight to the death.

The fundamental reason why, since Jiajing, there have been more and more struggles in the cabinet, and they have become more and more intense, apart from the party's affiliation and political opinions, is that there is a lack of resources, financial difficulties, and economic problems; this is almost 100% true in any country and in any era.

Now that the cabinet is rich all of a sudden, it is the so-called rich and gifted, and several cabinet elders got together and smiled.

Zhao Zhenji does not put on old qualifications, Gao Gong does not blow his beard and stare at him, even Zhang Siwei, who is at the end of the ranking, is respected by a group of people, no one dares to underestimate these scholars, without him, if you want silver, you have to rely on others!

Although the seven cabinet elders are in different ranks and have a huge disparity in weight, when it comes to the actual voting, everyone is the same, and from this point of view, the cabinet is actually parallel.

The elders really have the prestige of Zaifu, but the big guys also know that this money does not fall out of thin air, and they must win the battle well.

The burden on Tang Ruji's shoulders became heavier and heavier, and he convened military meetings almost every day, and Hu Zongxian was also invited to gather many ministers to discuss the strategy of going to war. Tan Lun, Yin Zhengmao, Cao Bangfu, Li Tianchong and others drilled their troops day and night and actively prepared for war.

The silver in the sky was scattered, Qi Jiguang, Tang Kekuan, Ma Fang, Yang An, these generals actively supplemented the shortage, enriched the armament, built carriages, weapons, and hoarded food and gunpowder. Meat floss, milk powder, fried noodles...... Military food was replenished in large quantities, horse farms in various places were also moved, and nearly 10,000 bred Arabian horses were sent to the army.

Ma Fang and Ma Dongye are both crazy with happiness, the excellent genes of the Arabian horse, compared to the Mongolian horse, are really too big, one ride can at least withstand the opponent's three horses.

Go all out and win this battle!

From top to bottom, they were nervously preparing and did not dare to relax at all.

On the contrary, it was Tang Yi, people were busy, he was idle, this didn't come back from the cabinet early, as soon as he arrived home, he found that it was very lively, there were several more carriages in the yard, and some people were busy carrying gifts.

Tang Yi frowned when he saw it, this is not good, this pavilion never accepts gifts.

He slammed into the hall to see who was so daring. As soon as he stepped in, he saw Ping An and Pingfan holding a woman, not to mention how flattering.

Wang Yueying saw Tang Yi coming back, and said with a smile: "Master, Sister Zhou just came from Suzhou and wants to stay in our house for a few days." ”

At this time, Zhou Qinyun stood up with a smile and fluttered with great blessings.

"Meet Tang Xiangye."

Tang Yi hurriedly smiled: "Don't be so polite, did I say it, the magpie on the tree is screaming, and the God of Wealth has arrived." ”

Zhou Qinyun has the nickname of "Female God of Wealth", and when Tang Yi mentioned it, her face was slightly red.

"Xiangye is joking, the little woman is in front of Tang Xiangye, who turned stones into gold and turned decay into magic, but she can't be the god of wealth."

"Don't brag about it, we sisters haven't seen each other for a long time, let's talk while eating." Wang Yueying held Zhou Qinyun, the two of them were intimate, and went straight to the back garden.

On the top of the pond, there is a wide pavilion, in the summer, the Tang family is here to enjoy the cool chat, now the weather is cold, the earth dragon is burning below, not cold or hot.

Sitting on the pavilion, looking around, clusters of golden chrysanthemums, quietly blooming, not Yuanming's preference for this, this flower blooms after less flowers!

"It's really beautiful, this chrysanthemum is the most important vein aura, I also planted some, all of them are yellow and low, and in a fit of anger, they were bulldozed. Now I understand that a Count, a second assistant, Zhong Lingyuxiu's place, can afford to raise Jin Ju, like us layman, just plant some radish and cabbage! Zhou Qinyun said jokingly.

Wang Yueying chuckled, "I can't see the leyline aura, anyway, I weed and fertilize this chrysanthemum every day, watch it carefully, take care of it carefully, unlike some people, all year round, there are abacus on the table, and the weeds are taller than the flowers, so it's strange to be able to raise them well!" ”

"Look at what you said, it makes me feel like I've fallen into the eyes of money." Zhou Qinyun said dissatisfied.

"You are!" Wang Yueying said with a smile: "I dare to say that I went all the way to the capital, and I guarantee that it was for money." ”

"You, you've learned badly, this mouth is not forgiving at all!"

Talking and laughing, Liuying personally cooked, prepared a table of food, and during the banquet, the sisters chatted with each other, reminiscing about the past, telling about the situation over the years, and chatting happily.

Tang Yi was very knowledgeable, toasted two glasses of wine, and then returned to the study with the two boys, checked his homework for a while, and browsed the nearest newspaper.

At about the time of the lamp, Liu Ying and Wang Yueying accompanied Zhou Qinyun to the outside of Tang Yi's study.

"It's guaranteed to be boring for you to talk about, so we won't listen." The two of them turned around with a smile, Zhou Qinyun shook his head, the door of the study was hidden, he gently pushed it open, and walked in.

"Sit down."

Tang Yi picked up the teapot with a smile and filled Zhou Qinyun with a cup of tea, "Sober." ”

"Hmm." Zhou Qinyun nodded, drank a large cup, raised her head and was silent for a while, and immediately recovered the spirit of a strong woman, her eyes were burning, and she was not tired at all.

"Tang Xiang, the shareholders of the traffic line are very dissatisfied, they think that you have betrayed the traffic line!"

What a big crime, Tang Yi crossed Erlang's legs, "Why, the right to issue a treasure note and a silver dollar makes them unbearable?" ”

Zhou Qinyun was not to be outdone, "Tang Xiang, this is not a trivial matter, once the Jin merchants fully grasp the right to issue currency, the advantages that the transportation industry has accumulated with great difficulty will be gone, and it will even be swallowed up by the Jin merchants, such a big thing, I, I think you are hasty." ”

Tang Yi asked again, "Then what do you think?" ”

"It is best to follow the strength, seven points in the north and south, and seventy percent in the traffic line." Zhou Qinyun threw out the bottom limit, in fact, the transportation bank wanted to monopolize the power, so as to truly become the overlord of finance.

Isn't the highest level of playing money the white wolf with empty gloves out of nothing!

Taking pieces of paper as silver, Jin merchants couldn't bear the temptation, and the same was true in the southeast. Zhou Qinyun hurried to the capital to talk about this matter, after all, it was a matter of life and death for the transportation industry, and he didn't dare to be careless at all.

Tang Yi smiled slightly, "Miss Zhou, there are many people in the southeast who say bad things about this pavilion, right?" ”

Zhou Qinyun's face was not good-looking, "Tang Xiangye, you are in the capital, surrounded by Jin merchants, some things have to follow them, we all understand, but how many years have been in preparation for currency issuance and transportation, and there are tens of millions of taels of silver stored in warehouses around the country, which is obviously a matter of course, how can you hand it over to Jin merchants first, everyone thinks that you have let too much!" ”

Tang Yi shook his head, quite disapproving.

"People see the benefits but do not see the harm, and the fish see the food but do not see the hook. Issuing currency, how big a thing, do you think you can easily succeed? ”

Zhou Qinyun was taken aback, and hurriedly asked, "Xiangye, could it be that there is another mystery?" ”

Tang Yi asked with a smile: "How has the business of the city company been in the past few years, and what about the inflow of silver?" ”

"Business is still growing, but it's getting slower, more and more goods are being purchased from overseas, and the net inflow of silver each year is only 50% of what it was at its peak." Zhou Qinyun is in charge of the traffic line and is more familiar with the situation in the southeast than anyone else.

"It's going to go down, and it's going to be less than 10 percent." Tang Yi said lightly.

Zhou Qinyun was shocked, and kept shaking his head and said, "Xiangye, how come?" Don't Xiyi need porcelain and silk? No, absolutely not! ”

To issue currency, it is necessary to have a stable source of silver, and through overseas trade, import silver, which is the main way for the Ming Dynasty to obtain silver.

Once the net inflow is sharply reduced and the supply of silver is insufficient, it is bound to be financially turbulent, and the consequences are unimaginable!

"How could it not, the main force of trade with us is Spain, robbed their Luzon, and injured their envoys, presumably the news has been transmitted back to Spain, and most of the trade sanctions against Daming have begun. In addition, Europe is not very peaceful, Spain's monopoly status has been impacted, and it has entered the era of competition among the heroes, and there are more and more wars, which will inevitably affect the demand, and the American silver cannot be transported to the Ming Dynasty. In my estimation, in the next year or two, our trade environment will deteriorate rapidly, and the prosperity that has been seen since the establishment of the city will be severely damaged or even disappear. ”

Tang Yi described the most fatal situation to Zhou Qinyun, and after a little thought, she shuddered, and her teeth unconsciously touched back and forth.

It's not just fear, it's the end of the world!

After years of development, the economy of the southeast has formed a development model that is highly dependent on overseas markets. The Xiyi ships that came and went not only provided valuable sales, but also brought large quantities of gold and silver.

Deflation is the Qin and Han dynasties, the Central Plains Dynasty has always existed a tight spell, very much more than the sudden demise of the empire, all related to the lack of money supply, such as the Qin Dynasty unified Liuhe, the territory and population expanded rapidly several times, the result of the Qin Dynasty's currency can not keep up, serious deflation, depression, the remnants of the six countries took the opportunity to make waves, directly caused the Qin Dynasty II to die.

However, the financial currency is something that generations of readers are unwilling to touch, and the official information is very limited, so they can only find clues through some notes and chronicles.

However, Tang Yi can confidently say that starting from monetary and financial aspects is the key to deciphering the rise and fall of empires!

"The prosperity of the Ming Dynasty is too dependent on overseas, once the inflow of gold and silver plummets, it will inevitably cause the price of silver to rise, and at this time the people and merchants will compete to store silver to cope with the crisis. Think about it, what would happen if the traffic bank took over the power to issue money? ”

Zhou Qinyun's facial features were painfully distorted, she has been in charge of transportation for many years, and she doesn't understand what she thinks, the core of finance lies in the word "credit".

When the inflow of silver decreases and panic arises, the people will frantically run the banks, Zhou Qinyun seems to see countless people holding silver dollar tickets, like a tide, angrily rushing to the Jin merchants' money bank ticket number, and squeezing all the wealth they have accumulated for hundreds of years, and even the bones are gone......

Zhou Qinyun raised her head suddenly, and saw Tang Yi who was smiling, and suddenly she felt that the hairs on her body stood up!

He's a devil! (To be continued.) )