Chapter 40 Materials for Glass Making
Opening a bank is indeed a viable option, much more reliable than lending usury, although usury is profitable, but the risk is very high, not as stable as the bank's income. Xu Chen heard Zi'er say that when the princess gave usury, he came up with this idea, since Li Shuang'er had a request for himself, he took advantage of this opportunity to take over the usury, develop it himself, and build the largest bank in the Tang Dynasty.
Of course, opening a bank requires a large amount of capital injection, in ancient times, opening a bank is an absolute high-end service, first of all, you have to let those rich and powerful people deposit money in their own bank, you have to have interpersonal relationships, and you have to have a reputation, otherwise why do others deposit money from you, the liquidity in this is greater, but Xu Chen is still confident that the bank will be done well.
Li Shuang'er heard that Xu Chen's bargaining chip for lending her money was to hand over the loan shark to Xu Chen to take care of, so she wondered, will this colt do business? Although Xu Chenwen is outstanding and talented, he doesn't necessarily know how to do business, didn't this person think it was easy to make money after earning a few thousand taels yesterday?
"I have said everything, lend you money, lend me usury, as for the profits earned, it depends on the situation." Xu Chen said.
This person looked full of confidence, Li Shuang'er looked at Xu Chen for a while, and found that she didn't understand him at all, did he really know how to do business? At the moment, it's right to borrow money to fight the fire, and as for the loan shark, it doesn't hurt to let him take care of it, anyway, he has been busy with the fabric recently, and he has no time to deal with it, but he said to Xu Chen that he has already thought of a plan to get him out of the princess's mansion, this is a lie to him, and now Li San is still very protective of this concubine, and it is not easy to get him away.
The two reached an agreement and signed the pledge, Li Shuang'er promised to repay the money with interest within a month, and Xu Chen was in charge of the loan shark before leaving the princess's mansion.
Xu Chen's commitment to Li Shuang'er to get out of the princess's mansion is still full of expectations, looking at the Tang Dynasty, life is colorful and varied, and everything is better than being a horse, but Xu Chen is still very suspicious of Li Shuang'er's ability to do things, Li San's decision will not be easily changed, how can the royal family play at home, you can divorce whoever you want.
It's just that the matter of lecturing in the East Palace is a certainty, and he can't shirk it, after all, the recent events have made Xu Chen completely stand at the forefront of the trend, and he has become a hot topic in the morning newspaper and the morning newspaper at noon every day.
The two of them simply ate, but they had their own thoughts, they rarely spoke during the period, and of course they had nothing to say, so after eating, Xu Chen took the first step and walked away.
Li Shuang'er was the only one left at the dinner table, she was just holding a bowl of rice at the moment, her eyes were confused and she didn't know what she was thinking, and the chopsticks kept picking up rice in the bowl, but she couldn't eat a bite.
In the afternoon, a group of subordinates came and carried away a few boxes of money in Xu Chen's bedroom, Xu Chen was heartbroken, if these money were placed in ordinary people's homes, it would be enough to eat for decades......
A few days passed in a flash, Xu Chen was busy with his banking business, and the work of usury was done by the princess's mansion, and Li Shuang'er instructed the princess to obey the dispatch of the concubine in the future, which means "This matter is in the hands of the concubine, and I will not ask anymore."
This Fucheng is a little old man in his forties, the life expectancy of ancient people was short, and he was already old in his forties, but at this time, because of the previous Kaiyuan Dynasty, the people's living standards were generally higher, and it could not be said that he was very old in his forties, but this Fucheng was very old.
The name of the house is Li Gao, the surname "Li" was given by the former emperor Li Dan, his father was the domestic slave of Li Longji's palace in the past, followed Li San to the volcano and the oil pot, and the palace battle had his father's share every time, and then Li San's father sat on the emperor, and sealed Li San's family, sealed a Gyeonggi County Cheng, and gave Li the surname for a while, but then he was angry with Li San, and Li San sent him to a remote mountainous area to be a county lieutenant in a fit of anger.
So this Li Fucheng didn't have any light, and gave a princess's mansion, but this official was happy to be idle, but recently the princess said that she wanted to put usury, so she dealt with this matter, but he didn't have much experience in this thing, he came and went, lent out more, and recovered less.
Xu Chen couldn't help asking, does anyone dare not repay the loan sharks in this princess's mansion? Only then did Li Fucheng explain that in addition to businessmen, there were also some "oilers" among the people who borrowed usury, that is, the leaders of those usury, and this line was too profitable, so these people wanted to be dominant, and if there were other lenders in the capital, they would inevitably collapse.
The reason why they are so unscrupulous that even the usury of the princess's mansion dares to suppress is because the leader of this industry is Yang Guozhong's nephew, Yang Cai.
Xu Chen can only say hehe, if you want to say that the emperor is the boss of the whole world, the princess is naturally the second level, but Yang Guozhong is the best, Li San is the boss, Lord Yang doesn't speak, no one dares to be the second, his silver power is shining in all directions.
It seems that if Xu Chen wants to open a bank, there is resistance, and it is not small, so Yang Guozhong's nephew is naturally the first major obstacle at present, but Xu Chen is excited, and it is quite interesting that he can fight with this kind of superlative.
In the past few days, it is a matter of planning details with Li Fucheng, the brand positioning of ancient banks is naturally high-end, and ordinary people's money is not much and will not be deposited in the bank, then the only ones left are rich businessmen, the level of the powerful, to say that the current capital is a global international metropolis, business is still relatively prosperous, there are naturally many businessmen, and it is still very promising to open a bank.
It's not something that can be done in a day or two, the network is still very important, fortunately, there is a little prince, this kid is still reliable at a critical time.
Li Ye hasn't come to practice boxing in the past few days, Xu Chen still misses him very much, the two of them are like brothers, this Li is not there, Xu Chen has no one to talk to, Zi'er can't see the shadow recently and doesn't know what he's busy with.
Say Li also, and Li will also arrive. Li Ye hurried to the princess's mansion this time and went straight to Xu Chen's room, walking with great momentum, but it startled the people in the princess's mansion.
The little prince actually took a stone in his hand, and walked so quickly, and went straight to the horse's room, thinking that something was going to happen.
Xu Chen was also startled when he saw Li Ye come in with a brick, this kid didn't take the wrong medicine, or he knew that he didn't know martial arts, and found that he had been playing him all along, so come to me for revenge.
Li Ye stood at the door but suddenly smiled, walked in and said happily: "Brother-in-law, you told me last time that you wanted to make some glass, and I have already contacted the gold mine outside the city, no, according to your description, I found such a stone." ”
It turned out that Li also took the quartz sand used to make glass, Xu Chen walked over and took a look, indeed, is quartz sand so easy to find?