Hu Chuyuan is a person...... It's really useful!

Coming out of Hu Chuyuan's courtyard in Changdian Hutong, Jing Lian had already got five million taels of silver CITIC silver ticket in his hand, and he was so happy in his heart, he had been a household secretary for so many years, and he had a lot of dealings with Shanxi ticket numbers, but he had never been so happy.

With such a large amount, it will take a few days for anyone to ponder.

Hu Chuyuan was good, as soon as Jing Lian finished speaking, he asked people to quickly make a loan agreement, lend the silver to the household yamen, and only charge a low tax of 8% per year.

After doing this, he couldn't wait to go to the palace to give Cixi an errand, and praised Hu Chuyuan beautifully.

As soon as he came out of the palace, he hurried back to congratulate Hu Chuyuan, saying that the Queen Mother said that from now on, if there is a place for the household to borrow, it will only look for CITIC Money, and there is no need to go to Shanxi people, trouble.

In other words, if the household has silver, it will be deposited in CITIC Bank, and if you want to borrow money, you will also find CITIC Bank.

Once it becomes a climate, the private money of officials of the Beijing division will also look for CITIC, and if they can post tickets, they will deposit tickets if they can't, and they will be able to deposit tickets if they can't, and they will be quietly sent back to their hometowns.

Officials want to send money to the ministry to find an errand, and if they want to borrow money, of course, they have to find CITIC.

It was a fucking surprise.

Of course, Hu Chuyuan was very happy, so he stayed at Jinglian for a dinner, and gave 30,000 taels of silver to the Xinyi pawnshop ticket, with an annual interest rate of at least 12% and annual dividends.

The pawnshop is a small business with big profits, and it has never been necessary to open discount shares.

This matter, as the head of the household, Jing Lian himself is not clear.

While they were muttering, Li Hongzhang was also thinking in his yamen, the governor of Zhili, he was not blind, and this matter was clearly a big ghost.

He brought Sheng Xuanhuai over to discuss, and the two also muttered together.

Sheng Xuanhuai felt uncomfortable in his heart, he had an idea about the bank two years ago, but he felt that it was too difficult to do, so he wanted to wait a few years to talk about it.

This is good, Hu Chuyuan actually took the lead, and it went so smoothly...... Something is wrong!

It was already late, and Li Hongzhang drank tea silently, frowning, thinking about the impact of this matter in his heart.

Sheng Xuanhuai couldn't even drink tea, his worry was like fire, it was like frying his heart in boiling oil, he was stinging when it was hot, and he really wanted to scold his mother.

After waiting for a while, he provoked: "Zhongtang, there is definitely a problem with this matter, I estimate it, Hu Chuyuan's kid has smashed at least four or five million taels of silver, let's just set it up here, investigate him well, and take the opportunity to bring down those corrupt officials and corrupt officials!" ”

Li Hongzhang snorted coldly and said: "Nonsense, involving so many people, Li Hongzao and Prince Su and Prince Gong all have a share, who do you go to sue?" If you don't die, then you just wait to be cleaned up! ”

Sheng Xuanhuai was silent, he was just angry.

Li Hongzhang asked in surprise: "Tell me, if Hu Chuyuan is a CITIC Bank, how much profit can he make from it, and he is willing to make such a large amount of money, won't he make money at a discount, right?" ”

Sheng Xuanhuai said: "That definitely won't." With his financial resources, it is estimated that he can eat 20 million taels of Qing silver dollars, and he can issue 40 million taels of banknotes. With such a large sum of money, he can use it to issue loans and lend loans, and he will be able to double it in three or four years, withdraw the profits and continue to issue banknotes, and the money will roll over and the profits will roll, and this transaction will be too profitable. ”

Li Hongzhang couldn't help but blame a little, and said, "Then why haven't you thought about it?" ”

Sheng Xuanhuai sighed: "How can Xia Guan not have it, but I just think that things are difficult to do, especially Li Hongzao must be gossiping, we can't take it." I just didn't expect that Hu Chuyuan was cheaper. ”

After a pause, he suddenly smiled evilly: "Zhongtang, if you want to say that young people have momentum to do things, there are always unreliable places. You think, the amount of paper money he issued is so large, if you use the traditional silver ticket method to do it, it is easy to counterfeit, if you use the foreigner's method to do it, he also has to find someone to find machinery, find mimeograph dyes and paper, these alone can annoy him to death, as long as there are loopholes, the lower officials will have a way to deal with him. ”

Li Hongzhang nodded silently, but said: "I don't think he will have many omissions, you better hurry up and get this matter done as soon as possible." It's up to you, if you can keep his CITIC Bank at bay...... The rest will be easy to do! ”

Sheng Xuanhuai was silent.

He doesn't think he has this ability, the key is that he doesn't have a money bank in his hand, if he had a money bank ticket number all over the country, he would have squeezed Hu Chuyuan out of Shanghai Beach a long time ago.

The money bank is not so easy to run, there are many cats in it, and it takes a lot of effort to find a suitable shopkeeper.

Speaking of which, it can only be said that Hu Chuyuan has a good life, and his father left him a Fukang money bank, and the shopkeeper grabbed a lot of them.

The next day, Hu Chuyuan invited Zhu Yannian over, sat down to drink a glass of warm wine together, ate two plates of peanuts, corn and pine nuts, and said that the household department was going to find CITIC Money Village to do official errands.

Zhu Yannian was very happy when he heard it, and he was overjoyed, and said: "Dongjia, this is great news, which shows that our CITIC Qianzhuang has surpassed the people of Shanxi." I've been preparing for this for a long time, and as long as you agree, I can open a few new shops tomorrow. ”

Hu Chuyuan nodded and said: "That's okay, I will fold Jingshi, Hebei, and Tianjin into a general shop, the bank is opened in the Tianjin concession, and the general shop is placed in Beijing." The accounts here are all in your hands, but ...... Zhu Da shopkeeper, I still have to say a word. ”

Zhu Yannian was even happier, he didn't expect that he was really going to be promoted to the top shopkeeper, and immediately said: "Dongjia, you can just give it your orders, I will definitely do it for you." ”

Hu Chuyuan nodded silently and said, "I'll just talk to you about this." CITIC Money and the bank are two mouths to do business, which is equivalent to the relationship between the right hand and the right hand, the money bank is still Chen Xiaobai's shopkeeper in the business, and the bank side I handed over to Zheng Xitai, and so on, I will transfer a shopkeeper from Shanghai to Tianjin as a manager, and the money bank in this area is under your control, but you also have to cooperate with him more. ”

Zhu Yannian also nodded and said, "Owner, don't worry, I will definitely handle this matter well." ”

Hu Chuyuan snorted and said: "Zhu Da shopkeeper, you help me with the staff by the way, the business of our CITIC Money Village is getting bigger and bigger, in the past, it was mainly in Jiangsu and Zhejiang, and only set up branches in other provinces to facilitate exchange." Now it's different, I plan to set up eight branches in Liangjiang, Fujian and Zhejiang, Zhili, Huguang, Liangguang, Northwest, Central Plains, and Southwest, and each department will set up a branch shopkeeper, and Shanghai will leave a general number shopkeeper. ”

Zhu Yannian thought for a moment and said, "This is also a way that can't be helped." ”

Hu Chuyuan sighed "yes", and said to Zhu Yannian: "Another thing, there is no need to open too many shops here in Zhili, one in each county in Beijing, one in Hebei, and three in Tianjin, which is about the same." Mainly to invest in the local bank, or even directly control the large shares, you have to be busy with these things recently, to see which small money is able to draw shares to us, the benefits are of course real, we can take money to him to lend, but also follow the CITIC ticket number to do the second ticket number business. ”

Zhu Yannian said with a smile: "As long as we are willing to borrow money, there are many small money banks that are willing to draw shares, but in the past two years, I have been doing things according to the meaning of the shopkeeper Chen, and I have been accumulating the shopkeeper and the main accountant, which can open dozens of branches, what should these people do?" ”

Hu Chuyuan thought for a moment and said, "Then open a new ticket number." ”

Zhu Yannian pondered for a moment and said: "This is a good way, the tree is a big move, our money bank has been expanding very rapidly since the year before last after changing to the CITIC ticket number, and those who are traveling from the north and south have to go to our place to go to foreign exchange." In addition to Shanxi's Shengchang and Dadetong, we are the largest ticket number in Beijing. Just like Qiao Zhiyong, let's also pull out a new ticket number, but what is this ticket number called, and who will be the big shopkeeper of the semicolon? ”

Hu Chuyuan said: "It's called the Wantong ticket number, you want to find a way to pick a Shanxi person, I am ready to let this ticket number go to Shanxi, go to Xikou and Guisui for development." ”

Zhu Yannian said with a smile: "Then I understand, this is really easy to find, there are many shopkeepers in Shanxi who do ticket numbers." A few days ago, Li Hongling, the shopkeeper of the Jingshi branch of Weifenghou's ticket number, and Mao Honghan, the big shopkeeper, had a big dispute, and Mao Honghan also sued the owner Hou family and wanted to dismiss Li Hongling. Li Hongling, I know, has been dealing with him for more than ten years, he is honest and vigorous, only thirty-three years old, he has just been a shopkeeper for a few years, and he wants to make some small changes in the Beijing branch of the division, but he was scolded by Mao Honghan, saying that he wanted to take the opportunity to make profits. ”

"Oh?"

Hu Chuyuan couldn't help but be a little curious, and continued to ask: "What changes does Li Hongling want to make?" ”

Zhu Yannian said: "In fact, it is to follow our CITIC Money Bank to do the deposit business, he also wants to engage in deposit tickets, he told me in private, the rich businessmen in Beijing gathered, if you can do a lot of deposits, you must be able to collect a large amount of deposits, send to various places for loans, and also make a lot of money." It's just that he said that the interest on our deposit notes is too high and the risk is too great. ”

Hu Chuyuan was even more curious and asked, "Why did he tell you this?" ”

Zhu Yannian smiled, poured the wine full, drank it himself, and said: "Don't hide it from the owner, I think I can retire in four or five years, and I want to find a shopkeeper for the owner who can really gain a foothold in Zhili and the north, and I will find him." In the past two years, I have been using the relationship of my peers to communicate with him often, and I have taught him what he doesn't understand. He is loyal, trustworthy, character is not to say, he used to be an apprentice in a Shanxi ticket number, the craft was learned, the ticket number also closed at a loss, and then there was a surname Cao Mr. recommended him to the Hou family's Wei Feng Hou ticket number to do the stewardship, and after a few years, he became the shopkeeper, Cao tent died of illness, leaving orphans and widows no one to take care of, he has always helped, said to take care of the family to the two sons are Chengren. ”

Hu Chuyuan couldn't help but hum, thinking to himself, doing business in this era has such benefits - people are real, people like Li Hongling will have to be on "Moving China" after 130 years, but today, it is not very rare.

Such a person, even if he doesn't have much ability, Hu Chuyuan wants to use it.

He immediately said: "This person is good, how is his ability?" ”

Zhu Yannian took another sip of wine and said with a smile: "Boss, don't worry, aren't you looking for me to drink?" ”

Hu Chuyuan smiled and took a sip as well.

Jingshi's liquor was too spicy, he was not used to it, so Suo asked Chen Shanyuan to change a bottle of rice wine Huadiao, which was cold and frozen, and a little ginger warmed his stomach.

The two took a few more sips, and Zhu Yannian said: "Boss, let's tell you the truth, this person's ability is first-class, and he is blind under the rich Mao Honghan." It's a pity, Yuzhong, I have recruited twice before, and he refuses to leave because of a patron friendship. ”

Hu Chuyuan laughed, feeling more and more interesting about this person, and said, "Okay, you arrange it for me, I want to visit him." ”

Syllable.

Zhu Yannian put the wine bottle aside and said, "Owner, if you are Liu Bei, let's go to him now, don't delay at all." I'll vouch for my head, this person will make you a lot of money. ”

Hu Chuyuan didn't say a word, and immediately asked Chen Shanyuan to prepare the car, and by the way, he brought two jars of Shaoxing rice wine.

Li Hongling is a native of Pingyao, Shanxi, who can grow up in Qianzhuang's nest and is Chinese New Year's Eve three years old today.

Hu Chuyuan went to invite in person, then there is really no reason why he can't be invited, it just so happens that Li Hongling has been getting more and more aggrieved in Weifenghou recently, and when he talked to Hu Chuyuan, he realized that the things he wanted to start had been done very neatly here by Hu Chuyuan.

He hesitated for a day, and only came to Hu Chuyuan the next day and agreed to take the Wantong number, but he didn't want the shares given by Hu Chuyuan, he just wanted to use the dividends he earned to occupy the shares.

Of course, Hu Chuyuan agreed, and felt more and more that this person was indeed rare.

After completing this matter, Hu Chuyuan left to return to Shanghai, and he had to go back, because the deal he was going to do had far-reaching implications, and one day it would make the court restless.

He had to go back and control the heat, slowly simmer over low heat, and boil the frog in warm water.

He was gambling time with the Manchus, and if he won, the world would be his.

If the Manchus attacked him before the situation got out of control, he would retreat to Nanyang to make a revolution and try to overthrow the Manchus before he was forty years old.

(To be continued)