In fact, the matter of Jin Million and Huichang Yinhao's plan for foreign exchange is not much touching to ordinary people whose range of activities is no more than 20 miles, and it is more just a whimsical conversation. Those who were really shocked and felt it were mainly officials, merchants, and other silver shop owners.

For officials, first of all, nine out of nine are outsiders, and they have to return to their roots after the official office, and the capital is just a place to live, and at the same time, it is a group with more money exchanges, so there is a personal demand for foreign exchange. Secondly, there is some politics behind the exchange in different places, which officials can't help but pay attention to, and don't forget that the amount of money between the imperial court and local governments is also huge.

For the merchants who go to the capital to do business, if they can realize the exchange with their hometown, it is of course a great thing, and it must be warmly welcomed.

For other silver shop owners, this kind of shock is not due to their own needs, but as a peer to feel the strong competitive pressure.

Although the names of silver shops, money shops, account bureaus, and silver villages are different, they all eat the bowl of rice with silver money deposits and loans, and there are about dozens of them in the capital, most of which are owned by Western merchants. Although the business direction is small and different, they are all localized.

If one can stand out and successfully operate in a different place, it will inevitably become the leader of the industry and develop and grow, and the others will be squeezed. Once a company in this industry has a good opportunity, the development will snowball rapidly, so as long as other peers have a little foresight, they can't help but be shaken.

In fact, the business of silver shops, money shops, money banks, and account offices has long appeared in the country. The silver ticket has long been used in the capital. But the silver ticket of each shop is generally limited to the use of the capital and its surroundings, and when it comes to the field, it has to rely on the white silver to speak, and no one uses and believes in the silver ticket of the silver shop in the capital.

However, in the minds of practitioners, the general concepts of remote redemption and silver bills have not never appeared, and everyone understands the benefits of this. As the largest market in the world, the capital has more than 10 million dollars of money in commerce every year. If it can be realized in different places, the considerable degree of profit is self-evident, and Li You, a traverser, is definitely not the first person to come up with this idea.

But the ideal is beautiful. It's hard enough to make it happen, and it's enough to discourage all financial industry operators so far.

First of all, it is necessary to have strong financial strength in both places where exchange is opened. To put it bluntly, it is necessary to have sufficient capital to undertake the business at both endpoints. The two places are indispensable, otherwise there is no difference from the original old-fashioned money bank shop whose business scope was limited to one place.

In these years, most of them have lived in the same place for generations, and even if many merchants go from south to north, it is difficult for them to establish roots and form forces in two places at the same time, so that they can exchange funds for each other.

Secondly, there must be enough credit, and credit is the foundation. This credit refers to the mutual trust between the two local silver shops that carry out remote redemption, and the second refers to the trust of the customers who promise to redeem the money in other places.

The latter kind of credit is still easier to handle. But it is difficult to achieve the former, and it is difficult for the two places to trust each other. Only when we know each other can we have trust, and if we don't understand, there is no trust, and with the communication conditions of this era, it is difficult to understand each other between thousands of miles away.

In the time and space of Li You's previous life. About a hundred years later, when the wealthy Jin merchants applied for ticket numbers, they adopted the model of total semicolons, and each semicolon was a proprietor, and there was naturally no trust problem between them.

But Li You did not want to follow this model, he did not have such financial resources, nor did he accumulate enough manpower to lay out the world. Of course. Da Ming has the characteristics of Da Ming, and he Li You also has his methods. …,

Mingli Daily hyped the prospect of cooperation between Golden Million and Huichang Silver on the homepage for three consecutive issues, touting and praising it to the fullest. Under this unique media bombardment of this time and space, a pool of spring water has become an undercurrent.

However, he said that Gao Dawei had been pestering Jin Million for the past two days, and he was going to ask Jin Million to introduce him to Li You. As a person who is keen to travel with powerful officials and eunuchs, Gao Yuanwai found that Master Li was worth befriending, and with the middleman of Jin Million, of course he would not let go of the opportunity.

However, Jin Million remembered Li You's words and deliberately pressed them for two days, and then took Gao Changjiang to see Li You.

Although Lord Li's attitude was very cold, if he was about to leave, it seemed that he only took the time to see it when he saw it on the face of Jin Million. But he has been thinking in his heart, and tomorrow's Pravda will have a headline on the front page -- the mysterious behavior of Gao Changjiang, a great man in Hankou, is suspected to be related to the exchange layout of silver bills.

This hype is a good subject. From a national perspective, the canal route from Beijing to Yangzhou and Suzhou and Hangzhou is the main commercial trunk line from Beijing to Yangzhou and the Yangtze River route from Hankou to Yangzhou is the main commercial trunk line from east to west.

If the layout of the exchange business between Beijing and Yangzhou is still relatively monotonous and not shocking enough, with the addition of Hankou, the depth of coverage can be doubled, and it can definitely attract attention from the expansion along the canal to the inland areas along the river and Huguang.

As for whether the tall staff really has this thought, Li You said that it doesn't matter, what is the love.

However, it was said that Gao Changjiang greeted Master Li after greeting him, and was about to warm up further, when he suddenly heard a report from the Li family outside the door: "Master! Someone from the eldest princess's mansion came over, saying that they were inviting the lord to come over to the mansion. ”

The eldest princess? The eldest princess of Guide? Gao Changjiang has been in the capital for a few days and has heard of this name. He couldn't help but look up at the sky, it was already afternoon, and it was definitely not the time for an official visit.

That can only mean one thing, when Her Royal Highness the eldest princess and Li You do not need to pay attention to hypocritical politeness, they can meet at any time.

This was a coincidence, not deliberately arranged, Li You couldn't help but laugh secretly in his heart. He didn't expect that the first person who couldn't sit still was the eldest princess. Then he said to Gao Changjiang: "I have heard for a long time that Gao Yuan is a wealthy businessman in Hankou, if you are interested in this business, you can let Mr. Jin explain it to you in detail." ”

The host wanted to send off the guests, and the senior staff left with the golden million. He still has a stomach full of questions, and he keeps asking about Jin Million.

On the side of the Ten Kings' Mansion, His Royal Highness Guide Chitose really can't sit still. Huichang Silver has half of her, and the future promotion of the long-distance exchange plan is also what Li You and she both want to do, and there is no disagreement on this.

Out of trust and the principle that suspicious people don't need to be suspicious, she let Li You operate secretly, and only Li You knows the way best. But the current high-profile and flamboyant way makes her incomprehensible.

In her cognition, no matter what she does, she does it first and then says it. Is it advisable to brag about it before you have even started doing it? How many lessons have there been in the forest for thousands of years?

Therefore, the eldest princess of Guide, the major shareholder, couldn't sit still, and immediately sent someone to call Li You over for careful questioning. "I think it makes sense to hear other people talk about doing things and often say that they make a lot of money in a muffled voice. But you are afraid that the world will not know, which makes me puzzled, can you relieve me of doubts? ”

Li You said with disdain: "It seems reasonable to make a fortune in a muffled voice, but it is not one-size-fits-all." Sometimes, making a fortune in a muffled voice is similar to being opportunistic and short-sighted, making a quick fortune and plotting only short-term profits, which is not a long-term strategy. What we want to do is a thousand-year-old foundation that has never been done before, and naturally we must be upright. ”

The eldest princess frowned slightly, although what her lover said in the past was unpredictable, and she could still understand it after thinking about it, but since she started running the newspaper, her lover's reasoning has become more and more difficult for her to understand. …,

Am I getting stupider and stupider in his eyes? The eldest princess suppressed this uncomfortable thought, and asked, "Let me know clearly, what are you going to do, what are your intentions?" ”

"What you want to do is just one thing, a shop, a business, and what I want to build is a system, a system that can survive for a long time, a system that will not be destroyed."

The eldest princess of Guide continued to be silent.

Li Yougao said: "What is the difference between you and me? You always want to have it all and eat it all, and I never hesitate to share the benefits with others, and of course you get the most. A win-win situation is a real win, and only then can we have the foundation to keep the system running, even if I am no longer there. You see, the Yangzhou Salt Merchants Association is running very well now. ”

"Stop!" When the eldest princess of Guide heard the useful words, she immediately interrupted Li You, "What do you mean, you still want to follow the example of the Salt Merchants Guild and integrate the silver horn in the capital?" ”

Li You nodded, "That's exactly what I mean." ”

"No kidding! Do you know the inside story? It's nice that they don't make enemies of you! His Royal Highness Chitose said urgently:

"Most of the businesses in Jingshiyinpu Qianzhuang are in the hands of Western businessmen, and they are in the same breath with each other, and the DPRK and China also have Austrian aid. We use Huichang silver to promote foreign exchange, although it will not threaten them for the time being, but in the long run, at least all foreign merchants will be covered, which will lead to better credit of our silver bills, more users, and the impact on them is obvious. Such contradictions are here, how do you integrate them? Unless you give up your chance! ”

Western merchants, in a hundred years, will have a resounding name - Jin merchants. It's just that in the era of Jinghe ten years, the predecessors of the Jin merchants did not have such a strong ability to open ticket numbers all over the world, but they only opened various shops in Beijing.

Rao is so, the financial resources of the Western merchants are also considerable, and the southern Hui merchants are called the heroes of the moment, because of the geographical convenience, and the relationship with the imperial court is closer than the Hui merchants in the south.

What the eldest princess of Guide is worried about is that if Li You's fanfare at this stage arouses the collective disgust and hostility of Western businessmen, it will inevitably add a little trouble. She's not afraid of these troubles, but it's too much.

Facing his mistress's worries, Li You said confidently: "Don't worry about it, I have my own considerations, and everyone has nothing to say about it, and we are still the leaders of this industry." ”

Master Li's handsome face flashed with confidence, which made the eldest princess of Guide couldn't help but be in a trance for a moment, this lover is getting more and more weightless. If I hadn't taken the initiative to call him over to ask this time, I'm afraid he wouldn't have wanted to use himself at all? (Your support is my biggest motivation.) )