After Li also introduced everyone one by one, Xu Chen sat down at the table, and said too many polite words, these businessmen were obviously a little excited, they may have done business in collusion between officials and businessmen before, but if you want to deal with such a person with royal status, it still depends on luck.

They came at the invitation of Li Ye, and the prince's face could not be ignored, not to mention that the interests of the bank were more reasonable, so they came with the mentality of "observation", as for the horse in front of him, he thought it was a vase in the princess's mansion, and he came to eat on behalf of the princess.

The poetry of the horse is very powerful, and everyone in the capital knows that these merchants are naturally no exception, in their eyes, such a person is much easier to write poetry, and if he wants to do business, it will definitely not work.

Of course, Xu Chen opened a bank under the name of the Princess's Mansion, otherwise he would not have taken over the loan sharks of the Princess's Mansion. Xu Chen could obviously feel that these businessmen in front of him were still skeptical, after all, it was more difficult to get them to pay for it than to kill them.

The meal has been served, and of course the protagonist today is Xu Chen, and everyone is waiting for him to speak. Xu Chen picked up the wine glass and greeted everyone, and then he got to the point.

"I invited you to come today, just to invest money in the bank of the princess's mansion. Since you can come, it means that you have a preliminary understanding of the bank, and if you have any questions, please do not hesitate to ask. Xu Chen said with a smile on his face.

Xu Chen's propaganda has been done a lot these days, and these people must have understood something.

Everyone looked at each other, they were very suspicious of this young colt, how much can he know about this merchant, can you act as a full agent of the princess's mansion? I thought that the concubine brought some kind of message from the princess, but I didn't think that it was to do business answers.

Xu Chen saw that everyone was silent, full of suspicion, and suddenly felt despised, feeling that you treat me as a vase! I opened this bank!

"Since you don't have any problems, I'll tell you about the problems of the banking system, the princess of the princess's mansion has authorized me to deal with the banking business, that is, if you can cooperate in the future, I will be your direct contact." Xu Chen propped his arms on the table and said with both hands.

Everyone was in an uproar, and they turned their heads and ears for a while, grass, make no mistake, such a big business is going to be handed over to the colt to do? I heard that this colt is still a martial champion! The joke was too big, and everyone shook their heads secretly, thinking that this matter was unreliable.

Xu Chen ignored everyone's reactions and continued: "The so-called bank, literally speaking, is to store silver, on the other hand, there is no such shop on the market, and according to my adjustment, most rich people are still willing to store their money in a more secure place. The psychology of the rich is different from ordinary people, take you as an example, do you think it is safe to keep your money at home? ”

Some nodded, others shook their heads. There are more people who nod their heads, and most of these people are misers.

"Of course, it's good to keep money at home, but a lot of money at home is a waste, this bank is specially designed for all of you here, simply put, it is to take out the money you don't use for the time being, and store it in the bank, we can not only ensure the safety of the money, but also give you interest on a monthly basis. The preliminary price is 10 per thousand, that is, if you deposit 1,000 taels in the bank, you can get 10 taels of interest per month. ”

The crowd was incredulous, and began to whisper to each other, these people naturally heard that saving money can get interest, but now it sounds like the interest rate of 10 thousandths is still quite considerable, saving 10,000 taels can get 100 taels a month, and a year is 1,200 taels.

Xu Chen stretched out his hand and put it on the table, just like a meeting of modern leaders, what he said was correct and round, and with the little prince sitting next to him, several businessmen believed this.

"The bank is convenient to deposit money, and it is easy to withdraw money, even if all the money is withdrawn, the bank can only obey and handle it immediately, so that everyone can rest assured that they can save money, and the bank can guarantee that there is no worries. Of course, the purpose of opening a bank is to make a profit, and the loan granted by the bank is cheaper than that of usury, which is 45 per 1,000, while the interest on the bank's loan is 20/1,000. The bank will also open members, that is, people who have deposited a large amount of money in the early stage, and if they borrow money from the bank, they will be counted as 15 thousandths. ”

"So low? He's not going to talk about it, is he? The boss of the first cloth shop in the capital whispered to a person next to him.

The man didn't believe it, so he nodded, and asked Xu Chen: "Dare to ask the horse, the difference between your savings and loans is not high, how long can you open this bank, in case of capital exercise, can you guarantee that everyone can withdraw the money?" ”

"First of all, on the issue of price difference, the amount of money the bank makes is no longer like a loan shark, the key is to look at the amount of money, that is, the base of money, the basic goal of the bank is that the capital is a big one, more money, naturally borrow more money. If there is a large flow of money, it will naturally make money. However, I can assure you that once the bank fails, all the money you have deposited will be repaid at interest rate, and you will never be in arrears. After Xu Chen finished speaking, he drank a cup of tea and looked at the faces of the people around him.

It sounds really moving, and there are times when there is a shortage of money in business, such an interest rate can't help but make these old foxes excited, Nima, who has borrowed usury for so many years in business, including now often borrowing some to work capital, thinking of the black heart of the usury, I feel a heartache, but no way, who let the usury in the capital put it alone?

"I would like to ask, if your bank can really be opened, how can the loan sharks still survive? Do you know who is doing loan sharking in the capital now? This is the fat man sitting next to Xu Chen.

As soon as Li Ye heard this, he couldn't help but get angry, and after seeing that these people still didn't believe in his brother-in-law for a long time, he couldn't sit still, and immediately slapped the table and said angrily: "What about the prime minister's nephew?!" I'm still the Holy Nephew! This is the son-in-law of the Holy One! If he dares to stir up trouble, let the horse come! ”

Li Ye slapped the table, startling everyone, they were optimistic about the prospects of the bank after Xu Chen's description, but when they thought of the prime minister's nephew Yang Cai, they all had palpitations, who is the prime minister Yang, he is now the number one in the Tang Dynasty, the emperor doesn't care about things, can he just let this person go to heaven, if anyone offends him, it will be a matter of minutes to destroy you. Not to mention the nephew Yang Cai, this guy is the absolute No. 1 bully in the capital, although he has no official position, he nodded when he saw him in the fourth imperial history, it is said that someone stabbed him to the emperor Lao'er, but the emperor directly pushed it to the prime minister and let him take care of his nephew.

Is this the kind of person who would take the princess in his eyes? Do you take the pony in your eyes?

When everyone was drumming in their hearts, Li Ye slapped the table, this was what Xu Chen taught him to do, and when necessary, he was asked to show momentum to deter, but fortunately, the effect was good.